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What is Howard | Nassiri's experience with debt settlement?

Howard | Nassiri, LLP

To date, our firm in conjunction with our service provider Morgan Drexen has settled unsecured credit card debt in upwards of ten million dollars at 41% on the dollar. We are helping a lot of Californians get back on the road to financial freedom through our concerted efforts. I'm Vincent Howard, senior and managing partner of Howard/Nassiri. We work hard every day representing the consumer from our headquarters in Orange County, California. If you need an attorney you can trust, go ahead and give us a call.

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attorney: Howard | Nassiri, LLP


What is debt settlement?

Howard | Nassiri, LLP

Debt settlement is an aggressive approach to reducing the amount of unsecured debt that a person owes. The length of time in a program can vary, but it usually ranges anywhere from six months to four years depending on how aggressive of an approach the consumer wants to take. I'm Vincent Howard, Senior and Managing Partner of Howard Nassiri. We work hard every day, representing from our headquarters in Orange County, California. If you need an attorney you can trust, go ahead and give us a call.

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attorney: Howard | Nassiri, LLP


Does my debt go away in a debt settlement?

Howard | Nassiri, LLP

Your debt may go away in a debt settlement program. I mean at the end of the day that's the goal. Our goal - or anyone going into a debt settlement program, that program's goal is to negotiate away your unsecured debt. However, the consumer has to realize that it's up to the creditor ultimately whether or not they want to reduce or even erase the amount of debt that you owe. Most of the times they will do that because some money is better than no money. I'm Vincent Howard, senior and managing partner of Howard Nassiri. We work hard every day representing the consumer from our headquarters in Orange County, California. If you need an attorney you can trust, go ahead and give us a call.

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attorney: Howard | Nassiri, LLP


Who is eligible for debt settlement in California?

Howard | Nassiri, LLP

In California, if you have unsecured debt, $5000 or more, and you have disposable income that will allow you to make payments in a debt settlement program, then you're going to be eligible to enroll in a debt settlement program. Some of the things that a consumer might want to think about is whether or not they are what's called "judgement proof," and those are things that you can talk about with your attorney that will help you make a decision as to whether you should even enroll in a debt settlement program. I'm Vincent Howard, senior and managing partner of Howard Nassiri. We work hard every day representing the consumer from our headquarters in Orange County, California. If you need an attorney you can trust, go ahead and give us a call.

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attorney: Howard | Nassiri, LLP


How can debt settlement help me?

Howard | Nassiri, LLP

Debt settlement can help you simply because it eliminates your unsecured debt. With that unsecured debt hanging over your head and you not making in roads to paying it off, it could have adverse effects on your credit rating, credit score. We live in a society that dominated by what your credit score is. You can't get a home, you can't buy a car, you can't get a student loan without it. So one of the things that debt settlement does is that it helps you get back on the road to financial freedom quicker. I'm Vincent Howard, senior and managing partner of Howard/Nassiri. We work hard every day, representing the consumer from our headquarters in Orange County, California. If you need an attorney you can trust, go ahead and give us a call.

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attorney: Howard | Nassiri, LLP


Debt settlement or bankruptcy in California?

Howard | Nassiri, LLP

In California, it's going to depend on the individual consumer's situation as to whether they should enroll in a debt settlement program, or whether they should declare bankrupcy. Certainly, if someone doesn't have a lot of disposable income, or any disposable income, to make the monthly payments necessary to be in a debt settlement program, and if they have an insurmountable amount of unsecured debt, then bankrupcy may be the way to go. But keep this in mind - with the change in the new bankrupcy's laws, it's not like it used to be, where you filed bankrupcy and, that's it, my hands are wiped clean of it. With the new bankrupcy laws, you may still have to be in a repayment program, just like you would in a debt settlement program. I'm Vincent Howard, senior and managing partner of Howard Nassiri. We work hard every day, representing the consumer, from our headquarters in Orange County, California. If you need an attorney you can trust, go ahead and give us a call.

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attorney: Howard | Nassiri, LLP


How can a debt settlement attorney help me?

Howard | Nassiri, LLP

A debt settlement attorney can help you in a number of ways. One, all your debt settlement attorney is going to know what the law is. Debt settlement companies can't, and when a debt settlement attorney gets a case, he or she can look to make sure that the debt can even be a collection. A lot of times, debt collection companies and creditors try to collect on debts that have already been paid, debts that are timed out. Only an attorney is going to be able to look at your specific situation and guide you appropriately through your debt settlement program. I'm Vincent Howard, senior managing partner of Howard Debt Series. We work hard every day representing the consumer from our headquarters in Orange County, California. If you need an attorney you can trust, go ahead and give us a call.

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attorney: Howard | Nassiri, LLP


How long will it take debt settlement to get me out of debt?

Howard | Nassiri, LLP

In California, once you engage in a debt settlement program, how fast you get out of debt is really going to depend on you. In some of the better programs where you're putting money into a trust account with an attorney giving them the ability to negotiate your debt away, it's going to depend on how much disposable income you're going to have and how much money you're going to have to put in that trust account. If you put more money in there, of course you're going to get out of debt a lot faster than someone who's putting less money in there. So, at the end of the day it's going to depend on the actual consumer on how fast they get out of debt. I'm Vincent Howard, senior and managing partner of Howard and Nesery. We work hard every day representing the consumer from our headquarters in Orange County California. If you need an attorney you can trust, go ahead and give us a call.

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attorney: Howard | Nassiri, LLP


Is my car covered under a debt settlement program?

Howard | Nassiri, LLP

A car is usually not going to be covered in a debt settlement program here in California. Usually debt settlement programs only involve unsecured debt. With a car loan, the car itself is the object that's being secured, so it's not going to be covered in a debt settlement program. I'm Vincent Howard, senior managing partner of Howard | Nassiri. We work hard everyday representing the consumer from our headquarters in Orange County, California. If you need an attorney you can trust, go ahead and give us a call.

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attorney: Howard | Nassiri, LLP


Is my home covered in a debt settlement program?

Howard | Nassiri, LLP

In California, your home cannot be covered under a debt settlement program. Usually debt settlement programs only deal with unsecured debts. A home mortgage loan is secured by the actual home itself, so usually that's not something that's going to be the subject of a debt settlement program. I'm Vincent Howard, Senior and Managing Partner of Howard Nassiri. We work hard every day representing the consumer, from our headquarters in Orange County, California. If you need an attorney you can trust, go ahead and give us a call.

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attorney: Howard | Nassiri, LLP


How do debt settlement programs in California work?

Howard | Nassiri, LLP

In California, debt settling programs work one of two ways. The first way, the debt settling company gets all their money up front, negotiates something with the lender and passes it off to the consumer and says, "here you go, you're on your own." The better debt settlement companies do it this way - they have the consumer pay money into a trust account over time, and you can only do this with a law firm. Once that money accumulates and so much money is in that account, the attorney makes an offer of settlement to the creditors and when that attorney makes that offer of settlement that money is there. That program is much more successful. I'm Vincent Howard, senior and managing partner of Howard Nassiri. We work hard every day representing the consumer from our headquarters in Orange County, California. If you need attorney you can trust, go ahead and give us a call.

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attorney: Howard | Nassiri, LLP


Who qualifies for a debt settlement program in California?

Howard | Nassiri, LLP

In California, you qualify for debt settlement program if you have a large amount of unsecured debt, usually $5,000 or more. If you’re having trouble making the payments, and you have enough disposable income to make a monthly payment into a trust account, say for example, which is used to settle the uh, amount of unsecured debt that you have. I’m Vincent Howard, senior and managing partner of Howard & Nassiri. We work hard everyday representing the consumer, from our headquarters in Orange County, California. If you need an attorney you can trust, go ahead and give us a call.

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attorney: Howard | Nassiri, LLP


What's the first step in a debt settlement program?

Howard | Nassiri, LLP

In California, your first move in deciding you want to enter into a debt settlement program is to contact someone you trust and feel comfortable with. Once you’ve done that, usually what they’re going to instruct you to do is to stop making payments on your credit cards. And remember, this may adversely affect your credit scores. But you have to look at it this way. If you’re already reaching out to someone needing that help, your credit score’s probably being impacted already by not making payments at all or making slow payments altogether. After that you’re going to do a financial assessment to see if debt settlement is right for you. And then you’re going to start making payments into a trust account that is designed to hold your money and use that money to settle your unsecured debt. I’m Vincent Howard, senior and managing partner of Howard Nassiri. We work hard every day, representing the consumer, from our headquarters in Orange County, California. If you need an attorney you can trust, go ahead and give us a call.

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attorney: Howard | Nassiri, LLP


What are the psychological benefits of a debt settlement?

Howard | Nassiri, LLP

The feeling you get or the feeling I get when helping someone settle their unsecure debt it's hard to put into words because you have a client who's come to you, they are in a hard way, they are in financial dire straits and they can't make that next mortgage payment, buy groceries even and at the end of our program you talk to that same consumer and they have a renewed sense of confidence you know. They are proud of that accomplishment that they achieve. They have paid off their debt, they are now back on the road to financial freedom and to see that broken person transformed into this person who's confident and happy really makes me feel good. I'm Vincent Howard senior and managing partner of HOWARD/NASSIRI. We work hard everyday representing the consumer, from our headquarters in Orange County California. If you need an attorney you can trust- go ahead and give us a call.

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attorney: Howard | Nassiri, LLP


Will my credit score be harmed by debt settlement?

Howard | Nassiri, LLP

In California, your credit may be harmed by a debt settlement. Most programs are designed to instruct the consumer to stop paying their credit card debt, which is usually the type of debt you’re dealing with, with these programs. When that happens, creditors are allowed to continue to charge you interest, uh, late fees may accrue, and in some of the more extreme situations, uh, you may be the victim of a lawsuit. Uh, so, your credit may be adversely affected. But, it is best that when you are looking around for debt settlement programs you try and find one that has adequate legal representation. Because only a lawyer can make sure your rights are looked out for. I’m Vincent Howard, senior and managing partner of Howard and Nassiri. We work hard everyday representing the consumer, from our headquarters in Orange County, California. If you need an attorney you can trust, go ahead and give us a call.

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attorney: Howard | Nassiri, LLP


Are my credit cards covered in a debt settlement program?

Howard | Nassiri, LLP

All your credit cards will be covered in a debt settlement program if you decide to enroll them in the program. Some consumers decide to put some of their credit card debt in the program, while keeping current in continuing to make payments on others, but any credit card that you wish to put through the program is eligible for the program. I'm Vincent Howard, senior and managing partner of Howard Nassiri. We work hard everyday representing the consumer everyday,from our headquarters in Orange County California if you need an attorney you can trust, go ahead and give us a call.

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attorney: Howard | Nassiri, LLP


How long will debt settlement take in California?

Howard | Nassiri, LLP

A debt settlement program can take anywhere from 6 months to 4 years. How long anyone is in a debt settlement program is really going to depend on how aggressive of an approach they want to take. If they want to save more money faster and put more money into their trust account, allowing attornies the ability to negotiate their debts faster then they're going to be in them for a shorter amount of time. If they don't have a lot of disposable income then it's going to take longer, but on average anywhere from 6 months to 4 years. I'm Vincent Howard, Senior and Managing Partner of Howard Nisery. We work hard every day representing the consumer from our headquarters in Orange County, California. If you need an attorney you can trust, go ahead and give us a call.

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attorney: Howard | Nassiri, LLP


How does the financial crisis effect debt settlement programs?

Howard | Nassiri, LLP

The current climate may make it easier to get a debt settlement, because the economic situation we’re dealing with now is financial institutions that are failing. And they’re failing because they need liquidity, they need money. Debt settlement is a way for them to get this money. Some money is better than no money. So, where as maybe in the past they may have been slow to settle certain consumer accounts, now they’re going to speed it up and do that - because they need that money given their financial situation, if they’re in a bad way. I’m Vincent Howard, senior and managing partner of Howard Nassiri. We work hard every day, representing the consumer, from our headquarters in Orange County, California. If you need an attorney you can trust, go ahead and give us a call.

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attorney: Howard | Nassiri, LLP


Will a debt settlement program stop the harassing phone calls?

Howard | Nassiri, LLP

In California, if you enroll in a debt settlement program where an attorney provides you representation, it may stop the harassing calls from creditors and debt collectors. Under federal law, debt collectors as that term is defined, once you are represented by an attorney the debt collector has to stop the harassing calls. They have to. That's not the same for state law. However, California has a more inclusive statute that protects consumers from harassing calls and only an attorney can make sure that that stops. I'm Vincent Howard, senior and managing partner of Howard Nassiri. We work hard every day representing the consumer from our headquarters in Orange County, California. If you need an attorney you can trust, go ahead and give us a call.

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attorney: Howard | Nassiri, LLP


Are debt settlements common in California?

Howard | Nassiri, LLP

Given our current economic crisis and situation, debt settlement is becoming more and more common in California. Uh, you will see on the news or on radio ads, or TV ads, debt settlement companies are popping up all over the place in California. Uh, you have to be very careful and do your due diligence when looking to see, uh, what debt settlement program you want to engage in. Uh, one thing, uh, I think that would be in the consumer's best interest is to look for a debt settlement program that is attorney based. Because only an attorney can enforce your rights in a court of law. Debt settlement companies can't do that. I'm Vincent Howard, senior and managing partner of Howard and Nassiri. We work hard everyday representing the consumer, from our headquarters in Orange County, California. If you need an attorney you can trust, go ahead and give us a call.

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attorney: Howard | Nassiri, LLP


What happens to my debt after a bankruptcy?

Alford & Bertrand, LLC

If it's a straight Chapter 7 bankruptcy, the unsecured debt, meaning credit card debt, old utility bills, and medical bills and so forth, determines the discharge. Which means that they are noncollectable. There is a permanent restraining order on any attempt to collect them. They are in effect wiped out. You no longer owe them for all practical purposes. Hi, I'm Harvey Alford, with the law firm of Alford and Bertrand. We have 30 years expertise in the area of bankruptcy. If you feel you need a fresh financial start, we offer a free consultation.

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attorney: Alford & Bertrand, LLC


What does fair debt collection mean?

Howard | Nassiri, LLP

Fair Debt Collection simply means that debt collectors, when they are engaging in the business of collecting on their debts, they must engage in fair practices in doing that. They can't do anything false or misleading or anything that would be considered unfair. I'm Vincent Howard, Senior and Managing Partner of Howard/Nassiri. We work hard every day representing the consumer from our headquarters in Orange County, California. If you need an attorney you can trust, go ahead and give us a call.

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attorney: Howard | Nassiri, LLP


What debt collection actions are prohibited?

Howard | Nassiri, LLP

Under the Fair Debt Collection Practices Act, uh,it prevents debt collectors as that term is defined under the Act, uh, from engaging in harassment and abuse of the consumer, uh, false or misleading communications and general unfair business practices. I'm Vincent Howard, Senior and Managing Partner of Howard and Nassiri. We work hard everyday representing the consumer from our headquarters in Orange County California. If you need an attorney you can trust, go ahead and give us a call.

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attorney: Howard | Nassiri, LLP


What do I do if a debt collector has violated the law?

Howard | Nassiri, LLP

In California, if you believe a debt collector has cross the line or violated the law, what you first must do is document the wrongdoing. So many times I have clients that come in and they tell me in general that a debt collector has crossed the line, but what I specifically need to know, or what an attorney needs to know is what exactly were the bad acts? For example, a common violation is phone calls- harassing phone calls by the debt collectors after the given time periods. Or they've said harassing or abusive things to that consumer. You need to document that, get the time, date, who you spoke with and what was said, and give that over to your attorney and that's the first step in prosecuting one of these claims. I'm Vincent Howard, senior and managing partner for Howard Nassiri. We word hard every day representing the consumer from our headquarters in Orange County, CA. If you need an attorney you can trust, go ahead and give us a call.

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attorney: Howard | Nassiri, LLP


How can I stop a debt collector from contacting me?

Howard | Nassiri, LLP

Uh, a surefire way to stop a debt collector from contacting you is retaining the services of an attorney. Because under the Fair Debt Collection Practices Act, if a debt collector knows that you are represented by an attorney, and they know how to get in contact with that attorney, then all direct and indirect contact with the consumer must stop, and they must go through that person's attorney. I'm Vincent Howard, senior and managing partner of Howard Nassiri. We work hard everyday representing the consumer from our headquarters in Orange County, California. If you need an attorney you can trust, go ahead and give us a call.

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attorney: Howard | Nassiri, LLP


Can I file a complaint against debt collectors?

Howard | Nassiri, LLP

In California, if you feel that you have been the victim or that a debt collector has violated the fair debt collection practices act, there's two things you can do. The law provides for civil remedy. That means you can hire an attorney to prosecute the matter and pursue your rights. Or you can go the route of an administrative remedy and that is where you can make a formal complaint to the Federal Trade Commission which is the commission that regulates this area and then they can look into it. I'm Vincent Howard. Senior and managing partner of Howard Nesery. We work hard everyday representing the consumer from our headquarters in Orange County California. If you need an attorney you can trust, go ahead and give us a call.

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attorney: Howard | Nassiri, LLP


How can an attorney help against unfair debt collection?

Howard | Nassiri, LLP

A debt collection attorney can help you under a fair debt collections violation by protecting you from the harassment and abuse that debt collectors may engage in. Also a debt collection practice act attorney can also review the actual debts that the debt collection company is trying to collect on to make sure it is a debt that could actually be collected on. Sometimes debt collection agencies engage in debts that are whats termed as timed out, debts that can no longer be collected or debts that you may not even owe, and a debt collection attorney can review your specific situation and advise you accordingly. I'm Vincent Howard senior in managing partner of Howard and Asiri. We work hard everyday representing the consumer from our headquarters in Orange County California. If you need an attorney you can trust go ahead and give us a call.

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attorney: Howard | Nassiri, LLP


What debts fall under the Fair Debt Collection Practices Act?

Howard | Nassiri, LLP

Under the Fair Debt Collection Practices Act, any debt, or any item that was purchased with a credit card for your personal, family or household use is a debt that is covered under the act. I'm Vincent Howard, Senior and managing partner of Howard/Nassiri. We work hard everyday representing the consumer from our headquarter in Orange County California. If you need and attorney you can trust, go ahead and give us a call.

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attorney: Howard | Nassiri, LLP


What is your experience as a foreclosure defense attorney?

Carl E. Person

My name is Carl Pierson, and I am a Attorney in New York State. I am admitted to the Federal and State Courts in New York State, and I have various admissions elsewhere throughout the country. I'm a graduate of Harvard Law School, I graduated as the Magna Com Laudi at Long Island University, and I was the Student Council President there. My efforts for many years have been in law. I have more than forty years of litigation experience across the board in a variety of different types of matters. And I'm bringing all of that to bear on this new phenomenon, the crisis that we have in America of foreclosures. I'm trying to deal with them in the best way for the benefit of the people that are losing their homes. Because they don't have to lose their homes, there are protections. For example, New York State is not by accident the state which has the longest period of time for a foreclosure to take place. It was done deliberately in order to prevent people from being thrust out of their homes merely because the bankers are tired of having them live in their homes. So we set up obstacles, and that creates a 14 month period, roughly, for a person to be still in his home even when though he can't pay the mortgage. We've done that deliberately. In California, however, there is a non-judicial foreclosure. And they don't even go into court. When you lose your home in California, the bank puts a sign on your front lawn, they have a bus that takes people by your property, and then they sell your property. And that's a non-judicial foreclosure in Arizona, New Hampshire, California and other states. So New York is the longest state, and the best protected, the state that has the best protection for it's residents. I'm Carl Pierson, a New York lawyer, and a fighter, to keep people in their homes.

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attorney: Carl E. Person


Do mortgage lenders forgive debt?

Carl E. Person

Mortgage lenders are in the business of trying to maximize the value of their assets and as part of that they will give up interests, they will give up monies that are owed, they will make deals in order to have the properties that they own be productive for them by having people living in their houses and paying a monthly rent. Part of that means that they may have to give up some of the principle of the loan and they have to reduce the interest rate. Yes they are willing to do that and the objective is to try to have in homes that are paying the mortgage, rather than have a lot of toxic mortgages floating around. I'm Carl Person a New York lawyer and a fighter to keep people in their homes.

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attorney: Carl E. Person


What is Howard | Nassiri's experience with loan modifications?

Howard | Nassiri, LLP

Our firm has helped numerous people with loan modification to help save their home, it's a simple process that we involve ourselves with getting the financial information from the client a fair market value through comps and other resources, and we are able to put packages together that the lenders can look at. It's easy for them to work with us because we put everything in there, it's concise and that really helps streamline the process to get the result that the client needs in order to keep the home. That's something that we've been doing at our firm and something that we will continue to do every day. My name is Damian Nassiri, I'm a partner in the law firm of Howard/Nassiri, we are based in Southern California, and we help people save their homes. If you've been the victim of a preditory loan or you're facing forclosure give us a call.

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attorney: Howard | Nassiri, LLP


What is Howard | Nassiri's experience fighting predatory lenders?

Howard | Nassiri, LLP

Our firm has helped a number of clients in southern California, Orange County, Riverside County, San Bernadino County. We've helped numerous people save their homes and obtain a loan modification to get a payment that they can afford and so that they can remain in their home. Not one of our clients has been evicted from the home. We've saved people from foreclosure. Can't guarantee that we can do it in every instance but we, so far, have been blessed in that we've been able to help a lot of people keep their homes and we look forward to doing that in the future, too. My name's Damian Nassiri. I'm a partner in the law firm Howard Nassiri. We're based in southern California and we help people save their homes. If you've been the victim of a predatory loan or you're facing foreclosure, give us a call.

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attorney: Howard | Nassiri, LLP


How is debt divided in Arizona?

The Baker Law Firm LLC

In Arizona, debt is divided as a community. All debt acquired during the marriage is split equally. However, in many cases one party has racked up significant amounts of debt and there is contention as to whether or not the party who did not rack up the debt should then have to pay for that person's misuse of credit. The courts will hear individuals and in trial to determine if someone has wasted community assets on things that should not have been purchased. If there is a debt problem in your dissolution of marriage, please contact an experienced attorney so that we can assist you on determining whether or not a party has unlawfully secreted assets from the marriage and had too much debt unlawfully. My name is Mike Baker of The Baker Law Firm. We serve individuals and families all over Arizona in family law matters, including divorce, child custody, child support, and parenting time matters.

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attorney: The Baker Law Firm LLC


What is your experience defending people accused of murder?

