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How can a loan modification lawyer help me?

Howard | Nassiri, LLP

A loan modification lawyer can help a client get the best loan modification possible because only a lawyer can enforce that right to a loan modification under the new California civil code section the California loan modification law. If the borrower or loan modification company asks the lender to give them the new loan that's all they can do is ask for the loan.The loan modification lawyer can ask for the loan and if the loan modification is not given the loan modification lawyer can then file a lawsuit in the court and enforce the right that the borrower has the right to a loan modification. My name is Damien Nassiri and I'm a partner in Howard Nassiri. We're based in Southern California we help people save their homes if you've been the victim of a predatory loan you're facing foreclosure give us a call.

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attorney: Howard | Nassiri, LLP


What is a loan modification?

Howard | Nassiri, LLP

Well, a loan modification is just that. It's a modification of the terms of the existing loan. The borrower stays in the same loan, but the terms are changed. Typically, we're dealing with an interest rate reduction where the interest rate is lowered to bring the payment down. Another way the loan can be modified is by extending the terms, so a thirty year loan can be made into a forty year loan to bring the payment down a little bit more that way as well. Another common thing that we're starting to see is principal reductions, where the actual amount that the borrower owes is lowered by sometimes tens of thousands of dollars, sometimes a hundred thousand dollars to get the price of the monthly payment down to a point where the borrower can actually afford the payment. My name is Damien Nassiri, I'm a partner in the Law Firm Howard and Nassiri. We're based in Southern California and we help people save their homes. If you've been the victim of a predatory loan or you're facing foreclosure, give us a call.

tags: loan modification definition mortgage debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP


Loan modification company or a loan modification attorney?

Howard | Nassiri, LLP

Loan modification companies a lot of times are the same mortgage brokers who put the bars, was in the bad loans in the first place. They're no longer writing mortgages so they flip over and become loan modification companies. And I've had lot of clients come to me and tell me Dave paid thousand of dollars to some loan modification company that didn't do anything to them. So that's the key difference is that, that even if they do something for you, all the modification company is ask for a new loan as long as a lawyer can demand it. If you can't get it, we'll go to court. My name is Damian Nasirri. I'm a partner in a law firm Howard Nassiri, we're based in Southern California and we help people save their homes. If you've been a victim of a predatory loan or you're facing foreclosure, give us a call.

tags: loan modification who can help? mortgage debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP


How can a loan modification help me?

Carl E. Person

In New York a loan modification could work like this: Let’s say that we have a homeowner that’s paying $4,000 a month, after having paid $2,500 a month for two years. Suddenly the, the monthly payment goes up to $4,000 because of the kicking in of the variable rate. At the same time, this borrower has had a reduction in income, so he can’t pay the $4,000. You then talk with the bank, either directly or through an agent, and see if you can’t reach a modification agreement that will prolong the, the payment period and reduce the present monthly payment. This can be done, and the bank wants people to call when they’re in trouble and see if there can be an arrangement like that. I’m Carl Person, a New York lawyer, and a fighter to keep people in their homes.

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attorney: Carl E. Person


Can I negotiate a loan modification myself?

Howard | Nassiri, LLP

Anyone can negotiate a loan modification. The problem is, is that these lenders are so bombarded -- and they are still a little bit reluctant to give the loan modification -- that a lot of times the borrower can the runaround. And the borrower will submit a loan modification application, and the lender never calls them back. Or if they do the lender gives them bad news because their house is worth less than what they owe. And so they give - they tell them they can't get the loan modification. What a lawyer can do is step in and enforce that right. A lawyer can file a lawsuit under the new California loan modification law and have the judge order the loan modification. My name is Damien (sp?) Nassiri. I am a partner in the lawfirm Howard Nassiri. We are based in southern California, and we help people save their homes. If you have been the victim of a predatory loan or you are facing foreclosure, give us a call.

tags: loan modification self-serve mortgage debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP


How will the new California loan modification law help?

Howard | Nassiri, LLP

The new California Loan Modification will help any borrower who is in default or default is reasonably foreseeable. And if the anticipated recovery to the lender under the loan modification exceeds the recovery that the lender would get form a foreclosure, then the lender is instructed to give a loan modification. It's going to help save a lot of homes. The California Legislature has realized that this an urgency statute. In fact, those words are in the law and says that we have got to stop the foreclosures from rising. We've got to do something about the problem and do something to stay in their home and make the payment. My name is Damian Nassiri. I'm a partner in the law firm Howard & Nassiri. We're based in Southern California and we help people save their homes. If you've been the victim of a predatory loan or you're facing foreclosure, give us a call.

tags: loan modification new CA law mortgage debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP


How does a loan modification work?

Carl E. Person

Loan modification works when you have the borrower and the back agreeing to making a change in the mortgage payments. The facts that are being considered are: Does the borrower have the capacity to pay at the reduced rate? Is the value of the property less so that it's no longer fair to hold the borrower to the higher value because for some reason the borrower may no longer be liable for any deficiency? Various factors need to be brought into play - they negotiate it out; reach a loan modification agreement and that way the homeowner stays in the property and usually pays a reduced monthly rate. I'm Carl Person; I'm a New York lawyer, and my job is to help people stay in their homes.

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attorney: Carl E. Person


Who's eligible for a loan modification in California?

Howard | Nassiri, LLP

The new California loan application law was passed September 8, 2008 and it covers all mortgages,uh, origninating from January 1, 2003 through December 30, 2007. Uh, Any loan, it could be a purchase or a refinance the borrower just has to be in default or default is reasonable foreseeable and what that means if their payment is about to go up due to an adjustment in a their interest rate that's someone who's default is reasonable foreseeable and the borrower has to be living in the home.If they meet those criteria then the new California loan law covers their situation and they are entitled to a loan modification. My name is Damian Nassiri and I'm a partner in a California law firm Howard Nassiri. We're based in Southern California and we help people save their homes. If you've been the victim of a preditory loan or you're facing forclosure give us a call.

tags: loan modification eligibility mortgage debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP


How will a loan modification help me keep my house?

Howard | Nassiri, LLP

A loan modification can help you keep your house because it can get you back on the track of making your mortgage payment every month. It really is going to help the borrower who is in default and is several months behind on their loan, get back in the position where they can afford the monthly payment. And usually this is only a couple hundred dollars, maybe a thousand dollars. If we can get that payment down by that amount, the borrower should be able to make the payment. Most of these borrowers have gone into default because they've gotten themselves into these adjustable rate mortgages that have just adjusted a little bit too high for their monthly budget. If we bring it back in a little bit then they should be able to get back on track and stay current. My name's Damion Nassiri. I'm partner in the law firm Howard Nassiri. We're based in southern California and we help people save their homes. If you've been the victim of a predatory loan or you're facing foreclosure, call us a call.

tags: loan modification keep your house mortgage debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP


Should I negotiate a loan modification myself?

Carl E. Person

A person that wants a loan modification can do it himself and runs the risk that the bank can ask questions which the borrower might not be able or want to answer at that point. But, if the borrower hires somebody to do this negotiation for him then there's a certain step away which makes it possible that the agreement can be reached more readily. On the other hand if you just defend the lawsuit the attorney that you hire will be the one to, to negotiate the modification for you. I'm Carl Pierson, I'm a New York lawyer and my job is to help people

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attorney: Carl E. Person


Who best qualifies for a loan modification?

Carl E. Person

The person who best qualifies for a loan modification agreement in New York is somebody that is asking for a very slight change and who is capable of paying everything that they promise in the new agreement to pay. But that is not what people want who are facing a huge increase in the monthly payment. They want a huge decrease in the monthly payment. Somewhere between a small amount and a huge amount of decrease is where the negotiations lie. The bank may only be willing to reduce it by $750 a month and the borrower may want a $1,500 reduction per month, so if they can't reach an agreement then court will be the one, once the bank goes into court and you file an answer defending the foreclosure action, the bank is more apt to accept the more onerous agreement. I'm Carl Person. I'm a New York lawyer and my job is to help people stay in their homes.

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attorney: Carl E. Person


Will I have to go to court to do a loan modification?

Howard | Nassiri, LLP

A homeowner in California can attempt a loan modification on their own. But, there is nothing that the homeowner in California can do to force the lender to give them a loan modification unless they go to court and sue. That's the unfortunate reality of it is that the lenders a lot of times are not going be giving the loan modifications because they would rather try and foreclose. Someone in California who wants a loan modification, if they can't get it on their own, should go see a lawyer because a lawyer can enforce that right and sue and go to the court and ask the judge to order the loan modification. My name is Damien Nassiri, I'm a partner in the Law Firm Howard-Nassiri. We're based in Southern California, and we help people save their homes. If you've been the victim of a predatory loan or you're facing foreclosure, give us a call.

tags: loan modification court mortgage debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP


What is a loan modification?

Carl E. Person

In New York, as in other states, a loan modification is where the bank and the borrower reach an agreement, which generally reduces the monthly payment that the borrower has to make. In some cases, they throw that unpaid amount at the far end, so that the length of the mortgage is more it's greater length in order to pay back the money that isn't being paid today, but all that is subject to negotiation. I'm Carl Person, and a New York lawyer and a fighter to keep people in their homes!

tags: loan modification definition mortgage foreclosure defense debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person


How long does it take to get a loan modification?

Howard | Nassiri, LLP

A loan modification can take anywhere from one month to six months. Typically it involves negotiations back and forth with the lender, and every lender is different just like every loan is different. So, some lenders are a little bit more willing to work with you, others are not. But usually what we do in our firm is we propose a loan modification to the lender, it involves income analysis, expense analysis, it gives a real good snapshot to the lender of what this borrower can afford. We point out to the lender what the fair market value of the property is and that usually is going to encourage the lenders to reduce the principle and the interest rate within a three to six month time frame. My name is Damien Nassiri, I'm a partner in the law firm Howard and Nassiri, we're based in Southern California, and we help people save their homes. If you've been the victim of a predatory loan or your facing foreclosure, give us a call.

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attorney: Howard | Nassiri, LLP


Can I get a loan modification on my second home?

Howard | Nassiri, LLP

You can get a loan modification in California on a second home. Ah, the new California loan modification law does not cover, ah, rental homes or second homes. But, as you go forward and as time goes by, a foreclosure is a foreclosure whether it is a second home or first home. So, if the lenders are smart, they’ll give you a loan modification. You can’t necessarily sue for that but you can certainly ask for a loan modification. And if you make them a reasonable proposal, a lot of times they'll listen. My name is Damien Nassiri. I am a partner in the law firm Howard Nassiri. We’re based in Southern California and we help people save their homes. If you've been a victim of a predatory loan or you’re facing foreclosure, give us a call.

tags: loan modification second home mortgage debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP


Will a loan modification negotiation stop my mortgage foreclosure?

Carl E. Person

A loan modification process - that is negotiating a loan modification between the borrower and the bank - you would think would stop the foreclosure proceeding, but it generally does not. That foreclosure proceeding is racing along. And the people at the bank are not calling up the law firm every day advising them on the thousand different foreclosures of what’s going on. The law firm that was told to get a foreclosure is proceeding with a foreclosure, where as the homeowner believes that in talking with the bank and negotiating, there is no foreclosure. That is contrary to what’s happening. They’re going to lose the property. I’m Carl Peron, a New York lawyer and a fighter, to keep people in their homes.

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attorney: Carl E. Person


Can I get a loan modification on a second home in NY?

Carl E. Person

Carl Person: A person with a second home mortgage can get a modification. The bank is concerned because the person that owns the home doesn't live in it. But if the person that owns the home can demonstrate that the property is rentable and has been rented, and can support a lower rate than is now being charged; the bank will consider whether they should reach a modification agreement, and maybe they'll add more money at the far end but you can modify anything by agreement. I'm Carl Person, I'm a New York lawyer and my job is to help people stay in their homes.

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attorney: Carl E. Person


How do loan kickers contribute to mortgage foreclosures?

Carl E. Person

Loan kickers contribute to mortgage foreclosures because the bank sets up a loan in such a way that a foreclosure is generally expected, and therefore, we ought to take away those things in a mortgage that contribute to the foreclosures. And the kickers I have described, uh, is what should be taken away. They shouldn’t be allowed to build in, uh, the, the expectation of foreclosure. I’m Carl Person, a New York lawyer, and a fighter to keep people in their homes.

tags: mortgage kicker problems loan modification mortgage foreclosure defense debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person


What is a mortgage kicker?

Carl E. Person

A mortgage kicker is what I see as an extra amount of income that the lender can expect down the line without the borrow realizing it, often. And that is that, if the lender recognizes that the borrower probably is going to be in default, and the bank will then be able to get the property back, the bank will also charge a lot of extra legal fees, a higher rate of interest, and then the bank will resell the property to comeone else, another victim, and go through the same thing again, and that's like a kicker, an equity kicker, for the bank. I'm Carl Person, I'm a New York lawyer, and my job is to help people stay in their homes.

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attorney: Carl E. Person


Does a bank have to modify my loan in California?

Howard | Nassiri, LLP

A bank will have to modify a loan now in California because of the California Loan Modification Law. If the borrower meets certain criteria, for instance the loan is orginated between 2003 and 2007 and its a loan on their primary residence, the lenders will have to give a loan modification if the borrower can afford to make a payment on the loan that will reap the lender more money than a foreclosure would. Now a lot of times you're going to have to file a law suit because the lenders aren't listening a lot of times. My name is Damien Nesery. I'm a partner in the law firm of Howard Nesery. We're based in Southern California and we help people save their homes. If you've been the victim of a predatory loan or you're facing foreclosure give us a call.

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attorney: Howard | Nassiri, LLP


What's it like to help someone stay in their home?

Howard | Nassiri, LLP

Feels great to help someone modify their loan because it means they are going to be able to keep the loan. It also has a bigger impact on the economy. If we can get all of these non-preforming loans to preform through loan modifications, I really, truly believe that would be as much of a help, if not more of a help, than the current bail out. Because that is the problem right now in California and across the nation, as we have all these people that are in default because they simply can't afford to pay the mortgage after it increases. After the interest rate goes up and they are good people, they are hard working people and they want to make a loan payment. It's just that the predatory loan has made it as such that they can no longer make that increased payment. My name is Damian Nassiri, I'm a partner in the law firm Howard/Nassiri, we're based in Southern California. And we help people save their homes. If you've been the victim of a predatory loan, or you're facing foreclosure, give us a call.

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attorney: Howard | Nassiri, LLP


Are loan modifications common in California?

Howard | Nassiri, LLP

Loan modifications are becoming more and more common. Six months ago or a year ago, it was almost unheard of. Lenders were telling us you can't get a loan modification. But now as they are starting to finally wake up and realize how much money they're losing. They're actually becoming more willing to enter into loan modification. A lot of times they won't give you the best deal, however, unless you get an attorney involved or somebody who can actually enforce your legal right to a loan modification, and that's what we're seeing at this time. My name is Damien Nassiri, I'm a partner in the law firm Howard Nassiri. We're based in southern California and we help people save their homes. If you've been the victim of a predatory loan, or you're facing foreclosure give us a call.

tags: loan modification frequency mortgage debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP


Are loan modifications common in California?

Howard | Nassiri, LLP

Loan modifications are becoming more and more common in this economic arena that we're dealing with today. Six months ago or a year ago it was almost impossible to get a loan modification. The banks were not giving them. But now, as time goes on, and they have more and more of these non-performing loans and foreclosures are on the rise, the lenders are becoming more wiling to deal with us in terms of loan modifications. And now with the new law in California, the California Loan Modification Law, it does mandate that these lenders give loan modifications if they are going to be of a benefit to society. And the way the legislature has determined the benefit is to try and keep these homeowners in the home if at all possible, if they can make a reasonable payment. My name is Damion Nassiri. I'm a partner in the law firm Howard Nassiri We're based in southern California and we help people save their homes. If you've been the victim of a predatory loan or you're facing foreclosure, give us a call.

tags: loan modification frequency mortgage debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP


When is it smart to initiate your own mortgage foreclosure?

Carl E. Person

A person should initiate his or her own mortgage foreclosure when the person sees that they can't pay the mortgage for six months from now. Stop paying now and that is the initiation of mortgage foreclosure proceedings. And by the way, as a condition for modification, many banks require you to be in default. Don't pay up your mortgage and then think you're going to get a modification agreement. I'm Carl Pearson, I'm a New York lawyer, and my job is to help people stay in their homes.

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attorney: Carl E. Person


How is a sub-prime mortgage different from a regular mortgage?

Carl E. Person

A sub-prime mortgage is given to individuals who don't qualify with their employment record, their income, their earnings to be qualified for the prime rate. So, in many cases the small business person has no earnings, they somehow live, they don't necessarily pay taxes, and when they try to qualify for a mortgage, the bank laughs because you have no income. So the sub-prime was set up basically for those people that couldn't prove that they could pay a mortgage but many other people who don't have any earnings, don't have any income were also included, and that was a mistake. I'm Carl Person. I'm a New York lawyer and my job is to help people stay in their homes.

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attorney: Carl E. Person


What happens to my mortgage if my bank went bankrupt?

Howard | Nassiri, LLP

If your bank went bankrupt, then chances are, it's a matter of time before your loan will get sold to another lender. So you do need to still keep making your mortgage payment if at all possible. However, if you are in a hard way, and you're not able to make that mortgage payment, you will need to try and get a loan modification from the next lender who buys your loan. And the new California loan modification law applies to loan servicers, so it doesn't matter who originated the loan, whoever is currently holding the loan and servicing the loan will be charged with the responsibility of providing you with the loan modification if you qualify. My name is Damien Nassiri. I'm a pattern in the law firm Howard and Nassiri. We're based in southern California, and we help people save their homes. If you've been the victim of a predatory loan, or you're facing foreclosure, give us a call.

tags: loan modification bank bankruptcy mortgage debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP


How can a lawyer help me with my mortgage foreclosure defense?

Carl E. Person

When a person is sued in a mortgage foreclosure proceeding sometimes they say I have no money therefore I'm going to represent myself. It's a big mistake. A New York lawyer can do many things for you, for example there are perhaps 22 different defenses that could be brought to bear on your behalf. And, you don't know what they are, but an attorney can figure them out based upon the facts that you present. You need an attorney. I'm Carl Person, a New York lawyer, and a fighter to keep people in their homes.

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attorney: Carl E. Person


What is a mortgage foreclosure defense?

Carl E. Person

A mortgage foreclosure defense is a way by which a home owner, that owes money to the bank, can keep the home. Number one, a foreclosure action, at least in New York, takes about 14 months. So in a 14 month period, the borrower is able to stall, hold off and forcing the bank to reach a modification agreement hopefully. So these defenses, however, have to be bonafide. For example, a defense that the mortgage broker and the bank were engaged in fraud and were charging a higher interest rate to the borrower than the borrower should have been paying. Often leading up to hundreds of thousands of dollars a year of extra charges. We can defend and do something about that and stop the foreclosure and that's the kind of thing I am urging people do. I'm Carl Person. I'm a New York lawyer and my job is to help people stay in their homes.

tags: mortgage foreclosure defense NY loan modification debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person


What is Howard | Nassiri's experience with loan modifications?

Howard | Nassiri, LLP

Our firm has helped numerous people with loan modification to help save their home, it's a simple process that we involve ourselves with getting the financial information from the client a fair market value through comps and other resources, and we are able to put packages together that the lenders can look at. It's easy for them to work with us because we put everything in there, it's concise and that really helps streamline the process to get the result that the client needs in order to keep the home. That's something that we've been doing at our firm and something that we will continue to do every day. My name is Damian Nassiri, I'm a partner in the law firm of Howard/Nassiri, we are based in Southern California, and we help people save their homes. If you've been the victim of a preditory loan or you're facing forclosure give us a call.

tags: loan modification experience mortgage debt relief loan modification foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP


Do banks prefer loan modifications or foreclosures?

Howard | Nassiri, LLP

As time goes on, banks are becoming more and more willing to do loan modifications. I would say six months or a year ago, the answer was 'no' whenever a borrower came to a, a bank for loan modification. But as the time is going by and the banks are losing more and more money on the non-performing loans and the foreclosure sales that are not uh, occurring, the banks are st-, starting to change their tune. And especially with the bailout, and the new laws that are coming around with, in California, uh, they are becoming, they're starting to wake up and smell the coffee. And realize that they need to make some money of these loans and the way to do that is to, is to get a loan modification and get the borrower on a payment that they can afford. If they need to extend the term, or if they need to lower the interest rate, something is better than nothing at this point. And so that's the way we're really starting to see banks are becoming more open to the idea of loan modificaiton. My name is Damion Nasire. I'm a partner in the law firm Howard & Nasire. We're based in Southern California, and we help people save their homes. If you've been the victim of a predatory loan or you're facing foreclosure, give us a call.

tags: loan modification bank preference mortgage debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP


What is my first line of defense against mortgage foreclosure?

Carl E. Person

When a person feels like there is going to be a crisis coming up because of sickness or loss of job, loss of income, and therefore they won't be able to continue paying their mortgage, they should think ahead of time, maybe even six months in advance, see an attorney and talk with the attorney and see whether it is not appropriate now to stop paying the mortgage and save that money- fourteen months worth of mortgage payments. Use that to defend the action and then to obtain from the bank a modification agreement once they are in foreclosure. I am Carl Person. I'm a New York lawyer, and my job is to help people stay in their homes.

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attorney: Carl E. Person


Can I defend my own mortgage foreclosure?

Carl E. Person

The question often arises whether somebody should defend a mortgage foreclosure action himself or herself, particularly when they don't have money. I say to these people this: stop paying your mortgage when you know you're going to start having trouble in the future. You're going to have enough money then to hire a lawyer. Don't do it yourself! Because it's so tricky, even for a lawyer, that you don't want to be - run the risk of losing your property. Hire a lawyer and do it quickly. I'm Carl Person, I'm a New York lawyer, and my job is to help people stay in their homes.

tags: mortgage foreclosure self-defense loan modification debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person


When is it okay not to pay a mortgage in New York?

Carl E. Person

It is okay not to pay a mortgage in New York when you don't have any money. What else are you going to do? You're not going to steal from a gas station to pay your mortgage nor should you steal from your retirement or from your credit cards. If you can't make the payment, stop paying and then invite a foreclosure action, defend the foreclosure action and then reach a modification agreement to end the lawsuit. I'm Carl Person, I'm a New York lawyer and my job is to help people stay in their homes.

tags: mortgage payments ok to not pay loan modification mortgage foreclosure defense debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person


How can a lawyer help me keep my home in New York?

Carl E. Person

In New York a lawyer can help a borrower who's running into trouble with a home, with a mortgage. And first of all the lawyer should consider whether it's appropriate to stop paying the mortgage right now because of this financial trouble. And then invite a foreclosure. The bank, upon nonpayment, will sue. And then the lawyer should defend, within 20 days after the service of the summons and complaint. In doing so the bank will then say, oh my god there're defending the foreclosure, how unique. Most people don't defend. And the bank will then be more readily agreeable to a modification after the suit is brought when they weren't willing to do the same thing before the suit was brought. I'm Carl Pierceson. I'm a New York lawyer and my job is to help people stay in their homes.

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attorney: Carl E. Person


Can my loan be restructured if it was made by a predatory lender?

Howard | Nassiri, LLP

A loan can be restructured if it was made by a predatory lender, and that is even true if your loan has been sold. Many times the originating lender will sell the loan, and it might get sold two or three times. But the laws that are on the books right now - the Federal Truth in Lending Act, and the California Loan Modification Law all say that no matter where the loan is now, if it qualifies, you can get a new loan, get an affordable payment, and something that can help you stay in the home and avoid foreclosure. My name's Damian Nassiri. I'm a partner in the law firm of Howard Nassiri, we're based in southern California, and we help people save their homes. If you've been the victim of a predatory loan, or you're facing foreclosure, give us a call.

tags: predatory lending loan restructure mortgage debt relief loan modification foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP


How does false advertising contribute to mortgage foreclosures?

Carl E. Person

False advertising contributes to mortgage foreclosures in various ways. One of them is that people who should not be owning a home are encouraged to borrow the money to buy the home. And you wonder is there a group of people who shouldn't own a home? Well, if a person that buys a home doesn't have the money to properly care for the home and can't pay the taxes for the home and can't pay the mortgage payment, that person really shouldn't be buying it and it will, when that property is vacant, its going to hurt the rest of the community as well. I'm Carl Person. I'm a New York lawyer and my job is to help people stay in their homes.

tags: mortgage foreclosure advertising loan modification mortgage foreclosure defense debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person


Do banks want to lower my monthly mortgage payment?

Carl E. Person

Banks want to lower the mortgage payments under circumstances that are just. For example, if a person has the property that is declining in value, less income, they have been steady payers they just can't afford the higher rate, and especially if the higher rate was just thrust on them with a variable. The banks recognize the writing on the wall and they are willing to reach an agreement, called a modification agreement, to keep the monthly payment down and make it affordable, yes. I'm Carl Person. I'm a New York lawyer and my job is to help people stay in their homes.

tags: loan modification banks will help mortgage foreclosure defense debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person


When is the right time to initiate a mortgage defense?

Carl E. Person

The bank determines when the foreclosure preceding begins, but the borrower has an opportunity of deciding for himself or herself when he or she wants the bank to begin this. And the way its done is that a borrower realizes that six months from now, I don't have any money. I'm not going to be able to pay the foreclosure or pay the mortgage in six months. So why spend all of your money between now and six months and give the bank everything you have. Stop paying! Right now! Stop paying. Precipitate a foreclosure right now and you will have fourteen months of not having to pay the mortgage and you can then force the bank, if you have appropriate circumstances, you can force the bank into reaching a modification agreement which right now, today, they won't give you! That's why you're here talking with me, because the bank won't give you a modification. Let's force them to do it by bringing them into court, force them to sue you, you defend and then you can have the relief you are seeking. I'm Carl Person. I'm a New York lawyer and my job is to help people stay in their homes.

tags: mortgage foreclosure defending loan modification debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person


Are sub-prime mortgages eligible for a loan modification?

Carl E. Person

Subprime mortgages are the ones that basically are being forclosed, and they, yes they are as eligible if not more eligible because in many cases the borrower really did qualify for a lower rate and they gave them a higher rate in order to pay a mortgage broker who looked around for the bank that would give the mortgage broker the most money and the bank then tacked it on and charged a higher rate than the bank should have. I'm Carl Person, a New York lawyer, and a fighter to keep people in their homes.

tags: sub-prime mortgage eligibility loan modification mortgage foreclosure defense debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person


Why is it bad to discuss my mortgage with the bank over the phone?

Carl E. Person

Another way of helping the borrower is anytime the borrower had any questions about the mortgage, never use a telephone. Always put the questions in writing and send it to the bank. And the bank is obliged to respond in writing. The bank is not obliged under law to respond when its by telephone. I'm Carl Person, I'm a New York lawyer, and my job is to help people stay in their homes.

tags: loan modification bank phone call mortgage foreclosure defense debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person


How is a mortgage foreclosure defense like smart business?

Carl E. Person

When a borrower has a mortgage and knows there's going to be trouble ahead, the borrower should look ahead like anyone in business would that sees bad times coming and they should start adjusting their financial policy, which means in the case of a mortgage, consider whether you should stop paying earlier now, rather than paying until you have no money left. So smart business tactics would be stop paying, force a mortgage foreclosure proceeding and then defend. And then usually reach a negotiation and settlement that will allow the property to be brought back to a performing status. I'm Carl Person, I'm a New York lawyer, and my job is to help people stay in their homes.

tags: mortgage defense foreclosure smart loan modification debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person


How can I lower my mortgage interest rate in New York?

Carl E. Person

There are two ways to lower a mortgage interest rate, as I see it. Number one, is to reach a modification agreement with the bank that has a lower interest rate. Number two, if the bank doesn't agree to that, and yet...and proceeds with a foreclosure action, then you defend. And what agreement the bank was not willing to make with you before the action, after you start defending the foreclosure action, you'd be surprised how quick the bank might be willing to accept that same agreement. I'm Carl Person. I'm a New York lawyer and my job is to help people stay in their homes.

tags: loan modification lower payment mortgage foreclosure defense debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person


Has the economic climate forced the banks to give more loan modifications?

Howard | Nassiri, LLP

The economic climate is forcing more banks to do loan modifications because they have more and more foreclosures on their books, and it’s not a good thing. It’s really what’s driven the market to be where it is right now, that’s required this bailout by our government, iIs because you have so many non performing loans. And the truth of the matter is that many of these borrowers were able to make their payments in the past, but were unable to keep up with their payments when the interest rates adjusted through the roof. So if we just bring those interest rates back down, it’s going to solve a lot of the problems. If we extend the term of the loan from thirty to fourty years, and maybe drop the principal down a little bit, many – if not all – of these borrowers will be able to make the monthly payments on their loans. My name’s Damion Nassiri. I’m a partner in the law firm Howard Nassiri. We’re based in Southern California and we help people save their homes. If you’ve been the victim of a predatory loan, or you’re facing foreclosure, give us a call.

tags: loan modification economic climate mortgage debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP


Do mortgage lenders forgive debt?

Carl E. Person

Mortgage lenders are in the business of trying to maximize the value of their assets and as part of that they will give up interests, they will give up monies that are owed, they will make deals in order to have the properties that they own be productive for them by having people living in their houses and paying a monthly rent. Part of that means that they may have to give up some of the principle of the loan and they have to reduce the interest rate. Yes they are willing to do that and the objective is to try to have in homes that are paying the mortgage, rather than have a lot of toxic mortgages floating around. I'm Carl Person a New York lawyer and a fighter to keep people in their homes.

tags: loan modification debt forgiveness mortgage foreclosure defense debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person


How can I lower my mortgage payment in New York?

Carl E. Person

In New York a person can lower his mortgage payment by having a good case to present to the bank that, "I have been sick. I have lost the income." In one case a person's house got a broken back; and as a result it was a structural defect in the house and it caused the house to have half its value. I said, "Negotiate with the bank based upon the new value, and that'll cut your payments in half. You'll only pay half as much and only owe half as much." Facts: The bank wants to listen to facts. I'm Carl Person. I'm a New York lawyer, and my job is to help people stay in their homes.

tags: loan modification lower payments mortgage foreclosure defense debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person


How does a sub-prime loan work?

Howard | Nassiri, LLP

A sub-prime loan works like this. If your credit score is less than pristine, you're going to be put in a loan with a higher interest rate, and that higher interest rate is because of the risk that the lender is taking and taking someone who has less than pristine credit and putting them and insuring them or giving them this mortgage rather. But what we've seen a lot of here in California is the homeowner that has a good credit score put in these sub-prime mortgages and loans, and that is because lenders make money when they put people in a sub-prime product. I'm Vincent Howard, Senior and Managing Partner of Howard Nassiri. We work hard everyday representing the consumer from our headquarters in Orange County, California. If you need an attorney you can trust, go ahead and give us a call.

tags: predatory lending sub prime loan mortgage debt relief loan modification foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP


How can a predatory lending attorney help?

Howard | Nassiri, LLP

A Predatory Lending Attorney can help you because a Predatory Lending attorney can enforce your right to get a new loan. The attorney can negotiate with the lender. A lot of times the lenders are not gonna listen. They are going hope that you go away. But if you have an attorney you can file a lawsuit and once that lender gets served with the lawsuit then they cant run anymore. They gotta step up to the table and its your loan. If you qualify under specially this new California loan modification law then you could be entitled to get a new loan from the lender. My name is Damien Nassiri. I am a partner in a law firm called Howard Nassiri. We are based in Southern California and we help people save their homes. If you have been a victim of Predatory loan or you are facing foreclosure, give us a call.

tags: predatory lending attorney role mortgage debt relief loan modification foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP


When should I initiate a mortgage foreclosure defense?

Carl E. Person

The right time to begin a mortgage foreclosure defense is before the bank is even thinking about foreclosure. The best defense is to anticipate when you will need a foreclosure. I say when the borrower needs a foreclosure. This is something the borrower isn't thinking about. The borrower is trying to avoid a foreclosure; but, in fact, many borrowers should seek a foreclosure and plan ahead. I'm Carl Person, a New York lawyer and a fighter to keep people in their homes.

tags: mortgage foreclosure defending loan modification debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person


How does the new California law help me stay in my home?

Howard | Nassiri, LLP

The nice thing about the new California Loan Modification Law is that it allows any borrower to get a loan modification. You don't have to be the victim of a predatory loan. You just have to meet the basic criteria of someone who had a loan that closed between 03 2003 and 2007. If you have been the victim of a predatory loan, however, that will help your case because when we go before the judge and we ask the judge to enforce the California Loan Modification Law, the judge will most likely have more sympathy for somebody who has also been the victim of a predatory loan and should be more willing to order the lender to give you a loan modification. My name's Damian Nassiri. I'm a partner in the Law Firm Howard Nassiri. We're based in southern California and we help people save their homes. If you've been the victim of a predatory loan or you're facing foreclosure, give us a call.

tags: loan modification new CA law mortgage debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP


My mortgage just went up! How do I get it back down?

Carl E. Person

If your mortgage payment just went up, there are two ways of getting it back down. One, is to talk to the bank and tell the bank your problem and see if they won't be willing to modify the agreement to lower the rate and that with the modification agreement with the consent of the bank. But if the bank won't do it, this is where people then go to a lawyer and tell the lawyer "Look, I can't afford it. I'm gonna have to stop paying the mortgage." And the lawyer might say "Well that's a fine thing. Stop paying. Let them sue you. We'll defend and then we will modify it on better terms." I'm Carl Pearson, a New York lawyer and a fighter to keep people in their homes.

tags: loan modification higher rate! mortgage foreclosure defense debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person


Can I stop paying my mortgage in New York?

Carl E. Person

Can a person in New York stop paying his mortgage? And the answer is 'yes'. Its very easy, if you can't afford it you have to stop paying and then you invite a mortgage foreclosure action and then you assert your defenses against it and then the bank will have to reach a modification agreement with you if you're able to live within the terms of the modification. For example, you could cut a $4,000 payment down to maybe $3,200. If you can make the $3,200 payment, the bank may be willing to reach the modification agreement to end the lawsuit. I'm Carl Person, a New York lawyer and a fighter to keep people in their homes.

tags: mortgage payments stop paying loan modification mortgage foreclosure defense debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person


When is it smart to stop paying my mortgage in New York?

Carl E. Person

It's a smart move to stop paying your mortgage in New York when you don't have the money to pay. You have no other choice, so you should stop payment earlier rather than later. Have the bank then bring a forclosure action, you now have fourteen months of additional time for nonpayment of the mortgage, and because of that the bank will want to reach a modification agreement and you should try desperately to reach one that you could live with, and that's the perfect resolution of the case. I'm Carl Person, a New York lawyer, and a fighter to keep people in their homes.

tags: mortgage payments don't pay loan modification mortgage foreclosure defense debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person


Should I stop paying my mortgage if I'm near foreclosure?

Carl E. Person

If you're running out of money and the question is should you stop paying your mortgage, the answer is see an attorney, describe what's happening, and the attorney should consider whether you should stop paying it and precipitate a foreclosure so that you can save the money that you do have for the next fourteen months and be able to pay an attorney to defend yourself, so that yes a person could do this and should at least see an attorney to decide whether or not it's appropriate. I'm Carl Person, a New York lawyer and a fighter to keep people in their homes.

tags: mortgage foreclosure good defense loan modification debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person


What is my 2nd line of defense against mortgage foreclosure?

Carl E. Person

The second line of defense in a mortgage foreclosure situation is to retain an attorney to file an answer, and do so within 20 days after the summons and complaint have been served. This is critical. It is easy to defend a foreclosure action if you do the defense in a timely basis. It is exceedingly costly and difficult if you have allowed the defense to go by the boards. Don't do it. Defend the action, hire the attorney, pay the money, and you will be sitting a lot better than if you let it go until later and then try to resurrect your situation. I am Carl Person, a New York lawyer and a fighter to keep people in their homes.

tags: foreclosure defense 2nd defense loan modification mortgage foreclosure defense debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person


How can an attorney help against unfair debt collection?

Howard | Nassiri, LLP

A debt collection attorney can help you under a fair debt collections violation by protecting you from the harassment and abuse that debt collectors may engage in. Also a debt collection practice act attorney can also review the actual debts that the debt collection company is trying to collect on to make sure it is a debt that could actually be collected on. Sometimes debt collection agencies engage in debts that are whats termed as timed out, debts that can no longer be collected or debts that you may not even owe, and a debt collection attorney can review your specific situation and advise you accordingly. I'm Vincent Howard senior in managing partner of Howard and Asiri. We work hard everyday representing the consumer from our headquarters in Orange County California. If you need an attorney you can trust go ahead and give us a call.

tags: debt collection attorney help fair debt collection debt relief loan modification foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP


How will the economic bailout help me keep my home?