Altman & Altman, LLP

I've been handling homicide cases for many years, starting with being a prosecutor in New York during which time I spent a year prosecuting nothing but homicide cases. I know how the prosecutors think. I know what the judges are concerned about. I know the defenses. I know the tactics. I also know how to get that steel in your gut so that you can vigorously, no matter what accusations there are, defend your client to the best of your ability. I'm Sam Goldberg, lead counsel for criminal defense matters at Altman and Altman in Cambridge, MA. I have 25 years of experience. If you're in trouble and you need someone in your corner who cares and will fight for you, give me a call.

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attorney: Altman & Altman, LLP


What happens to my debt after a bankruptcy?

Alford & Bertrand, LLC

In a chapter 7 bankruptcy most, if not all, of your debt can be discharged and is no longer forcible against you for all practical purposes until the end of time. In a chapter 13 bankruptcy, you present a plan to the court which provides how you will pay a portion or all of this debt over a period of up to five years. I'm Stuart Alford the bankruptcy lawyer for the law firm of Alford and Bertrand. I've been practicing bankruptcy law for almost 20 years.

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attorney: Alford & Bertrand, LLC


What is chapter 7 bankruptcy?

Alford & Bertrand, LLC

Chapter seven bankruptcy is what most people think of when they hear the word "bankruptcy." It allows most debtors to keep all of their property and to get permanent relief from their debt. I'm Stewart Alford, a bankruptcy lawyer with the law firm of Alford and Bertrand. I've been practicing bankruptcy law for almost twenty years.

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attorney: Alford & Bertrand, LLC


What is bankruptcy?

Alford & Bertrand, LLC

Bankruptcy allows debtors to get relief from their debt and protection from their creditors. In many cases bankruptcy will allow somebody to save a home from foreclosure or a vehicle from reposition. I'm Stuart Alford, an bankruptcy lawyer with the law firm of Alford & Bertrand. I've been practicing bankruptcy law for almost 20 years.

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attorney: Alford & Bertrand, LLC


How much experience do you have defending DUI cases?

The Law Offices of Virginia L Landry, Inc.

I've had my own office in Orange County for nineteen years. We spend a lot of time helping clients that have been arrested for driving under the influence of alcohol or drugs. We have gone through the standardized field sobriety test, I own the machine that's being used here in Orange County, I lecture other attorneys on how to handle these cases, I have had the opportunity to speak at community centers, to Bar associations, to the California State Bar, to the California DUI Lawyers Association, I'm a Secretary of the California DUI Lawyers Association, I'm a sustaining member on the National College of DUI Defenders, and we are very careful about protecting our clients' confidentiality, along with being very aggressive with what we do for each of our clients, tailored toward what their particular case is all about. I'm Virginia Landry. For the last nineteen years in Orange County, I've helped when bad things happen to good people. If you've been arrested for DUI, please call.

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attorney: The Law Offices of Virginia L Landry, Inc.


What is chapter 13 bankruptcy?

Alford & Bertrand, LLC

A Chapter 13 Bankruptcy is a repayment plan. In many cases, a Chapter 13 debtor is allowed to pay back a portion of their debt over time and at the end of the case the balance of that debt is discharged. I'm Stuart Alford, a bankruptcy lawyer with the law firm of Alford & Bertrand. I've been practicing bankruptcy law for almost 20 years.

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attorney: Alford & Bertrand, LLC


When should I consult an attorney about declaring bankruptcy?

Alford & Bertrand, LLC

If your debt is changing your quality of life, if it's affecting the way you eat, sleep, your relationship with your family, and you don't see any way to take care of your debt, you should consult an attorney. Hi, I'm Harvey Alford, with the law firm of Alford & Bertrand. We have 30 years expertise in the area of bankruptcy. If you feel you need a fresh financial start, we offer a free consultation.

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attorney: Alford & Bertrand, LLC


What is chapter 7 bankruptcy?

Alford & Bertrand, LLC

A Chapter Seven bankruptcy is a bankruptcy which has a goal to discharge or wipe out all of your unsecured debt, meaning credit card debt, doctors' bills, oil bills, hospital bills, things that aren't secured by collateral that you want to keep such as a home loan or an auto. But you also have an alternative, a choice, if you have a car that you want to get rid of, you can get rid of the car, and get rid of that debt. If you have a house that for any reason you feel that you no longer can afford to live in, and you want to surrender the house and get rid of that debt, you can do that with a Chapter Seven as well. Hi, I'm Harvey Alford, with the law firm of Alford and Bertrand. We have thirty years' expertise in the area of bankruptcy. If you feel you need a fresh financial start, we offer a free consultation.

tags: bankruptcy chapter 7 bankruptcy debt relief loan credit cards lawyer attorney Boston Massachusetts Alford & Bertrand

attorney: Alford & Bertrand, LLC


What kind of experience do you have in dog bite injury cases?

Mazow & McCullough

At Mazow/McCullough we have significant experience helping people get through the traumatic event of being bitten by a dog. From the moment that they walk into our office, we make sure they get the appropriate medical treatment necessary to get them through this case. If they need a plastic surgeon, we make sure that they go to the best plastic surgeon. If they are suffering from emotional distress, we make sure that they go to the best therapist. We make sure that the police are involved to make sure that this dog does not bite again. We make sure that if there's any insurance involved, that the right insurance company is on notice because if you come to our office, if you've been bitten by a dog we make sure that you get the very best result. My name is Robert Mazow. I'm a partner at Mazow/McCullough. If you've been hurt or a family member's been hurt as a result of somebody else's negligence, call us. The right lawyer makes all the difference.

tags: dog bite dog attack bite dog injury accident personal injury boston salem lynn north shore massachusetts robert mazow kevin mccullough lawyer attorney animal

attorney: Mazow & McCullough


What kind of experience does your firm have with dog bite injury cases?

Mazow & McCullough

At Mazow/McCullough we have significant experience helping people get through the traumatic event of being bitten by a dog. From the moment they walk into our office, we make sure they get the appropriate medical treatment necessary to get them through this case. If they need a plastic surgeon, we make sure that they go to the best plastic surgeon. If they are suffering from emotional distress, we make sure that they go to the best therapist. We make sure that the police are involved, to make sure that this dog does not bite again. We make sure that if there is any insurance involved, that the right insurance company is on notice. Because if you come to our office and have been bitten by a dog, we make sure you get the very best result. My name is Robert Mazow, I'm a partner of Mazow/McCullough. If you've been hurt, or a family member's been hurt, as a result of somebody else's negligence, call us. The right lawyer makes all the difference.

tags: dog bite dog attack bite dog injury accident personal injury boston salem lynn north shore massachusetts robert mazow kevin mccullough lawyer attorney animal

attorney: Mazow & McCullough


What is chapter 13 bankruptcy?

Alford & Bertrand, LLC

Chapter thirteen bankruptcy is available, number one, for somebody who has mortgage arrears that they cannot pay, that their house is being foreclosed. And it allows them to do two things. One pay the mortgage arrears over a period of five years. It also allows them to pay only a portion of their unsecured debt, such as credit card debt, often as low as ten percent. Chapter thirteen is also available for people whose income is too high to allow them to file a chapter seven. Hi, I’m Harvey Alford with the law firm of Alford and Bertrand. We have thirty years expertise in the area of bankruptcy. If you feel you need a fresh financial start, we offer a free consultation.

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attorney: Alford & Bertrand, LLC


How can I get a bigger car accident settlement?

Proner & Proner

If you believe you're not getting fair compensation offered to you after an auto accident, for the injuries you've sustained, you need to document your injuries by making sure you're in a care of a skilled medical provider, and that you have an attorney that can use that evidence to present to an insurance carrier, or to a jury, if the case untimely goes to trial, to get you the type of fair compensation you are entitled to. By getting your losses documented, you will be entitled to more money from either an insurance adjuster or a jury if you have a skilled attorney working on your behalf. I'm Michele Proner, if you are looking for an experienced, skilled attorney, to represent you, or a loved one in New York, contact me today.

tags: car accident higher settlement lawsuit attorney lawyer law firm Manhattan Brooklyn Queens Bronx Staten Island New York Proner & Proner auto accident car accident automobile motorcycle fair compensation personal injury

attorney: Proner & Proner


How do I know if I should file for bankruptcy?

Alford & Bertrand, LLC

Meet with an experienced bankruptcy attorney to discuss youf financial situation in detail to determine whether or not bankruptcy will provide you with the relief that you need. I'm Stewart Alford, a bankruptcy lawyer with the law firm of Alford and Bertrand. I've been practicing bankruptcy law for almost twenty years.

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attorney: Alford & Bertrand, LLC


How common are bankruptcy filings in Massachusetts?

Alford & Bertrand, LLC

Bankruptcy filings are more common now than ever before, especially due to the current economic crisis which we currently face. Many consumers are finding that bankruptcy is their only remaining option for relief, or in many cases the only way to save their home from foreclosure. I'm Stuart Alford, a bankruptcy lawyer with the law firm of Alford & Bertrand. I've been practicing bankruptcy law for almost 20 years.

tags: bankruptcy frequency debt relief loan credit cards lawyer attorney Boston Massachusetts Alford & Bertrand

attorney: Alford & Bertrand, LLC


Who is the average person filing for bankruptcy?

Alford & Bertrand, LLC

There is no average bankrupt debtor. People from all walks of life are affected by financial crisis and find that bankruptcy provides them with the particular relief that they need for their problems. I'm Stuart Alford, a bankruptcy lawyer with the law firm of Alford & Bertrand. I've been practicing bankruptcy law for almost twenty years

tags: bankruptcy typical case debt relief loan credit cards lawyer attorney Boston Massachusetts Alford & Bertrand

attorney: Alford & Bertrand, LLC


How experienced are you with pregnancy discrimination?

The Schlehr Law Firm

I have a lot of experience helping women who've been discriminated against because of their pregnancy. My law practice focuses primarily on representing women who are pregnant or who are seeking leave to bond with a newborn child or newly adopted child. I care very passionately about my clients and ensuring that they have a job to support the new child that is coming into their life. My name is Sara Schlehr of the Schlehr law firm. I work to protect California employees from discrimination and harassment in the workplace.

tags: pregnancy discrimination legal experience employment law workplace discrimination protected class employee categories race gender national origin disability pregnancy sexual orientation statutes agreements employment agreements attorney lawyer law firm sarah schlehr the schlehr law firm employee employer contracts law workplace employment california los angeles

attorney: The Schlehr Law Firm


What kind of experience do you have in dog bite injury cases?

Mazow & McCullough

At the law offices of Mazow and Mccullough, we've handled hundreds of dog bite injury claims and those claims have involved injuries involving scarring, whether it be to an extremity: an arm, a leg, a hand to facial scarring. We've handled claims involving severe personal injury to the face, to the back, to the legs. Claims involving hundreds of stitches, skin grafts. No matter how big or how small your injury may be, you'll wanna consult with an attorney. My name is Kevin Mccullough with the law offices of Mazow/Mccullough, if you've been injured, you need legal assistance, you have questions, you deserve answers to those questions and you deserve the best, call our offices.

tags: dog bite dog attack bite dog injury accident personal injury boston salem lynn north shore massachusetts robert mazow kevin mccullough lawyer attorney animal

attorney: Mazow & McCullough


What's the secret to getting a big auto accident settlement?

The Roberts Law Firm

The way that insurance companies value, out of the accident cases is they look at the damage to the vehicles, and then they look at the damage to the person, and then they look at the quality of the attorney that you represent in the person. You take these three things together and that’s going to either result in a, mediocre solemn or its going to get you a good solemn. The more property damage, the more the insurance company is going to believes you have been hurt. The more the medical bills that you have, the more that represents the type of injuries you had. And the better your attorney, the harder they are going to work, to get to you a great solemn. I am Jeff Roberts, of the Roberts Law Firm. The first service personal injury law firm in southern California. If you have been involved in an accident, call us for a free consultation.

tags: personal injury lawsuit attorney lawyer law firm Orange County Southern California California Roberts Law Firm accident auto bus trucking motorcycle pedestrian wrongful death

attorney: The Roberts Law Firm


When is the right time to initiate a mortgage defense?

Carl E. Person

The bank determines when the foreclosure preceding begins, but the borrower has an opportunity of deciding for himself or herself when he or she wants the bank to begin this. And the way its done is that a borrower realizes that six months from now, I don't have any money. I'm not going to be able to pay the foreclosure or pay the mortgage in six months. So why spend all of your money between now and six months and give the bank everything you have. Stop paying! Right now! Stop paying. Precipitate a foreclosure right now and you will have fourteen months of not having to pay the mortgage and you can then force the bank, if you have appropriate circumstances, you can force the bank into reaching a modification agreement which right now, today, they won't give you! That's why you're here talking with me, because the bank won't give you a modification. Let's force them to do it by bringing them into court, force them to sue you, you defend and then you can have the relief you are seeking. I'm Carl Person. I'm a New York lawyer and my job is to help people stay in their homes.

tags: mortgage foreclosure defending loan modification debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person


How is a mortgage foreclosure defense like smart business?

Carl E. Person

When a borrower has a mortgage and knows there's going to be trouble ahead, the borrower should look ahead like anyone in business would that sees bad times coming and they should start adjusting their financial policy, which means in the case of a mortgage, consider whether you should stop paying earlier now, rather than paying until you have no money left. So smart business tactics would be stop paying, force a mortgage foreclosure proceeding and then defend. And then usually reach a negotiation and settlement that will allow the property to be brought back to a performing status. I'm Carl Person, I'm a New York lawyer, and my job is to help people stay in their homes.

tags: mortgage defense foreclosure smart loan modification debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person


How experienced are you with pregnancy discrimination?

The Harman Firm, P.C.

My firm has, surprisingly, a great deal of experience handling pregnancy discrimination, and when I discuss with my colleges the amount of pregnancy discrimination cases we have had on our docket in the last couple of years, they're often surprised. I hear 'I can't believe that still goes on.' It does. My name is Walker Harmon. I'm the managing attorney of the Harmon Firm. If you believe you've been the victim of illegal employment discrimination, we are eager to speak with you. Please give us a call.

tags: pregnancy discrimination employment law workplace discrimination protected class employee categories race gender national origin disability pregnancy sexual orientation statutes agreements employment agreements attorney lawyer law firm walker harman the harman firm employee employer contracts law workplace employment new york nyc

attorney: The Harman Firm, P.C.


What is the alternative to letting a bank foreclose on my home?

Carl E. Person

The worst thing that I experience in dealing with the mortgage foreclosure situations is the prospective clients who call me up and tell me their tale of woe: that they have a default judgment, the property is going to be sold, what can they do? I tell them the whole thing of what they should have done. I say, "You should have stopped paying. You should have precipitated a foreclosure action. You should have defended within the 20-day period, and you wouldn't be here now. You would be sitting in your home with a modification. But instead -- because you didn't do anything and the banks were at fault because they talked with you and they made you believe you didn't have to do anything -- you must do something. You have to defend the foreclosure action even though you are talking with a bank. And if you don't do that you are going to make me cry when you call me belatedly three or four months later." I'm Carl Person. I'm a New York lawyer, and my job is to help people stay in their homes.

tags: mortgage foreclosure take action loan modification mortgage foreclosure defense debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person


Is experience important when choosing a lawyer in a Metro Link train accident case?

Girardi & Keese Lawyers

I'm proud of our little law firm in that we've had for forty two years a lot of experience handling a lot of major cases. Certainly cases like the metrolink crash or those type of cases that we've been involved with for many years. And there are other similar matters where people have been massively harmed and that we've had the opportunity to help. You know what, this is a pretty good job we have. My name is Tom Gerardi. I'm the senior partner of Gerardi Keys. For the past forty-four years, we have helped people in California who've been seriously harmed. I'm very proud of the work we've done and the role that we've played.

tags: girardi california metro link train crashes

attorney: Girardi & Keese Lawyers


Will I be able to buy a car after filing for bankruptcy?

Alford & Bertrand, LLC

Most people who file bankruptcy are able to purchase an automobile subsequent for the filing and discharge of either a chapter seven or a chapter thirteen bankruptcy. I'm Stewart Alford, a bankruptcy lawyer with the law firm of Alford and Bertrand. I've been practicing bankruptcy law for almost twenty years.

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attorney: Alford & Bertrand, LLC


When should I consult an attorney regarding bankruptcy?

Alford & Bertrand, LLC

If you are considering filing for bankruptcy or if you have questions about bankruptcy you should consult an attorney rather than go it alone. If you're receiving phone calls at home from creditors or if you are more than one payment behind on your mortgage, you should consult with an attorney immediately. I'm Stuart Alford, a bankruptcy lawyer with the law firm of Alford & Bertrand. I've been practicing bankruptcy law for almost 20 years.

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attorney: Alford & Bertrand, LLC


Can I file for bankruptcy without my spouse?

Alford & Bertrand, LLC

You can file bankruptcy without your spouse, or a married couple can file a joint petition, as husband and wife. I'm Stuart Alford the bankruptcy lawyer with the law firm of Alford and Bertrand. I've been practicing bankruptcy law for almost 20 years.

tags: bankruptcy spouse debt relief loan credit cards lawyer attorney bBoston Massachusetts Alford & Bertrand

attorney: Alford & Bertrand, LLC


Why do I need a lawyer to handle my bankruptcy?

Alford & Bertrand, LLC

Bankruptcy law is complicated. It has become even more complicated since the so-called Bankruptcy Reform Act of 2005. Don't go it alone. Have an experienced bankruptcy attorney represent you. I'm Stuart Alford, Bankruptcy Lawyer with the law firm of Alford and Bertand. I've been practicing bankruptcy law for almost 20 years.

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attorney: Alford & Bertrand, LLC


What debts are forgiven in a bankruptcy?

Alford & Bertrand, LLC

The question is better asked the other way around. There are many more debts that are forgiven in a bankruptcy than are not forgiven. Debts which are discharged are the rule. Debts which are not forgiven is the exception. I'm Stewart Alford, a bankruptcy lawyer with the law firm of Alford and Bertrand. I've been practicing bankruptcy law for almost twenty years.

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attorney: Alford & Bertrand, LLC


Can I keep my car after a bankruptcy?

Alford & Bertrand, LLC

Almost everybody who files bankruptcy keeps their car, uh, if they want to. In many cases somebody may wish to surrender a vehicle due to car payments that they are unable to afford, in which case they could elect to surrender the car. But if you don't want to surrender the car, in most cases, you will keep your vehicle as well as your other personal property. I'm Stewart Alford, a bankruptcy lawyer with the law firm of Alford and Bertrand. I've been practicing bankruptcy law for almost twenty years.

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attorney: Alford & Bertrand, LLC


Does everyone qualify for bankruptcy?

Alford & Bertrand, LLC

Not everybody automatically qualifies to file a chapter 7 bankruptcy. There is a means test which all deters must take in order to establish their eligibility to file a chapter 7 bankruptcy. I'm Stuart Alford, bankruptcy lawyer with the law firm of Alford and Bertrand. I've been practicing Bancroft law for almost 20 years

tags: bankruptcy qualifications debt relief loan credit cards lawyer attorney Boston Massachusetts Alford & Bertrand

attorney: Alford & Bertrand, LLC


What will bankruptcy protect me from?

Alford & Bertrand, LLC

Bankruptcy will protect you number one, from creditors. Number two, from lawsuits. Number three, from possibly foreclosure. Number four possibly from repossession of your automobile. Number five, harrassing phone calls. Those are the major things that bankruptcy will proctect you from. Hi, I'm Harvey Alford with the law firm Alford and Bertrand, we have 30 years expertise in the the area of bankruptcy. If you feel you need a fresh financial start we offer a free consultation.

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attorney: Alford & Bertrand, LLC


Can I keep my car after a bankruptcy?

Alford & Bertrand, LLC

If you are filing a chapter 7 bankruptcy and you wish to keep your car and you can afford to make the payments and you are up to date on your payments, you can keep your car as long as the car is an exempt asset. If your car happens to be a Maserati, and it's worth $50,000, it may be a serious issue. So, sometimes it depends on how much the car is worth. Hi, I'm Harvey Alford, with the law firm of Alford a& Bertrand, we have thirty years expertise in the area of bankruptcy. If you feel you need a fresh financial start, we offer a free consultation.

tags: bankruptcy keeping my car debt relief loan credit cards lawyer attorney Boston Massachusetts Alford & Bertrand

attorney: Alford & Bertrand, LLC


Can I keep my house in a Massachusetts bankruptcy?

Alford & Bertrand, LLC

Almost all of our clients keep their house in a bankruptcy. There's a Homestead Act in Massachusetts if you've been living in a house long enough. You're entitled to protect up to 500,000 in equity if you file a bankruptcy, but that doesn't apply to everybody, it depends how long you been in the house. All the more reason to consult an attorney as soon as the thought of bankruptcy crosses your mind, just make sure number one, that your house is protected number two, that you have a Homestead filed, that if you're within that protection range of protection you keep your house as long as you make your mortgage payments. Hi, I'm Harvey Alford of with the law firm of ALFORD & BERTRAND. We have thirty years expertise in the area of bankruptcy. If you feel you need a fresh financial stock,we offer free consultation.

tags: bankruptcy keeping my house debt relief loan credit cards lawyer attorney Boston Massachusetts Alford & Bertrand

attorney: Alford & Bertrand, LLC


Why do I need a lawyer to file for bankruptcy?

Alford & Bertrand, LLC

Bankruptcy laws, the bankruptcy rules are very, very technical. And you can really find yourself wasting time, money and effort doing it yourself. You really, it’s an area that you really need a professional, and not only a lawyer, but a lawyer who’s experienced in bankruptcy law. Hi, I’m Harvey Alford with the law firm of Alford and Bertrand. We have thirty years expertise in the area of bankruptcy. If you feel you need a fresh financial start, we offer a free consultation.

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attorney: Alford & Bertrand, LLC


Can I keep my house in a bankruptcy?

Alford & Bertrand, LLC

In many cases you keep your home and you keep all your personal possessions. If you are behind on your mortgage in many cases a chapter 13 plan will allow you to pay back your mortgage arrears without interest, or penalties or late fees, over a period of up to 5 years. I'm Stuart Alford, a bankruptcy lawyer of the law firm of Alford & Bertrand. I've been practicing bankruptcy law for almost 20 years

tags: bankruptcy keep your house debt relief loan credit cards lawyer attorney Boston Massachusetts Alford & Bertrand

attorney: Alford & Bertrand, LLC


What will bankruptcy protect me from?