Howard | Nassiri, LLP

The way that the bailout is currently structured right now is that it helps Wallstreet but doesn't really help main street.Yeah, there's really nothing in the current bailout will neatly help a homeowner whose facing foreclosure. There are guidelines within the bailout that the lender should try to give a loan modification but there's nothing that mandates it. So the bailout as it is planned right now will only have a trickle-down effect to borrowers. It will not help them in a mediate way. So if you're facing forclosure, I would suggest an attorney in pursuing your legal right. My name is Danim Nassiri. If you've been a victim of a predatory loan or facing forclosure, give us a call.

tags: loan modification economic bailout mortgage debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP


How long can I live in my house without paying the mortgage?

Carl E. Person

A person a can live for free in his house almost two years in New York if you do it this way: you stop paying the mortgage, they foreclose it takes 14 months, and then they have evict you- this may be another four. But that is not what you really want to do. You want to stop paying in order to force a foreclosure and, as quickly as possible, reach a modification agreement and then be a person that pays on a regular basis [so] that you have lawful, proper possession, and the bank is happy. I'm Carl Pearson, a New York lawyer and a fighter to keep people in their homes.

tags: mortgage default stay in home loan modification mortgage foreclosure defense debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person


Do banks in New York like to do loan modifications?

Carl E. Person

You might wonder whether a bank is interested in doing a loan modification. The answer is - they’re ecstatic about it! They want to have the properties that are not paying them money to start paying them money once again. And when people can’t pay them money the only way they can do it is to pay less per month, then the bank is willing to reach an agreement called a modification agreement so that that will take place, yes. I’m Carl Person, a New York lawyer and a fighter to keep people in their homes.

tags: loan modification bank stance mortgage foreclosure defense debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person


Do I qualify to mount a mortgage foreclosure defense?

Carl E. Person

If a person is sued in a foreclosure action, they're invited by the summons that they receive to put in a defense. A defense will include various reasons why the bank should not win. Various things they've done wrong and the banks we now know have done many things wrong. Previously, like a year ago, the court probably wouldn't look at half of this. But now the courts are looking at it and we are aware that the banks do wrong in many cases. Some of these wrongs translate into defenses and a lawyer can help the person that sued to maintain those defenses. I'm Carl Person, a New York lawyer and a fighter to keep people in their homes.

tags: mortgage defense foreclosure qualifications loan modification debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person


What's it like to help someone fight against predatory lenders?

Howard | Nassiri, LLP

It’s a great feeling to help somebody who’s been a victim of a predatory loan. To be able to make that phone call and call the client and let them know that the foreclosure sale has been postponed, that they don’t have to pack up their bags. It’s a great feeling to talk to people who you’ve just helped save their most precious asset. They’ve got kids in school and they don’t want to move, and there is no reason for it. Things can be worked out to get people back on track to be able to make a payment where they can afford to stay in the home and the lender’s not going to lose any more money. So, it really is a good feeling and it’s one that we hope to keep duplicating. My name’s Damion Nassiri. I’m a partner in the law firm Howard Nassiri. We’re based in Southern California and we help people save their homes. If you’ve been the victim of a predatory loan, or you’re facing foreclosure, give us a call.

tags: predatory lending fighting cases mortgage debt relief loan modification foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP


How can I afford an attorney to help with foreclosure defense?

Carl E. Person

When people want to keep their house, they think that paying the mortgage every month as long as they can and holding on to the house that way. That's a mistake. They give away their last cent to the bank and they have nothing left with which to defend themselves. So, thinking ahead when you are going to run into a foreclosure situation, precipitate it yourself by stopping payment. Use that money to higher a lawyer. You don't pay during the 14 months of the foreclosure proceeding and you make the bank come to the bargaining table and hopefully get an agreement. I am Carl Pearson, I am a New York Lawyer, and my job is to help people stay in their homes.

tags: mortgage foreclosure attorney fee loan modification debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person


How bad is the mortgage foreclosure problem in New York?

Carl E. Person

Today we have about 370 foreclosures ever week in the five boroughs, and near the end of the year we're going to have an increase in them. The banks right now are holding bank because of the uncertainty; we don't really know what the federal government plans to do. As I see it, it looks like a giveaway to the banks and not much for the homeowner. So that's something that the homeowners should recognize, that the statutes, so far, don't seem to be helping them. If the government gets its' money back, that means that the homeowner pays in full, and that isn't what they hoped that they're going to get. I'm Carl Pearson , I'm a New York lawyer, and my job is to help people stay in their homes.

tags: mortgage foreclosure New York loan modification debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person


How can debt settlement help me?

Howard | Nassiri, LLP

Debt settlement can help you simply because it eliminates your unsecured debt. With that unsecured debt hanging over your head and you not making in roads to paying it off, it could have adverse effects on your credit rating, credit score. We live in a society that dominated by what your credit score is. You can't get a home, you can't buy a car, you can't get a student loan without it. So one of the things that debt settlement does is that it helps you get back on the road to financial freedom quicker. I'm Vincent Howard, senior and managing partner of Howard/Nassiri. We work hard every day, representing the consumer from our headquarters in Orange County, California. If you need an attorney you can trust, go ahead and give us a call.

tags: debt settlement credit score debt relief predatory lending loan modification benefit foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP


Bankruptcy or a mortgage foreclosure defense?

Carl E. Person

The issue arises whether people should just file for bankruptcy or deal with a foreclosure action. My feeling is that if you have two options, don't use both of them at one time. I think there's an orderly progression. I think, on one hand, fight the foreclosure and if that doesn't work, then deal with bankruptcy. But I view the foreclosure proceeding as the first thing to do and I urge people to plan ahead and kick off the foreclosure by stopping payment when you know that you won't be able to pay any longer. I'm Carl Person, a New York lawyer and a fighter to keep people in their homes.

tags: mortgage foreclosure bankruptcy loan modification debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person


How can a debt settlement attorney help me?

Howard | Nassiri, LLP

A debt settlement attorney can help you in a number of ways. One, all your debt settlement attorney is going to know what the law is. Debt settlement companies can't, and when a debt settlement attorney gets a case, he or she can look to make sure that the debt can even be a collection. A lot of times, debt collection companies and creditors try to collect on debts that have already been paid, debts that are timed out. Only an attorney is going to be able to look at your specific situation and guide you appropriately through your debt settlement program. I'm Vincent Howard, senior managing partner of Howard Debt Series. We work hard every day representing the consumer from our headquarters in Orange County, California. If you need an attorney you can trust, go ahead and give us a call.

tags: debt settlement attorney role debt relief predatory lending loan modification foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP


Are there laws to protect me from predatory lending?

Howard | Nassiri, LLP

There are a number of laws that are on the books right now that are designed to prevent predatory lending practices. The problem is, is that, lenders a lot of times don’t follow those laws. They wait until they get caught and then deal with the problems later, because they’re too busy making money off of the predatory loans. And while the gravy train is running, nobody’s going to try to stop it. So, a lot of these lenders were giving loans that were not, that they shouldn’t have been giving. But the problem was that we only found out now, several years later that this, what kind of a problem this really was. My name is Damion Nassiri. I’m a partner in the law firm Howard Nassiri. We’re based in Southern California and we help people save their homes. If you’ve been the victim of a predatory loan, or you’re facing foreclosure, give us a call.

tags: predatory lending laws that help mortgage debt relief loan modification foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP


What's a common trick a bank uses against struggling home owners?

Carl E. Person

A trick that many banks use to steal money from a homeowner, especially when he’s in default and he’s no longer paying the mortgage, he’s three months behind, they say, “Look if you want to modify the loan you have to bring your loan up so that you’re no longer in arrears.” So the homeowner then makes payment of ten, twelve thousand dollars and brings it up. Calls the bank, gets another person and says, “Well let’s have a modification agreement. I’m now up to date.” And the bank says, “I’m sorry. We don’t have modification agreements unless you’re in default.” I’m Carl Person. I’m a New York lawyer and my job is to help people stay in their homes.

tags: mortgage foreclosure bank trick loan modification mortgage foreclosure defense debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person


Do banks in New York want to lower my interest rate?

Carl E. Person

Banks would like to make properties pay when they have a mortgage outstanding. And in many cases, the banks will have to lower the interest rate in order to make the mortgage payment affordable by the person living in the home. So that the banks may not like it, but they do recognize that the way of keeping toxic mortgages off their books is to bring them back to life by making the mortgages affordable. In that way they do lower interest rates and that is done in a modification agreement. I’m Carl Person, a New York lawyer and a fighter to keep people in their homes.

tags: loan modification banks will help mortgage foreclosure defense debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person


How do I keep my house if I've been the victim of predatory lending?

Howard | Nassiri, LLP

If you've been the victim of a predatory loan you do have an opportunity to keep your house. If you've been a victim of predatory loan there are a number of different remedies that are available to you. One of them is recision, which is a cancellation of the contract, putting you back in the same position that you were in before you ever got the loan. Another solution would be loan modification, which is a reworking of the loan and basically bringing down the interest rate and the principle balance that you owe, extending the term of the loan, and that will give you an affordable payment that you can keep in your house. Even if you've been late and you've been in default for months, you can still potentially save your home if you've been the victim. My name is Damien Nassiri, I'm a partner in the law firm Howard and Nassiri, we're based in Southern California and we help people save their homes. If you've been the victim of a predatory loan or you're facing foreclosure, give us a call.

tags: predatory lending keeping my house mortgage debt relief loan modification foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP


What is the California Foreclosure Consultants Act?

Howard | Nassiri, LLP

The California Foreclosure Consultants Act is a law in California that prevents people from approaching you while you're in foreclosure and asking you for money up front to perform a service for you to help you get out of foreclosure. It's illegal for somebody, such as a mortgage broker, someone other than an attorney to come to you and say, "Give me money now for something I'm going to do for you later". You actually have to perform the service and then get paid for it afterwards because the Legislature has realized that people, when they're in foreclosure, are in a vulnerable situation and they'll do anything to try and save their home. So, it's really a law to protect consumers. Attorneys are exempt from that model because we are licensed by the state and we're held to a higher standard. So, we are able to actually go to somebody and sign them up under a retainer agreement to perform a loan modification. It's okay for us to do that. But, the Legislature has prevented others from doing that. My name is Damian Nassiri. I'm a partner in the Law Firm Howard and Nassiri. We're based in Southern California and we help people save their homes. I've you've been the victim of a predatory loan or you're facing foreclosure, give us a call.

tags: predatory lending foreclosure act mortgage debt relief loan modification foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP


I just lost my job! How can I keep my home?

Carl E. Person

If a person who has just lost his job wants to save his home, there is two things to do. Number one, tell the bank that you can't pay the mortgage the way it is and ask for a modification agreement. The bank sometimes will agree and other times not. If the bank refuses to agree to a modification, then stop paying the mortgage. Precipitate a lawsuit. Defend the lawsuit, and then you will have a better chance of reaching the modification that you want. I'm Carl Person. I'm New York lawyer, and my job is to help people stay in their homes.

tags: loan modification job loss mortgage foreclosure defense debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person


Do California lenders have to modify my loans?

Howard | Nassiri, LLP

California lenders and any lender nationwide, if it involves a borrower who lives in California, the new civil code section 2923.5 and .6 says that the lender has to get a loan modification, keep the borrower in the home if the loan modification will make the lender more money than the foreclosure. The point of that statute is to stop these foreclosures from happening. The California Legislature has realized that foreclosures are a tremendous problem. It's impacting the economy and so the California Legislature passed this law as an emergency statute to help homeowners stay in the home and to stem the losses that are resulting from these foreclosures. My name is Damian Nassiri. I'm a partner in the law firm Howard/Nassiri. We're based in Southern California, and we help people save their homes. If you've been the victim of a predatory loan or you're facing foreclosure, give us a call.

tags: loan modification lender obligation mortgage debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP


Will I have to go to court for my predatory lending case?

Howard | Nassiri, LLP

You may not have to go to court to get your predatory lending case resolved. A few go see a good attorney. A good attorney will be able to negotiate with the lender and hopefully get your loan modified or get your loan restructured, sooner rather than later. However, that same attorney will be ready to go and filed the lawsuit if the case calls for it. A lot of times, lenders will not respond to the attorney's request for a loan modification and in that case there's no choice but to file a lawsuit to get what you deserve under the law. My name is Daiman Nassiri. I'm a partner in the law firm Howard/Nassiri, we're based in Southern California and we help people save their homes. If you've been the victim of a predatory loan or you're facing foreclosure, give us a call.

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attorney: Howard | Nassiri, LLP


How do I fight back against predatory lending?

Howard | Nassiri, LLP

First step you should take if you feel that you have been a victim of the predatory loan in California is that you should contact an attorney, a good attorney who is experienced in truth and lending matters, predatory lending matters will be able to give you free consultation, sit down talk with you and figure out if there is something that we can do. A lot of times there is something that can be done and most borrowers I have talked to did not even know that these laws existed. They had no idea that they could have a legal right to a loan modification under the new California Loan Modification Law. So, first step I would think would be getting a free consultation from an attorney who will be able to advise you of your rights and be able to help you out if you have been the victim. My name is Damie Nassiri. I am a partner in the law firm Howard-Nassiri. We are based in southern California and we help people save their homes. If you have been the victim of a predatory loan or you are facing foreclosure, give us a call.

tags: predatory lending fighting back mortgage debt relief loan modification foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP


Can a predatory lending lawsuit prevent foreciosure?

Howard | Nassiri, LLP

It's possible to stop a foreclosure sale with a predatory lending lawsuit. It will be up to the judge's discretion. The judge will have discretion to stop a foreclosure sale if the judge believes that this case has merit, and that the borrower deserves a loan modification that they can afford. A lot of times, before we file a lawsuit we are able to negotiate with the lender, and the lender chooses to stop the foreclosure sale because they understand that an attorney is involved and that an attorney is trying to negotiate a loan modification that will result in a favorable outcome to the lender because the lender will now have a performing loan with a homeowner who's making a payment, which is better than no payment. My name is Damien Nassiri. I'm a partner in the law firm, Howard Nassiri. We're based in Southern California, and we help people save their homes. If you've been the victim of a predatory loan or you're facing foreclosure, give us a call.

tags: predatory lending foreclosure mortgage lawsuit debt relief loan modification bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP


What is Howard | Nassiri's experience fighting predatory lenders?

Howard | Nassiri, LLP

Our firm has helped a number of clients in southern California, Orange County, Riverside County, San Bernadino County. We've helped numerous people save their homes and obtain a loan modification to get a payment that they can afford and so that they can remain in their home. Not one of our clients has been evicted from the home. We've saved people from foreclosure. Can't guarantee that we can do it in every instance but we, so far, have been blessed in that we've been able to help a lot of people keep their homes and we look forward to doing that in the future, too. My name's Damian Nassiri. I'm a partner in the law firm Howard Nassiri. We're based in southern California and we help people save their homes. If you've been the victim of a predatory loan or you're facing foreclosure, give us a call.

tags: predatory lending experience mortgage debt relief loan modification foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP


Can I modify my commercial property mortage in NY?

Carl E. Person

If a person owning commercial property has a mortgage, it's almost the same thing as a tenant in a commercial property going up to the landlord and saying "Look we're having tough times now. I can't pay $80000 a month, I can pay $65000 a month and stay here otherwise I'm just going to have to vacate or go into bankruptcy". So the landlord would say "Okay fine. Let's modify the lease". The same thing is true about a mortgage, that an owner can reach a modification with respect to commercial property when you explain the facts, and the lender is willing you could have a modification. There's nothing prohibiting it, it has to be done by agreement. I'm Carl Person. I'm a New York lawyer and my job is to help people stay in their homes.

tags: loan modification commercial prop. commercial property mortgage foreclosure defense debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person


What can I do if I've been a victim of predatory lending?

Howard | Nassiri, LLP

If you feel that you've been the victim of a predatory loan, my advice would be to go seen an attorney. An attorney will be able to give you a free consultation and will be able to analyze your loan documents, perform a forensic document review of your loan documents to ferret out the problems, to goo through the fine details of the loan and hone in on those predatory lending violations that the average consumer is unaware of. My name's Damien Nasiri. I'm a partner in the law firm Howard Nasiri. We're based in southern California, and we help people save their homes. If you've been the victim of a predatory loan or you're facing foreclosure, give us a call.

tags: predatory lending what to do? mortgage debt relief loan modification foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP


What is the alternative to letting a bank foreclose on my home?

Carl E. Person

The worst thing that I experience in dealing with the mortgage foreclosure situations is the prospective clients who call me up and tell me their tale of woe: that they have a default judgment, the property is going to be sold, what can they do? I tell them the whole thing of what they should have done. I say, "You should have stopped paying. You should have precipitated a foreclosure action. You should have defended within the 20-day period, and you wouldn't be here now. You would be sitting in your home with a modification. But instead -- because you didn't do anything and the banks were at fault because they talked with you and they made you believe you didn't have to do anything -- you must do something. You have to defend the foreclosure action even though you are talking with a bank. And if you don't do that you are going to make me cry when you call me belatedly three or four months later." I'm Carl Person. I'm a New York lawyer, and my job is to help people stay in their homes.

tags: mortgage foreclosure take action loan modification mortgage foreclosure defense debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person


Can I modify my investment property mortage in NY?

Carl E. Person

If a person owns investment property in New York and it's subject to a mortgage, the same principles of loan modification apply that if the bank and the owner agree to a change in the terms, which usually means a reduction in the monthly rate of payment. Yes, you can have a modification. It always requires the agreement unless you're in bankruptcy court, and then the bankruptcy judge can do certain things, but outside a bankruptcy, you need an agreement of the two parties. I'm Carl Person, a New York lawyer and a fighter to keep people in their homes.

tags: loan modification investment home mortgage foreclosure defense debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person


If I was injured in a New York fire, how can a lawyer help me?

Proner & Proner

If you've been injured in a fire in New York, an attorney can look at the cause of the fire and can also look at how the fire spread and can hire the appropriate experts to determine whether or not the building owner followed the rules that were required under New York state, which are dependent upon when the certificate of occupancy of the building was filed with the building department. And based upon when that certificate of occupancy was filed, there are certain legal obligations and the attorney can look to see if those legal obligations were followed and whether or not if they were not followed if they led to the injuries that you've sustained and they can use the failures of the owners to get you the money you deserve. I'm Mitchell Proner. If you're looking for an experienced, skilled attorney to represent you or a loved one in New York, contact me today.

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attorney: Proner & Proner


What's most difficult about being a foreclosure attorney?

Carl E. Person

The difficult thing about my practice is that I represent people in distress, and distress is an economic situation. They have less money. They have less faith. They have...they're scared they are going to lose everything they have, and they come to me and they want me to help them. I can't help everyone that is in that dire circumstance. The best thing they can do is come to a lawyer--me or some other lawyer when they first have a foreclosure action against them. Then we can help them inexpensively and do a much better job than when they come belatedly. Or, they should get in there early and advise them to stop paying their mortgage so that they don't waste their money, and that they can precipitate a foreclosure and a modification more readily by doing it quickly, by stopping payment. That is what people need to know, and they don't know this. Instead, they talk with the bank, and the foreclosure is taking place. The foreclosure is going to happen. The faceless person at the bank does not call up the law firm and stop the foreclosure. They think it happens that way. I don't see it happening that way at all. So, the foreclosure is racing along, and then it's in default. And then they come to me saying that, "Oh my God, I'm gonna lose the property." What these people need to know in advance is that they don't have to lose a property that way, and it is not expensive to defend a foreclosure action if you do it timely. I'm Karl Pierson, a New York lawyer and a fighter to keep people in their homes.

tags: mortgage foreclosure lawyer role loan modification mortgage foreclosure defense debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person


Am I a victim of predatory lending?

Howard | Nassiri, LLP

A lot of times borrowers have a gut feeling that they have been taken advantage of, but they just can't put it into words and just don't know exactly what happened to them. The - once they go and they talk to an attorney, an attorney can analyze their loan documents and review the finance charges and things of that nature to see if there were any hidden broker fees or whether the terms of the loan were accurately disclosed to the borrower. You know, those loan documents are a stack so think that nobody has time to read them. And they'll - the attorney can do that for you, go through and let you know if you have a case. My name is Damien (sp?) Nassiri. I am a partner in the law firm Howard Nasssiri. We are based in southern California, and we help people save their homes. If you have been the victim of a predatory loan or you are facing foreclosure, give us a call.

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attorney: Howard | Nassiri, LLP


Are there laws against predatory lending in California?

Howard | Nassiri, LLP

There are laws against predatory lending in California. On the federal level, there are laws like the Truth and Lending Act, which forces lender to make certain disclosures of the material terms of the loan. And then on the California State level, there are a number of laws, uh, for example, the new law that just went into affect at the beginning of September of this year, uh, which is called the California Loan Modification Law, which really sets forth a certain set of parameters that lenders have to abide by and give loan modifications to certain people who qualify for those. I’m Vincent Howard, senior and managing partner of Howard and Nassiri. We work hard everyday representing the consumer, from our headquarters in Orange County, California. If you need an attorney you can trust, go ahead and give us a call.

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attorney: Howard | Nassiri, LLP


Are loans modifications common in New York?

Carl E. Person

In New York, a loan modification is the desire of both sides when you have a forclosure. If you have a forclosure action both sides would really like to see modification if the modification is acceptable, and that will make the property pay for itself once again where the bank will get a monthly payment and the borrower will remain in possession. That's the desire that's the hope for all of these procedings. I'm Carl Person, a New York lawyer, and a fighter to keep people in their homes.

tags: loan modification common in NY? mortgage foreclosure defense debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person


What is predatory lending?

Howard | Nassiri, LLP

Predatory lending basically encompasses the unscrupulous lending tactics that lenders and mortgage brokers engaged in giving home loans to homeowners. Basically, they were not disclosing the material terms of the loan. And that, in and of itself, is part of the reason why a lot of these loans are predatory in nature. They withheld the material terms and didn’t disclose certain things in the loans to certain homeowners, and that basically is what encompasses what is a predatory loan. I’m Vincent Howard, senior and managing partner of Howard Nassiri. We work hard every day, representing the consumer, from our headquarters in Orange County, California. If you need an attorney you can trust, go ahead and give us a call.

tags: predatory lending definition mortgage debt relief loan modification foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP


What's the #1 mistake made trying to avoid foreclosure in NY?

Carl E. Person

The number one mistake that people make in a mortgage forclosure action is putting their head in the sand and doing nothing about it saying, people say, well your house isn't sold yet so you don't have to do anything. Wrong! When you have an action for forclosure, you must defend it, and if you do, you have a best chance of saving your property, it is very low cost to defend it when you're not in default, it's very high cost and more risky if you are trying to get a lawyer to help you out after you have defaulted. I'm Carl Person, a New York lawyer, and a fighter to keep people in their homes.

tags: mortgage foreclosure #1 mistake loan modification mortgage foreclosure defense debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person


How can a lawyer help me with my DUI case in California?

The Law Offices of Virginia L Landry, Inc.

If you've been arrested in California for driving under the influence allegation, a lawyer can help you, as long as you are working with somebody who is trained in the field. A qualified DUI attorney will have gone through the standardized field sobriety testing the same way the police officers have. They will own their own breath testing instruments, and they will work closely with laboratories that can re-analyzed blood test that the government has taken from you. A qualified attorney makes all the difference. I'm Virginia Landry, for the last 19 years in the Orange County, I've helped when bad things happen to good people. If you've been arrested for DUI, please call.

tags: DUI benefit of lawyer drunk driving arrest criminal defense Orange County Los Angeles California lawyer attorney law firm Virginia Landry

attorney: The Law Offices of Virginia L Landry, Inc.


If I was injured in a fire in New York, how can a lawyer help me?

Shandell, Blitz, Blitz & Ashley, LLP

If you are involved in a fire in New York all you know that is you've been burned or you've lost your possessions. You don't know what your legal rights are. The person who knows that is a plaintive personal injury lawyer and that is who you should get in touch with. They will conduct an investigation on your behalf and find out what your rights are, find out who at fault for that fire and get you the recovery you need to compensate you for your loses. Hello my name is Mitchel Ashley of Shandell, Blitz, Blitz and Ashley. We've been helping people for over thirty years when they have been hurt through somebody else's negligence, if you've been injured let us help you.

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attorney: Shandell, Blitz, Blitz & Ashley, LLP


What rights do I have against foreclosure in New York?

Carl E. Person

A mortgage foreclosure proceeding involves rights on the part of the borrower and that is to defend the action with whatever defenses that borrower may have. An unusual defense that I see now, and I don't know if it will work, but it should at least be tried, and that is that the bank, contrary to the expectations of the borrower, quite often has sold the mortgage to a pool and has broken it up so that there is nobody in charge, there's no one that owns the mortgage, and therefore when the borrower runs into trouble they can't call a local bank as in "It's A Wonderful Life" and say I'm in trouble will you give me a break. That is contrary to the expectations of the borrower. I'm Carl Person, a New York lawyer and a fighter to keep people in their homes.

tags: mortgage foreclosure your rights loan modification mortgage foreclosure defense debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person


When is it too late to mount a foreclosure defense?

Carl E. Person

When the property is sold as a result of a court order or when the property is sold in a non-judicial foreclosure, it's pretty much too late to initiate something. On the other hand, yesterday a matter came into me in which, even though the property is sold, we're going to try to undo the sale because the bank never served the owner of the property. And, as a result, the bank bought in and the bank still holds the property. And I think that we can undo the foreclosure because of the failure to serve the persons on the mortgage. I think we can undo it even after the sale has taken place. I'm Carl Person. I'm a New York lawyer. And my job is to help people stay in their homes.

tags: mortgage foreclosure too late loan modification debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person


What is predatory lending?

Howard | Nassiri, LLP

Preditory lending involves a series of unfair and deceptive acts and practices commited by lenders and mortgage brokers whereby they put borrowers in worse loans than they would have otherwise qualified for, or they put borrowers in loans that have extremely high interest rates that were not disclosed to the borrowers when they first signed up for the loan. It's a way to take advantage of the borrower and give them a bad loan that they cannot repay. My name is Damian Nassiri, I'm a partner in the law firm Howard/ Nassiri, we're based in Southern California, and we help people save their homes. If you've been the victim of a preditory loan or you're facing forclosure, give us a call.

tags: predatory lending definition mortgage debt relief foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP


Does the bank want to take my home in New York?

Carl E. Person

The bank wants to take your home in order to sell the home and pay off the mortgage and then it's no longer on the books as a non-performing loan. Years ago, maybe a year or two ago, a bank would relish the opportunity of taking over the property, buying it in at a foreclosure sale, and then selling it to someone else and having a new mortgage on it, but now there are too many houses coming into foreclosure and the banks don't want that inventory. They don't want the property to be non-performing, they want to reach an agreement if they can and have the property continue to pay the bank money. That's their objective now. I'm Carl Person, I'm a New York lawyer, and my job is to help people stay in their homes.

tags: mortgage foreclosure bank action mortgage foreclosure defense debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person


How can an attorney help in my divorce in Arizona?

The Baker Law Firm LLC

In Arizona, the importance of a divorce attorney is as follows: If both parties are able to agree as to their differences in the divorce, perhaps an attorney is not necessary. But if a party goes out and hires an attorney, my advice is that it is imperative that the other party hire an attorney so their rights are protected. Because if they do not hire an attorney, the things that the other attorney will do, in terms of how to settle the case, the actual knowledge that they have of the divorce statutes will inevitably have a negative effect on the other party. And therefore, the role of a divorce attorney is very important in protecting someone's rights, especially when the other party is represented by council. My name is Mike Baker, of the Baker law firm. We serve individuals and families all over Arizona in family law matters, including divorce, child custody, child support and parenting time matters.

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attorney: The Baker Law Firm LLC


What are the top 3 predatory lending violations?

Howard | Nassiri, LLP

The top three predatory lending violations that we usually see are loans that have negative amortization that wasn't properly disclosed to the home owner. One of the other things that we see a lot of is someone who has a really good credit score, who should qualify for a better loan, but are actually put into a sub-prime loan and that's because lenders make more money when they put more people in sub-prime loans. And then the other thing that we see a lot of is people who were presented with a teaser rate and the interest rate bait-and-switch deal where people thought they were getting on interest rate, but they were actually getting another. I'm Vincent Howard, senior and managing partner of Howard/Nassiri. We work hard every day representing the consumer from our headquarters in Orange County, California. If you need an attorney you can trust, go ahead and give us a call.

tags: predatory lending top 3 violations mortgage debt relief loan modification foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP


Why is Southern California a hot spot for predatory lending?

Howard | Nassiri, LLP

California's been one of the hotspots for predatory lending because it is a state with a high population. A lot of people live here and a lot of people that live here worked in the mortgage industry, so there was a lot of this predatory lending activity going on in the California area. Especially during a time when the home prices were rising in value and a lot of homeowners were tricked and deceived into taking out a loan that was not really in their best interest and something that they're only now coming to find out was a bad, predatory loan. My name's Damian Nassiri. I'm a partner in the lawfirm Howard / Nassiri. We're based in southern California and we help people save their homes. If you've been the victim of a predatory loan or you're facing foreclosure, give us a call.

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attorney: Howard | Nassiri, LLP


Is my home covered in a debt settlement program?

Howard | Nassiri, LLP

In California, your home cannot be covered under a debt settlement program. Usually debt settlement programs only deal with unsecured debts. A home mortgage loan is secured by the actual home itself, so usually that's not something that's going to be the subject of a debt settlement program. I'm Vincent Howard, Senior and Managing Partner of Howard Nassiri. We work hard every day representing the consumer, from our headquarters in Orange County, California. If you need an attorney you can trust, go ahead and give us a call.

tags: debt settlement my home debt relief predatory lending loan modification foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP


Why is Southern California so hard hit by predatory lending?

Howard | Nassiri, LLP

California is a victim of this sub-prime crisis for a number of reasons. One, it's Southern California. A lot of people want to move here, buy homes here. [Ah] The homes that people buy here rise in value, or they did up until recently. ah and then what you have is a large number of California residents who were employed in the mortgage industry. California had upwards of 300,000 people employed in this industry. Lenders noticed that, and they wanted to take advantage of that. So they pushed their brokers, even lenders directly, pushed them into pushing people into sub-prime products, and that lead to the economic crisis that we're suffering now. I'm Vincent Howard, senior and managing partner of Howard | Nassiri. We work hard everyday representing the consumer from our headquarters in Orange County, California. If you need an attorney you can trust, go ahead and give us a call.

tags: predatory lending laws against mortgage debt relief loan modification foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP


What is your experience as a foreclosure defense attorney?

Carl E. Person

My name is Carl Pierson, and I am a Attorney in New York State. I am admitted to the Federal and State Courts in New York State, and I have various admissions elsewhere throughout the country. I'm a graduate of Harvard Law School, I graduated as the Magna Com Laudi at Long Island University, and I was the Student Council President there. My efforts for many years have been in law. I have more than forty years of litigation experience across the board in a variety of different types of matters. And I'm bringing all of that to bear on this new phenomenon, the crisis that we have in America of foreclosures. I'm trying to deal with them in the best way for the benefit of the people that are losing their homes. Because they don't have to lose their homes, there are protections. For example, New York State is not by accident the state which has the longest period of time for a foreclosure to take place. It was done deliberately in order to prevent people from being thrust out of their homes merely because the bankers are tired of having them live in their homes. So we set up obstacles, and that creates a 14 month period, roughly, for a person to be still in his home even when though he can't pay the mortgage. We've done that deliberately. In California, however, there is a non-judicial foreclosure. And they don't even go into court. When you lose your home in California, the bank puts a sign on your front lawn, they have a bus that takes people by your property, and then they sell your property. And that's a non-judicial foreclosure in Arizona, New Hampshire, California and other states. So New York is the longest state, and the best protected, the state that has the best protection for it's residents. I'm Carl Pierson, a New York lawyer, and a fighter, to keep people in their homes.

tags: mortgage foreclosure experience loan modification mortgage foreclosure defense debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person


How should I talk to my bank if I'm behind on payments?

Carl E. Person

When a borrower is behind on payments or even has any questions at all about the mortgage, the borrower should always address these concerns in writing- in a letter to the bank. If the borrower does not do that, a telephone call is not required to be answered by the bank. They don't have to get back. But with something in writing, they have to under law. So that you want to keep record of what communications you had with the bank by doing it in writing: very important, especially if you're going to have a defense later on. I'm Carl Pearson, a New York lawyer, and a fighter to keep people in their homes.

tags: loan modification bank communication mortgage foreclosure defense debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person


Is predatory lending a growing problem in California?

Howard | Nassiri, LLP

Predatory lending is a growing problem in the sense that all of the borrowers who received these predatory loans in the past years, all the chickens are coming home to roost at this point. The borrowers are now, their payments are going through the roof. They can no longer afford them. They are on these adjustable rate mortgages that sounded good and looked good when they first got into them but now as the interest rates are continuing to rise, the borrowers can no longer make these payments. And that's really at the heart of the current economic crisis is a lot of these homeowners in California that cannot make their mortgage payments because they have adjusted upwards and they can no longer afford to make the payment. My name is Damien Nassiri. I'm a partner in the law firm Howard Nassiri. We're based in Southern California and we help people save their homes. If you've been the victim of a predatory loan or you're facing foreclosure, give us a call.

tags: predatory lending growing problem mortgage debt relief foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP


How can a lawyer help me with my car accident case?

Thomas M. Kiley and Associates, LLP

An experienced attorney in an auto accident case acts as a buffer between you and the other person's insurance company. So they filter the information that's supplied to the insurance company. They know how to assemble your medical expenses, the medical records, reports from your physicians relating your injury to the accident. They know value. They know how to negotiate and get you the most money for the experience you went through and the injuries that you suffered. I'm attorney Tom Kiley. I've been representing the seriously injured and their families in Massachusetts for over three decades.

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attorney: Thomas M. Kiley and Associates, LLP


How can a lawyer help in a motorcycle accident case?

Thomas M. Kiley and Associates, LLP

If you've been involved in a motorcycle accident in Massachusetts and you retain an experienced attorney to represent you, that attorney will act as a buffer between you and the insurance company. We'll marshal all of your medical expenses, your lost earnings, get reports describing your injuries and relating them to the injuries you suffered in the accident. That attorney also will have experience with respect to the values of these cases, can effectively negotiate with the insurance company and if fails, take the case to court and get a recovery on your behalf. I'm attorney Tom Kiley. I've been representing the seriously injured and their families in Massachusetts for over three decades.

tags: motorcycle accident lawyer benefit auto accident personal injury lawsuit insurance claim attorney lawyer law firm Boston Massachusetts Tom Kiley

attorney: Thomas M. Kiley and Associates, LLP


How can an attorney help me seek a diagnosis for a brain injury?

Proner & Proner

If you've sustained a brain injury in New York State, oftentimes that injury may not be diagnosed fully at the time of the accident. You may go to the hospital, they diagnose a concussion, and they send you home. And that's when the suffering begins. A skilled attorney can get you the type of diagnostic tests performed that can perhaps show that there are cognitive deficits, that you have deficits with regard to your executive functions, or whatever your problems are, and they can get you fair compensation for all the damage that you sustained in your accident. I'm Mitchell Proner. If you're looking for an experienced, skilled attorney to represent you or a loved one in New York, contact me today.

tags: car accident brain injury personal injury lawsuit attorney lawyer law firm Manhattan Brooklyn Queens Bronx Staten Island New York Proner & Proner brain injury injuries brain determine diagnosis head injury

attorney: Proner & Proner


How can a lawyer help if I had kidney damage after heart surgery?

Law Offices of James Sokolove, LLC

A lawyer,will first of all obtain the medical records to see what during the heart surgery if traylslov was really used and then will also ge the medical record to see if the kidney damage that the plaintiff sustained can be causely connected and in order for it to be causely connected there needs to be an expert that the lawyer will obtain to review the records to see if there is medical causation between use of trysalol and the resulting kidney damage. I'm attorney Jim Sokolove. If you've benn injured, call us. so

tags: dangerous drugs kidney damage pharmaceuticals medicine drugs medical malpractice healthcare medmal negligence lawsuit lawyer attorney law firm attorney Boston Massachusetts Jim Sokolove kidney damage trasylol heary surgery surgery

attorney: Law Offices of James Sokolove, LLC


What should I look for in a law firm to help me with my Trasylol case?