Alford & Bertrand, LLC

The filing of a bankruptcy petition will protect you from creditor action. It will protect you from phone calls. It will protect you from law suits. It will protect you from foreclosure. It will protect you from repossession. I'm Stuart Alford a bankruptcy lawyer with the law firm of Alford & Bertrand. I've been practicing bankruptcy law for almost 20 years.

tags: bankruptcy protection debt relief loan credit cards lawyer attorney Boston Massachusetts Alford & Bertrand

attorney: Alford & Bertrand, LLC


Will collection calls stop after I file for bankruptcy?

Alford & Bertrand, LLC

Once you've engaged the services of a bankruptcy attorney, many of your creditors will call your attorney's office instead of contacting you directly. After the bankruptcy has been filed with the court, your creditors are prohibited from contacting you directly. I'm Stuart Alford, a bankruptcy lawyer with the law firm of Alford & Bertrand. I've been practicing bankruptcy law for almost 20 years.

tags: bankruptcy collection calls debt relief loan credit cards lawyer attorney Boston Massachusetts Alford & Bertrand

attorney: Alford & Bertrand, LLC


What happens to student loans in a bankruptcy?

Alford & Bertrand, LLC

Student loans are almost never discharged by the filing of a bankruptcy. The only instance in which students loans would be discharged would be a showing of extraordinary hardship, in a hearing before a bankruptcy judge. I'm Stuart Alford, a bankruptcy lawyer with the law firm of Alford & Bertrand. I've been practicing bankruptcy law for almost 20 years.

tags: bankruptcy student loans debt relief loan credit cards lawyer attorney Boston Massachusetts Alford & Bertrand

attorney: Alford & Bertrand, LLC


What debts have to be paid back in bankruptcy?

Alford & Bertrand, LLC

Student loans are non-dischargeable in bankruptcy in almost all instances. Also, domestic support order such as alimony or child support or similar orders are non-dischargeable in bankruptcy. I'm Stuart Alford, bankruptcy lawyer with the law firm of Alford and Bertrand. I've been practicing bankruptcy law for almost 20 years.

tags: bankruptcy debts to pay debt relief loan credit cards lawyer attorney Boston Massachusetts Alford & Bertrand

attorney: Alford & Bertrand, LLC


What's the difference between chapter 7 & 13 bankruptcy?

Alford & Bertrand, LLC

The chapter seven bankruptcy is a much shorter process which involves the filing of a bankruptcy participation, a meeting with a trusty and a subsequent discharge of dept. A chapter thirteen bankruptcy is a process which can last any where from three to five years and involves the repayment of at least part of your dept. I'm Stewart Alford a bankruptcy lawyer with the law firm of Alford and Bertrand I have been practicing bankruptcy law for almost twenty year's.

tags: bankruptcy chapter 7 vs 13 debt relief loan credit cards lawyer attorney Boston Massachusetts Alford & Bertrand

attorney: Alford & Bertrand, LLC


Will I recover my credit after bankruptcy?

Alford & Bertrand, LLC

I'd tell people all the time cause that's the one question that's always asked. If you have a job with secure income, you will be surprised how quickly you will recover credit because you have secure income, you don't owe anybody else any money and you are not allowed to file bankruptcy for eight years so are actually considered a good credit risk. Hi, I'm Harvey Alford with the law firm of Alford and Bertram. We have 30 years expertise in the area of bankruptcy. If you feel you need a fresh financial start, we offer a free consultation.

tags: bankruptcy credit recovery debt relief loan credit cards lawyer attorney Boston Massachusetts Alford & Bertrand

attorney: Alford & Bertrand, LLC


What are the steps to filing for bankruptcy in Massachusetts?

Alford & Bertrand, LLC

The first step for filing bankruptcy is to have a consultation with an attorney to see if you qualify, to find out what the benefits of the bankruptcy are going to be. What one should not do, is take unilateral steps such as transferring real estate into another name and things of that nature that often cause problems when you file bankruptcy, things that people do innocently enough but create a problem when they come to file, so they should see the attorney before doing anything. Hi, I'm Harvey Alford with the lawfirm of Alford & Bertrand. We have 30 years expertise in the area of bankruptcy. If you feel you need a fresh financial start, we offer a free consultation.

tags: bankruptcy first filing steps debt relief loan credit cards lawyer attorney Boston Massachusetts Alford & Bertrand

attorney: Alford & Bertrand, LLC


Who's the most typical bankruptcy filer in Massachusetts?

Alford & Bertrand, LLC

There is no such thing as the average person filing bankruptcy. Uh, millionaires file bankruptcy. John Conley, the former governor of Texas, filed bankruptcy. Uh, unemployed people file bankruptcy. Uh, doctors and lawyers file bankruptcy. So that, there, there is no average person who files bankruptcy. Hi, I’m Harvey Alford with the law firm of Alford and Bertrand. We have 30 years expertise in the area of bankruptcy. If you feel you need a fresh financial start, we offer a free consultation

tags: bankruptcy typical bankruptcy filer debt relief loan credit cards lawyer attorney Boston Massachusetts Alford & Bertrand

attorney: Alford & Bertrand, LLC


What is predatory lending?

Howard | Nassiri, LLP

Preditory lending involves a series of unfair and deceptive acts and practices commited by lenders and mortgage brokers whereby they put borrowers in worse loans than they would have otherwise qualified for, or they put borrowers in loans that have extremely high interest rates that were not disclosed to the borrowers when they first signed up for the loan. It's a way to take advantage of the borrower and give them a bad loan that they cannot repay. My name is Damian Nassiri, I'm a partner in the law firm Howard/ Nassiri, we're based in Southern California, and we help people save their homes. If you've been the victim of a preditory loan or you're facing forclosure, give us a call.

tags: predatory lending definition mortgage debt relief foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP


Is predatory lending a growing problem in California?

Howard | Nassiri, LLP

Predatory lending is a growing problem in the sense that all of the borrowers who received these predatory loans in the past years, all the chickens are coming home to roost at this point. The borrowers are now, their payments are going through the roof. They can no longer afford them. They are on these adjustable rate mortgages that sounded good and looked good when they first got into them but now as the interest rates are continuing to rise, the borrowers can no longer make these payments. And that's really at the heart of the current economic crisis is a lot of these homeowners in California that cannot make their mortgage payments because they have adjusted upwards and they can no longer afford to make the payment. My name is Damien Nassiri. I'm a partner in the law firm Howard Nassiri. We're based in Southern California and we help people save their homes. If you've been the victim of a predatory loan or you're facing foreclosure, give us a call.

tags: predatory lending growing problem mortgage debt relief foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP


What can I do if I've been a victim of predatory lending?

Howard | Nassiri, LLP

If you feel that you've been the victim of a predatory loan, my advice would be to go seen an attorney. An attorney will be able to give you a free consultation and will be able to analyze your loan documents, perform a forensic document review of your loan documents to ferret out the problems, to goo through the fine details of the loan and hone in on those predatory lending violations that the average consumer is unaware of. My name's Damien Nasiri. I'm a partner in the law firm Howard Nasiri. We're based in southern California, and we help people save their homes. If you've been the victim of a predatory loan or you're facing foreclosure, give us a call.

tags: predatory lending what to do? mortgage debt relief loan modification foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP


How much money can I get from my mesothelioma case?

Law Offices of James Sokolove, LLC

Typically in a mesothelioma lawsuit, the client is awarded anywhere between 700,000 and 3 million dollars depending upon the age of the victim, also depending upon the ability to prove exposure. So in a mesothelioma lawsuit, the recovery is between 750,000 dollars and an average 3 million dollars. I'm attorney Jim Sokolove. If you've been injured, call us.

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attorney: Law Offices of James Sokolove, LLC


What if I die before my mesothelioma case is resolved?

Law Offices of James Sokolove, LLC

If you die before your mesothelioma case is heard, then your estate will be the one who will benefit from the suit. It will take a longer period of time for the mesothelioma lawsuit to be processed if the claimant is deceased because the courts take them off the fast track and put the meso cases on a slower track but your heirs at law will recover what you as a victim would have been entitled to recover. I'm attorney Jim Sokolove. If you've been injured, call us.

tags: mesothelioma experience aesbestos cancer lawsuit lawyer law firm attorney victim Orange County California Jim Sokolove asbestos death award settlement resolution

attorney: Law Offices of James Sokolove, LLC


Do banks prefer loan modifications or foreclosures?

Howard | Nassiri, LLP

As time goes on, banks are becoming more and more willing to do loan modifications. I would say six months or a year ago, the answer was 'no' whenever a borrower came to a, a bank for loan modification. But as the time is going by and the banks are losing more and more money on the non-performing loans and the foreclosure sales that are not uh, occurring, the banks are st-, starting to change their tune. And especially with the bailout, and the new laws that are coming around with, in California, uh, they are becoming, they're starting to wake up and smell the coffee. And realize that they need to make some money of these loans and the way to do that is to, is to get a loan modification and get the borrower on a payment that they can afford. If they need to extend the term, or if they need to lower the interest rate, something is better than nothing at this point. And so that's the way we're really starting to see banks are becoming more open to the idea of loan modificaiton. My name is Damion Nasire. I'm a partner in the law firm Howard & Nasire. We're based in Southern California, and we help people save their homes. If you've been the victim of a predatory loan or you're facing foreclosure, give us a call.

tags: loan modification bank preference mortgage debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP


Are loan modifications common in California?

Howard | Nassiri, LLP

Loan modifications are becoming more and more common in this economic arena that we're dealing with today. Six months ago or a year ago it was almost impossible to get a loan modification. The banks were not giving them. But now, as time goes on, and they have more and more of these non-performing loans and foreclosures are on the rise, the lenders are becoming more wiling to deal with us in terms of loan modifications. And now with the new law in California, the California Loan Modification Law, it does mandate that these lenders give loan modifications if they are going to be of a benefit to society. And the way the legislature has determined the benefit is to try and keep these homeowners in the home if at all possible, if they can make a reasonable payment. My name is Damion Nassiri. I'm a partner in the law firm Howard Nassiri We're based in southern California and we help people save their homes. If you've been the victim of a predatory loan or you're facing foreclosure, give us a call.

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attorney: Howard | Nassiri, LLP


Has the economic climate forced the banks to give more loan modifications?

Howard | Nassiri, LLP

The economic climate is forcing more banks to do loan modifications because they have more and more foreclosures on their books, and it’s not a good thing. It’s really what’s driven the market to be where it is right now, that’s required this bailout by our government, iIs because you have so many non performing loans. And the truth of the matter is that many of these borrowers were able to make their payments in the past, but were unable to keep up with their payments when the interest rates adjusted through the roof. So if we just bring those interest rates back down, it’s going to solve a lot of the problems. If we extend the term of the loan from thirty to fourty years, and maybe drop the principal down a little bit, many – if not all – of these borrowers will be able to make the monthly payments on their loans. My name’s Damion Nassiri. I’m a partner in the law firm Howard Nassiri. We’re based in Southern California and we help people save their homes. If you’ve been the victim of a predatory loan, or you’re facing foreclosure, give us a call.

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attorney: Howard | Nassiri, LLP


Can I negotiate a loan modification myself?

Howard | Nassiri, LLP

Anyone can negotiate a loan modification. The problem is, is that these lenders are so bombarded -- and they are still a little bit reluctant to give the loan modification -- that a lot of times the borrower can the runaround. And the borrower will submit a loan modification application, and the lender never calls them back. Or if they do the lender gives them bad news because their house is worth less than what they owe. And so they give - they tell them they can't get the loan modification. What a lawyer can do is step in and enforce that right. A lawyer can file a lawsuit under the new California loan modification law and have the judge order the loan modification. My name is Damien (sp?) Nassiri. I am a partner in the lawfirm Howard Nassiri. We are based in southern California, and we help people save their homes. If you have been the victim of a predatory loan or you are facing foreclosure, give us a call.

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attorney: Howard | Nassiri, LLP


Can I get a loan modification on my second home?

Howard | Nassiri, LLP

You can get a loan modification in California on a second home. Ah, the new California loan modification law does not cover, ah, rental homes or second homes. But, as you go forward and as time goes by, a foreclosure is a foreclosure whether it is a second home or first home. So, if the lenders are smart, they’ll give you a loan modification. You can’t necessarily sue for that but you can certainly ask for a loan modification. And if you make them a reasonable proposal, a lot of times they'll listen. My name is Damien Nassiri. I am a partner in the law firm Howard Nassiri. We’re based in Southern California and we help people save their homes. If you've been a victim of a predatory loan or you’re facing foreclosure, give us a call.

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attorney: Howard | Nassiri, LLP


What is the California Foreclosure Consultants Act?

Howard | Nassiri, LLP

The California Foreclosure Consultants Act is a law in California that prevents people from approaching you while you're in foreclosure and asking you for money up front to perform a service for you to help you get out of foreclosure. It's illegal for somebody, such as a mortgage broker, someone other than an attorney to come to you and say, "Give me money now for something I'm going to do for you later". You actually have to perform the service and then get paid for it afterwards because the Legislature has realized that people, when they're in foreclosure, are in a vulnerable situation and they'll do anything to try and save their home. So, it's really a law to protect consumers. Attorneys are exempt from that model because we are licensed by the state and we're held to a higher standard. So, we are able to actually go to somebody and sign them up under a retainer agreement to perform a loan modification. It's okay for us to do that. But, the Legislature has prevented others from doing that. My name is Damian Nassiri. I'm a partner in the Law Firm Howard and Nassiri. We're based in Southern California and we help people save their homes. I've you've been the victim of a predatory loan or you're facing foreclosure, give us a call.

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attorney: Howard | Nassiri, LLP


How do I keep my house if I've been the victim of predatory lending?

Howard | Nassiri, LLP

If you've been the victim of a predatory loan you do have an opportunity to keep your house. If you've been a victim of predatory loan there are a number of different remedies that are available to you. One of them is recision, which is a cancellation of the contract, putting you back in the same position that you were in before you ever got the loan. Another solution would be loan modification, which is a reworking of the loan and basically bringing down the interest rate and the principle balance that you owe, extending the term of the loan, and that will give you an affordable payment that you can keep in your house. Even if you've been late and you've been in default for months, you can still potentially save your home if you've been the victim. My name is Damien Nassiri, I'm a partner in the law firm Howard and Nassiri, we're based in Southern California and we help people save their homes. If you've been the victim of a predatory loan or you're facing foreclosure, give us a call.

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attorney: Howard | Nassiri, LLP


Will I have to go to court for my predatory lending case?

Howard | Nassiri, LLP

You may not have to go to court to get your predatory lending case resolved. A few go see a good attorney. A good attorney will be able to negotiate with the lender and hopefully get your loan modified or get your loan restructured, sooner rather than later. However, that same attorney will be ready to go and filed the lawsuit if the case calls for it. A lot of times, lenders will not respond to the attorney's request for a loan modification and in that case there's no choice but to file a lawsuit to get what you deserve under the law. My name is Daiman Nassiri. I'm a partner in the law firm Howard/Nassiri, we're based in Southern California and we help people save their homes. If you've been the victim of a predatory loan or you're facing foreclosure, give us a call.

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attorney: Howard | Nassiri, LLP


How will the economic bailout help me keep my home?

Howard | Nassiri, LLP

The way that the bailout is currently structured right now is that it helps Wallstreet but doesn't really help main street.Yeah, there's really nothing in the current bailout will neatly help a homeowner whose facing foreclosure. There are guidelines within the bailout that the lender should try to give a loan modification but there's nothing that mandates it. So the bailout as it is planned right now will only have a trickle-down effect to borrowers. It will not help them in a mediate way. So if you're facing forclosure, I would suggest an attorney in pursuing your legal right. My name is Danim Nassiri. If you've been a victim of a predatory loan or facing forclosure, give us a call.

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attorney: Howard | Nassiri, LLP


Can a predatory lending lawsuit prevent foreciosure?

Howard | Nassiri, LLP

It's possible to stop a foreclosure sale with a predatory lending lawsuit. It will be up to the judge's discretion. The judge will have discretion to stop a foreclosure sale if the judge believes that this case has merit, and that the borrower deserves a loan modification that they can afford. A lot of times, before we file a lawsuit we are able to negotiate with the lender, and the lender chooses to stop the foreclosure sale because they understand that an attorney is involved and that an attorney is trying to negotiate a loan modification that will result in a favorable outcome to the lender because the lender will now have a performing loan with a homeowner who's making a payment, which is better than no payment. My name is Damien Nassiri. I'm a partner in the law firm, Howard Nassiri. We're based in Southern California, and we help people save their homes. If you've been the victim of a predatory loan or you're facing foreclosure, give us a call.

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attorney: Howard | Nassiri, LLP


What's it like to help someone fight against predatory lenders?

Howard | Nassiri, LLP

It’s a great feeling to help somebody who’s been a victim of a predatory loan. To be able to make that phone call and call the client and let them know that the foreclosure sale has been postponed, that they don’t have to pack up their bags. It’s a great feeling to talk to people who you’ve just helped save their most precious asset. They’ve got kids in school and they don’t want to move, and there is no reason for it. Things can be worked out to get people back on track to be able to make a payment where they can afford to stay in the home and the lender’s not going to lose any more money. So, it really is a good feeling and it’s one that we hope to keep duplicating. My name’s Damion Nassiri. I’m a partner in the law firm Howard Nassiri. We’re based in Southern California and we help people save their homes. If you’ve been the victim of a predatory loan, or you’re facing foreclosure, give us a call.

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attorney: Howard | Nassiri, LLP


What is predatory lending?

Howard | Nassiri, LLP

Predatory lending basically encompasses the unscrupulous lending tactics that lenders and mortgage brokers engaged in giving home loans to homeowners. Basically, they were not disclosing the material terms of the loan. And that, in and of itself, is part of the reason why a lot of these loans are predatory in nature. They withheld the material terms and didn’t disclose certain things in the loans to certain homeowners, and that basically is what encompasses what is a predatory loan. I’m Vincent Howard, senior and managing partner of Howard Nassiri. We work hard every day, representing the consumer, from our headquarters in Orange County, California. If you need an attorney you can trust, go ahead and give us a call.

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attorney: Howard | Nassiri, LLP


Are there laws against predatory lending in California?

Howard | Nassiri, LLP

There are laws against predatory lending in California. On the federal level, there are laws like the Truth and Lending Act, which forces lender to make certain disclosures of the material terms of the loan. And then on the California State level, there are a number of laws, uh, for example, the new law that just went into affect at the beginning of September of this year, uh, which is called the California Loan Modification Law, which really sets forth a certain set of parameters that lenders have to abide by and give loan modifications to certain people who qualify for those. I’m Vincent Howard, senior and managing partner of Howard and Nassiri. We work hard everyday representing the consumer, from our headquarters in Orange County, California. If you need an attorney you can trust, go ahead and give us a call.

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attorney: Howard | Nassiri, LLP


Can I keep my house if I'm a predatory lending victim?

Howard | Nassiri, LLP

Whether you can keep your house if you're a victim of predatory lending depends. We've seen people who have lost their house because they were unaware of what their rights are or were, and by the time they found out it was too late, the lenders had already foreclosed and have taken their home. There's a possibility you can keep your house, but that's going to depend on whether you have adequate representation and whether someone is representing your interests, because the lender certainly aren't, they're representing their interest. And one of the ways in which you can keep your house is if you hire an attorney who's skilled in this area of law, who can exercise your rights and help you keep your home. I'm Vincent Howard senior and managing partner of Howard Nassiri. We work hard every day representing the consumer from our headquarters in Orange County California. If you need an attorney you can trust, go ahead and give us a call.

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attorney: Howard | Nassiri, LLP


Why is Southern California a hot spot for predatory lending?

Howard | Nassiri, LLP

California's been one of the hotspots for predatory lending because it is a state with a high population. A lot of people live here and a lot of people that live here worked in the mortgage industry, so there was a lot of this predatory lending activity going on in the California area. Especially during a time when the home prices were rising in value and a lot of homeowners were tricked and deceived into taking out a loan that was not really in their best interest and something that they're only now coming to find out was a bad, predatory loan. My name's Damian Nassiri. I'm a partner in the lawfirm Howard / Nassiri. We're based in southern California and we help people save their homes. If you've been the victim of a predatory loan or you're facing foreclosure, give us a call.

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attorney: Howard | Nassiri, LLP


Do California lenders have to modify my loans?

Howard | Nassiri, LLP

California lenders and any lender nationwide, if it involves a borrower who lives in California, the new civil code section 2923.5 and .6 says that the lender has to get a loan modification, keep the borrower in the home if the loan modification will make the lender more money than the foreclosure. The point of that statute is to stop these foreclosures from happening. The California Legislature has realized that foreclosures are a tremendous problem. It's impacting the economy and so the California Legislature passed this law as an emergency statute to help homeowners stay in the home and to stem the losses that are resulting from these foreclosures. My name is Damian Nassiri. I'm a partner in the law firm Howard/Nassiri. We're based in Southern California, and we help people save their homes. If you've been the victim of a predatory loan or you're facing foreclosure, give us a call.

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attorney: Howard | Nassiri, LLP


What is a loan modification?

Howard | Nassiri, LLP

Well, a loan modification is just that. It's a modification of the terms of the existing loan. The borrower stays in the same loan, but the terms are changed. Typically, we're dealing with an interest rate reduction where the interest rate is lowered to bring the payment down. Another way the loan can be modified is by extending the terms, so a thirty year loan can be made into a forty year loan to bring the payment down a little bit more that way as well. Another common thing that we're starting to see is principal reductions, where the actual amount that the borrower owes is lowered by sometimes tens of thousands of dollars, sometimes a hundred thousand dollars to get the price of the monthly payment down to a point where the borrower can actually afford the payment. My name is Damien Nassiri, I'm a partner in the Law Firm Howard and Nassiri. We're based in Southern California and we help people save their homes. If you've been the victim of a predatory loan or you're facing foreclosure, give us a call.

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attorney: Howard | Nassiri, LLP


How long does it take to get a loan modification?

Howard | Nassiri, LLP

A loan modification can take anywhere from one month to six months. Typically it involves negotiations back and forth with the lender, and every lender is different just like every loan is different. So, some lenders are a little bit more willing to work with you, others are not. But usually what we do in our firm is we propose a loan modification to the lender, it involves income analysis, expense analysis, it gives a real good snapshot to the lender of what this borrower can afford. We point out to the lender what the fair market value of the property is and that usually is going to encourage the lenders to reduce the principle and the interest rate within a three to six month time frame. My name is Damien Nassiri, I'm a partner in the law firm Howard and Nassiri, we're based in Southern California, and we help people save their homes. If you've been the victim of a predatory loan or your facing foreclosure, give us a call.

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attorney: Howard | Nassiri, LLP


How will the new California loan modification law help?

Howard | Nassiri, LLP

The new California Loan Modification will help any borrower who is in default or default is reasonably foreseeable. And if the anticipated recovery to the lender under the loan modification exceeds the recovery that the lender would get form a foreclosure, then the lender is instructed to give a loan modification. It's going to help save a lot of homes. The California Legislature has realized that this an urgency statute. In fact, those words are in the law and says that we have got to stop the foreclosures from rising. We've got to do something about the problem and do something to stay in their home and make the payment. My name is Damian Nassiri. I'm a partner in the law firm Howard & Nassiri. We're based in Southern California and we help people save their homes. If you've been the victim of a predatory loan or you're facing foreclosure, give us a call.

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attorney: Howard | Nassiri, LLP


Who's eligible for a loan modification in California?

Howard | Nassiri, LLP

The new California loan application law was passed September 8, 2008 and it covers all mortgages,uh, origninating from January 1, 2003 through December 30, 2007. Uh, Any loan, it could be a purchase or a refinance the borrower just has to be in default or default is reasonable foreseeable and what that means if their payment is about to go up due to an adjustment in a their interest rate that's someone who's default is reasonable foreseeable and the borrower has to be living in the home.If they meet those criteria then the new California loan law covers their situation and they are entitled to a loan modification. My name is Damian Nassiri and I'm a partner in a California law firm Howard Nassiri. We're based in Southern California and we help people save their homes. If you've been the victim of a preditory loan or you're facing forclosure give us a call.

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attorney: Howard | Nassiri, LLP


How will a loan modification help me keep my house?

Howard | Nassiri, LLP

A loan modification can help you keep your house because it can get you back on the track of making your mortgage payment every month. It really is going to help the borrower who is in default and is several months behind on their loan, get back in the position where they can afford the monthly payment. And usually this is only a couple hundred dollars, maybe a thousand dollars. If we can get that payment down by that amount, the borrower should be able to make the payment. Most of these borrowers have gone into default because they've gotten themselves into these adjustable rate mortgages that have just adjusted a little bit too high for their monthly budget. If we bring it back in a little bit then they should be able to get back on track and stay current. My name's Damion Nassiri. I'm partner in the law firm Howard Nassiri. We're based in southern California and we help people save their homes. If you've been the victim of a predatory loan or you're facing foreclosure, call us a call.

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attorney: Howard | Nassiri, LLP


How can a loan modification lawyer help me?

Howard | Nassiri, LLP

A loan modification lawyer can help a client get the best loan modification possible because only a lawyer can enforce that right to a loan modification under the new California civil code section the California loan modification law. If the borrower or loan modification company asks the lender to give them the new loan that's all they can do is ask for the loan.The loan modification lawyer can ask for the loan and if the loan modification is not given the loan modification lawyer can then file a lawsuit in the court and enforce the right that the borrower has the right to a loan modification. My name is Damien Nassiri and I'm a partner in Howard Nassiri. We're based in Southern California we help people save their homes if you've been the victim of a predatory loan you're facing foreclosure give us a call.

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attorney: Howard | Nassiri, LLP


Will I have to go to court to do a loan modification?

Howard | Nassiri, LLP

A homeowner in California can attempt a loan modification on their own. But, there is nothing that the homeowner in California can do to force the lender to give them a loan modification unless they go to court and sue. That's the unfortunate reality of it is that the lenders a lot of times are not going be giving the loan modifications because they would rather try and foreclose. Someone in California who wants a loan modification, if they can't get it on their own, should go see a lawyer because a lawyer can enforce that right and sue and go to the court and ask the judge to order the loan modification. My name is Damien Nassiri, I'm a partner in the Law Firm Howard-Nassiri. We're based in Southern California, and we help people save their homes. If you've been the victim of a predatory loan or you're facing foreclosure, give us a call.

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attorney: Howard | Nassiri, LLP


Does a bank have to modify my loan in California?

Howard | Nassiri, LLP

A bank will have to modify a loan now in California because of the California Loan Modification Law. If the borrower meets certain criteria, for instance the loan is orginated between 2003 and 2007 and its a loan on their primary residence, the lenders will have to give a loan modification if the borrower can afford to make a payment on the loan that will reap the lender more money than a foreclosure would. Now a lot of times you're going to have to file a law suit because the lenders aren't listening a lot of times. My name is Damien Nesery. I'm a partner in the law firm of Howard Nesery. We're based in Southern California and we help people save their homes. If you've been the victim of a predatory loan or you're facing foreclosure give us a call.

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attorney: Howard | Nassiri, LLP


Are loan modifications common in California?

Howard | Nassiri, LLP

Loan modifications are becoming more and more common. Six months ago or a year ago, it was almost unheard of. Lenders were telling us you can't get a loan modification. But now as they are starting to finally wake up and realize how much money they're losing. They're actually becoming more willing to enter into loan modification. A lot of times they won't give you the best deal, however, unless you get an attorney involved or somebody who can actually enforce your legal right to a loan modification, and that's what we're seeing at this time. My name is Damien Nassiri, I'm a partner in the law firm Howard Nassiri. We're based in southern California and we help people save their homes. If you've been the victim of a predatory loan, or you're facing foreclosure give us a call.

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attorney: Howard | Nassiri, LLP


Loan modification company or a loan modification attorney?

Howard | Nassiri, LLP

Loan modification companies a lot of times are the same mortgage brokers who put the bars, was in the bad loans in the first place. They're no longer writing mortgages so they flip over and become loan modification companies. And I've had lot of clients come to me and tell me Dave paid thousand of dollars to some loan modification company that didn't do anything to them. So that's the key difference is that, that even if they do something for you, all the modification company is ask for a new loan as long as a lawyer can demand it. If you can't get it, we'll go to court. My name is Damian Nasirri. I'm a partner in a law firm Howard Nassiri, we're based in Southern California and we help people save their homes. If you've been a victim of a predatory loan or you're facing foreclosure, give us a call.

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attorney: Howard | Nassiri, LLP


Are there laws to protect me from predatory lending?

Howard | Nassiri, LLP

There are a number of laws that are on the books right now that are designed to prevent predatory lending practices. The problem is, is that, lenders a lot of times don’t follow those laws. They wait until they get caught and then deal with the problems later, because they’re too busy making money off of the predatory loans. And while the gravy train is running, nobody’s going to try to stop it. So, a lot of these lenders were giving loans that were not, that they shouldn’t have been giving. But the problem was that we only found out now, several years later that this, what kind of a problem this really was. My name is Damion Nassiri. I’m a partner in the law firm Howard Nassiri. We’re based in Southern California and we help people save their homes. If you’ve been the victim of a predatory loan, or you’re facing foreclosure, give us a call.

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attorney: Howard | Nassiri, LLP


How can a predatory lending attorney help?

Howard | Nassiri, LLP

A Predatory Lending Attorney can help you because a Predatory Lending attorney can enforce your right to get a new loan. The attorney can negotiate with the lender. A lot of times the lenders are not gonna listen. They are going hope that you go away. But if you have an attorney you can file a lawsuit and once that lender gets served with the lawsuit then they cant run anymore. They gotta step up to the table and its your loan. If you qualify under specially this new California loan modification law then you could be entitled to get a new loan from the lender. My name is Damien Nassiri. I am a partner in a law firm called Howard Nassiri. We are based in Southern California and we help people save their homes. If you have been a victim of Predatory loan or you are facing foreclosure, give us a call.

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attorney: Howard | Nassiri, LLP


Can my loan be restructured if it was made by a predatory lender?

Howard | Nassiri, LLP

A loan can be restructured if it was made by a predatory lender, and that is even true if your loan has been sold. Many times the originating lender will sell the loan, and it might get sold two or three times. But the laws that are on the books right now - the Federal Truth in Lending Act, and the California Loan Modification Law all say that no matter where the loan is now, if it qualifies, you can get a new loan, get an affordable payment, and something that can help you stay in the home and avoid foreclosure. My name's Damian Nassiri. I'm a partner in the law firm of Howard Nassiri, we're based in southern California, and we help people save their homes. If you've been the victim of a predatory loan, or you're facing foreclosure, give us a call.

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attorney: Howard | Nassiri, LLP


How do I fight back against predatory lending?

Howard | Nassiri, LLP

First step you should take if you feel that you have been a victim of the predatory loan in California is that you should contact an attorney, a good attorney who is experienced in truth and lending matters, predatory lending matters will be able to give you free consultation, sit down talk with you and figure out if there is something that we can do. A lot of times there is something that can be done and most borrowers I have talked to did not even know that these laws existed. They had no idea that they could have a legal right to a loan modification under the new California Loan Modification Law. So, first step I would think would be getting a free consultation from an attorney who will be able to advise you of your rights and be able to help you out if you have been the victim. My name is Damie Nassiri. I am a partner in the law firm Howard-Nassiri. We are based in southern California and we help people save their homes. If you have been the victim of a predatory loan or you are facing foreclosure, give us a call.

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attorney: Howard | Nassiri, LLP


Am I a victim of predatory lending?

Howard | Nassiri, LLP

A lot of times borrowers have a gut feeling that they have been taken advantage of, but they just can't put it into words and just don't know exactly what happened to them. The - once they go and they talk to an attorney, an attorney can analyze their loan documents and review the finance charges and things of that nature to see if there were any hidden broker fees or whether the terms of the loan were accurately disclosed to the borrower. You know, those loan documents are a stack so think that nobody has time to read them. And they'll - the attorney can do that for you, go through and let you know if you have a case. My name is Damien (sp?) Nassiri. I am a partner in the law firm Howard Nasssiri. We are based in southern California, and we help people save their homes. If you have been the victim of a predatory loan or you are facing foreclosure, give us a call.

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attorney: Howard | Nassiri, LLP


What happens to my mortgage if my bank went bankrupt?

Howard | Nassiri, LLP

If your bank went bankrupt, then chances are, it's a matter of time before your loan will get sold to another lender. So you do need to still keep making your mortgage payment if at all possible. However, if you are in a hard way, and you're not able to make that mortgage payment, you will need to try and get a loan modification from the next lender who buys your loan. And the new California loan modification law applies to loan servicers, so it doesn't matter who originated the loan, whoever is currently holding the loan and servicing the loan will be charged with the responsibility of providing you with the loan modification if you qualify. My name is Damien Nassiri. I'm a pattern in the law firm Howard and Nassiri. We're based in southern California, and we help people save their homes. If you've been the victim of a predatory loan, or you're facing foreclosure, give us a call.

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attorney: Howard | Nassiri, LLP


How does the new California law help me stay in my home?

Howard | Nassiri, LLP

The nice thing about the new California Loan Modification Law is that it allows any borrower to get a loan modification. You don't have to be the victim of a predatory loan. You just have to meet the basic criteria of someone who had a loan that closed between 03 2003 and 2007. If you have been the victim of a predatory loan, however, that will help your case because when we go before the judge and we ask the judge to enforce the California Loan Modification Law, the judge will most likely have more sympathy for somebody who has also been the victim of a predatory loan and should be more willing to order the lender to give you a loan modification. My name's Damian Nassiri. I'm a partner in the Law Firm Howard Nassiri. We're based in southern California and we help people save their homes. If you've been the victim of a predatory loan or you're facing foreclosure, give us a call.

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attorney: Howard | Nassiri, LLP


What's it like to help someone stay in their home?

Howard | Nassiri, LLP

Feels great to help someone modify their loan because it means they are going to be able to keep the loan. It also has a bigger impact on the economy. If we can get all of these non-preforming loans to preform through loan modifications, I really, truly believe that would be as much of a help, if not more of a help, than the current bail out. Because that is the problem right now in California and across the nation, as we have all these people that are in default because they simply can't afford to pay the mortgage after it increases. After the interest rate goes up and they are good people, they are hard working people and they want to make a loan payment. It's just that the predatory loan has made it as such that they can no longer make that increased payment. My name is Damian Nassiri, I'm a partner in the law firm Howard/Nassiri, we're based in Southern California. And we help people save their homes. If you've been the victim of a predatory loan, or you're facing foreclosure, give us a call.

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attorney: Howard | Nassiri, LLP


Is predatory lending a growing problem?

Howard | Nassiri, LLP

Predatory lending is a growing problem in California, it really is. California, along with Nevada and Florida, were some of the hardest hit states in our union. Here in southern California in particular, my partner and myself often refer to it as ground zero because so many predatory loans, sub-prime type loans, were originated right here in southern California. I'm Vincent Howard, senior and managing partner of Howard-Nassiri. We work hard every day representing the consumer from our headquarters in Orange County, California. If you need an attorney you can trust, go ahead and give us a call.

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attorney: Howard | Nassiri, LLP


Why is Southern California so hard hit by predatory lending?

Howard | Nassiri, LLP

California is a victim of this sub-prime crisis for a number of reasons. One, it's Southern California. A lot of people want to move here, buy homes here. [Ah] The homes that people buy here rise in value, or they did up until recently. ah and then what you have is a large number of California residents who were employed in the mortgage industry. California had upwards of 300,000 people employed in this industry. Lenders noticed that, and they wanted to take advantage of that. So they pushed their brokers, even lenders directly, pushed them into pushing people into sub-prime products, and that lead to the economic crisis that we're suffering now. I'm Vincent Howard, senior and managing partner of Howard | Nassiri. We work hard everyday representing the consumer from our headquarters in Orange County, California. If you need an attorney you can trust, go ahead and give us a call.

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attorney: Howard | Nassiri, LLP


What are the top 3 predatory lending violations?

Howard | Nassiri, LLP

The top three predatory lending violations that we usually see are loans that have negative amortization that wasn't properly disclosed to the home owner. One of the other things that we see a lot of is someone who has a really good credit score, who should qualify for a better loan, but are actually put into a sub-prime loan and that's because lenders make more money when they put more people in sub-prime loans. And then the other thing that we see a lot of is people who were presented with a teaser rate and the interest rate bait-and-switch deal where people thought they were getting on interest rate, but they were actually getting another. I'm Vincent Howard, senior and managing partner of Howard/Nassiri. We work hard every day representing the consumer from our headquarters in Orange County, California. If you need an attorney you can trust, go ahead and give us a call.

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attorney: Howard | Nassiri, LLP


How does a sub-prime loan work?

Howard | Nassiri, LLP

A sub-prime loan works like this. If your credit score is less than pristine, you're going to be put in a loan with a higher interest rate, and that higher interest rate is because of the risk that the lender is taking and taking someone who has less than pristine credit and putting them and insuring them or giving them this mortgage rather. But what we've seen a lot of here in California is the homeowner that has a good credit score put in these sub-prime mortgages and loans, and that is because lenders make money when they put people in a sub-prime product. I'm Vincent Howard, Senior and Managing Partner of Howard Nassiri. We work hard everyday representing the consumer from our headquarters in Orange County, California. If you need an attorney you can trust, go ahead and give us a call.

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attorney: Howard | Nassiri, LLP


Will I have to go to court for my predatory lending case?

Howard | Nassiri, LLP

You may have to go to court for your predatory lending case. When you retain us as your attorneys, we like to get the matter settled short of going to trial, going to court, anything like that. But keep in mind when you hire an attorney, a good attorney, we prepare the case as if we're going to go to trial. To do anything less is to only prepare for half or part of the case. We prepare like we are taking your case, your matter, all the way to trial, but if we can settle it before, we certainly will. I'm Vincent Howard, Senior and Managing Partner of Howard/Nassiri. We work hard everyday representing the consumer from our headquarters in Orange County, California. If you need an attorney you can trust, go ahead and give us a call.

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attorney: Howard | Nassiri, LLP


How much money can I get from my mesothelioma case?

Law Offices of James Sokolove, LLC

Typically in a mesothelioma lawsuit, the client is awarded anywhere between seven hundred thousand and three million dollars, depending upon the age of the victim. Also depending on the ability to prove exposure. So in a mesothelioma lawsuit the recovery is between seven hundred fifty thousand and an average three million dollars. I’m attorney Jim Sokolove. If you’ve been injured, call us.

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attorney: Law Offices of James Sokolove, LLC


How much money can I get from my mesothelioma case?

Law Offices of James Sokolove, LLC

Typically in a mesothelioma lawsuit, the client is awarded anywhere between 700,000 and 3 million dollars, depending upon the age of the victim, also depending upon the ability to prove exposure. So in a mesothelioma lawsuit, the recovery is between 750,000 dollars and, on an average, 3 million dollars. I'm attorney Jim Sokolove. If you've been injured, call us.

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attorney: Law Offices of James Sokolove, LLC


Can I get a loan modification on a second home in NY?

Carl E. Person

Carl Person: A person with a second home mortgage can get a modification. The bank is concerned because the person that owns the home doesn't live in it. But if the person that owns the home can demonstrate that the property is rentable and has been rented, and can support a lower rate than is now being charged; the bank will consider whether they should reach a modification agreement, and maybe they'll add more money at the far end but you can modify anything by agreement. I'm Carl Person, I'm a New York lawyer and my job is to help people stay in their homes.

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attorney: Carl E. Person


Can I modify my investment property mortage in NY?

Carl E. Person

If a person owns investment property in New York and it's subject to a mortgage, the same principles of loan modification apply that if the bank and the owner agree to a change in the terms, which usually means a reduction in the monthly rate of payment. Yes, you can have a modification. It always requires the agreement unless you're in bankruptcy court, and then the bankruptcy judge can do certain things, but outside a bankruptcy, you need an agreement of the two parties. I'm Carl Person, a New York lawyer and a fighter to keep people in their homes.

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attorney: Carl E. Person


Can I modify my commercial property mortage in NY?

Carl E. Person

If a person owning commercial property has a mortgage, it's almost the same thing as a tenant in a commercial property going up to the landlord and saying "Look we're having tough times now. I can't pay $80000 a month, I can pay $65000 a month and stay here otherwise I'm just going to have to vacate or go into bankruptcy". So the landlord would say "Okay fine. Let's modify the lease". The same thing is true about a mortgage, that an owner can reach a modification with respect to commercial property when you explain the facts, and the lender is willing you could have a modification. There's nothing prohibiting it, it has to be done by agreement. I'm Carl Person. I'm a New York lawyer and my job is to help people stay in their homes.

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attorney: Carl E. Person


Are loans modifications common in New York?

Carl E. Person

In New York, a loan modification is the desire of both sides when you have a forclosure. If you have a forclosure action both sides would really like to see modification if the modification is acceptable, and that will make the property pay for itself once again where the bank will get a monthly payment and the borrower will remain in possession. That's the desire that's the hope for all of these procedings. I'm Carl Person, a New York lawyer, and a fighter to keep people in their homes.

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attorney: Carl E. Person


Should I negotiate a loan modification myself?

Carl E. Person

A person that wants a loan modification can do it himself and runs the risk that the bank can ask questions which the borrower might not be able or want to answer at that point. But, if the borrower hires somebody to do this negotiation for him then there's a certain step away which makes it possible that the agreement can be reached more readily. On the other hand if you just defend the lawsuit the attorney that you hire will be the one to, to negotiate the modification for you. I'm Carl Pierson, I'm a New York lawyer and my job is to help people

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attorney: Carl E. Person


How can a loan modification help me?

Carl E. Person

In New York a loan modification could work like this: Let’s say that we have a homeowner that’s paying $4,000 a month, after having paid $2,500 a month for two years. Suddenly the, the monthly payment goes up to $4,000 because of the kicking in of the variable rate. At the same time, this borrower has had a reduction in income, so he can’t pay the $4,000. You then talk with the bank, either directly or through an agent, and see if you can’t reach a modification agreement that will prolong the, the payment period and reduce the present monthly payment. This can be done, and the bank wants people to call when they’re in trouble and see if there can be an arrangement like that. I’m Carl Person, a New York lawyer, and a fighter to keep people in their homes.

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attorney: Carl E. Person


Who best qualifies for a loan modification?

Carl E. Person

The person who best qualifies for a loan modification agreement in New York is somebody that is asking for a very slight change and who is capable of paying everything that they promise in the new agreement to pay. But that is not what people want who are facing a huge increase in the monthly payment. They want a huge decrease in the monthly payment. Somewhere between a small amount and a huge amount of decrease is where the negotiations lie. The bank may only be willing to reduce it by $750 a month and the borrower may want a $1,500 reduction per month, so if they can't reach an agreement then court will be the one, once the bank goes into court and you file an answer defending the foreclosure action, the bank is more apt to accept the more onerous agreement. I'm Carl Person. I'm a New York lawyer and my job is to help people stay in their homes.

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attorney: Carl E. Person


My mortgage just went up! How do I get it back down?

Carl E. Person

If your mortgage payment just went up, there are two ways of getting it back down. One, is to talk to the bank and tell the bank your problem and see if they won't be willing to modify the agreement to lower the rate and that with the modification agreement with the consent of the bank. But if the bank won't do it, this is where people then go to a lawyer and tell the lawyer "Look, I can't afford it. I'm gonna have to stop paying the mortgage." And the lawyer might say "Well that's a fine thing. Stop paying. Let them sue you. We'll defend and then we will modify it on better terms." I'm Carl Pearson, a New York lawyer and a fighter to keep people in their homes.

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attorney: Carl E. Person


I just lost my job! How can I keep my home?

Carl E. Person

If a person who has just lost his job wants to save his home, there is two things to do. Number one, tell the bank that you can't pay the mortgage the way it is and ask for a modification agreement. The bank sometimes will agree and other times not. If the bank refuses to agree to a modification, then stop paying the mortgage. Precipitate a lawsuit. Defend the lawsuit, and then you will have a better chance of reaching the modification that you want. I'm Carl Person. I'm New York lawyer, and my job is to help people stay in their homes.

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attorney: Carl E. Person


Can I stop paying my mortgage in New York?

Carl E. Person

Can a person in New York stop paying his mortgage? And the answer is 'yes'. Its very easy, if you can't afford it you have to stop paying and then you invite a mortgage foreclosure action and then you assert your defenses against it and then the bank will have to reach a modification agreement with you if you're able to live within the terms of the modification. For example, you could cut a $4,000 payment down to maybe $3,200. If you can make the $3,200 payment, the bank may be willing to reach the modification agreement to end the lawsuit. I'm Carl Person, a New York lawyer and a fighter to keep people in their homes.