Law Offices of James Sokolove, LLC

If one took Trasylol or had Trasylol injected in them as a blood thinner during heart surgery and sustained kidney damage, one should look for a law firm that concentrates and specializes in pharmaceutical recall litigation. Meaning a firm that has had extensive experience in the field and has handled many other pharmaceutical recall cases. I'm attorney Jim Sokolove. If you've been injured, call us.

tags: dangerous drugs Trasylol pharmaceuticals medicine drugs medical malpractice healthcare medmal negligence lawsuit lawyer attorney law firm attorney Boston Massachusetts Jim Sokolove trasylol

attorney: Law Offices of James Sokolove, LLC


Can I keep my house if I'm a predatory lending victim?

Howard | Nassiri, LLP

Whether you can keep your house if you're a victim of predatory lending depends. We've seen people who have lost their house because they were unaware of what their rights are or were, and by the time they found out it was too late, the lenders had already foreclosed and have taken their home. There's a possibility you can keep your house, but that's going to depend on whether you have adequate representation and whether someone is representing your interests, because the lender certainly aren't, they're representing their interest. And one of the ways in which you can keep your house is if you hire an attorney who's skilled in this area of law, who can exercise your rights and help you keep your home. I'm Vincent Howard senior and managing partner of Howard Nassiri. We work hard every day representing the consumer from our headquarters in Orange County California. If you need an attorney you can trust, go ahead and give us a call.

tags: predatory lending keep my house mortgage debt relief loan modification foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP


How long does it take a NY bank to foreclose on my house?

Carl E. Person

People wonder how long it takes for a foreclosure action to cause them to lose their home. The answer is that if you don't defend you could lose your home in about four months. If you do defend and you lose, you would lose your home in about 14 months. The purpose of defending however, is not to lose your home but in order to reach an agreement in order to save your home. I'm Carl Person, I'm a New York lawyer and my job is to help people stay in their homes.

tags: mortgage default bank action loan modification mortgage foreclosure defense debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person


How long do I have to respond to a foreclosure notice in NY?

Carl E. Person

When a person is sued for foreclosure, they receive a summons and complaint, and a person has 20 days in which to answer by filing an answer in court. So, you have a 20 day period after the service of a summons and complaint. There are some exceptions that make it a little bit longer, but don't rely on exceptions. Think of 20 days. And that's not 20 business days, it's 20 days. I'm Carl Person. I'm a New York lawyer and my job is to help people stay in their homes.

tags: mortgage foreclosure response loan modification mortgage foreclosure defense debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person


How can a lawyer help with a Cerebral Palsy birth injury case?

Thomas M. Kiley and Associates, LLP

As a lawyer in Massachusetts representing a Cerebral Palsy victim, we don't just represent the victim, we represent the family. This is an enormous problem for these parents. They come to us, they don't know where to turn, they don't know where to find money for the special needs the child requires. Outfitting the house for a handicap child, getting them to and from therapies, school, whatever training the child is able to engage in. And the child themselves will probably never have a normal life as these are life altering injuries. And they need money to replace their ability to work, to huge medical expenses, to 24-hour care and constant therapies throughout their lifetime. I'm attorney Tom Kiley. I've been representing the seriously injured and their families, in Massachusetts, for over three decades.

tags: Cerebral Palsy lawyer benefit birth injury hospital negligence medical malpractice Erbs Palsy Erb's Palsy personal injury lawsuit attorney lawyer law firm Boston Massachusetts Tom Kiley

attorney: Thomas M. Kiley and Associates, LLP


Will pleading guilty help me avoid jail time for drug crimes in Arizona?

The Baker Law Firm LLC

Every case is different and pleading guilty or going to trial or entering into a diversion program are all decisions that should be made with the advice and council of your attorney, but only after reviewing all of the evidence in the case. At the initial stages of a case it is often times too early determine what decision should be made to dispose of the case. However, avoiding jail time is often one of the most important facets of a criminal defense case and often times pleading guilty will in fact prevent any opportunity for the state to sentence you to jail. My name is Mike Baker of the Baker Law Firm. We serve individuals and families all over the state of Arizona in crinimal law matters such as drug possession, domestic violence and assault.

tags: criminal defense michael baker baker phoenix arizona attorney lawyer drug crimes drugs jail paraphernalia pot marijuana addiction assets drug offense domestic violence

attorney: The Baker Law Firm LLC


Is my car covered under a debt settlement program?

Howard | Nassiri, LLP

A car is usually not going to be covered in a debt settlement program here in California. Usually debt settlement programs only involve unsecured debt. With a car loan, the car itself is the object that's being secured, so it's not going to be covered in a debt settlement program. I'm Vincent Howard, senior managing partner of Howard | Nassiri. We work hard everyday representing the consumer from our headquarters in Orange County, California. If you need an attorney you can trust, go ahead and give us a call.

tags: debt settlement car covered? debt relief predatory lending loan modification foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP


Can Wealth Strategies Counsel help an ongoing business?

Wealth Strategies Counsel

We can help a buisness that's already succesful by making it more succesful. We can help them save money in taxes, we can help protect and preserve what they have created, and we have different kinds of ideas for treatment of employees, retirement plans, exit strategies. All these things are important for the succesful buisness owner. We want to help you grow your buisness and protect what you've accumulated, and we want for you to be able to pass it on at a time when you're ready to retire. I'm Jeff Matsen and I'm the founding and managing partner of Wealth Strategies Council. We help people preserve, protect, and transfer their legacy to the next generation in the most cost-saving and efficient manner possible.

tags: business law legal advice business transactions incorporation succession planning exit strategy business litigation contracts legal counsel shareholder agreements partnership agreements family limited partnerships limited liability formation wealth strategies counsel jeffrey matsen jeff matsen lawyer legal law firm california ca orange county irvine newport beach santa ana huntington beach

attorney: Wealth Strategies Counsel


Is predatory lending a growing problem?

Howard | Nassiri, LLP

Predatory lending is a growing problem in California, it really is. California, along with Nevada and Florida, were some of the hardest hit states in our union. Here in southern California in particular, my partner and myself often refer to it as ground zero because so many predatory loans, sub-prime type loans, were originated right here in southern California. I'm Vincent Howard, senior and managing partner of Howard-Nassiri. We work hard every day representing the consumer from our headquarters in Orange County, California. If you need an attorney you can trust, go ahead and give us a call.

tags: predatory lending growing problem? mortgage debt relief loan modification foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP


Will I have to go to court for my predatory lending case?

Howard | Nassiri, LLP

You may have to go to court for your predatory lending case. When you retain us as your attorneys, we like to get the matter settled short of going to trial, going to court, anything like that. But keep in mind when you hire an attorney, a good attorney, we prepare the case as if we're going to go to trial. To do anything less is to only prepare for half or part of the case. We prepare like we are taking your case, your matter, all the way to trial, but if we can settle it before, we certainly will. I'm Vincent Howard, Senior and Managing Partner of Howard/Nassiri. We work hard everyday representing the consumer from our headquarters in Orange County, California. If you need an attorney you can trust, go ahead and give us a call.

tags: predatory lending court mortgage debt relief loan modification foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP


How can I help to prevent pregnancy discrimination in the workplace?

The Schlehr Law Firm

There are a few ways to help prevent pregnancy discrimination in the workplace. One is to communicate clearly with your employer about your pregnancy. After you've informed them of your pregnancy, you want to ask what your rights are, and also insure that you're giving them notice when you need to leave for a doctors appointment or inform them about the leave that you want to take around the time of giving birth. You can also help prevent discrimination in the workplace by informing your supervisor when there is a problem, you want to let them know that immediately so that any further discrimination can be stopped and prevented. My name is Sara Schlehr of the Schlehr law firm. I work to protect California employees from discrimination and harassment in the workplace.

tags: pregnancy discrimination employer accommodation prevent employment law workplace discrimination protected class employee categories race gender national origin disability pregnancy sexual orientation statutes agreements employment agreements attorney lawyer law firm sarah schlehr the schlehr law firm employee employer contracts law workplace employment california los angeles

attorney: The Schlehr Law Firm


What should I do if I received a foreclosure notice?

Carl E. Person

A foreclosure notice in New York is a summons and complaint in foreclosure. When a person is served with a summons and complain immediately record the date and the circumstances by which you were served, because you only have 20 days from the date of service to file an answer. Make sure you know when the answer is due and then call an attorney, choose an attorney to defend yourself by filing an answer, possibly with counter claims, to be able to assert the reasons why you're defending the foreclosure suit. I'm Carl Person a New York Lawyer and a fighter to keep people in their homes.

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attorney: Carl E. Person


What are the psychological benefits of a debt settlement?

Howard | Nassiri, LLP

The feeling you get or the feeling I get when helping someone settle their unsecure debt it's hard to put into words because you have a client who's come to you, they are in a hard way, they are in financial dire straits and they can't make that next mortgage payment, buy groceries even and at the end of our program you talk to that same consumer and they have a renewed sense of confidence you know. They are proud of that accomplishment that they achieve. They have paid off their debt, they are now back on the road to financial freedom and to see that broken person transformed into this person who's confident and happy really makes me feel good. I'm Vincent Howard senior and managing partner of HOWARD/NASSIRI. We work hard everyday representing the consumer, from our headquarters in Orange County California. If you need an attorney you can trust- go ahead and give us a call.

tags: debt settlement benefits debt relief predatory lending loan modification foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP


What should I look for in a lawyer to help me in a Ortho Novum lawsuit?

Girardi & Keese Lawyers

You know there a million lawyers out there. And sometimes somebody says "what should I do, throw a dart? Uh, get the yellow pages and you know, get a guy whose name begins with 'A', or whatever?" And the answer is you have to do some research. You know the one thing that has happened to the law is that situations like this are giving people an opportunity to understand what various lawyers do. It doesn't make any difference if I'm a wonderful probate lawyer if you don't have a probate problem. And if you have an ortho novum problem, no matter how good the lawyer is on corporate analysis, that person's not going to be able to help you either. So it's the idea that people now are beginning to understand what lawyers do, to get background information on them, gives them the way to get some justice. My name is Tom Girardi. I'm the senior partner of Girardi Keese. For the past forty four years, we have helped people in California who've been seriously harmed. I'm very proud of the work we've done and the role that we've played.

tags: girardi california drugs lawsuits ortho novum

attorney: Girardi & Keese Lawyers


Can I prevent a foreclosure from happening to me in NY?

Carl E. Person

Whether a borrower can actually stop a fore closer forever depends on the facts so that I can't say across the board that a borrower that defends a fore closer is going to win. The victory in many cases is the delay that the borrower needs to be to get his or her own act together and be able to force the bank to accept less money and that is something that at a lower rate of interest the borrower would be able to do and that would bring the property back to performing. The bank wants the property to perform, the borrower wants to remain in the property, the borrower wants to pay a reasonable amount, and this is what a fore closer action and an adequate defense can achieve for all the parties. I'm Carl Person, a New York lawyer, and a fighter to keep people in their homes.

tags: mortgage foreclosure prevention loan modification debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person


Who is eligible for debt settlement in California?

Howard | Nassiri, LLP

In California, if you have unsecured debt, $5000 or more, and you have disposable income that will allow you to make payments in a debt settlement program, then you're going to be eligible to enroll in a debt settlement program. Some of the things that a consumer might want to think about is whether or not they are what's called "judgement proof," and those are things that you can talk about with your attorney that will help you make a decision as to whether you should even enroll in a debt settlement program. I'm Vincent Howard, senior and managing partner of Howard Nassiri. We work hard every day representing the consumer from our headquarters in Orange County, California. If you need an attorney you can trust, go ahead and give us a call.

tags: debt settlement eligibility debt relief predatory lending loan modification foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP


What's the first step in a debt settlement program?

Howard | Nassiri, LLP

In California, your first move in deciding you want to enter into a debt settlement program is to contact someone you trust and feel comfortable with. Once you’ve done that, usually what they’re going to instruct you to do is to stop making payments on your credit cards. And remember, this may adversely affect your credit scores. But you have to look at it this way. If you’re already reaching out to someone needing that help, your credit score’s probably being impacted already by not making payments at all or making slow payments altogether. After that you’re going to do a financial assessment to see if debt settlement is right for you. And then you’re going to start making payments into a trust account that is designed to hold your money and use that money to settle your unsecured debt. I’m Vincent Howard, senior and managing partner of Howard Nassiri. We work hard every day, representing the consumer, from our headquarters in Orange County, California. If you need an attorney you can trust, go ahead and give us a call.

tags: debt settlement first step debt relief predatory lending loan modification foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP


Can I keep my house in a bankruptcy?

Alford & Bertrand, LLC

In many cases you keep your home and you keep all your personal possessions. If you are behind on your mortgage in many cases a chapter 13 plan will allow you to pay back your mortgage arrears without interest, or penalties or late fees, over a period of up to 5 years. I'm Stuart Alford, a bankruptcy lawyer of the law firm of Alford & Bertrand. I've been practicing bankruptcy law for almost 20 years

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attorney: Alford & Bertrand, LLC


When should I consult an attorney regarding bankruptcy?

Alford & Bertrand, LLC

If you are considering filing for bankruptcy or if you have questions about bankruptcy you should consult an attorney rather than go it alone. If you're receiving phone calls at home from creditors or if you are more than one payment behind on your mortgage, you should consult with an attorney immediately. I'm Stuart Alford, a bankruptcy lawyer with the law firm of Alford & Bertrand. I've been practicing bankruptcy law for almost 20 years.

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attorney: Alford & Bertrand, LLC


What is chapter 13 bankruptcy?

Alford & Bertrand, LLC

Chapter thirteen bankruptcy is available, number one, for somebody who has mortgage arrears that they cannot pay, that their house is being foreclosed. And it allows them to do two things. One pay the mortgage arrears over a period of five years. It also allows them to pay only a portion of their unsecured debt, such as credit card debt, often as low as ten percent. Chapter thirteen is also available for people whose income is too high to allow them to file a chapter seven. Hi, I’m Harvey Alford with the law firm of Alford and Bertrand. We have thirty years expertise in the area of bankruptcy. If you feel you need a fresh financial start, we offer a free consultation.

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attorney: Alford & Bertrand, LLC


What is Howard | Nassiri's experience with debt settlement?

Howard | Nassiri, LLP

To date, our firm in conjunction with our service provider Morgan Drexen has settled unsecured credit card debt in upwards of ten million dollars at 41% on the dollar. We are helping a lot of Californians get back on the road to financial freedom through our concerted efforts. I'm Vincent Howard, senior and managing partner of Howard/Nassiri. We work hard every day representing the consumer from our headquarters in Orange County, California. If you need an attorney you can trust, go ahead and give us a call.

tags: debt settlement experience debt relief loan modification foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP


When should I get a lawyer involved in a Social Security Disability claim?

Kantrovitz & Associates, P.C.

You should hire an attorney from the onset when you’re filing for social security disability claims because the attorney will complete all the paperwork for you. The attorney will gather and review all your medical records for you. The attorney will send out the necessary forms to your doctors that an individual without an attorney wouldn’t normally know to do. My name’s Eric Chism of Kantrovitz and Associates. For the last twenty years we’ve been representing people in the greater Boston area in matters of worker’s compensation, personal injury and social security disability.

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attorney: Kantrovitz & Associates, P.C.


What is chapter 7 bankruptcy?

Alford & Bertrand, LLC

A Chapter Seven bankruptcy is a bankruptcy which has a goal to discharge or wipe out all of your unsecured debt, meaning credit card debt, doctors' bills, oil bills, hospital bills, things that aren't secured by collateral that you want to keep such as a home loan or an auto. But you also have an alternative, a choice, if you have a car that you want to get rid of, you can get rid of the car, and get rid of that debt. If you have a house that for any reason you feel that you no longer can afford to live in, and you want to surrender the house and get rid of that debt, you can do that with a Chapter Seven as well. Hi, I'm Harvey Alford, with the law firm of Alford and Bertrand. We have thirty years' expertise in the area of bankruptcy. If you feel you need a fresh financial start, we offer a free consultation.

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attorney: Alford & Bertrand, LLC


Can I keep my house in a Massachusetts bankruptcy?

Alford & Bertrand, LLC

Almost all of our clients keep their house in a bankruptcy. There's a Homestead Act in Massachusetts if you've been living in a house long enough. You're entitled to protect up to 500,000 in equity if you file a bankruptcy, but that doesn't apply to everybody, it depends how long you been in the house. All the more reason to consult an attorney as soon as the thought of bankruptcy crosses your mind, just make sure number one, that your house is protected number two, that you have a Homestead filed, that if you're within that protection range of protection you keep your house as long as you make your mortgage payments. Hi, I'm Harvey Alford of with the law firm of ALFORD & BERTRAND. We have thirty years expertise in the area of bankruptcy. If you feel you need a fresh financial stock,we offer free consultation.

tags: bankruptcy keeping my house debt relief loan credit cards lawyer attorney Boston Massachusetts Alford & Bertrand

attorney: Alford & Bertrand, LLC


What is debt settlement?

Howard | Nassiri, LLP

Debt settlement is an aggressive approach to reducing the amount of unsecured debt that a person owes. The length of time in a program can vary, but it usually ranges anywhere from six months to four years depending on how aggressive of an approach the consumer wants to take. I'm Vincent Howard, Senior and Managing Partner of Howard Nassiri. We work hard every day, representing from our headquarters in Orange County, California. If you need an attorney you can trust, go ahead and give us a call.

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attorney: Howard | Nassiri, LLP


How long will debt settlement take in California?

Howard | Nassiri, LLP

A debt settlement program can take anywhere from 6 months to 4 years. How long anyone is in a debt settlement program is really going to depend on how aggressive of an approach they want to take. If they want to save more money faster and put more money into their trust account, allowing attornies the ability to negotiate their debts faster then they're going to be in them for a shorter amount of time. If they don't have a lot of disposable income then it's going to take longer, but on average anywhere from 6 months to 4 years. I'm Vincent Howard, Senior and Managing Partner of Howard Nisery. We work hard every day representing the consumer from our headquarters in Orange County, California. If you need an attorney you can trust, go ahead and give us a call.

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attorney: Howard | Nassiri, LLP


Will my credit score be harmed by debt settlement?