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attorney: Carl E. Person


When is it okay not to pay a mortgage in New York?

Carl E. Person

It is okay not to pay a mortgage in New York when you don't have any money. What else are you going to do? You're not going to steal from a gas station to pay your mortgage nor should you steal from your retirement or from your credit cards. If you can't make the payment, stop paying and then invite a foreclosure action, defend the foreclosure action and then reach a modification agreement to end the lawsuit. I'm Carl Person, I'm a New York lawyer and my job is to help people stay in their homes.

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attorney: Carl E. Person


When is it smart to stop paying my mortgage in New York?

Carl E. Person

It's a smart move to stop paying your mortgage in New York when you don't have the money to pay. You have no other choice, so you should stop payment earlier rather than later. Have the bank then bring a forclosure action, you now have fourteen months of additional time for nonpayment of the mortgage, and because of that the bank will want to reach a modification agreement and you should try desperately to reach one that you could live with, and that's the perfect resolution of the case. I'm Carl Person, a New York lawyer, and a fighter to keep people in their homes.

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attorney: Carl E. Person


How can I lower my mortgage payment in New York?

Carl E. Person

In New York a person can lower his mortgage payment by having a good case to present to the bank that, "I have been sick. I have lost the income." In one case a person's house got a broken back; and as a result it was a structural defect in the house and it caused the house to have half its value. I said, "Negotiate with the bank based upon the new value, and that'll cut your payments in half. You'll only pay half as much and only owe half as much." Facts: The bank wants to listen to facts. I'm Carl Person. I'm a New York lawyer, and my job is to help people stay in their homes.

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attorney: Carl E. Person


How long can I live in my house without paying the mortgage?

Carl E. Person

A person a can live for free in his house almost two years in New York if you do it this way: you stop paying the mortgage, they foreclose it takes 14 months, and then they have evict you- this may be another four. But that is not what you really want to do. You want to stop paying in order to force a foreclosure and, as quickly as possible, reach a modification agreement and then be a person that pays on a regular basis [so] that you have lawful, proper possession, and the bank is happy. I'm Carl Pearson, a New York lawyer and a fighter to keep people in their homes.

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attorney: Carl E. Person


How long does it take a NY bank to foreclose on my house?

Carl E. Person

People wonder how long it takes for a foreclosure action to cause them to lose their home. The answer is that if you don't defend you could lose your home in about four months. If you do defend and you lose, you would lose your home in about 14 months. The purpose of defending however, is not to lose your home but in order to reach an agreement in order to save your home. I'm Carl Person, I'm a New York lawyer and my job is to help people stay in their homes.

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attorney: Carl E. Person


Do banks in New York like to do loan modifications?

Carl E. Person

You might wonder whether a bank is interested in doing a loan modification. The answer is - they’re ecstatic about it! They want to have the properties that are not paying them money to start paying them money once again. And when people can’t pay them money the only way they can do it is to pay less per month, then the bank is willing to reach an agreement called a modification agreement so that that will take place, yes. I’m Carl Person, a New York lawyer and a fighter to keep people in their homes.

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attorney: Carl E. Person


Do banks want to lower my monthly mortgage payment?

Carl E. Person

Banks want to lower the mortgage payments under circumstances that are just. For example, if a person has the property that is declining in value, less income, they have been steady payers they just can't afford the higher rate, and especially if the higher rate was just thrust on them with a variable. The banks recognize the writing on the wall and they are willing to reach an agreement, called a modification agreement, to keep the monthly payment down and make it affordable, yes. I'm Carl Person. I'm a New York lawyer and my job is to help people stay in their homes.

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attorney: Carl E. Person


Do banks in New York want to lower my interest rate?

Carl E. Person

Banks would like to make properties pay when they have a mortgage outstanding. And in many cases, the banks will have to lower the interest rate in order to make the mortgage payment affordable by the person living in the home. So that the banks may not like it, but they do recognize that the way of keeping toxic mortgages off their books is to bring them back to life by making the mortgages affordable. In that way they do lower interest rates and that is done in a modification agreement. I’m Carl Person, a New York lawyer and a fighter to keep people in their homes.

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attorney: Carl E. Person


Does the bank want to take my home in New York?

Carl E. Person

The bank wants to take your home in order to sell the home and pay off the mortgage and then it's no longer on the books as a non-performing loan. Years ago, maybe a year or two ago, a bank would relish the opportunity of taking over the property, buying it in at a foreclosure sale, and then selling it to someone else and having a new mortgage on it, but now there are too many houses coming into foreclosure and the banks don't want that inventory. They don't want the property to be non-performing, they want to reach an agreement if they can and have the property continue to pay the bank money. That's their objective now. I'm Carl Person, I'm a New York lawyer, and my job is to help people stay in their homes.

tags: mortgage foreclosure bank action mortgage foreclosure defense debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person


What's the #1 mistake made trying to avoid foreclosure in NY?

Carl E. Person

The number one mistake that people make in a mortgage forclosure action is putting their head in the sand and doing nothing about it saying, people say, well your house isn't sold yet so you don't have to do anything. Wrong! When you have an action for forclosure, you must defend it, and if you do, you have a best chance of saving your property, it is very low cost to defend it when you're not in default, it's very high cost and more risky if you are trying to get a lawyer to help you out after you have defaulted. I'm Carl Person, a New York lawyer, and a fighter to keep people in their homes.

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attorney: Carl E. Person


What's most difficult about being a foreclosure attorney?

Carl E. Person

The difficult thing about my practice is that I represent people in distress, and distress is an economic situation. They have less money. They have less faith. They have...they're scared they are going to lose everything they have, and they come to me and they want me to help them. I can't help everyone that is in that dire circumstance. The best thing they can do is come to a lawyer--me or some other lawyer when they first have a foreclosure action against them. Then we can help them inexpensively and do a much better job than when they come belatedly. Or, they should get in there early and advise them to stop paying their mortgage so that they don't waste their money, and that they can precipitate a foreclosure and a modification more readily by doing it quickly, by stopping payment. That is what people need to know, and they don't know this. Instead, they talk with the bank, and the foreclosure is taking place. The foreclosure is going to happen. The faceless person at the bank does not call up the law firm and stop the foreclosure. They think it happens that way. I don't see it happening that way at all. So, the foreclosure is racing along, and then it's in default. And then they come to me saying that, "Oh my God, I'm gonna lose the property." What these people need to know in advance is that they don't have to lose a property that way, and it is not expensive to defend a foreclosure action if you do it timely. I'm Karl Pierson, a New York lawyer and a fighter to keep people in their homes.

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attorney: Carl E. Person


What's a common trick a bank uses against struggling home owners?

Carl E. Person

A trick that many banks use to steal money from a homeowner, especially when he’s in default and he’s no longer paying the mortgage, he’s three months behind, they say, “Look if you want to modify the loan you have to bring your loan up so that you’re no longer in arrears.” So the homeowner then makes payment of ten, twelve thousand dollars and brings it up. Calls the bank, gets another person and says, “Well let’s have a modification agreement. I’m now up to date.” And the bank says, “I’m sorry. We don’t have modification agreements unless you’re in default.” I’m Carl Person. I’m a New York lawyer and my job is to help people stay in their homes.

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attorney: Carl E. Person


Will a loan modification negotiation stop my mortgage foreclosure?

Carl E. Person

A loan modification process - that is negotiating a loan modification between the borrower and the bank - you would think would stop the foreclosure proceeding, but it generally does not. That foreclosure proceeding is racing along. And the people at the bank are not calling up the law firm every day advising them on the thousand different foreclosures of what’s going on. The law firm that was told to get a foreclosure is proceeding with a foreclosure, where as the homeowner believes that in talking with the bank and negotiating, there is no foreclosure. That is contrary to what’s happening. They’re going to lose the property. I’m Carl Peron, a New York lawyer and a fighter, to keep people in their homes.

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attorney: Carl E. Person


Why is it bad to discuss my mortgage with the bank over the phone?

Carl E. Person

Another way of helping the borrower is anytime the borrower had any questions about the mortgage, never use a telephone. Always put the questions in writing and send it to the bank. And the bank is obliged to respond in writing. The bank is not obliged under law to respond when its by telephone. I'm Carl Person, I'm a New York lawyer, and my job is to help people stay in their homes.

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attorney: Carl E. Person


How should I talk to my bank if I'm behind on payments?

Carl E. Person

When a borrower is behind on payments or even has any questions at all about the mortgage, the borrower should always address these concerns in writing- in a letter to the bank. If the borrower does not do that, a telephone call is not required to be answered by the bank. They don't have to get back. But with something in writing, they have to under law. So that you want to keep record of what communications you had with the bank by doing it in writing: very important, especially if you're going to have a defense later on. I'm Carl Pearson, a New York lawyer, and a fighter to keep people in their homes.

tags: loan modification bank communication mortgage foreclosure defense debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person


How can I lower my mortgage interest rate in New York?

Carl E. Person

There are two ways to lower a mortgage interest rate, as I see it. Number one, is to reach a modification agreement with the bank that has a lower interest rate. Number two, if the bank doesn't agree to that, and yet...and proceeds with a foreclosure action, then you defend. And what agreement the bank was not willing to make with you before the action, after you start defending the foreclosure action, you'd be surprised how quick the bank might be willing to accept that same agreement. I'm Carl Person. I'm a New York lawyer and my job is to help people stay in their homes.

tags: loan modification lower payment mortgage foreclosure defense debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person


How can a lawyer help me keep my home in New York?

Carl E. Person

In New York a lawyer can help a borrower who's running into trouble with a home, with a mortgage. And first of all the lawyer should consider whether it's appropriate to stop paying the mortgage right now because of this financial trouble. And then invite a foreclosure. The bank, upon nonpayment, will sue. And then the lawyer should defend, within 20 days after the service of the summons and complaint. In doing so the bank will then say, oh my god there're defending the foreclosure, how unique. Most people don't defend. And the bank will then be more readily agreeable to a modification after the suit is brought when they weren't willing to do the same thing before the suit was brought. I'm Carl Pierceson. I'm a New York lawyer and my job is to help people stay in their homes.

tags: mortgage defense lawyer help loan modification mortgage foreclosure defense debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person


What should I do if I received a foreclosure notice?

Carl E. Person

A foreclosure notice in New York is a summons and complaint in foreclosure. When a person is served with a summons and complain immediately record the date and the circumstances by which you were served, because you only have 20 days from the date of service to file an answer. Make sure you know when the answer is due and then call an attorney, choose an attorney to defend yourself by filing an answer, possibly with counter claims, to be able to assert the reasons why you're defending the foreclosure suit. I'm Carl Person a New York Lawyer and a fighter to keep people in their homes.

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attorney: Carl E. Person


How long do I have to respond to a foreclosure notice in NY?

Carl E. Person

When a person is sued for foreclosure, they receive a summons and complaint, and a person has 20 days in which to answer by filing an answer in court. So, you have a 20 day period after the service of a summons and complaint. There are some exceptions that make it a little bit longer, but don't rely on exceptions. Think of 20 days. And that's not 20 business days, it's 20 days. I'm Carl Person. I'm a New York lawyer and my job is to help people stay in their homes.

tags: mortgage foreclosure response loan modification mortgage foreclosure defense debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person


What is a loan modification?

Carl E. Person

In New York, as in other states, a loan modification is where the bank and the borrower reach an agreement, which generally reduces the monthly payment that the borrower has to make. In some cases, they throw that unpaid amount at the far end, so that the length of the mortgage is more it's greater length in order to pay back the money that isn't being paid today, but all that is subject to negotiation. I'm Carl Person, and a New York lawyer and a fighter to keep people in their homes!

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attorney: Carl E. Person


How does a loan modification work?

Carl E. Person

Loan modification works when you have the borrower and the back agreeing to making a change in the mortgage payments. The facts that are being considered are: Does the borrower have the capacity to pay at the reduced rate? Is the value of the property less so that it's no longer fair to hold the borrower to the higher value because for some reason the borrower may no longer be liable for any deficiency? Various factors need to be brought into play - they negotiate it out; reach a loan modification agreement and that way the homeowner stays in the property and usually pays a reduced monthly rate. I'm Carl Person; I'm a New York lawyer, and my job is to help people stay in their homes.

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attorney: Carl E. Person


What is a mortgage foreclosure defense?

Carl E. Person

A mortgage foreclosure defense is a way by which a home owner, that owes money to the bank, can keep the home. Number one, a foreclosure action, at least in New York, takes about 14 months. So in a 14 month period, the borrower is able to stall, hold off and forcing the bank to reach a modification agreement hopefully. So these defenses, however, have to be bonafide. For example, a defense that the mortgage broker and the bank were engaged in fraud and were charging a higher interest rate to the borrower than the borrower should have been paying. Often leading up to hundreds of thousands of dollars a year of extra charges. We can defend and do something about that and stop the foreclosure and that's the kind of thing I am urging people do. I'm Carl Person. I'm a New York lawyer and my job is to help people stay in their homes.

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attorney: Carl E. Person


Can I prevent a foreclosure from happening to me in NY?

Carl E. Person

Whether a borrower can actually stop a fore closer forever depends on the facts so that I can't say across the board that a borrower that defends a fore closer is going to win. The victory in many cases is the delay that the borrower needs to be to get his or her own act together and be able to force the bank to accept less money and that is something that at a lower rate of interest the borrower would be able to do and that would bring the property back to performing. The bank wants the property to perform, the borrower wants to remain in the property, the borrower wants to pay a reasonable amount, and this is what a fore closer action and an adequate defense can achieve for all the parties. I'm Carl Person, a New York lawyer, and a fighter to keep people in their homes.

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attorney: Carl E. Person


How bad is the mortgage foreclosure problem in New York?

Carl E. Person

Today we have about 370 foreclosures ever week in the five boroughs, and near the end of the year we're going to have an increase in them. The banks right now are holding bank because of the uncertainty; we don't really know what the federal government plans to do. As I see it, it looks like a giveaway to the banks and not much for the homeowner. So that's something that the homeowners should recognize, that the statutes, so far, don't seem to be helping them. If the government gets its' money back, that means that the homeowner pays in full, and that isn't what they hoped that they're going to get. I'm Carl Pearson , I'm a New York lawyer, and my job is to help people stay in their homes.

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attorney: Carl E. Person


When should I initiate a mortgage foreclosure defense?

Carl E. Person

The right time to begin a mortgage foreclosure defense is before the bank is even thinking about foreclosure. The best defense is to anticipate when you will need a foreclosure. I say when the borrower needs a foreclosure. This is something the borrower isn't thinking about. The borrower is trying to avoid a foreclosure; but, in fact, many borrowers should seek a foreclosure and plan ahead. I'm Carl Person, a New York lawyer and a fighter to keep people in their homes.

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attorney: Carl E. Person


When is it too late to mount a foreclosure defense?

Carl E. Person

When the property is sold as a result of a court order or when the property is sold in a non-judicial foreclosure, it's pretty much too late to initiate something. On the other hand, yesterday a matter came into me in which, even though the property is sold, we're going to try to undo the sale because the bank never served the owner of the property. And, as a result, the bank bought in and the bank still holds the property. And I think that we can undo the foreclosure because of the failure to serve the persons on the mortgage. I think we can undo it even after the sale has taken place. I'm Carl Person. I'm a New York lawyer. And my job is to help people stay in their homes.

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attorney: Carl E. Person


Bankruptcy or a mortgage foreclosure defense?

Carl E. Person

The issue arises whether people should just file for bankruptcy or deal with a foreclosure action. My feeling is that if you have two options, don't use both of them at one time. I think there's an orderly progression. I think, on one hand, fight the foreclosure and if that doesn't work, then deal with bankruptcy. But I view the foreclosure proceeding as the first thing to do and I urge people to plan ahead and kick off the foreclosure by stopping payment when you know that you won't be able to pay any longer. I'm Carl Person, a New York lawyer and a fighter to keep people in their homes.

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attorney: Carl E. Person


How can I afford an attorney to help with foreclosure defense?

Carl E. Person

When people want to keep their house, they think that paying the mortgage every month as long as they can and holding on to the house that way. That's a mistake. They give away their last cent to the bank and they have nothing left with which to defend themselves. So, thinking ahead when you are going to run into a foreclosure situation, precipitate it yourself by stopping payment. Use that money to higher a lawyer. You don't pay during the 14 months of the foreclosure proceeding and you make the bank come to the bargaining table and hopefully get an agreement. I am Carl Pearson, I am a New York Lawyer, and my job is to help people stay in their homes.

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attorney: Carl E. Person


How can a lawyer help me with my mortgage foreclosure defense?

Carl E. Person

When a person is sued in a mortgage foreclosure proceeding sometimes they say I have no money therefore I'm going to represent myself. It's a big mistake. A New York lawyer can do many things for you, for example there are perhaps 22 different defenses that could be brought to bear on your behalf. And, you don't know what they are, but an attorney can figure them out based upon the facts that you present. You need an attorney. I'm Carl Person, a New York lawyer, and a fighter to keep people in their homes.

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attorney: Carl E. Person


Can I defend my own mortgage foreclosure?

Carl E. Person

The question often arises whether somebody should defend a mortgage foreclosure action himself or herself, particularly when they don't have money. I say to these people this: stop paying your mortgage when you know you're going to start having trouble in the future. You're going to have enough money then to hire a lawyer. Don't do it yourself! Because it's so tricky, even for a lawyer, that you don't want to be - run the risk of losing your property. Hire a lawyer and do it quickly. I'm Carl Person, I'm a New York lawyer, and my job is to help people stay in their homes.

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attorney: Carl E. Person


Should I stop paying my mortgage if I'm near foreclosure?

Carl E. Person

If you're running out of money and the question is should you stop paying your mortgage, the answer is see an attorney, describe what's happening, and the attorney should consider whether you should stop paying it and precipitate a foreclosure so that you can save the money that you do have for the next fourteen months and be able to pay an attorney to defend yourself, so that yes a person could do this and should at least see an attorney to decide whether or not it's appropriate. I'm Carl Person, a New York lawyer and a fighter to keep people in their homes.

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attorney: Carl E. Person


Do I qualify to mount a mortgage foreclosure defense?

Carl E. Person

If a person is sued in a foreclosure action, they're invited by the summons that they receive to put in a defense. A defense will include various reasons why the bank should not win. Various things they've done wrong and the banks we now know have done many things wrong. Previously, like a year ago, the court probably wouldn't look at half of this. But now the courts are looking at it and we are aware that the banks do wrong in many cases. Some of these wrongs translate into defenses and a lawyer can help the person that sued to maintain those defenses. I'm Carl Person, a New York lawyer and a fighter to keep people in their homes.

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attorney: Carl E. Person


When is it smart to initiate your own mortgage foreclosure?

Carl E. Person

A person should initiate his or her own mortgage foreclosure when the person sees that they can't pay the mortgage for six months from now. Stop paying now and that is the initiation of mortgage foreclosure proceedings. And by the way, as a condition for modification, many banks require you to be in default. Don't pay up your mortgage and then think you're going to get a modification agreement. I'm Carl Pearson, I'm a New York lawyer, and my job is to help people stay in their homes.

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attorney: Carl E. Person


What is my 2nd line of defense against mortgage foreclosure?

Carl E. Person

The second line of defense in a mortgage foreclosure situation is to retain an attorney to file an answer, and do so within 20 days after the summons and complaint have been served. This is critical. It is easy to defend a foreclosure action if you do the defense in a timely basis. It is exceedingly costly and difficult if you have allowed the defense to go by the boards. Don't do it. Defend the action, hire the attorney, pay the money, and you will be sitting a lot better than if you let it go until later and then try to resurrect your situation. I am Carl Person, a New York lawyer and a fighter to keep people in their homes.

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attorney: Carl E. Person


How does false advertising contribute to mortgage foreclosures?

Carl E. Person

False advertising contributes to mortgage foreclosures in various ways. One of them is that people who should not be owning a home are encouraged to borrow the money to buy the home. And you wonder is there a group of people who shouldn't own a home? Well, if a person that buys a home doesn't have the money to properly care for the home and can't pay the taxes for the home and can't pay the mortgage payment, that person really shouldn't be buying it and it will, when that property is vacant, its going to hurt the rest of the community as well. I'm Carl Person. I'm a New York lawyer and my job is to help people stay in their homes.

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attorney: Carl E. Person


What rights do I have against foreclosure in New York?

Carl E. Person

A mortgage foreclosure proceeding involves rights on the part of the borrower and that is to defend the action with whatever defenses that borrower may have. An unusual defense that I see now, and I don't know if it will work, but it should at least be tried, and that is that the bank, contrary to the expectations of the borrower, quite often has sold the mortgage to a pool and has broken it up so that there is nobody in charge, there's no one that owns the mortgage, and therefore when the borrower runs into trouble they can't call a local bank as in "It's A Wonderful Life" and say I'm in trouble will you give me a break. That is contrary to the expectations of the borrower. I'm Carl Person, a New York lawyer and a fighter to keep people in their homes.

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attorney: Carl E. Person


How is a sub-prime mortgage different from a regular mortgage?

Carl E. Person

A sub-prime mortgage is given to individuals who don't qualify with their employment record, their income, their earnings to be qualified for the prime rate. So, in many cases the small business person has no earnings, they somehow live, they don't necessarily pay taxes, and when they try to qualify for a mortgage, the bank laughs because you have no income. So the sub-prime was set up basically for those people that couldn't prove that they could pay a mortgage but many other people who don't have any earnings, don't have any income were also included, and that was a mistake. I'm Carl Person. I'm a New York lawyer and my job is to help people stay in their homes.

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attorney: Carl E. Person


Are sub-prime mortgages eligible for a loan modification?

Carl E. Person

Subprime mortgages are the ones that basically are being forclosed, and they, yes they are as eligible if not more eligible because in many cases the borrower really did qualify for a lower rate and they gave them a higher rate in order to pay a mortgage broker who looked around for the bank that would give the mortgage broker the most money and the bank then tacked it on and charged a higher rate than the bank should have. I'm Carl Person, a New York lawyer, and a fighter to keep people in their homes.

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attorney: Carl E. Person


What is a mortgage kicker?

Carl E. Person

A mortgage kicker is what I see as an extra amount of income that the lender can expect down the line without the borrow realizing it, often. And that is that, if the lender recognizes that the borrower probably is going to be in default, and the bank will then be able to get the property back, the bank will also charge a lot of extra legal fees, a higher rate of interest, and then the bank will resell the property to comeone else, another victim, and go through the same thing again, and that's like a kicker, an equity kicker, for the bank. I'm Carl Person, I'm a New York lawyer, and my job is to help people stay in their homes.

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attorney: Carl E. Person


How do loan kickers contribute to mortgage foreclosures?

Carl E. Person

Loan kickers contribute to mortgage foreclosures because the bank sets up a loan in such a way that a foreclosure is generally expected, and therefore, we ought to take away those things in a mortgage that contribute to the foreclosures. And the kickers I have described, uh, is what should be taken away. They shouldn’t be allowed to build in, uh, the, the expectation of foreclosure. I’m Carl Person, a New York lawyer, and a fighter to keep people in their homes.

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attorney: Carl E. Person


What is my first line of defense against mortgage foreclosure?

Carl E. Person

When a person feels like there is going to be a crisis coming up because of sickness or loss of job, loss of income, and therefore they won't be able to continue paying their mortgage, they should think ahead of time, maybe even six months in advance, see an attorney and talk with the attorney and see whether it is not appropriate now to stop paying the mortgage and save that money- fourteen months worth of mortgage payments. Use that to defend the action and then to obtain from the bank a modification agreement once they are in foreclosure. I am Carl Person. I'm a New York lawyer, and my job is to help people stay in their homes.

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attorney: Carl E. Person


Who's the right attorney for a serious car accident victim?

Proner & Proner

First thing you wanna do is find an experienced attorney. You don't want an attorney going through the school on your case. A lot of attorneys out there may be experience but their experience might be in real estate closings and adoptions and divorces and criminal cases and they tell you "Sure, I can handle your claim. I've done dozens of claims just like yours." But if they don't have the specialized knowledge and actually presenting, trying, doing appeals, and handling all aspects of personal injury plaintiffs work then you're probably better off in the hands of a skilled practitioner that does have that specialized knowledge. I'm Mitchel Proner, if you're looking for an experienced skilled attorney to represent you or a loved one in New York, contact me today.

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attorney: Proner & Proner


Do most car accident lawsuits settle of go to trial?

Proner & Proner

Well I think there's a paradox there. If you've got a skilled attorney that knows how to try a case, your case is more likely to settle. If you don't have a skilled attorney who doesn't know how to try a case, either the carrier is not going to pay you full value on the claim or its got to be tried and at that point that attorney might refer the case to another attorney who does try cases so that's a good thing to ask your attorney at the outset is "do you actually try cases?" I'm Mitchell Proner. If you're looking for an experienced, skilled attorney to represent you or a loved one in New York, contact me today.

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attorney: Proner & Proner


How experienced are you handling car accident cases in New York?

Proner & Proner

The only type of law that I do is representing accident victims. I've never represented an insurance carrier. I've represented every different type of accident you can imagine, from trip and falls to every type of motor vehicle accidents, truck accidents, bicycle accidents, motorcycle accidents, bus accidents, burn cases, fires, medical malpractice, products liability...I have tried cases, settled cases, gotten multimillion dollar results in cases in thirty jurisdictions in three states. I am a super attorney as elected by my peers, I have the highest rating possible for both skill and ethics from Martin Dalehubble, I am a member of the multimillion dollar advocates forum, selected by my peers as the leading trial lawyers in America, I'm on the Board of Directors of the New York state Trial Lawyers Association, I lecture for the Trial Lawyers Institute, I taught other attorneys to do this work, I've lectured to attorney groups across the country, I'm on the Board of Directors of the New York Academy of Trial Lawyers, I've chaired a litigation group for the Association of Trial Lawyers of America, my office has been doing this work for fifty years, I've been doing this work for twenty years and I'll put my credentials up against anybody and I think they'll match up. I'm Mitchel Proner. If you're looking for an experienced, skilled attorney to represent you or a loved one in New York, contact me today.

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attorney: Proner & Proner


What are the symptoms of mesothelioma?

Law Offices of James Sokolove, LLC

The symptoms of Mesothelioma are very wide and very disperse. A doctor would not know or a person would not know if they had Mesothelioma. They'll have shortness of breath, they'd have filling up in their lungs but the only way that someone can really diagnose Mesothelioma is by work history and by a biopsy. I'm attorney Jim Sokolove. If you've been injured, call us.

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attorney: Law Offices of James Sokolove, LLC


What is mesothelioma?

Law Offices of James Sokolove, LLC

Mesothelioma is a rare form of cancer that is caused by exposure to asbestos. It generally applies in either the lung, the stomach, or in rare instances to the heart. I'm attorney Jim Sokolove. If you've been injured, call us.

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attorney: Law Offices of James Sokolove, LLC


What is mesothelioma?

Law Offices of James Sokolove, LLC

Mesothelioma is a rare form of cancer that is caused by exposure to asbestos. It generally applies to either the lung, the stomach, or in rare instances to the heart. I'm attorney Jim Sokolove. If you've been injured, call us.

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attorney: Law Offices of James Sokolove, LLC


To recover money, do I need to sue after an auto accident?

Bisnar Chase LLP

Most people that have been injured in an automobile accident do not technically sue. If they are injured, they make a claim and there is a difference between a claim and a lawsuit. A claim is you present a claim to the insurance company and you work out a hopefully fair settlement. If you don't work out a fair settlement, if you don't get the money that you believe you are entitled to, that's when you go to a lawsuit. And lawsuits on personal injury accidents on auto accidents in California have been declining every year for the last ten to fifteen years. I'm John Bisnar the senior partner of the Bisnar/Chase Law Firm. We exclusively represent seriously injured accident victims from our offices in New Port Beach California.

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attorney: Bisnar Chase LLP


What's the first step to take if I think I have mesothelioma?

Law Offices of James Sokolove, LLC

If someone thinks they have been exposed to asbestos and thinks that they might have Mesothelioma, the first thing they should do is seek the best possible medical treatment available. There are specialized treatment centers for Mesothelioma around the country. So the first thing that a victim should do is get access to the best possible treatment. After that they should contact a law firm that specializes in Mesothelioma claims. I'm attorney Jim Sokolove. If you've been injured, call us.

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attorney: Law Offices of James Sokolove, LLC


Who is diagnosed with asbestos exposure or mesothelioma?

Law Offices of James Sokolove, LLC

People who wind up diagnosed with asbestos are the people we look back on who really fought and made our country great. It's the soldiers that were in World War II. It's the people who worked in the Navy yards. It's the people who did manufacturing and pipe-fitting. It's the unsung heroes who really took care of and developed and made our country and, in too many instances, we're turning our backs on these same people who were exposed to asbestos in not providing them and their families with the type of compensation they deserve. I'm attorney Jim Sokolove. If you've been injured, call us.

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attorney: Law Offices of James Sokolove, LLC


What is secondary asbestos exposure?

Law Offices of James Sokolove, LLC

Secondary asbestos exposure, is when people who worked around asbestos brought home asbestos fibers in their clothing, and their family and friends were exposed to asbestos as if they'd been working around it. I'm Jim Sokolove, if you've been injured, call us.

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attorney: Law Offices of James Sokolove, LLC


How do I know if I have mesothelioma?

Law Offices of James Sokolove, LLC

There's no way that Mesothelioma can be diagnosed without a complete work history and a biopsy. People are looking for in their work history, exposure to asbestos. Whether is people have worked in the plumbing industry, are working in the Navy yard or anytime they've been around exposure to asbestos. And then, the only way it can be totally diagnosed is through a biopsy. I'm attorney Jim Sokolove. If you've been injured, call us.

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attorney: Law Offices of James Sokolove, LLC


Is there a statute of limitations on mesothelioma lawsuits?

Law Offices of James Sokolove, LLC

The statute of limitations on asbestos claims vary from state to state. Some states have a claim as short as three years. Other states have a statute on asbestos claim for as long as six years. But your claim is controlled by the state in which you live in or the state in which you were exposed to asbestos. Thus, you are better off not taking any chances and contact a lawyer as soon as possible to stop the statute for money. I’m Attorney Jim Sokolove. If you’ve been injured, call us.

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attorney: Law Offices of James Sokolove, LLC


When is the right time to consult a mesothelioma lawyer?

Law Offices of James Sokolove, LLC

The best time to contact a lawyer on a mesothelioma claim is right after one has gotten a diagnosis. First thing a mesothelioma victim should think about is medical care, and seeing a lawyer should come after one gets a medical diagnosis, and not before. I'm attorney Jim Sokolove. If you've been injured, call us.

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attorney: Law Offices of James Sokolove, LLC


How long will a mesothelioma lawsuit take?

Law Offices of James Sokolove, LLC

Generally, mesothelioma lawsuit takes approximately, uh, between, uh, a year, the shortest, and five years at the longest. If the uh, client is alive at the time the claim is brought, they can be placed on a fast track. But mesothelioma lawsuit for people who are deceased can be placed on a-, placed on a slower track in most states and can take up to five years. I’m attorney Chip Sokolove. If you’ve been injured, call us.

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attorney: Law Offices of James Sokolove, LLC


Who's the best lawyer for my mesothelioma case?

Law Offices of James Sokolove, LLC

The key thing in trying to select a law firm to handle an asbestos and a mesothelioma claim is to find out how claims of this type has the firm handled before, and in how many jurisdictions have they handled this. What is the speed that they have handled these claims and what is their trial capability. Understanding those types of questions is what a family of a mesothelioma victim should be asking when they go to interview firms to handle their claim. I'm attorney Jim Sokolove. If you've been injured, call us.

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attorney: Law Offices of James Sokolove, LLC


How much will a mesothelioma lawsuit cost?

Law Offices of James Sokolove, LLC

Mesothelioma lawsuits in the United States are brought on what is called a contingency fee basis, which means the client does not pay any out-of-pocket expenses unless the case is successful. And then if the case is successful, the client the will be charged a contingency fee which means that the client will be charged a percentage of the recovery. And generally, in mesothelioma lawsuits, the fee is one-third to 40% of the recovery. I'm Attorney Jim Sokolove. If you've been injured, call us.

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attorney: Law Offices of James Sokolove, LLC


Who are the most common victims of mesothelioma?

Law Offices of James Sokolove, LLC

The most common victims of mesothelioma are those people who worked during the army, in the navy and in the trades that worked around asbestos. It might be pipe fitters, it might be people in different unions, but it’s those people that worked around asbestos. And those people that have the most propensity to have mesothelioma. However, there’s such a thing as called secondary exposure. Where the people who worked around asbestos brought home the asbestos fibers in their clothing and their family was exposed being called secondary exposure. I’m attorney Jim Sokolove. If you’ve been injured, call us.

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attorney: Law Offices of James Sokolove, LLC


How much does it cost to file a mesothelioma lawsuit?

Law Offices of James Sokolove, LLC

What is so wonderful about Mesotheleoma claims in the United States is that clients have the keys to the courtroom. Meaning they'll be charged nothing to see a lawyer. They'll be charge nothing for the case to be investigated. They'll only pay, on a Mesotheleoma law suit, if they are successful. And if they are successful they'll pay a percentage of the recovery. I'm attorney Jim Sokolove. If you've been injured, call us.

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attorney: Law Offices of James Sokolove, LLC


What's the first step to take if I think I have mesothelioma?

Law Offices of James Sokolove, LLC

If someone thinks that they've been exposed to asbestos, and thinks that they might have mesothelioma, the first thing they should do is seek the best possible medical treatment available. There are specialized treatment centers for mesothelioma around the country. So the first thing that a victim should do is get access to the best possible treatment. After that, they should contact a law firm that specializes in mesothelioma claims. I'm Attorney Jim Sokolove. If you've been injured, call us.

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attorney: Law Offices of James Sokolove, LLC


Who is diagnosed with asbestos exposure or mesothelioma?

Law Offices of James Sokolove, LLC

People who wind up diagnosed with asbestos, are the people who we look back on who really fought and made our country great. It’s the soldiers that were in World War 11. It’s the people who worked in the Navy yards. It’s the people who did manufacturing and pipe fitting. It’s the unsung heroes who really took care of and developed and made our country. And in too many instances, we’re turning our backs on these same people, who were exposed to asbestos and not providing them and their families with the type of compensation they deserve. I am Attorney Jim Sokolove, if you’ve been injured call us.

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attorney: Law Offices of James Sokolove, LLC


What is secondary asbestos exposure?

Law Offices of James Sokolove, LLC

Secondary asbestos exposure is when people who worked around asbestos brought home asbestos fibers in their clothing and their family and friends were exposed to asbestos as if they'd been working around it. I'm attorney Jim Sokolove. If you've been injured, call us.

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attorney: Law Offices of James Sokolove, LLC


How do I know if I have mesothelioma?

Law Offices of James Sokolove, LLC

There's no way that Mesothelioma can be diagnosed without a complete work history and a biopsy. People look in for a work history exposure to asbestos - whether if people have worked in the plumbing industry, or working in the navy yard, or any time they've been around exposure to asbestos. And then, the only way that it can be totally diagnosed is through a biopsy. I'm attorney Jim Sokolove. If you've been injured, call us.

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attorney: Law Offices of James Sokolove, LLC


What are the symptoms of mesothelioma?

Law Offices of James Sokolove, LLC

Jim Sokolove: The symptoms of mesothelioma are very wide, and very disperse. A doctor would not know or a person would not know if they had mesothelioma. They'd have shortness of breath. They'd have filling up in their lungs. But the only way someone can really diagnose mesothelioma is by work history and by a biopsy. I'm attorny Jim Sokolove. If you've been injured, call us.

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attorney: Law Offices of James Sokolove, LLC


How much does it cost to file a mesothelioma lawsuit?

Law Offices of James Sokolove, LLC

What is so wonderful about mesothelioma claims in the United States is that clients have the keys to the courtroom, meaning they'll be charged nothing to see a lawyer, they'll be charged nothing for the case to be investigated, they'll only pay on a mesothelioma lawsuit if they are successful. And if they are successful, they'll pay a percentage of the recovery. I'm attorney Jim Sokolove. If you've been injured, call us.

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attorney: Law Offices of James Sokolove, LLC


How much will a mesothelioma lawsuit cost?

Law Offices of James Sokolove, LLC

Mesothelioma lawsuits in the United States are brought on what is called a contingency fee basis, which means the client does not pay any out of pocket expenses unless the case is successful. And then if the case is successful, the client will be charged a contingency fee, which means that the client will be charged a percentage of the recovery. And generally, on mesothelioma lawsuits, the fee is one-third to 40 percent of the recovery. I'm attorney Jim Sokolove. If you've been injured, call us.

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attorney: Law Offices of James Sokolove, LLC


When is the right time to consult a mesothelioma lawyer?

Law Offices of James Sokolove, LLC

The best time to contact a lawyer in a mesothelioma claim is right after one's gotten the diagnosis. First thing a mesothelioma victim should think about is medical care, seeing a lawywer should come after one gets a medical diagnosis and not before. I'm attorney Jim Sokolove, if you've been injured call us.

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attorney: Law Offices of James Sokolove, LLC


What if I die before my mesothelioma case is resolved?

Law Offices of James Sokolove, LLC

If you die before your mesothelioma case is heard, then your estate will be the one who benefit from the suit. It would take a longer period of time for mesothelioma lawsuit to be processed if the claimant is deceased, because the courts take them off the fast track and put the meso cases on a slower track, but there is a law will recover what you as a victim would have been entitled to recover. I'm attorney Jim Sokolove, if you've been injured call us.

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attorney: Law Offices of James Sokolove, LLC


Who are the most common victims of mesothelioma?

Law Offices of James Sokolove, LLC

The most common victems of mesothelioma, are those people who worked during the Army, in the Navy and in the trades that worked around asbestos. It might be fitters, it might be people in different unions, but its those people who worked around asbestos. Those people that have the most propesity to have mesothelioma. However theres such a thing as called "secondary exposure" where the people who worked around asbestos, brought home the asbestos fibers in their clothing, and thier family was exposed, being called secondary exposure. Im attorny Jim Sockolove. If you've been injured, call us.

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attorney: Law Offices of James Sokolove, LLC


Is there a statute of limitations on mesothelioma lawsuits?

Law Offices of James Sokolove, LLC

The statute of limitations on asbestos claims vary from state to state. Some states have a claim as short as three years, other states have a statute on asbestos claims for as long as six years. But your claim is controlled by the state in which you live in, or the state in which you were exposed to asbestos. Thus, you're better off not taking any chances, and contacting a lawyer as soon as possible to start the statute for money. I'm attorney Jim Sokolove. If you've been injured, call us.

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attorney: Law Offices of James Sokolove, LLC


What is mesothelioma?

Law Offices of James Sokolove, LLC

Mesothelioma is a rare form of cancer that is caused by exposure to asbestos. It generally applies in either the lung, the stomach, or in rare instances, to the heart. I’m attorney Chip Sokolove. If you’ve been injured, call us.

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attorney: Law Offices of James Sokolove, LLC


What are the symptoms of mesothelioma?

Law Offices of James Sokolove, LLC

The symptoms of mesothelioma are very wide and very disperse. A doctor would not know or a person would not know if they had mesothelioma. They'd have shortness of breath. They'd have filling up in their lungs. The only way someone can really diagnose mesothelioma is by work history and by a biopsy. I'm attorney Jim Sokolove. If you've been injured, call us.

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attorney: Law Offices of James Sokolove, LLC


Who is diagnosed with asbestos exposure or mesothelioma?

Law Offices of James Sokolove, LLC

People who wind up diagnosed with asbestos are the people we look back on who really fought and made our country great. It’s the soldiers that were in World War II, it’s the people who worked in the navy yards, it’s the people who did manufacturing and pipe fitting, it’s the unsung heroes who really took care of and developed and made our country. And in too many instances, we’re turning our backs on these same people who were exposed to asbestos and not providing them and their families with the type of compensation they deserve. I’m attorney Jim Sokolove. If you’ve been injured, call us.

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attorney: Law Offices of James Sokolove, LLC


How do I know if I have mesothelioma?

Law Offices of James Sokolove, LLC

There's no way that mesothelioma can be diagnosed without a complete work history and a biopsy. People are looking for in a work history exposure to asbestos. Whether if people have worked in the plumbing industry, or working in the Navy yard or any time they've been around exposure to asbestos. And then, the only way that it can be totally diagnosed is through a biopsy. I'm attorney Jim Sokolove, if you've been injured, call us.

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attorney: Law Offices of James Sokolove, LLC


How much will a mesothelioma lawsuit cost?

Law Offices of James Sokolove, LLC

Mesothelioma lawsuits in the United States are brought on what is called a contingency basis which means the client does not pay any out of pocket expenses unless the case is successful. And then if the case is successful, the client will be charged a contingency fee, which means that the client will be charged a % of the recovery. And generally, in mesothelioma lawsuits, the fee is one third to 40% of the recover. I'm attorney Jim Sokolove. If you've been injured, call us.

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attorney: Law Offices of James Sokolove, LLC


What if I die before my mesothelioma case is resolved?

Law Offices of James Sokolove, LLC

Your - if you die before your mesothelioma case is heard, then your estate will be the one who will benefit from the suit. It will take a longer period of time for a mesothelioma lawsuit to be processed if the claimant is deceased because the courts take them off the fast track and put the meso cases on a slower track. But your heirs at law will recover what you as a victim would have been entitled to recover. I'm attorney Jim Sokolove. If you have been injured, call us.

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attorney: Law Offices of James Sokolove, LLC


Is there a statute of limitations on mesothelioma lawsuits?

Law Offices of James Sokolove, LLC

The statute of limitations on asbestos claims vary from state to state. Some states have a claim as short as three years, other states have a statute on asbestos claim for as long as six years. But your claim is controlled by the state in which you live in or the state in which you were exposed to asbestos, thus you're better off not taking any chances and contacting a lawyer as soon as possible to stop the statute from running. I'm attorney Jim Sokolove. If you've been injured, call us.

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attorney: Law Offices of James Sokolove, LLC


What can I be compensated for in a serious motorcycle accident?

Proner & Proner

In a motorcycle accident in New York State you are entitled to money for your property damage, which includes the damage to your motorcycle, damage to your leathers, damage to your helmet, damage to your glasses, damage to your watch, damage to your jewelery. You are entitled to money for your past medical expenses and your future medical expenses. That's from the date of the accident til the date of the settlement, and from the date of the settlement into the future. You're entitled to money for your past loss of earnings and your future lost earnings, and your past pain and suffering, including quality of life, and your future pain and suffering, including any loss of quality of life. I'm Mitchell Kroner, if you're looking for an experienced skilled attorney to represent you or a loved one in New York, contact me today.

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attorney: Proner & Proner


What should I look for in a good product liability attorney?

Law Offices of James Sokolove, LLC

If someone is injured and sustains catastrophic injury as a result of a defective product, and they are searching for an attorney to handle a product liability lawsuit, they should look for the same types of things that they should look for in any personal injury attorney, which first of all is experience in that particular field and the law firm having the wherewithal, the funding and the finance to take this case all the way through. Because its going to be very expensive for the law firm to take this case from discovery through trial, so you want to go to a firm that has had trial experience and has the capital and the experience to bring these cases forward. I'm attorney Jim Sokolove and if you've been injured, call us.

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attorney: Law Offices of James Sokolove, LLC


Why Wealth Strategies Counsel for my asset protection?

Wealth Strategies Counsel

One of the interesting things we have when it comes to experience in asset protection is that I've written a lot of articles and I've taught a lot of seminars on asset protection to other lawyers. When you do that you have to know what you are talking about. I've had experience not only locally, but I have clients all over the United States and even internationally. So, we have a lot of experience in different kinds of structures, and we are in a position where because we have the contacts and the networking- we can make things happen and happen right and happen fast. I'm Jeff Matson and I'm the founding and managing partner of Well Strategies Council. We help people preserve, protect, and transfer their legacy to the next generation in the most cost saving and efficient manner possible.

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attorney: Wealth Strategies Counsel


How long will a mesothelioma lawsuit take?

Law Offices of James Sokolove, LLC

Generally, a mesothelioma lawsuit takes approximately between a year at the shortest and five years at the longest. If the client is alive at the time the claim is brought, they can be placed on a fast track. But mesothelioma lawsuits for people that are deceased can be placed on a slower track in most states and can take up to five years. I’m attorney Jim Sokolove. If you’ve been injured, call us.