Howard | Nassiri, LLP

In California, your credit may be harmed by a debt settlement. Most programs are designed to instruct the consumer to stop paying their credit card debt, which is usually the type of debt you’re dealing with, with these programs. When that happens, creditors are allowed to continue to charge you interest, uh, late fees may accrue, and in some of the more extreme situations, uh, you may be the victim of a lawsuit. Uh, so, your credit may be adversely affected. But, it is best that when you are looking around for debt settlement programs you try and find one that has adequate legal representation. Because only a lawyer can make sure your rights are looked out for. I’m Vincent Howard, senior and managing partner of Howard and Nassiri. We work hard everyday representing the consumer, from our headquarters in Orange County, California. If you need an attorney you can trust, go ahead and give us a call.

tags: debt settlement credit score debt relief predatory lending loan modification foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP


Are debt settlements common in California?

Howard | Nassiri, LLP

Given our current economic crisis and situation, debt settlement is becoming more and more common in California. Uh, you will see on the news or on radio ads, or TV ads, debt settlement companies are popping up all over the place in California. Uh, you have to be very careful and do your due diligence when looking to see, uh, what debt settlement program you want to engage in. Uh, one thing, uh, I think that would be in the consumer's best interest is to look for a debt settlement program that is attorney based. Because only an attorney can enforce your rights in a court of law. Debt settlement companies can't do that. I'm Vincent Howard, senior and managing partner of Howard and Nassiri. We work hard everyday representing the consumer, from our headquarters in Orange County, California. If you need an attorney you can trust, go ahead and give us a call.

tags: debt settlement frequency debt relief predatory lending loan modification foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP


Are my credit cards covered in a debt settlement program?

Howard | Nassiri, LLP

All your credit cards will be covered in a debt settlement program if you decide to enroll them in the program. Some consumers decide to put some of their credit card debt in the program, while keeping current in continuing to make payments on others, but any credit card that you wish to put through the program is eligible for the program. I'm Vincent Howard, senior and managing partner of Howard Nassiri. We work hard everyday representing the consumer everyday,from our headquarters in Orange County California if you need an attorney you can trust, go ahead and give us a call.

tags: debt settlement credit cards debt relief predatory lending loan modification foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP


Who qualifies for a debt settlement program in California?

Howard | Nassiri, LLP

In California, you qualify for debt settlement program if you have a large amount of unsecured debt, usually $5,000 or more. If you’re having trouble making the payments, and you have enough disposable income to make a monthly payment into a trust account, say for example, which is used to settle the uh, amount of unsecured debt that you have. I’m Vincent Howard, senior and managing partner of Howard & Nassiri. We work hard everyday representing the consumer, from our headquarters in Orange County, California. If you need an attorney you can trust, go ahead and give us a call.

tags: debt settlement who qualifies? debt relief predatory lending loan modification foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP


How does the financial crisis effect debt settlement programs?

Howard | Nassiri, LLP

The current climate may make it easier to get a debt settlement, because the economic situation we’re dealing with now is financial institutions that are failing. And they’re failing because they need liquidity, they need money. Debt settlement is a way for them to get this money. Some money is better than no money. So, where as maybe in the past they may have been slow to settle certain consumer accounts, now they’re going to speed it up and do that - because they need that money given their financial situation, if they’re in a bad way. I’m Vincent Howard, senior and managing partner of Howard Nassiri. We work hard every day, representing the consumer, from our headquarters in Orange County, California. If you need an attorney you can trust, go ahead and give us a call.

tags: debt settlement current crisis debt relief predatory lending loan modification foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP


What does fair debt collection mean?

Howard | Nassiri, LLP

Fair Debt Collection simply means that debt collectors, when they are engaging in the business of collecting on their debts, they must engage in fair practices in doing that. They can't do anything false or misleading or anything that would be considered unfair. I'm Vincent Howard, Senior and Managing Partner of Howard/Nassiri. We work hard every day representing the consumer from our headquarters in Orange County, California. If you need an attorney you can trust, go ahead and give us a call.

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attorney: Howard | Nassiri, LLP


What debts fall under the Fair Debt Collection Practices Act?

Howard | Nassiri, LLP

Under the Fair Debt Collection Practices Act, any debt, or any item that was purchased with a credit card for your personal, family or household use is a debt that is covered under the act. I'm Vincent Howard, Senior and managing partner of Howard/Nassiri. We work hard everyday representing the consumer from our headquarter in Orange County California. If you need and attorney you can trust, go ahead and give us a call.

tags: debt collection covered debts fair debt collection debt relief loan modification foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP


How can I stop a debt collector from contacting me?

Howard | Nassiri, LLP

Uh, a surefire way to stop a debt collector from contacting you is retaining the services of an attorney. Because under the Fair Debt Collection Practices Act, if a debt collector knows that you are represented by an attorney, and they know how to get in contact with that attorney, then all direct and indirect contact with the consumer must stop, and they must go through that person's attorney. I'm Vincent Howard, senior and managing partner of Howard Nassiri. We work hard everyday representing the consumer from our headquarters in Orange County, California. If you need an attorney you can trust, go ahead and give us a call.

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attorney: Howard | Nassiri, LLP


What debt collection actions are prohibited?

Howard | Nassiri, LLP

Under the Fair Debt Collection Practices Act, uh,it prevents debt collectors as that term is defined under the Act, uh, from engaging in harassment and abuse of the consumer, uh, false or misleading communications and general unfair business practices. I'm Vincent Howard, Senior and Managing Partner of Howard and Nassiri. We work hard everyday representing the consumer from our headquarters in Orange County California. If you need an attorney you can trust, go ahead and give us a call.

tags: debt collection prohibited actions fair debt collection debt relief loan modification foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP


What do I do if a debt collector has violated the law?

Howard | Nassiri, LLP

In California, if you believe a debt collector has cross the line or violated the law, what you first must do is document the wrongdoing. So many times I have clients that come in and they tell me in general that a debt collector has crossed the line, but what I specifically need to know, or what an attorney needs to know is what exactly were the bad acts? For example, a common violation is phone calls- harassing phone calls by the debt collectors after the given time periods. Or they've said harassing or abusive things to that consumer. You need to document that, get the time, date, who you spoke with and what was said, and give that over to your attorney and that's the first step in prosecuting one of these claims. I'm Vincent Howard, senior and managing partner for Howard Nassiri. We word hard every day representing the consumer from our headquarters in Orange County, CA. If you need an attorney you can trust, go ahead and give us a call.

tags: debt collection law violation fair debt collection debt relief loan modification foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP


Can I file a complaint against debt collectors?

Howard | Nassiri, LLP

In California, if you feel that you have been the victim or that a debt collector has violated the fair debt collection practices act, there's two things you can do. The law provides for civil remedy. That means you can hire an attorney to prosecute the matter and pursue your rights. Or you can go the route of an administrative remedy and that is where you can make a formal complaint to the Federal Trade Commission which is the commission that regulates this area and then they can look into it. I'm Vincent Howard. Senior and managing partner of Howard Nesery. We work hard everyday representing the consumer from our headquarters in Orange County California. If you need an attorney you can trust, go ahead and give us a call.

tags: debt collection complaint fair debt collection debt relief loan modification foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP


How do debt settlement programs in California work?

Howard | Nassiri, LLP

In California, debt settling programs work one of two ways. The first way, the debt settling company gets all their money up front, negotiates something with the lender and passes it off to the consumer and says, "here you go, you're on your own." The better debt settlement companies do it this way - they have the consumer pay money into a trust account over time, and you can only do this with a law firm. Once that money accumulates and so much money is in that account, the attorney makes an offer of settlement to the creditors and when that attorney makes that offer of settlement that money is there. That program is much more successful. I'm Vincent Howard, senior and managing partner of Howard Nassiri. We work hard every day representing the consumer from our headquarters in Orange County, California. If you need attorney you can trust, go ahead and give us a call.

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attorney: Howard | Nassiri, LLP


Will a debt settlement program stop the harassing phone calls?

Howard | Nassiri, LLP

In California, if you enroll in a debt settlement program where an attorney provides you representation, it may stop the harassing calls from creditors and debt collectors. Under federal law, debt collectors as that term is defined, once you are represented by an attorney the debt collector has to stop the harassing calls. They have to. That's not the same for state law. However, California has a more inclusive statute that protects consumers from harassing calls and only an attorney can make sure that that stops. I'm Vincent Howard, senior and managing partner of Howard Nassiri. We work hard every day representing the consumer from our headquarters in Orange County, California. If you need an attorney you can trust, go ahead and give us a call.

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attorney: Howard | Nassiri, LLP


How long will it take debt settlement to get me out of debt?

Howard | Nassiri, LLP

In California, once you engage in a debt settlement program, how fast you get out of debt is really going to depend on you. In some of the better programs where you're putting money into a trust account with an attorney giving them the ability to negotiate your debt away, it's going to depend on how much disposable income you're going to have and how much money you're going to have to put in that trust account. If you put more money in there, of course you're going to get out of debt a lot faster than someone who's putting less money in there. So, at the end of the day it's going to depend on the actual consumer on how fast they get out of debt. I'm Vincent Howard, senior and managing partner of Howard and Nesery. We work hard every day representing the consumer from our headquarters in Orange County California. If you need an attorney you can trust, go ahead and give us a call.

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attorney: Howard | Nassiri, LLP


Debt settlement or bankruptcy in California?

Howard | Nassiri, LLP

In California, it's going to depend on the individual consumer's situation as to whether they should enroll in a debt settlement program, or whether they should declare bankrupcy. Certainly, if someone doesn't have a lot of disposable income, or any disposable income, to make the monthly payments necessary to be in a debt settlement program, and if they have an insurmountable amount of unsecured debt, then bankrupcy may be the way to go. But keep this in mind - with the change in the new bankrupcy's laws, it's not like it used to be, where you filed bankrupcy and, that's it, my hands are wiped clean of it. With the new bankrupcy laws, you may still have to be in a repayment program, just like you would in a debt settlement program. I'm Vincent Howard, senior and managing partner of Howard Nassiri. We work hard every day, representing the consumer, from our headquarters in Orange County, California. If you need an attorney you can trust, go ahead and give us a call.

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attorney: Howard | Nassiri, LLP


Does my debt go away in a debt settlement?

Howard | Nassiri, LLP

Your debt may go away in a debt settlement program. I mean at the end of the day that's the goal. Our goal - or anyone going into a debt settlement program, that program's goal is to negotiate away your unsecured debt. However, the consumer has to realize that it's up to the creditor ultimately whether or not they want to reduce or even erase the amount of debt that you owe. Most of the times they will do that because some money is better than no money. I'm Vincent Howard, senior and managing partner of Howard Nassiri. We work hard every day representing the consumer from our headquarters in Orange County, California. If you need an attorney you can trust, go ahead and give us a call.

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attorney: Howard | Nassiri, LLP


Is there anything that can help me from being cheated at the pump by hot gas?

Girardi & Keese Lawyers

You know there's a device that's in existence right now that can totally cure the problem. Doesn't cost very much, per pump it costs about 800 bucks. And what that would do is to make sure that no matter what the temperature was, you would get a full 10 gallons if you were buying 10 gallons. Now then, they refuse to use it, and you won't believe this, except in Canada where it's cold. Then they can use that device, because they can only give your baby 9.7 gallons and charge you for 10, because there it's cold and the gas molecules are closer together. My name is Tom Girardi, I'm the senior partner of Girardi/Keese. For the past 44 years, we have helped people in California who have been seriously harmed. I'm very proud of the work we've done and the role that we've played.

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attorney: Girardi & Keese Lawyers


How can a lawyer help me in a car accident case?

Kantrovitz & Associates, P.C.

I look at what I do as helping that particular client in a playing field that just isn't level. Insurance companies hire some of the most well paid attorneys. The insurance companies hire entire teams of attorneys to represent the best interest of the insurance company not the individual person that was injured in an accident or the individual person who was totally disabled as a result of nothing that they did on their own but somebody else's negligence. We level the playing field for a client. My name is Guy Montovano of Kantrovitz and Associates. We've been helping people in the great Boston area with automobile accident claims, workers compensation, social security/disability claims for the last twenty years.

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attorney: Kantrovitz & Associates, P.C.


How can lawyers help me avoid getting ripped off at the pump from hot gas?

Girardi & Keese Lawyers

We all see hits on lawyers who handle these class-actions. This may come as a big surprise to you, but the people making the hits are those who defrauded, by and large, the community. You and me, when we're buying goods. For example, in this hot gas case, lawyers are working basically around the clock for you to try to get these companies who are overcharging you to make them stop doing it. You know, lawyers aren't so bad, by the way. My name is Tom Girardi. I'm the senior partner of Girardi/Keese. For the past forty-four years, we have helped people in California who have been seriously harmed. I'm very proud of the work we've done and the role that we've played.

tags: girardi california hot gas class action lawsuit

attorney: Girardi & Keese Lawyers


What will it cost to hire a lawyer to help with my Social Security Disability claim?

Kantrovitz & Associates, P.C.

One of the great things about filing for social security disability is that it doesn't cost you anything to hire an attorney up-front. The fee agreement is relatively straightforward and thankfully set by statute. It's twenty-five percent of your retroactive benefits or fifty-three hundred dollars, whichever is less. My name's Eric Chisham of Kantrovitz and Associates. For the last twenty years, we've been representing people in the greater Boston area in matters of worker's compensation, personal injury, and social security disability.

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attorney: Kantrovitz & Associates, P.C.


Will I be able to buy a car after filing for bankruptcy?

Alford & Bertrand, LLC

Most people who file bankruptcy are able to purchase an automobile subsequent for the filing and discharge of either a chapter seven or a chapter thirteen bankruptcy. I'm Stewart Alford, a bankruptcy lawyer with the law firm of Alford and Bertrand. I've been practicing bankruptcy law for almost twenty years.

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attorney: Alford & Bertrand, LLC


What will bankruptcy protect me from?

Alford & Bertrand, LLC

The filing of a bankruptcy petition will protect you from creditor action. It will protect you from phone calls. It will protect you from law suits. It will protect you from foreclosure. It will protect you from repossession. I'm Stuart Alford a bankruptcy lawyer with the law firm of Alford & Bertrand. I've been practicing bankruptcy law for almost 20 years.

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attorney: Alford & Bertrand, LLC


Can I file for bankruptcy without my spouse?

Alford & Bertrand, LLC

You can file bankruptcy without your spouse, or a married couple can file a joint petition, as husband and wife. I'm Stuart Alford the bankruptcy lawyer with the law firm of Alford and Bertrand. I've been practicing bankruptcy law for almost 20 years.

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attorney: Alford & Bertrand, LLC


Will collection calls stop after I file for bankruptcy?

Alford & Bertrand, LLC

Once you've engaged the services of a bankruptcy attorney, many of your creditors will call your attorney's office instead of contacting you directly. After the bankruptcy has been filed with the court, your creditors are prohibited from contacting you directly. I'm Stuart Alford, a bankruptcy lawyer with the law firm of Alford & Bertrand. I've been practicing bankruptcy law for almost 20 years.

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attorney: Alford & Bertrand, LLC


Why do I need a lawyer to handle my bankruptcy?

Alford & Bertrand, LLC

Bankruptcy law is complicated. It has become even more complicated since the so-called Bankruptcy Reform Act of 2005. Don't go it alone. Have an experienced bankruptcy attorney represent you. I'm Stuart Alford, Bankruptcy Lawyer with the law firm of Alford and Bertand. I've been practicing bankruptcy law for almost 20 years.

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attorney: Alford & Bertrand, LLC


What happens to student loans in a bankruptcy?

Alford & Bertrand, LLC

Student loans are almost never discharged by the filing of a bankruptcy. The only instance in which students loans would be discharged would be a showing of extraordinary hardship, in a hearing before a bankruptcy judge. I'm Stuart Alford, a bankruptcy lawyer with the law firm of Alford & Bertrand. I've been practicing bankruptcy law for almost 20 years.

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attorney: Alford & Bertrand, LLC


What debts are forgiven in a bankruptcy?

Alford & Bertrand, LLC

The question is better asked the other way around. There are many more debts that are forgiven in a bankruptcy than are not forgiven. Debts which are discharged are the rule. Debts which are not forgiven is the exception. I'm Stewart Alford, a bankruptcy lawyer with the law firm of Alford and Bertrand. I've been practicing bankruptcy law for almost twenty years.

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attorney: Alford & Bertrand, LLC


What debts have to be paid back in bankruptcy?

Alford & Bertrand, LLC

Student loans are non-dischargeable in bankruptcy in almost all instances. Also, domestic support order such as alimony or child support or similar orders are non-dischargeable in bankruptcy. I'm Stuart Alford, bankruptcy lawyer with the law firm of Alford and Bertrand. I've been practicing bankruptcy law for almost 20 years.

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attorney: Alford & Bertrand, LLC


Can I keep my car after a bankruptcy?

Alford & Bertrand, LLC

Almost everybody who files bankruptcy keeps their car, uh, if they want to. In many cases somebody may wish to surrender a vehicle due to car payments that they are unable to afford, in which case they could elect to surrender the car. But if you don't want to surrender the car, in most cases, you will keep your vehicle as well as your other personal property. I'm Stewart Alford, a bankruptcy lawyer with the law firm of Alford and Bertrand. I've been practicing bankruptcy law for almost twenty years.

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attorney: Alford & Bertrand, LLC


How do I know if I should file for bankruptcy?

Alford & Bertrand, LLC

Meet with an experienced bankruptcy attorney to discuss youf financial situation in detail to determine whether or not bankruptcy will provide you with the relief that you need. I'm Stewart Alford, a bankruptcy lawyer with the law firm of Alford and Bertrand. I've been practicing bankruptcy law for almost twenty years.

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attorney: Alford & Bertrand, LLC


Does everyone qualify for bankruptcy?

Alford & Bertrand, LLC

Not everybody automatically qualifies to file a chapter 7 bankruptcy. There is a means test which all deters must take in order to establish their eligibility to file a chapter 7 bankruptcy. I'm Stuart Alford, bankruptcy lawyer with the law firm of Alford and Bertrand. I've been practicing Bancroft law for almost 20 years

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attorney: Alford & Bertrand, LLC


How common are bankruptcy filings in Massachusetts?

Alford & Bertrand, LLC

Bankruptcy filings are more common now than ever before, especially due to the current economic crisis which we currently face. Many consumers are finding that bankruptcy is their only remaining option for relief, or in many cases the only way to save their home from foreclosure. I'm Stuart Alford, a bankruptcy lawyer with the law firm of Alford & Bertrand. I've been practicing bankruptcy law for almost 20 years.

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attorney: Alford & Bertrand, LLC


Who is the average person filing for bankruptcy?