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attorney: Law Offices of James Sokolove, LLC


Who's the best lawyer for my mesothelioma case?

Law Offices of James Sokolove, LLC

The key thing in trying to select a law firm to handle an asbestos and mesothelioma claim is to find out how many claims of this type has the firm handled before and how many jurisdictions have they handled this. What is the speed that they've handled these claims and what is their trial capability. And understanding those types of questions is what a family of a mesothelioma victim should be asking when they go to interview firms to handle their claim. I'm attorney Jim Sokolove. If you've been injured, call us.

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attorney: Law Offices of James Sokolove, LLC


What is secondary asbestos exposure?

Law Offices of James Sokolove, LLC

Secondary asbestos exposure is when people who worked around asbestos brought home asbestos fibers on their clothing and their family and friends were exposed to asbestos as if they’d been working around it. I am Attorney Jim Sokolove. If you have been injured, call us.

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attorney: Law Offices of James Sokolove, LLC


What's the first step to take if I think I have mesothelioma?

Law Offices of James Sokolove, LLC

If someone ha-, thinks they’ve been exposed to asbestos, and thinks that they might have mesothelioma, the first thing they should do is seek the best possible medical treatment available. There are specialized treatment centers for mesothelioma around the country. So the first thing that a victim should do is get access to the best possible treatment. After that, they should contact a law firm that specializes in mesothelioma claims. I’m attorney Chip Sokolove. If you’ve been injured, call us.

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attorney: Law Offices of James Sokolove, LLC


How much does it cost to file a mesothelioma lawsuit?

Law Offices of James Sokolove, LLC

What is so wonderful about mesothelioma claims in the United States is that clients have the keys to the courtroom, meaning, they'll be charged nothing to see a lawyer, they'll be charged nothing for the case to be investigated, they will only pay on a misothelioma lawsuit if they are successful. And if they are successful, they'll pay a percentage of the recovery. I'm attorney Jim Sokolove. If you've been injured, call us.

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attorney: Law Offices of James Sokolove, LLC


Who are the most common victims of mesothelioma?

Law Offices of James Sokolove, LLC

The most common victims of Mesothelioma, are those people who worked during the army, in the navy, and in the trades that worked around asbestos. They may be pipe-fitters, it might be people in different unions, but it's those people who worked around asbestos, those people have the most pen city to have mesothelioma, however there's such a thing called secondary exposure with the people who worked around asbestos, brought home the asbestos fibers in their clothing and their family was exposed, being called secondary exposure. I'm attorney Jim Sockloff, if you've been injured, call us.

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attorney: Law Offices of James Sokolove, LLC


How long will a mesothelioma lawsuit take?

Law Offices of James Sokolove, LLC

Generally mesothelioma lawsuit takes approximately between a year at the shortest and five years at the longest. If the client is alive at the time a claim is brought they can be placed on a fast track, but mesothelioma lawsuits of people who are deceased can be placed on a slower track in most states and can take up to five years. I'm attorney Jim Sokolove. If you've been injured, call us.

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attorney: Law Offices of James Sokolove, LLC


When is the right time to consult a mesothelioma lawyer?

Law Offices of James Sokolove, LLC

The best time to contact a lawyer on a Mesothelioma claim is right after one has gotten a diagnosis. The first thing a Mesothelioma victim should think about is medical care. And seeing a lawyer should come after one gets a medical diagnosis and not before. I'm attorney Jim Sokolove. If you've been injured, call us.

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attorney: Law Offices of James Sokolove, LLC


Who's the best lawyer for my mesothelioma case?

Law Offices of James Sokolove, LLC

The key thing in trying to select a law firm to handle an asbestos and mesothelioma claim is to find out how many claims of this type has the firm handled before? And in how many jurisdictions have they handled this? What is the speed that they’ve handled these claims? And what is their trial capability? And understanding those types of questions is what a family of a mesothelioma victim should be asking when they go to interview firms to handle their claim. I’m attorney Jim Sokolove. If you’ve been injured, call us.

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attorney: Law Offices of James Sokolove, LLC


What should I look for in a motorcycle accident lawyer?

Thomas M. Kiley and Associates, LLP

If you've been injured in a motorcycle accident, you should look for more than just an automobile accident attorney. You want to find someone who has experience in motorcycle cases, that understands how motorcycles handle, what the hazards are that motorcycle riders experience every day on the roadways. In our firm we handle many motorcycle accident cases, in fact, I'm a Harley-Davidson enthusiast, and have ridden over 100,000 miles on my own motorcycle. I identify with motorcycle riders, I know what they experience, I know how serious the injuries can be, I know how the insurance companies deal with them, and I know how to get them results. I'm attorney Tom Kiley. I've been representing the seriously injured and their families in Massachussetts for over three decades.

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attorney: Thomas M. Kiley and Associates, LLP


What should I look for in a good product liability attorney?

Law Offices of James Sokolove, LLC

If someone is injured and sustains catastrophic injury as a result of a defective product and they’re searching for an attorney to handle a product liability law suit, they should look for the same types of things that they should look for in any personal injury attorney. Which first of all, is experience in that particular field, and the law firm having the wherewithal – the funding and the finance – to take this case all the way through. Because it’s going to be very expensive for a law firm to take this case from discovery through trial. So you want to go to a firm that has had trial experience and has the capital and the experience to bring these cases forward. I’m attorney Jim Sokolove. If you’ve been injured, call us.

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attorney: Law Offices of James Sokolove, LLC


How long do birth injury lawsuits take?

Thomas M. Kiley and Associates, LLP

In Massachusetts, a birth injury case can take from one to perhaps three years. Sometimes we settle the case prior to trial because the medical personel involved realize their responsibility and we negotiate a settlement. If that doesn't happen and the case goes to trial, it could take as long as three to three and a half years. I'm attorney Tom Kiley, I've been representing the seriously injured and their families, in Massachusetts, for over three decades.

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attorney: Thomas M. Kiley and Associates, LLP


Are car accident lawsuits fairly common in California?

The Roberts Law Firm

I would say that actually lawsuits arising out of auto accidents in California is an unusual thing. Most auto accidents are resolved by way of settlement, discussions between the injured person and their attorney and the insurance company for the person that caused the accident. So most cases that my firm, the Roberts Law Firm handles are resolved well before a lawsuit ever has to be filed. I'm Jeff Roberts of the Roberts Law Firm, a full service personal injury law firm in southern California. If you've been involved in an accident, call us for a free consultation.

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attorney: The Roberts Law Firm


How much will my car accident case cost?

Kantrovitz & Associates, P.C.

If you're involved in an automobile accident, it will cost you nothing out of pocket to hire an attorney. The legal fees and expenses will be deducted from the settlement of any claim. In other words, if you don't get anything, neither does your attorney. My name is Dan Atobano of Kantrovitz and Associates. We've been helping people in the greater Boston area with automobile accident claims, workers' compensation, social security disability claims for the last 20 years.

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attorney: Kantrovitz & Associates, P.C.


Why do I need an attorney for a motorcycle accident claim?

Proner & Proner

If you've been injured in a motor cycle accident, the insurance carrier is not looking to pay you as much money as possible, they are looking to pay you as little as possible. An attorney can work on your behalf to get you as much money as possible, and the attorney, if they are a skilled practitioner, has experience in handling claims such as yours and will use that experience to get you more money, more quickly after your motorcycle accident in New York. I'm Mitchell Proner, if you are looking for an experienced, skilled attorney to represent you or a loved one in New York, contact me today.

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attorney: Proner & Proner


What should I look for in a medical malpractice lawyer?

Shandell, Blitz, Blitz & Ashley, LLP

In the state of New York there aren't that many lawyers that do medical malpractice. It requires a great deal of experience, it requires a great deal of medical knowledge, and it's expensive law suits. So in searching for an attorney to represent you, you need an attorney who has the experience, the knowledge, and also can afford to prosecute your law suit properly. Hi, my name is Arthur Blitz of Shandell, Blitz, Blitz & Ashley. We have represented people who have suffered at the hands of physicians in medical malpractice, let us help you.

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attorney: Shandell, Blitz, Blitz & Ashley, LLP


What should I look for in a good medical malpractice attorney?

Law Offices of James Sokolove, LLC

When one is looking for a medical malpractice attorney, they should look for an attorney whose had extensive experience in the field. How many cases have they tried? What has been their success rate? Do they have nurses on staff? Have they had extensive experience in their career? How many years have they been in practice? And what do others in the community think of them? I interview more than one law firm, and I find who I feel comfortable with. It shouldn't just be 'oh who can I go to? will they take my case?', it's 'who am I comfortable with as a consumer?'. As a consumer they should take the idea of hiring an attorney as something that they're empowered with, and they should choose who they feel is capable. I'm attorney Jim Sokolove, if you've been injured call us.

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attorney: Law Offices of James Sokolove, LLC


What should I look for in a good medical malpractice attorney?

Law Offices of James Sokolove, LLC

When one is looking for a medical malpractice attorney, they should look for an attorney whose had extensive experience in the field. How many cases have they tried? What has been their success rate? Do they have nurses on staff? Have they had extensive experience in that area? How many years have they been in practice? And what do others in the community think of them? I'd interview more than one law firm and I'd find who I feel comfortable with. It shouldn't just be, 'Oh, who can I go to and would they take my case?', its 'Who am I comfortable with as a consumer?' As a consumer, they should take the idea of hiring an attorney as something they're empowered with and they should choose who they feel is capable. I'm attorney Jim Sokolove. If you've been injured, call us.

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attorney: Law Offices of James Sokolove, LLC


Why Wealth Strategies Counsel for estate planning?

Wealth Strategies Counsel

You should choose Jeff Matsen of Wealth Strategies Counsel for your estate planning attorney because of his vast experience. He’s been in practice for over 35 years and has a team at Wealth Strategies Counsel with vast experience themselves. He’s also a person, a lawyer, who genuinely cares about your problem and solving it, and implementing the estate plan that’s right for you. I’m Lisa Aldred and I’m a team member of Wealth Strategies Counsel. I would greatly appreciate the opportunity to assist you with your estate planning, trust administration, and probate needs.

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attorney: Wealth Strategies Counsel


How long does a product liability lawsuit take?

Bisnar Chase LLP

With regard to the timing of product liability cases and how long they can take. They sometimes can take no longer or no less time than any other kind of personal injury case. It really just depends, every case is unique in and of itself, some are amenable to settlement within 30 to 90 days. Some are going to take two to three years, there's no way to gage how long a case is gonna take to get to its completion. Hi, my name is Brian Chase. I'm a partner with Bisnar R Chase in Newport Beach California. Our law firm specializes in personal injury litigation, helping accident victims since 1978.

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attorney: Bisnar Chase LLP


What is the Arizona divorce process?

The Baker Law Firm LLC

In Arizona, the divorce process goes as follows. A petitioner would file a complaint with the Superior Court of Arizona. After filing that complaint, they would serve the respondent, or the other spouse, at which time that person would have 20 days to file a response to the petition for dissolution of marriage. If the person does not file a response, the parties can be divorced in 60 days pursuant to a default decree. If, however, the person files a response, the case will follow a normal trajectory in the Superior Court which could include a settlement conference, arbitration or in some cases, although not many, trial. My name is Mike Baker of the Baker Law Firm. We serve individuals and families all over Arizona in family law matters, including divorce, child custody, child support and parenting time matters.

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attorney: The Baker Law Firm LLC


What should I look for in a law firm to help me with my Trasylol case?

Law Offices of James Sokolove, LLC

If one took Trasylol or had Trasylol injected in them as a blood thinner during heart surgery and sustained kidney damage, one should look for a law firm that concentrates and specializes in pharmaceutical recall litigation. Meaning a firm that has had extensive experience in the field and has handled many other pharmaceutical recall cases. I'm attorney Jim Sokolove. If you've been injured, call us.

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attorney: Law Offices of James Sokolove, LLC


Are auto defect cases impossible to win?

Bisnar Chase LLP

Winning an auto defect case in California, if you've got the right law firm, they're not difficult to win. An experienced law firm, that's got the right team of experts, that has the right document library, and knows where all the needles in the haystack are, then you can go up against the auto industry very effectively and win your cases. But it's very important you have the right firm with the right experience to pursue an auto case. Hi, my name's Brian Chase. I'm a partner with Bisnar Chase in Newport Beach, California. Our law firm specializes in personal injury litigation, helping accident victims since 1978.

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attorney: Bisnar Chase LLP


How can a lawyer help me with my car accident case?

Thomas M. Kiley and Associates, LLP

An experienced attorney in an auto accident case acts as a buffer between you and the other person's insurance company. So they filter the information that's supplied to the insurance company. They know how to assemble your medical expenses, the medical records, reports from your physicians relating your injury to the accident. They know value. They know how to negotiate and get you the most money for the experience you went through and the injuries that you suffered. I'm attorney Tom Kiley. I've been representing the seriously injured and their families in Massachusetts for over three decades.

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attorney: Thomas M. Kiley and Associates, LLP


How can a lawyer help in a motorcycle accident case?

Thomas M. Kiley and Associates, LLP

If you've been involved in a motorcycle accident in Massachusetts and you retain an experienced attorney to represent you, that attorney will act as a buffer between you and the insurance company. We'll marshal all of your medical expenses, your lost earnings, get reports describing your injuries and relating them to the injuries you suffered in the accident. That attorney also will have experience with respect to the values of these cases, can effectively negotiate with the insurance company and if fails, take the case to court and get a recovery on your behalf. I'm attorney Tom Kiley. I've been representing the seriously injured and their families in Massachusetts for over three decades.

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attorney: Thomas M. Kiley and Associates, LLP


What should I do if my child has been hurt by a defective toy?

Thomas M. Kiley and Associates, LLP

As a parent of a child who’s been injured by a product or a defective toy, after seeking medical treatment for the child, the most important big thing they can do is preserve the product or the toy in the condition it was in at the time the child suffered his or her injury. Preserve the box and the instructions and bring it to a lawyer who has experience handling product liability cases. I’m attorney Tom Kiley. I’ve been representing the seriously injured, and their families, in Massachusetts for over three decades.

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attorney: Thomas M. Kiley and Associates, LLP


Why do I need an attorney for a car accident claim?

Proner & Proner

After a car accident in New York, the accident victim shouldn't think that they can present the claim on their own, if they have no experience in doing so. An experienced attorney will have a background in presenting claims and can use that to get you more money, more quickly from the insurance carrier that often is trying to minimize the amount of money that you are seeking to recover from them for an accident in which you sustained injuries that weren't your fault. I'm Mitchell Proner, if you are looking for an experienced, skilled attorney to represent you or a loved one in New York, contact me today.

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attorney: Proner & Proner


Who do I sue if I was injured riding in a NY cab?

Proner & Proner

Taxi accidents in New York are commonplace. Unfortunately, many of the cab drivers, while they take a written test, they don't take a test as to whether or not they're following the rules on their day to day travels through the streets of New York City. We've all seen taxis drive in manners that nobody should be driving, and when they cause injuries the individuals that are injured are entitled to compensation for the injuries they've sustained. My office has tremendous experience in handling these claims and presenting them to insurance carriers and to juries. I'm Mitchell Proner. If you're looking for an experienced, skilled attorney to represent you or a loved one in New York, contact me today.

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attorney: Proner & Proner


Who's the most common victim of a dog attack in California?

The Roberts Law Firm

Speaking from experience I can tell you that children are most likely to be attacked by a dog. I myself was attacked by a dog when I was a child. Predominantly what happens is another child takes their family dog out to the park and doesn't realize that the dog can become agitated around children. It's a very dangerous situation, but children are the ones that are most susceptible to dog attacks, particularly because they are at the height of the dog. I'm Jeff Roberts of the Roberts Law Firm, a full service personal injury law firm in Southern California. If you've been injured in an accident then call us for a free consultation.

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attorney: The Roberts Law Firm


What should I do if I suspect I have been affect by chromium contamination from TXI?

Girardi & Keese Lawyers

You know, I think it's important, if in fact you have cancer and if in fact you lived in this general area of the TXI plant, that you look into it. And you look into it by getting a lawyer. Out there in the Riverside area for the most part, the fact of the matter is almost all of those lawyers have associated our law firm do to the fact that we've had experience in this area because of the Erin Brockovich case. My name is Tom Girardi, I'm the senior partner of Girardi/Keese. For the past 44 years, we have helped people in California who have been seriously harmed. I've very proud of the work we've done and the role that we've played.

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attorney: Girardi & Keese Lawyers


Why involve an attorney with an order of protection in Arizona?

The Baker Law Firm LLC

My experience with orders of protection is quite extensive in Arizona. In fact we help dozens of individuals each month with orders of protections or injunctions against harrassment, either defend them or challenge them. It is very important for persons with orders of protection to consult an attorney as to the actual consequences that an order of protection can have upon their future. My name is Mike Baker of the Baker Law Firm, we serve individuals and families all over the state of Arizona in criminal law matters such as drug possession, domestic violence, and assult.

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attorney: The Baker Law Firm LLC


What are the most common medical malpractice lawsuits in NY?

Shandell, Blitz, Blitz & Ashley, LLP

My experience has indicated that the most common type of medical malpractice is usually obstetrical. That is women who are pregnant and not treated appropriately or problems that arise during pregnancy and during the delivery where the doctors don't react appropriately and render the proper care and treatment. The injuries, of course, that can result as a result of obstetrical malpractice are extremely grave. It is a common problem in New York. Hi, my name is Arthur BLitz of Shandell, Blitz, Blitz, and Ashley. We have represented people who have suffered at the hands of physicians in medical malpractice. Let us help you.

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attorney: Shandell, Blitz, Blitz & Ashley, LLP


How long do restraining orders last in Massachusetts?

Altman & Altman, LLP

In Massachusetts, restraining orders are allowed after what's called a 209A hearing. The 209A hearing is really two tiered. First, the complainant comes by themselves, asks the judge for a temporary order - temporary restraining order - keeping the other party away because they're in fear. That's allowed for usually about a week. Then, the defense comes in and there's the second tier. If the defendant loses then, the restraining order that's allowed lasts for about a year. I'm Sam Goldberg, lead Counsel for criminal defense matters in Cambridge, Massachusetts. I have 25 years of experience. If you're in trouble and you need someone in your court who cares and will fight, give me a call.

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attorney: Altman & Altman, LLP


Will I go to jail for a domestic violence conviction in Massachusetts?

Altman & Altman, LLP

In Massachusetts, domestic violence is a category, or type of crime, it's not a statutory offense. It would however include things like assault, assault and battery, depending upon the circumstances. However, because it's domestic violence it's treated particularly seriously and with a lot more sensitivity. How much time if any you're likely to serve in a conviction for that type of case depends on the type of case, the facts, and frankly, your representation. I'm Sam Goldberg, lead counsel for criminal defense matters at Altman and Altman in Cambridge, Massachusetts. I have twenty five years of experience. If you're in trouble, and you need someone in your corner who cares and who will fight for you, give me a call.

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attorney: Altman & Altman, LLP


Is viewing child pornography a crime in Massachusetts?

Altman & Altman, LLP

In Massachusetts, the viewing and particularly the possession of child pornography is illegal. And they take those cases quite seriously. Often the federal authorities are involved because often this is done on the internet interstate. But the short answer is yeah. I'm Sam Goldburg, lead counsel for Criminal Defense Matters at Altman and Altman in Cambridge, Massachusetts. I have twenty five years of experience. If your in trouble and you need someone in your corner who cares and will fight for you, give me a call.

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attorney: Altman & Altman, LLP


Should I bring a lawyer to a Clerk Magistrate hearing?

Altman & Altman, LLP

There are people who will tell you that you don't need to bring a lawyer to a clerk's hearing in Massachusetts, technically they're right, you don't have to, and in fact you don't even have to appear, but if you don't appear the complaint is most likely to going issue against you, and the chances of that complaint issuing against you are also going to be much higher. If you do not have an experienced attorney representing you at that time to prevent a complaint from issuing. I'm Sam Goldberg lead counsel for criminal defence matters at Altman & Altman in Cambridge Massachusetts. I have 25 years of experience, if you're in trouble and you need someone in your corner, who cares and will fight for you, give me a call.

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attorney: Altman & Altman, LLP


What is the Clerk Magistrate's Hearing for assault cases?

Altman & Altman, LLP

Normally, misdemeanor criminal cases in Massachusetts, are begun by the DA issuing a complaint. A clerk magistrates hearing, he's given in certain cases to determine whether or not that complain should issue. So, it actually happens before the arrangement and it is a chance to avoid the arrangement. It's to determine whether there is a probable cause to believe that the crime was committed, and committed by that defendant. I'm Sam Goldberg, the counsel for criminal defense matters, at Altman & Altman, in Cambridge, Massachusetts. I have 25 years of experience. If you're in trouble, and you need someone in your corner, who cares, and will fight for you, give me a call.

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attorney: Altman & Altman, LLP


What are the chances of being acquitted in a murder case?

Altman & Altman, LLP

Your chances for acquittal in a murder case is going to depend on the circumstances and the strength of the prosecutions case, as well as your defense. You could have the weakest case in the world against you but if you have an attorney who doesn't know how to handle that case, you can be convicted. So the important thing, assuming you want to avoid life imprisonment, get the right attorney, an experienced attorney, who knows what they're doing to represent you, and fight. I'm Sam Goldburg the council for criminal defense matters at Altman & Altman in Cambridge, Massachusetts. I have twenty five years of experience, if you're in trouble and you need someone in your corner who cares and will fight for you, give me a call.

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attorney: Altman & Altman, LLP


What constitutes self-defense in a murder case?

Altman & Altman, LLP

Self-defense is an interesting defense, particularly in Massachusetts. The bottom line of self-defense is that you are only justified in defending yourself with the same type of force as that which is being used against you. So, if somebody comes at me with a stick and they’re going to hit me, if I pick up my AK-47 and blow them away, self-defense is not going to work so well. I’m Sam Goldberg, lead counsel for criminal defense matters at Altman and Altman in Cambridge, Massachusetts. I have 25 years of experience. If you’re in trouble and you need someone in your corner, who cares and will fight for you, give me a call.

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attorney: Altman & Altman, LLP


What constitutes a hate crime in Massachusetts?

Altman & Altman, LLP

In Massachusetts, any crime can be elevated to a hate crime if the circumstances surrounding the offense merit it. In other words, if there is an assault case, or a malicious destruction of property, and it is done because of hatred based on race, gender, sexual orientation, that type of thing, it's going to be prosecuted as a hate crime. As a result, the sentence involved if there is a conviction in the case is going to be stiffer. I'm Sam Goldberg, lead counsel for criminal defense matters at Altman & Altman in Cambridge, Massachusetts. I have 25 years of experience. If you're in trouble, and you need someone in your corner who cares and will fight for you, give me a call.

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attorney: Altman & Altman, LLP


What constitutes an armed assault & battery in Massachusetts?

Altman & Altman, LLP

In Massachusetts, an armed assault and battery is really an assault and battery with a dangerous weapon. That dangerous weapon can be anything. It can be a shoe. You've probably heard of assault and battery with a shod foot, that's a-, a foot with a shoe in it. It can be a gun, it can be a car, it can be a pencil. It can be anything. The fact is any item can be used as a weapon. If any item is used as a weapon, armed assault. I'm Sam Goldbert lead counsel for criminal defense matters at Altman and Altman at Cabridge, Massachusetts. I have 25 years of experience. If you're in trouble and you need someone in your corner, who cares and will fight for you, give me a call.

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attorney: Altman & Altman, LLP


Is it a probation violation to leave the state of Massachusetts?

Altman & Altman, LLP

If you're on probation in Massachusetts, you have to do what the probation officer tells you to do. If it appears to you to be something that's unreasonable, you can hire counsel you can bring it before the judge, but absenting that you have to do what the probation officer tells you to do. That includes whether or not you can leave the state, usually depending upon the circumstances you can't, but you can't do it unless the probation knows and has OK'd it otherwise it is a violation of probation. I'm Sam Golberg lead counsel for criminal defence matters at ALTMAN & ALTMAN in Cambridge Massacusetts. I have 25 years of experience, if you're in trouble and you need someone in your corner who cares and will fight for you, give me a call.

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attorney: Altman & Altman, LLP


How long will I go to jail for a domestic violence conviction?

Altman & Altman, LLP

In Massachusetts, domestic violence is a category, or type of crime. It's not a statutory offense. It would, however, include things like assault, assault and battery; depending upon the circumstances. However, because it's domestic violence, it's treated particularly seriously, and with a lot more sensitivity. How much time, if any, you're likely to serve in a conviction for that type of case depends on the type of case, the facts, and, frankly, your representation. I'm Sam Goldberg, lead counsel for criminal defense matters at Altman & Altman, in Cambridge, Massachusetts. I have 25 years of experience. If you're in trouble, and you need someone in your corner who cares and will fight for you, give me a call.

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attorney: Altman & Altman, LLP


What can I do about workplace retribution?

The Harman Firm, P.C.

If you are afraid of retribution in the workplace, you have to make a choice. Are you going to suffer through the sexual harrasment and potentially ruin what could be a good case against your company or are you going to take action. Let your company know. Have faith in the system and contact an attorney. And that's ultimately your choice. If you make the choice to not do anything about it, in my experience, the situation will get worse and you will suffer more. My name is Walker Harmon. I'm the managing attorney of the Harmon Firm. If you believe you've been the victim of illegal employment discrimination, we are eager to speak with you. Please give us a call.

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attorney: The Harman Firm, P.C.


How experienced are you handling discrimination cases?

The Harman Firm, P.C.

My firm has a lot of experience with discrimination cases. Because we've seen so many different types of discrimination cases and we've handled it for so many years. We have a unique prospective and a unique compassion for the employees that have been discriminated against. And because we've done this for so long, we have the tools and knowledge to jump right in and expeditiously deal with an employee that's been discriminated against. My name is Walker Harman. I'm the managing attorney of the Harman firm. If you believe you've been the victim of illegal employment discrimination, we are eager to speak with you. Please give us a call.

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attorney: The Harman Firm, P.C.


Why choose Jeff Matsen for estate planning?

Wealth Strategies Counsel

Jeff Matsen: You should choose me as your estate planning attorny because of my background and my experience. Not only as a lawyer, but in life. I've raised a family with my wife successfully myself. I know what your concerns are and I understand how to implement a plan that will meet your needs. I teach other lawyers how to do this. In fact many lawyers hire me to do their estate planning. I'm Jeff Matsen and I'm the founding and managing partner of Wealth Strategies Council. We help people preserve, protect and transfer their legacy to the next generation in the most cost saving and efficient manner possible.

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attorney: Wealth Strategies Counsel


How much will a wrongful death lawsuit cost?

Bisnar Chase LLP

People who are considering a personal injury lawsuit or a wrongful death lawsuit really do not need to concern themselves with up front costs as long as they are dealing with one of the real personal injury law firms that have real experience, really know what they are doing. Those law firms are going to advance all the costs of the case anyway. I've never had a client that could afford the costs upfront that it takes to pursue a lawsuit. All the best law firms will advance whatever it takes, take the money out of the recovery, and if there's no recovery, they'll eat the loss. So you don't need to be concerned about "what is it going to cost me?" I'm John Bisnar, senior partner of the Bisnar Chase law firm. We exclusively represent seriously injured accident victims from our offices in Newport Beach, California.

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attorney: Bisnar Chase LLP


Are car accident lawsuits common in Massachusetts?

Thomas M. Kiley and Associates, LLP

"Many people who haven't been in car accidents think that if that happened to them, they're just going to call their insurance agent and that their car is going to be fixed, their medical bills are going to be paid, they're going to be paid for their time out of work, and they're going to be paid for the pain and suffering of this horrible experience that they've had. That's not the case. Insurance companies, they're in business to make a profit. They make a profit by paying as little as possible on your claim. The adjusters are trained to do this. Even with an experienced attorney involved, they still resist paying full value on claims. That's why many times these cases require being taken to court to hold the insurance company accountable to ensure that they pay full value for what happened to you. I'm attorney Tom Kiley, I've been representing the seriously injured, and their families, in Massachusetts for over three decades."

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attorney: Thomas M. Kiley and Associates, LLP


Why are large passenger vans prone to accidents?

Thomas M. Kiley and Associates, LLP

The most dangerous vehicle in my experience on the road today is surprising to most people. It's a fifteen passenger van. It has a high center of gravity and once it's loaded up with people and equipment, its handling characteristics change and in bad weather or emergency maneuvers, it can fishtail and roll over. When it rolls over, because its structure is very weak, the roof collapses. When this happens, the injuries can be devastating especially with fifteen people. You have brain injuries, spinal cord injuries, paralysis and death. Most people don't realize it - these vans are out they're. They're used by schools, sports teams, hotels, livery services. People ride in them every day and they're completely unaware of the magnitude of the injuries that can occur in one of these vans. I'm attorney Tom Kiley. I've been representing the seriously injured and their families in Massachusetts for over three decades.

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attorney: Thomas M. Kiley and Associates, LLP


Can I avoid jail after a probation violation?

Altman & Altman, LLP

It is absolutely possible to be incarcerated after a probation surrendered hearing. What's going to make the difference - frankly your defence, because the facts are really quite simple. You've violated probation, now with the right representation, perhaps you can either show, number one: you didn't violate it, or you didn't mean to violate it or there is a particular reason that it was violated and here's the reason that it wouldn't happen again. You need an experienced attorney who's handled probation violations to realize how to defend you, because it's different from other cases. I'm attorney Sam Golberg, lead counsel at Altman & Altman in Cambridge Massachusetts. I have 25 years of experience. If you're in trouble and you need someone in your corner who cares and will fight for you, gimme a call.

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attorney: Altman & Altman, LLP


How long does a sex offender registration last?

Altman & Altman, LLP

If you’re convicted of a sex crime in Massachusetts you will have to register on the sex offender registry. How long you will have to register depends on the circumstances, and particularly, what offense you were convicted of. Also, your prior record. There’s often a hearing if you challenge where they want to post you in terms of the tiers, or the levels of sex offenders, which also determines how long you’ll have to do it. You have the right to counsel to represent you and I would advise that you do that. But, it depends on those circumstances what level. It can be anywhere from the rest of your life to a much shorter time. I’m Sam Goldberg, Lead Counsel for criminal defense matters at Altman & Altman in Cambridge, Massachusetts. I have 25 years of experience. If you’re in trouble and you need someone in your corner who cares and will fight for you, give me a call.

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attorney: Altman & Altman, LLP


What's the #1 mistake people make once they've been arrested?

Altman & Altman, LLP

The number one mistake that people make when they are confronted with the criminal justice system is thinking that they can handle it on their own, it's no big deal. If I just explain, with my golden tongue, what the circumstances are everybody will say, "forget it. Let's go home." That does not happen. It is critical at moment one, if not sooner, to get an experienced attorney on your side to protect you, to advise you. Too many times, people make all kinds of statements, they think they are helping themselves and they're hurting themselves. Get an attorney right away, follow what that attorney says and let the attorney do his or her job. I'm Sam Goldberg, lead counsel for criminal defense matters at Altman and Altman in Cambridge, Massachusetts. I have twenty-five years of experience. If you're in trouble and you need someone in your corner who cares and will fight for you, give me a call.

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attorney: Altman & Altman, LLP


Will I go to prison for vehicular assault in Massachusetts?

Altman & Altman, LLP

You could go to jail for a conviction for vehicular assault in Massachusetts, just like any other criminal case, particularly an assault case. Remember, you're looking at felony charges, assault and battery with a dangerous weapon. It's one of the most dangerous weapons, it's not a gun, but it can crush and kill people very easily. So, whether or not you end up going to jail is going to depend on the facts and circumstances and frankly your representation and what you present before the court for the judge to take into account if there is a conviction in sentencing. I'm Sam Goldberg, lead counsel for criminal defense matters at Altman and Altman in Cambridge, Massachusetts. I have 25 years of experience. If you're in trouble and you need someone in your corner who cares and will fight for you, give me a call.

tags: vehicular assault jail term lawyer law firm conviction crime sam goldberg jail arrest criminal defense attorney defense boston massachusetts altman & altman

attorney: Altman & Altman, LLP


Will I lose my license due to a vehicular assault conviction?

Altman & Altman, LLP

If you're convicted in Massachusetts for a vehicular assault crime, you absolutely can lose your license. It's almost a sure bet that the registry is going to try to take your license. However, it's not a done deal. My advice is you get counsel who knows how to handle these cases. Obviously, I would expect your attorney, if they're experienced at all, was planning for this possibility in the defense of your case, and they should be defending you with the registry to help you keep your license or at least get a Cinderella license, a license that you can use in order to go to work. I'm Sam Goldberg, lead counsel for criminal defense matters at Altman & Altman in Cambridge, Massachusetts. I have 25 years of experience. If you're in trouble and you need someone in your corner who cares and will fight for you, give me a call.

tags: vehicular assault license accident lawyer law firm assault conviction crime sam goldberg jail arrest criminal defense attorney defense boston massachusetts altman & altman

attorney: Altman & Altman, LLP


How long will I go to jail for a sex crime conviction?

Altman & Altman, LLP

If you are convicted of a sex crime in Massachusetts, how much time you end up serving, if any, depends on a few things. First and foremost, the circumstances of the case. Was there a weapon involved? Was it rape? Was it indecent assault and battery? How old was the victim? What is the relationship between the victim and the defendant? Those types of things. It's also going to depend upon your defense, frankly, because whatever you have brought to your defense, and played out during the case and presented to the judge, the judge is going to take all those things into account when determining sentencing. I'm Sam Goldberg, Lead Counsel for criminal defense matters at Altman & Altman in Cambridge, Massachusetts. I have 25 years of experience. If you're in trouble and you need someone in your court who cares and will fight for you, give me a call.

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attorney: Altman & Altman, LLP


Can I be sued for a hate crime?

Altman & Altman, LLP

You can be sued for a hate crime in Massachusetts. What I mean by this is that, if that hate crime caused another person damage, such as malicious destruction of their property or assault and battery, that type of thing. Then absolutely, the so called victim can bring a civil complaint and sue you for the damages that they sustained. The fact that it's based on a hate crime, is going to raise what they are going to look for because a hate crime is going to be an aggravating circumstance that a jury and a judge is not going to like. I'm Sam Goldberg lead council for criminal defense matters at Altman and Altman in Cambridge, Massachusetts. I've 25 years of experience. If you're in trouble, and you need someone in your corner who cares and will fight for you, give me a call.

tags: hate crime lawsuit assault lawyer law firm conviction crime sam goldberg jail arrest criminal defense attorney defense boston massachusetts altman & altman

attorney: Altman & Altman, LLP


How does a hate crime accusation raise the stakes in an assault case?

Altman & Altman, LLP

In Massachusetts we are very concerned about hate crimes. People are extremely sensitive to those hate crimes be it the hatred based on gender, race, sexual orientation, what have you. As a result those cases are going to first of all get more publicity and second of all be treated more harshly in the courts. It's going to be tougher. Even if in a regular assault case, for example, you might be able to get it - the case dismissed or work out a plea bargain where there is no jail, well if it's a hate crime, particularly because of the public exposure a prosecutor is going to be very reluctant -- as is the judge -- to give any kind of leniency. I am Sam Goldberg, lead counsel for criminal defense matters at Altman & Altman in Cambridge, Massachusetts. I have 25 years of experience. If you are in trouble and you need someone in your corner who cares and will fight for you, give me a call.

tags: hate crime sentencing impact assault lawyer law firm conviction crime sam goldberg jail arrest criminal defense attorney defense boston massachusetts altman & altman

attorney: Altman & Altman, LLP


What's the #1 mistake people make after being arrested for armed assault?

Altman & Altman, LLP

The number one mistake that I see people make in assault cases, particulary assault and battery with a dangerous weapon cases, is to think that the authorities are going to see things the way they do. In other words, the defendant says "well I was justified because he said this and he said that and he got me angry and blah, blah, blah". Well the fact is, it's still a crime. But if they don't take it seriously from the beginning, they don't hire the right defense attorney to represent them seriously. And so that is the number one mistake, not taking it seriously, not hiring counsel and basically making all kinds of statements that end up hanging you down the road. I'm Sam Goldberg, Lead Counsel for criminal defense matters at Altman and Altman in Cambridge Massachusetts. I have 25 years of experience. If you're in trouble and you need someone in your corner who cares and will fight for you, give me a call.

tags: gun crime armed assault lawyer law firm conviction crime sam goldberg jail arrest criminal defense attorney defense boston massachusetts altman & altman

attorney: Altman & Altman, LLP


Is a sneaker considered a weapon in an armed assault case?

Altman & Altman, LLP

A sneaker is a funny thing in terms of armed assault and battery in Massachusetts. It’s softer than a shoe. So very often, if a person’s wearing a sneaker when they kick somebody, it’s not treated like an assault and battery with a dangerous weapon. However, if I pick up my sneaker and I use it like a battering and I throw it at you – armed assault. I’m Sam Goldberg, Lead Counsel for criminal defense matters at Altman and Altman in Cambridge, Massachusetts. I have twenty-five years of experience. If you’re in trouble and you need someone in your corner who cares and will fight for you, give me a call.

tags: armed assault weapon lawyer law firm conviction crime sam goldberg jail arrest criminal defense attorney defense boston massachusetts altman & altman

attorney: Altman & Altman, LLP


What's the #1 mistake people make when arrested for domestic violence?

Altman & Altman, LLP

The number one mistake that I see people make when arrested in a domestic violence situation is not taking it seriously soon enough. It is critical to get an attorney involved who is experienced with these type of cases. Too often people figure, well the charges are going to be dropped, nobody's going to take it seriously, I just had an argument with my spouse. Don't think that way because the court doesn't think that way. Take it seriously from moment one. I'm Sam Goldberg, lead counsel for criminal defense matters at Altman & Altman in Cambridge Massachusetts. I have 25 years or experience. If you're in trouble and you need someone in your corner who cares and will fight for you, give me a call.

tags: domestic violence #1 mistake assault lawyer law firm conviction crime sam goldberg jail arrest criminal defense attorney defense boston massachusetts altman & altman

attorney: Altman & Altman, LLP


When should I tell my employer that I'm pregnant?

The Schlehr Law Firm

You should tell your employer that you’re pregnant either when you experience complications from your pregnancy, whether it be morning sickness or you feel like you’re about to show. You definitely want to be the person that informs your employer that you’re pregnant. You don’t want them to guess or make assumptions before you tell them. You also don’t want to tell them right before you are up for a promotion or a raise. You want to know whether you’re going to receive that promotion or raise before you tell your employer that you’re pregnant. My name is Sarah Schlehr of the Schlehr Law Firm. I work to protect California employees from discrimination and harassment in the workplace.

tags: pregnancy discrimination employer accommodation employment law workplace discrimination protected class employee categories race gender national origin disability pregnancy sexual orientation statutes agreements employment agreements attorney lawyer law firm sarah schlehr the schlehr law firm employee employer contracts law workplace employment california los angeles

attorney: The Schlehr Law Firm


Who's the #1 sexual harassment victim in college?

The Harman Firm, P.C.

In my experience, the most common victim of sexual harassment on a college campus is a student. And the harasser is oftentimes the person in power whether it be a professor, or administrator, or researcher. And the scenario arises when the person in power, the professor, is spending great deals of time alone with the student. Say there’s a mentoring program or you’re doing an independent study. So with a great deal of time alone creates a situation where the person in power can take advantage of the powerless person, the student. I find that that’s a very common scenario on a college campus. My name is Walker Harman. I am the managing attorney of the Harman Firm. If you believe that you’ve been the victim of illegal employment discrimination, we are eager to speak to you! Please give us a call.

tags: sexual harassment college students harassment discrimination attorney lawyer law firm walker harman the harman firm student university class teacher professor employment law new york

attorney: The Harman Firm, P.C.


What's the #1 mistake when buying commercial property?

Wealth Strategies Counsel

The number one mistake people make in buying commercial property is they don't carefully analyze the vehicle in which they utilize to purchase the property. They need to make sure that they have the proper liability protected entity in which to place the property. And they also need to make sure, of course, that they are getting what they're paying for. They need to make sure that the representations of the seller, the disclosure of the seller, is complete and exhaustive. They need someone to review those disclosures who has experience in real estate and knows what the problems can be. I'm Jeff Matsen and I'm the founding and managing partner of Wealth Strategies Counsel. We help people preserve, protect and transfer their legacy the next generation in the most cost saving and efficient manner possible.

tags: real estate law purchase agreement sales and acquisitions joint venture agreement construction contracts rental property commercial property commercial lease family limited partnerships limited liability formation wealth strategies counsel jeffrey matsen jeff matsen lawyer legal law firm california ca orange county irvine newport beach santa ana huntington beach

attorney: Wealth Strategies Counsel


Why Wealth Strategies Counsel for probate or trust admin?

Wealth Strategies Counsel

Wealth strategies counsel is the right firm to hire for probate and trust administration, because of our experience and because of the process we have at carrying out the deceased instructions. We have gone to court many different times. We’ve filed probates, hundreds of them. We’ve handled hundreds of different estate administrations. We’ve made a difference. We’ve saved clients money. We’ve helped them speed up the process. And we have avoided beneficiary contentions. We are the right firm to hire because we are the right people at the right time, doing the right thing. I’m Jeff Matsen and I’m the founding and managing partner of Wealth Strategies Counsel. We help people preserve, protect and transfer their legacy to the next generation in the most cost saving and efficient manner possible.

tags: estate planning who to work with wealth preservation wealth management tax laws probate trust trusts living trust wills powers of attorney annuity trusts family limited partnerships wealth strategies counsel jeffrey matsen jeff matsen lawyer legal law firm california ca orange county irvine newport beach santa ana huntington beach lisa allred

attorney: Wealth Strategies Counsel


Can I still be convicted of vehicular assault if it was an accident?

Altman & Altman, LLP

In Massachusetts generally you are not prosecuted for an accident, a car accident. That’s called a car accident; there may be a civil case. However, if you were driving negligently, or driving dangerously so as to endanger other people, that’s a crime. And if that driving to endanger led to the vehicular assault or say if you were drunk and that led to the vehicular assault, even though the striking of the other individual was not exactly intentional, you can be prosecuted and you can be convicted for that vehicular assault. To say nothing of the fact that maybe it is an accident, but the prosecution doesn’t believe it is an accident until the case goes to trial. And if they convince the jury beyond a reasonable doubt, guilty. I’m Sam Goldberg, Lead Counsel for criminal defense matters at Altman and Altman in Cambridge, Massachusetts. I have twenty-five years of experience. If you’re in trouble and you need someone in your corner who cares and will fight for you, give me a call.

tags: vehicular assault accident lawyer law firm conviction crime sam goldberg jail arrest criminal defense attorney assault defense boston massachusetts altman & altman

attorney: Altman & Altman, LLP


Should I have an attorney at my probation violation hearing?

Altman & Altman, LLP

In Massachusetts, I would say you’re basically crazy if you don’t have an attorney represent you in a probation violation. As a matter of fact, very often, you have an absolute right to be represented and if you can’t afford an attorney you’re indigent and the court will assign you somebody. But, the fact is, even if that‘s not the case, and you don’t qualify for court-appointed counsel, you got to have an attorney that’s experienced in dealing with probation violation hearings. They’re they’re animals in and of themselves, different from other criminal cases. And, without that representation, you’re probably going on a voyage. I’m Sam Goldberg, lead counsel for criminal defense matters, at Altman and Altman in Cambridge, Massachusetts. I have twenty-five years of experience. If you’re in trouble and you need someone in your corner, who cares, and will fight for you, give me a call.

tags: probation violation lawyer law firm conviction crime sam goldberg jail arrest criminal defense attorney defense boston massachusetts altman & altman

attorney: Altman & Altman, LLP


Will a sexual harassment case be in my employment record?

The Harman Firm, P.C.

I’m often asked how a sexual harassment claim or complaint, um, could show up later in an employee’s employment record. And there’s really no, uh, simple answer to that question. Um, it depends on whether there was a lawsuit filed, in which case, um, often times, um, that claim of harassment, will be kept confidential. Um, most em-, employers, uh, say that they will keep claims confidential. In my experience they don’t live up to that promise. So, walk through your particular situation with an attorney and express your concerns, and have the attorney guide you through the process of keeping, um, your particular claim, um, as confidential as possible. My name is Walker Harman. I’m the managing attorney of The Harman Firm. If you believe you’ve been the victim of illegal employment discrimination, we are eager to speak with you. Please give us a call.

tags: employment law sexual harassment harassment discrimination attorney lawyer law firm walker harman the harman firm employee employer law workplace employment record new york

attorney: The Harman Firm, P.C.