Alford & Bertrand, LLC

There is no average bankrupt debtor. People from all walks of life are affected by financial crisis and find that bankruptcy provides them with the particular relief that they need for their problems. I'm Stuart Alford, a bankruptcy lawyer with the law firm of Alford & Bertrand. I've been practicing bankruptcy law for almost twenty years

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attorney: Alford & Bertrand, LLC


What's the difference between chapter 7 & 13 bankruptcy?

Alford & Bertrand, LLC

The chapter seven bankruptcy is a much shorter process which involves the filing of a bankruptcy participation, a meeting with a trusty and a subsequent discharge of dept. A chapter thirteen bankruptcy is a process which can last any where from three to five years and involves the repayment of at least part of your dept. I'm Stewart Alford a bankruptcy lawyer with the law firm of Alford and Bertrand I have been practicing bankruptcy law for almost twenty year's.

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attorney: Alford & Bertrand, LLC


What is chapter 13 bankruptcy?

Alford & Bertrand, LLC

A Chapter 13 Bankruptcy is a repayment plan. In many cases, a Chapter 13 debtor is allowed to pay back a portion of their debt over time and at the end of the case the balance of that debt is discharged. I'm Stuart Alford, a bankruptcy lawyer with the law firm of Alford & Bertrand. I've been practicing bankruptcy law for almost 20 years.

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attorney: Alford & Bertrand, LLC


What is chapter 7 bankruptcy?

Alford & Bertrand, LLC

Chapter seven bankruptcy is what most people think of when they hear the word "bankruptcy." It allows most debtors to keep all of their property and to get permanent relief from their debt. I'm Stewart Alford, a bankruptcy lawyer with the law firm of Alford and Bertrand. I've been practicing bankruptcy law for almost twenty years.

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attorney: Alford & Bertrand, LLC


What is bankruptcy?

Alford & Bertrand, LLC

Bankruptcy allows debtors to get relief from their debt and protection from their creditors. In many cases bankruptcy will allow somebody to save a home from foreclosure or a vehicle from reposition. I'm Stuart Alford, an bankruptcy lawyer with the law firm of Alford & Bertrand. I've been practicing bankruptcy law for almost 20 years.

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attorney: Alford & Bertrand, LLC


Will I recover my credit after bankruptcy?

Alford & Bertrand, LLC

I'd tell people all the time cause that's the one question that's always asked. If you have a job with secure income, you will be surprised how quickly you will recover credit because you have secure income, you don't owe anybody else any money and you are not allowed to file bankruptcy for eight years so are actually considered a good credit risk. Hi, I'm Harvey Alford with the law firm of Alford and Bertram. We have 30 years expertise in the area of bankruptcy. If you feel you need a fresh financial start, we offer a free consultation.

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attorney: Alford & Bertrand, LLC


What will bankruptcy protect me from?

Alford & Bertrand, LLC

Bankruptcy will protect you number one, from creditors. Number two, from lawsuits. Number three, from possibly foreclosure. Number four possibly from repossession of your automobile. Number five, harrassing phone calls. Those are the major things that bankruptcy will proctect you from. Hi, I'm Harvey Alford with the law firm Alford and Bertrand, we have 30 years expertise in the the area of bankruptcy. If you feel you need a fresh financial start we offer a free consultation.

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attorney: Alford & Bertrand, LLC


What are the steps to filing for bankruptcy in Massachusetts?

Alford & Bertrand, LLC

The first step for filing bankruptcy is to have a consultation with an attorney to see if you qualify, to find out what the benefits of the bankruptcy are going to be. What one should not do, is take unilateral steps such as transferring real estate into another name and things of that nature that often cause problems when you file bankruptcy, things that people do innocently enough but create a problem when they come to file, so they should see the attorney before doing anything. Hi, I'm Harvey Alford with the lawfirm of Alford & Bertrand. We have 30 years expertise in the area of bankruptcy. If you feel you need a fresh financial start, we offer a free consultation.

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attorney: Alford & Bertrand, LLC


Can I keep my car after a bankruptcy?

Alford & Bertrand, LLC

If you are filing a chapter 7 bankruptcy and you wish to keep your car and you can afford to make the payments and you are up to date on your payments, you can keep your car as long as the car is an exempt asset. If your car happens to be a Maserati, and it's worth $50,000, it may be a serious issue. So, sometimes it depends on how much the car is worth. Hi, I'm Harvey Alford, with the law firm of Alford a& Bertrand, we have thirty years expertise in the area of bankruptcy. If you feel you need a fresh financial start, we offer a free consultation.

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attorney: Alford & Bertrand, LLC


Who's the most typical bankruptcy filer in Massachusetts?

Alford & Bertrand, LLC

There is no such thing as the average person filing bankruptcy. Uh, millionaires file bankruptcy. John Conley, the former governor of Texas, filed bankruptcy. Uh, unemployed people file bankruptcy. Uh, doctors and lawyers file bankruptcy. So that, there, there is no average person who files bankruptcy. Hi, I’m Harvey Alford with the law firm of Alford and Bertrand. We have 30 years expertise in the area of bankruptcy. If you feel you need a fresh financial start, we offer a free consultation

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attorney: Alford & Bertrand, LLC


What happens to my debt after a bankruptcy?

Alford & Bertrand, LLC

If it's a straight Chapter 7 bankruptcy, the unsecured debt, meaning credit card debt, old utility bills, and medical bills and so forth, determines the discharge. Which means that they are noncollectable. There is a permanent restraining order on any attempt to collect them. They are in effect wiped out. You no longer owe them for all practical purposes. Hi, I'm Harvey Alford, with the law firm of Alford and Bertrand. We have 30 years expertise in the area of bankruptcy. If you feel you need a fresh financial start, we offer a free consultation.

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attorney: Alford & Bertrand, LLC


Why do I need a lawyer to file for bankruptcy?

Alford & Bertrand, LLC

Bankruptcy laws, the bankruptcy rules are very, very technical. And you can really find yourself wasting time, money and effort doing it yourself. You really, it’s an area that you really need a professional, and not only a lawyer, but a lawyer who’s experienced in bankruptcy law. Hi, I’m Harvey Alford with the law firm of Alford and Bertrand. We have thirty years expertise in the area of bankruptcy. If you feel you need a fresh financial start, we offer a free consultation.

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attorney: Alford & Bertrand, LLC


When should I consult an attorney about declaring bankruptcy?

Alford & Bertrand, LLC

If your debt is changing your quality of life, if it's affecting the way you eat, sleep, your relationship with your family, and you don't see any way to take care of your debt, you should consult an attorney. Hi, I'm Harvey Alford, with the law firm of Alford & Bertrand. We have 30 years expertise in the area of bankruptcy. If you feel you need a fresh financial start, we offer a free consultation.

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attorney: Alford & Bertrand, LLC


Can I modify my divorce decree in Arizona?

The Baker Law Firm LLC

In Arizona, parties are always able to modify a divorce decree, or a provision in a final order, provided that at least 6 months or in some cases a year elapses from the date of the original order. If there is a substantial and continuing change of circumstances that the court would warrant a modification of the decree, a decree can be modified. My name is Mike Baker of the Baker Law Firm. We serve individuals and families all over the state of Arizona in family law matters including divorce, child custody, child support and parenting time matters.

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attorney: The Baker Law Firm LLC


How common is filing for bankruptcy in Massachusetts?

Alford & Bertrand, LLC

Bankruptcy has become more common in Massachusetts and the country because of the financial dilemma that we are in right now. Uh, people who have, uh, huge mortgage payments because of the adjustable rate mortgages they signed are being forced into bankruptcy. The unemployment rate, as it goes up, has caused people to file bankruptcy, so unfortunately for people in the working force and for home owners bankruptcy has become quite common. Hi I'm Harvey Alford with the law firm of Alford and Bertrand. We have thirty years expertise in the area of bankruptcy. If you feel you need a fresh financial start we offer a free consultation.

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attorney: Alford & Bertrand, LLC


Why are insurance companies so difficult after an accident?

Shandell, Blitz, Blitz & Ashley, LLP

Insurance companies are very difficult to deal with after an automobile accident, because they don't want to help the person who's hurt at all. They'll spend a fortune on advertising trying to convince the public that they are there to help you, but the reality is that they want to keep all the money in the insurance company pockets. That's why you need a plaintiff personal injury lawyer. We will help you deal with the insurance adjuster and make sure you get all the compensation that you're entitled to and make sure that you meet every deadline that you have to meet in order to get the compensation that you're entitled to when you're hurt in an automobile accident. Hello, my name is Mitchell Ashley of SHANDELL - BLITZ BLITZ & ASHLEY. We've been helping people for over thirty years when they've been hurt by someone else's negligence. If you've been injured, let us help you.

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attorney: Shandell, Blitz, Blitz & Ashley, LLP


What if I'm on medication during a field sobriety test?

The Law Offices of Virginia L Landry, Inc.

If you're taking medication, it can absolutely have an effect on how well you perform on those field sobriety tests. Let's use an example, you've had surgery, and in that recent surgery you've been given a muscle relaxer to help you with your pain management. A police officer could think that your somewhat delayed response was due to alcohol ingestion, as opposed to the medication to help have you remain calm and pain free. I'm Virginia Landry. For the last nineteen years in Orange County, I've helped when bad things happen to good people. If you've been arrested for DUI, please call.

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attorney: The Law Offices of Virginia L Landry, Inc.


Why do insurance companies have a bad reputation when it comes to settling fairly?

The Roberts Law Firm

The reputation that insurance companies have for being hardball negotiators and being basically rotten when you are injured in a car accident is well deserved because that's when their true colors come shining through. What they are trying to do is save the insurance company money. They are not looking to help you, they are not looking to help you get better. They are not looking to pay all of your medical bills. They are going to try to do everything they can to lower your recovery. I'm Jeff Roberts of the Roberts Law Firm, a full service personal injury law firm in southern California. If you've been involved in an accident, call us for a free consultation.

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attorney: The Roberts Law Firm


Is it unusual to involve an attorney in a car accident claim?

The Roberts Law Firm

It's really important that if you've been involved in a car accident in uh California that you talk to an attorney about your case. The attorney can help you understand what you're going to be dealing with in terms of the insurance company, and uh one thing that's really important to know is that the insurance company that you're going to be dealing with is not on your side. They represent the person that caused your accident, and therefore, you know, it's very common to have an attorney that will help you navigate through the insurance process. I'm Jeff Roberts of the Roberts Law Firm, a full service personal injury law firm in southern California. If you've been involved in an accident, call us for a free consultation.

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attorney: The Roberts Law Firm


Are wrongful death lawsuits common in New York?

Shandell, Blitz, Blitz & Ashley, LLP

In New York we certainly deal with a great number of cases that involve people who have been killed at the hands of someone else, at someone else's fault. You can't call any case that involves someone's death "common." The circumstances involved are always unique and always tragic. The only thing you can do is contact a plaintiff's personal injury lawyer who can help guide you through the process of bringing a wrongful death lawsuit. Hello, my name is Mitchel Ashley of Shandell, Blitz, Blitz & Ashley. We've been helping people for over 30 years when they've been hurt through someone else's negligence. If you've been injured, let us help you.

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attorney: Shandell, Blitz, Blitz & Ashley, LLP


What is wrongful death lawsuit?

Shandell, Blitz, Blitz & Ashley, LLP

In New York, we do have an area of law called wrongful death. It obviously means the death of someone resulting from someone else's fault. No one really needs to know that, you're dealing with the tragedy of the death of a loved one. Contact a lawyer who knows the law involved in wrongful death, knows the limitation periods involved and will help guide you through that system. Hello, my name is Mitchell Ashley of Shandell, Blitz, Blitz and Ashley. We've been helping people for over thirty years when they've been hurt through someone else's negligence. If you've been injured, let us help you.

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attorney: Shandell, Blitz, Blitz & Ashley, LLP


When is the best time to contact a pregnancy discrimination attorney?

The Schlehr Law Firm

You should seek a pregnancy discrimination attorney to help you with your case when you first believe that there's any sort of discrimination in the workplace. You don't need to wait until you're fired from your job. You might want to seek guidance from an attorney before things get that far. You want to seek help when you first notice discrimination so that you can be informed about how to complain to your employer, and try to prevent further discrimination. My name is Sarah Schlehr of the Schlehr Law Firm. I work to protect California employees from discrimination and harassment in the workplace.

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attorney: The Schlehr Law Firm


Does a high net worth individual need estate planning?

Wealth Strategies Counsel

If you’re a high net-worth individual, I can help you because I understand what your needs and concerns are. I know that you’re worried about estate taxes; you’re worried about passing your assets onto the next generation in an efficient and cost saving manner. I understand the strategies that are involved, in fact, I’ve come up with some of the strategies myself that are involved in making sure that the assets pass to the next generation without incurring estate taxes. I can help you because I’m associated myself with professional advisors that also know and understand these problems. I’m Jeff Matsen and I’m the founding and managing partner of Wealth Strategies Counsel. We help people preserve, protect, and transfer their legacy to the next generation in the most cost saving and efficient manner possible.

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attorney: Wealth Strategies Counsel


How much $ can be recovered in a medical malpractice lawsuit?

Shandell, Blitz, Blitz & Ashley, LLP

In a medical malpractice action, the amount of damage is directly related to the extent of the disability of the disability and injury that results from the malpractice. There is no limit with respect to what one can recover, other than the limit of reasonableness. Hi, my name is Arthur Blitz of Shandell, Blitz, Blitz and Ashley. We have represented people who have suffered at the hands of physicians in medical malpractice. Let us help you.

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attorney: Shandell, Blitz, Blitz & Ashley, LLP


Who's at fault in a medical malpractice case?

Shandell, Blitz, Blitz & Ashley, LLP

The question of fault in a malpractice case is one that's not necessarily easy to determine and requires a lot of investigation, a lot of discovery, and a lot of depositions. Ah, it is frequently the doctors, the hospital, nurses, or a combination of them. Hi, my name is Arthur Blitz of Shandell, Blitz, Blitz, and Ashley. We have represented people who have suffered at the hands of physicians in medical malpractice. Let us help you.

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attorney: Shandell, Blitz, Blitz & Ashley, LLP


When should I consult an attorney about cancer misdiagnosis?

Shandell, Blitz, Blitz & Ashley, LLP

One of you suspecting misdiagnoses, be it cancer that misdiagnosis or some other abnormality that you may be suffering. I think you should consult an attorney right away. It is only through a review of the records, and expert consultation that you will know whether you do have a meritorious suit or not. Hi, my Name is Arthur Blitz of Shando Blitz Blitz and Ashley, We have represented people who have suffered at the hands of physicians in medical malpractice. Let us help you.

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attorney: Shandell, Blitz, Blitz & Ashley, LLP


What is a big mistake made with motorcycle accident claims?

Thomas M. Kiley and Associates, LLP

The number one mistake that I see in victims of motorcycle accidents that try to handle it themselves is talking to the adjustor from the insurance company, believing the adjustor is their friend or is going to help them, giving them statements without the advice of counsel and many times making big mistakes that prevent them from getting a full recovery. The insurance adjustor is not your friend. He's trained to act like your friend. His objective is to pay you as little money as possible. I'm attorney Tom Kiley. I've been representing the seriously injured and their families in Massachusetts for over three decades.

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attorney: Thomas M. Kiley and Associates, LLP


Is the car insurance adjuster on my side? Will my claim be treated fairly?

The Roberts Law Firm

When you've been involved in a car accident in Southern California and you call the insurance company for the driver that caused your accident, and caused you injury, the other person on the end of that line, the insurance adjuster, is not your friend. Trust me, they aren't looking out for your best interest. What they are concerned with is the best interest of the insurance company, and that is to save money. So it's very important that when and before you deal with an insurance company you communicate with an attorney that can help you represent yourself and your injuries to the insurance company. I'm Jeff Roberts of the Roberts Law Firm, a full service personal injury law firm in Southern California. If you've been involved in an accident, call us for a free consultation.

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attorney: The Roberts Law Firm


Is experience important when choosing a lawyer in a Metro Link train accident case?

Girardi & Keese Lawyers

I'm proud of our little law firm in that we've had for forty two years a lot of experience handling a lot of major cases. Certainly cases like the metrolink crash or those type of cases that we've been involved with for many years. And there are other similar matters where people have been massively harmed and that we've had the opportunity to help. You know what, this is a pretty good job we have. My name is Tom Gerardi. I'm the senior partner of Gerardi Keys. For the past forty-four years, we have helped people in California who've been seriously harmed. I'm very proud of the work we've done and the role that we've played.

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attorney: Girardi & Keese Lawyers


What should I do if I was involved in a Metro Link train accident?

Girardi & Keese Lawyers

If you’re a victim of a MetroLink crash, you need a good lawyer to help you. That’s all there is to it. Because the fact of the matter is, it is going to be impossible for you to get proper compensation without a good lawyer. And there are several good lawyers involved in the litigation, without a doubt. My name is Tom Girardi. I’m the senior partner of Girardi Keese. For the past forty-four years, we have helped people in California who have been seriously harmed. I’m very proud of the work that we’ve done and the role that we’ve played.

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attorney: Girardi & Keese Lawyers


Why do I need a lawyer if I was injured in a Metro Link accident?

Girardi & Keese Lawyers

If someone has been injured in a Metro link crash clearly you need a good lawyer to represent you. There are a lot of good lawyers involved in this litigation. The fact of the matter is as medical bills mount or as the funeral bills are coming in the only way you can be properly compensated, because you're up against some of the toughest insurance carriers around who insure Metrolink, insure Union Pacific and insure the driver of the metrolink who was very neglegent in causing the crash. My name is Tom Girardi. I'm the senior partner of Girardi Keese. For the past years 44 years we've help in California who have been seriously harmed. I'm very proud of the work we've done and the role that we've played.

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attorney: Girardi & Keese Lawyers


Why involve an attorney with an order of protection in Arizona?

The Baker Law Firm LLC

My experience with orders of protection is quite extensive in Arizona. In fact we help dozens of individuals each month with orders of protections or injunctions against harrassment, either defend them or challenge them. It is very important for persons with orders of protection to consult an attorney as to the actual consequences that an order of protection can have upon their future. My name is Mike Baker of the Baker Law Firm, we serve individuals and families all over the state of Arizona in criminal law matters such as drug possession, domestic violence, and assult.

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attorney: The Baker Law Firm LLC


What are the most common medical malpractice lawsuits in NY?

Shandell, Blitz, Blitz & Ashley, LLP

My experience has indicated that the most common type of medical malpractice is usually obstetrical. That is women who are pregnant and not treated appropriately or problems that arise during pregnancy and during the delivery where the doctors don't react appropriately and render the proper care and treatment. The injuries, of course, that can result as a result of obstetrical malpractice are extremely grave. It is a common problem in New York. Hi, my name is Arthur BLitz of Shandell, Blitz, Blitz, and Ashley. We have represented people who have suffered at the hands of physicians in medical malpractice. Let us help you.

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attorney: Shandell, Blitz, Blitz & Ashley, LLP


How much does a medical malpractice lawsuit cost in NY?

Shandell, Blitz, Blitz & Ashley, LLP

The costs of prosecuting the medical malpractice case vary depending upon the complexity, the number of the parties and things of this nature. All of the costs, of course, are borne by the attorneys with reimbursement at the conclusion of the case. The client doesn't pay anything. But, the costs can vary greatly and so it is hard to predict beforehand what they will be. Hi, my name is Arthur Blitz of Chandell, Blitz, Blitz and Ashly. We have represented people who have suffered in the hands of psychians and medical malpractice. Let us help you.

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attorney: Shandell, Blitz, Blitz & Ashley, LLP


Why does medical malpractice occur in NY hospitals?

Shandell, Blitz, Blitz & Ashley, LLP

Medical malpractice occurs for various reasons. One of the most common reasons is that people are treated in hospitals by physicians who are early in their training, and are actually learning while they are treating the patients and learning on the patients. Experienced doctors, attending physicians, physicians with years of practice frequently aren't present when the most injured, most seriously ill people arrive at hospitals. So, when you are treated by a novice, they frequently miss the problem that you are there for. This gives rise to many malpractice suits. Hi, my name is Arthur Blitz of Shandell, Blitz, Blitz and Ashley. We have represented people who have suffered at the hands of physicians in medical malpractice. Let us help you.

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attorney: Shandell, Blitz, Blitz & Ashley, LLP


Is there a statute of limitations on medical malpractice lawsuits in NY?

Shandell, Blitz, Blitz & Ashley, LLP

There is a strict time limitations for medical malpractice actions in the state of New York. The time limitations will vary depending upon who the parties are, such as the city or state of New York, whether the claiment, the plaintiff, is an infant or not, so my advice is you consult with your attorney as soon as possible, because the statute of limitations may bar you actions. Hi, my name is Arthur Blitz of Shandell, Blitz, Blits & Ashley. We have represented people who have suffered at the hands of physicians in medical malpractice. Let us help you.

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attorney: Shandell, Blitz, Blitz & Ashley, LLP


When should I consult an attorney if I suspect malpractice?

Shandell, Blitz, Blitz & Ashley, LLP

A person should consult an attorney they moment they feel that they may have been the victim of malpractice. Malpractice cases require a lot of investigation. Malpractice cases require the obtaining of numerous records, numerous investigations and consultation with experts. It can't be too soon. So, if you feel you're a victim of malpractice, call your attorney right away. Hi, my name is Arthur Blitz of Shandell, Blitz, Blitz & Ashley. We have represented people who have suffered at the hands of physicians in medical malpractice. Let us help you.

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attorney: Shandell, Blitz, Blitz & Ashley, LLP


What is anesthesia-related medical malpractice?

Shandell, Blitz, Blitz & Ashley, LLP

During surgical procedures anesthesia is usually required, frequently it's general anesthesia, sometimes it's just a local anesthetia, an epidural or something of that nature. If the surgical procedure is long anaesthesiologists frequently change during the course of the operation, by that I mean one comes in and takes over for another. The lack of continuity frequently results in mistakes of the anesthesia. Hi my name is Alfa Blitz of SHANDELL-BLITZ BLITZ & ASHLEY. We have represented people who have suffered at the hands of physicians and medical malpractice. Let us help you.

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attorney: Shandell, Blitz, Blitz & Ashley, LLP


Why do surgical mistakes still occur in New York?

Shandell, Blitz, Blitz & Ashley, LLP

Surgical errors, uh, like other errors in the medical field occur, primarily because of inexperience or problems that are encountered by doctor's that they just simply don't anticipate. Problems that they should be aware of when a patient is brought into the operating room, but, uh, the-, they just not prepared t-, to approach them. Hi, my name is Arthur Blitz of Shandell, Blitz, Blitz, and Ashley. We have represented people who have suffered at the hands of physicians in medical malpractice. Let us help you.

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attorney: Shandell, Blitz, Blitz & Ashley, LLP


Is medical malpractice common in New York?

Shandell, Blitz, Blitz & Ashley, LLP

Medical malpractice in New York seems to be a very common problem. Many, many people are injured by physicians and hospitals. Unfortunately, too often the people don’t even know that the injuries they suffer were preventable, or were the result of malpractice, which is just a fancy name for negligence. In New York, far fewer than 10% of the malpractice that occurs actually finds its way to lawyers and into lawsuits. It is a very common problem. Hi, my name is Arthur Blitz of Shandell, Blitz, Blitz and Ashley. We have represented people who have suffered at the hands of physicians in medical malpractice. Let us help you.

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attorney: Shandell, Blitz, Blitz & Ashley, LLP


How long do medical malpractice lawsuits take?

Shandell, Blitz, Blitz & Ashley, LLP

The length of time that a medical malpractice case may take to prosecute will vary. It depends upon many factors. The number of parties, the number of defense counsel that are, that are involved. Uh, various courts take longer than others. But the time can vary anywhere from three or four years to five or six years. Hi, my name is Arthur Blitz of Shandell, Blitz, Blitz, and Ashley. We have represented people who have suffered at the hands of physicians and medical malpractice. Let us help you.

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attorney: Shandell, Blitz, Blitz & Ashley, LLP


What are the most common types of birth injuries?

Shandell, Blitz, Blitz & Ashley, LLP

The most common type of birth injury would be cerebral palsy; a cutoff of oxygen during the birthing process, during the delivery, that will result in a brain damage to the child. Herbs Palsy is another common injury, which is an affliction of the arm through a tear of the brachial plexus, the muscles of the shoulder. Hi, my name is Arthur Blitz of Shandell, Blitz, Blitz and Ashley. We have represented people who have suffered at the hands of physicians in medical malpractice. Let us help you.

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attorney: Shandell, Blitz, Blitz & Ashley, LLP


What is Cerebral Palsy?

Shandell, Blitz, Blitz & Ashley, LLP

Cerebral palsy results from a loss of oxygen to the baby during the delivery process. It can occur because of a delay in delivery, a delay in performing a Caesarean section when indicated, or merely not delivering the baby at a time when the various monitors indicate that the baby is in distress, or need for delivery. Hi, my name is Arthur Blitz of Shandell, Blitz, Blitz & Ashley. We have represented people who have suffered at the hands of physicians and medical malpractice. Let us help you.

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attorney: Shandell, Blitz, Blitz & Ashley, LLP


Why are birth injury awards so large?

Shandell, Blitz, Blitz & Ashley, LLP

Birth injury awards tend to be larger than other injuries that people may suffer at the hands of physicians or, or others. And that's because when children are born with birth injuries, they have a lifetime of suffering and disability as a result. Uh, and so the compensation seeks to recompense them for their life. Hi, my name is Author Blitz of Shandell, Blitz, Blitz, and Ashley. We have represented people who have suffered at the hands of physicians and medical malpractice. Let us help you.

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attorney: Shandell, Blitz, Blitz & Ashley, LLP


What is Erbs Palsy?

Shandell, Blitz, Blitz & Ashley, LLP

Herbs Palsy is an injury to the upper extremities of the newborn. It occurs when the baby's shoulders won't fit through the mother's birth canal. And the doctor, in trying to deliver, doesn't use the proper maneuvers to get the shoulders out. The result is a tearing of bronchial plexus, muscles in the shoulder, resulting in a disability to the upper extremities that's effected. Hi, my name is Arthur Blitz of Shandell, Blitz, Blitz and Ashley. We have represented people who have suffered at the hands of physicians in medical malpractice. Let us help you.

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attorney: Shandell, Blitz, Blitz & Ashley, LLP


Is there a statute of limitations on birth injury lawsuits in NY?

Shandell, Blitz, Blitz & Ashley, LLP

There are statutes of limitations on all malpractice cases, including birth injury lawsuits. If your baby is born and has a serious problem, consult with your attorney right away. While the statute of limitations is longer for infants and will be expanded, I think that, again, you have to immediately consult with an attorney because time becomes of the essence. Hi, my name is Arthur Blitz of Shandell, Blitz, Blitz & Ashley. We have represented people who have suffered at the hands of physicians in medical malpractice. Let us help you.

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attorney: Shandell, Blitz, Blitz & Ashley, LLP


Can I sue in New York if my cancer diagnosis was delayed?

Shandell, Blitz, Blitz & Ashley, LLP

In New York, if there's a delay in diagnosing your cancer a viable lawsuit will lie if you suffered damage as a result of that delay. By that I mean if the doctors have more difficulty treating it or it's less amenable to treatment, then you have suffered a damage and a viable lawsuit does lie. Hi, my name is Arthur Blitz of Shandell, Blitz, Blitz & Ashley. We have represented people who have suffered at the hands of physicians in medical malpractice. Let us help you.

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attorney: Shandell, Blitz, Blitz & Ashley, LLP


How common are birth injuries in New York?

Shandell, Blitz, Blitz & Ashley, LLP

Birth injuries are more wide spread in New York than is generally known. Uh, of course, any birth injury is too many. However, uh, I don't think the public realizes just how many children are afflicted with the various injuries that are absolutely preventable and are the subject of malpractice. Hi, my name is Arthur Blitz of Shandell, Blitz, Blitz & Ashley. We have represented people who have suffered at the hands of physicians in medical malpractice. Let us help you.

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attorney: Shandell, Blitz, Blitz & Ashley, LLP


What types of cancers are most often misdiagnosed?

Shandell, Blitz, Blitz & Ashley, LLP

The most frequent cancers that are the subject of medical malpractice involve women who have breast cancer, when they're having various studies done of their breasts and the doctors are always encouraging that we have mammograms and the like. And the mammograms are not read properly or in the general public when there's complaints concerning the stomach and Colonoscopies should be preformed and aren't performed on a timely basis. Those can give rise to medical malpractice. Hi, my name is Arthur Blitz of Shandell, Blitz, Blitz and Ashley. We have represented people who have suffered at the hands of physicians in medical malpractice. Let us help you.

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attorney: Shandell, Blitz, Blitz & Ashley, LLP


What should I look for in a medical malpractice lawyer?

Shandell, Blitz, Blitz & Ashley, LLP

In the state of New York there aren't that many lawyers that do medical malpractice. It requires a great deal of experience, it requires a great deal of medical knowledge, and it's expensive law suits. So in searching for an attorney to represent you, you need an attorney who has the experience, the knowledge, and also can afford to prosecute your law suit properly. Hi, my name is Arthur Blitz of Shandell, Blitz, Blitz & Ashley. We have represented people who have suffered at the hands of physicians in medical malpractice, let us help you.

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attorney: Shandell, Blitz, Blitz & Ashley, LLP


Can I sue because of bed sores suffered in a NY hospital?

Shandell, Blitz, Blitz & Ashley, LLP

Bedsores, otherwise known as decubitus ulcers, are rampant [in] throughout New York. They result from absolute neglect on the part of the physicians, the nurses, and other hospital employees in failing to treat people who are bedridden. [Uh] They are absolutely preventable and some can be extremely serious even life threatening and some have died as a result of bedsores. Hi, my name is Arthur Blitz of Shandell, Blitz, Blitz, and Ashley. We have represented people who have suffered at the hands of physicians in medical malpractice. Let us help you.

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attorney: Shandell, Blitz, Blitz & Ashley, LLP


How much money can be recovered in a birth injury lawsuit?

Shandell, Blitz, Blitz & Ashley, LLP

Monetary recovery for birth injuries lawsuits, of course, varies greatly. The courts, once again, have stepped in to keep the amount of damages that one could recover at a reasonable number. And this is determined, of course, by the extent of the damage, the extent of injury that the newborn suffers. But awards approaching ten and twelve million dollars have been known to occur. Hi, my name is Arthur Blitz of Shandell, Blitz, Blitz and Ashley. We have represented people who have suffered at the hands of physicians in medical malpractice. Let us help you.

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attorney: Shandell, Blitz, Blitz & Ashley, LLP


What should I tell the insurance adjuster after an accident?

Shandell, Blitz, Blitz & Ashley, LLP

If you're in an automobile accident, the best thing to tell your insurance adjuster is you have to speak to my lawyer. Please speak to Mitchell Ashley and give them my phone number. That's all you should say to them because they're masters at dealing with you. They do it all day, everyday. This is the probably the first automobile accident you've ever been in, and you're ill equipped to deal with them. Let your lawyer do it for you. Hello, my name is Mitchell Ashley of Shandell, Blitz, Blitz, and Ashley. We've been helping people for over thirty years when they've been hurt through someone else's negligence. If you've been injured, let us help you.

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attorney: Shandell, Blitz, Blitz & Ashley, LLP


Is the insurance adjuster on my side after a car accident?

Shandell, Blitz, Blitz & Ashley, LLP

It is a common misconception that the insurance adjuster who calls you up after your car accident is on your side. They'll sound very friendly and very kind. But, they do this every day, eight to ten hours a day, speaking to people all the time. They are on the side of the insurance company to protect their profits. You need a plaintiff's lawyer on your side to protect your interest against that insurance adjuster. Hello, my name is Mitchell Ashley of Shandell, Blitz, Blitz and Ashley. We've been helping people for over 30 years when they've been hurt from someone else's negligence. If you've been injured, let us help you.

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attorney: Shandell, Blitz, Blitz & Ashley, LLP


What's the #1 mistake people make after a car accident?

Shandell, Blitz, Blitz & Ashley, LLP

The number one mistake people make after a car or truck accident is that they take to the insurance company representative who calls them up and acts like their friend to try and limit their recovery. The first thing they should do is get themselves an attorney that will fight on their side, and that attorney will talk to the insurance company and protect the person's interests. Hello, my name is Mitchel Ashley of Shandell, Blitz, Blitz & Ashley. We've been helping people for over thirty years when they've been hurt through someone else's negligence. If you've been hurt, let us help you.

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attorney: Shandell, Blitz, Blitz & Ashley, LLP


Why do insurance companies limit payouts in car accidents?

Shandell, Blitz, Blitz & Ashley, LLP

Insurance companies try to limit their payouts in car accidents because they are much more interested in profits over people. Insurance companies have people on their payrolls just to protect their profits so that they can show their shareholders how much money they've made. As a plaintiff's personal injury lawyer, I'm more concerned for the person than the insurance companies' profits. And I'll make sure that you get the money that's due to you. Hallo. My name is Mitchell Ashley of Shandell, Blitz, Blitz & Ashley. We've been helping people for over 30 years when they've been hurt through someone else's negligence. If you've been injured, let us help you.

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attorney: Shandell, Blitz, Blitz & Ashley, LLP


Are car accidents on the rise in New York?

Shandell, Blitz, Blitz & Ashley, LLP

Auto accidents have stayed relatively consistent throughout the years in New York. What's changed is that the severe injuries out of auto accidents has gone down. Because cars have been made safer, and laws like the seatbelt law have made it safer for people to be in the cars. Hello, my name is Mitchell Ashley of Shandell, Blitz, Blitz and Ashley. We've been helping people for over 30 years when they've been hurt through someone else's negligence. If you've been injured, let us help you.

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attorney: Shandell, Blitz, Blitz & Ashley, LLP


In what way does your firm stand out from other law firms?

Shandell, Blitz, Blitz & Ashley, LLP

We are a terrific firm in that we have kept the small-firm philosophy even though we are really more of a medium-size firm in size. We also are very big on personal service. People at our firm or clients of ours have always been able to talk to the lawyer they are dealing with constantly. It's none of this, you know, "Oh you just deal with the secretary or paralegal or receptionist." You are always going to be able to get in touch with the attorney who is handling your case. Hello. My name is Mitchell Ashley of Shandell, Blitz, Blitz & Ashley. We have been helping people for over 30 years when they have been hurt through someone else's negligence. If you have been injured, let us help you.

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attorney: Shandell, Blitz, Blitz & Ashley, LLP


How much money can I collect after a car accident in NY?

Shandell, Blitz, Blitz & Ashley, LLP

After car accident, there is no way of knowing, initially, how much money you are entitled to. Each case is threated individually, at least in my office, and we determine how bad your injuries are, and how much they've affected your life, as you were living it before the accident. It's impossible for anyone to tell you that the first minute they meet you, what your case is worth, after any car accident, or any accident in general. What my office has specialized in, is getting the most money available to compensate each person, each client, for their injuries. Hello, my name is Michelle Ashley of Shandell Blitz Blitz & Ashley. We've been helping people for over 30 years, when they've been hurt through someone else's negligence. If you've been injured, let us help you

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attorney: Shandell, Blitz, Blitz & Ashley, LLP


Do most car accident cases settle in New York?

Shandell, Blitz, Blitz & Ashley, LLP

There's a variety of things that happen if you're in an automobile accident in terms of the lawsuit. People have often heard of cases that settle. If you take, as a lawyer, if you take a case with the idea that the case is gonna settle, you're not doing the right job for your client. You have to take a case as if it's gonna go to trial and you're gonna be asking a jury for a verdict. That's the only way to prepare the case correctly and get the right result for the client. Hello, my name is Mitchell Ashley of Shandell, Blitz, Blitz and Ashley. We've been helping people for over thirty years when they've been hurt through someone else's negligence. If you've been injured, let us help you.

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attorney: Shandell, Blitz, Blitz & Ashley, LLP


Why should I take pictures after a car accident?

Shandell, Blitz, Blitz & Ashley, LLP

If you're in a car accident, a lot of people say make sure you get pictures of the accident scene or what your car looks like. That's important but the most important thing is really being mindful of your health - are you ok? Get the medical treatment you need. If you can take pictures of what your car looks like, that never hurts. But really it's more important for you to be concerned of your own health and if you're ok. Hello, my name is Mitchell Ashley of Shandell, Blitz, Blitz and Ashley. We've been helping people for over thirty years when they've been hurt through someone else's negligence. If you've been injured, let us help you.

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attorney: Shandell, Blitz, Blitz & Ashley, LLP


What should I do first after a car accident in New York?

Shandell, Blitz, Blitz & Ashley, LLP

After an automobile accident here in New York, if you don't have to be taken to a hospital via an ambulance, make sure you call the police. Get the driver of the other cars name and his insurance information. Write down the make and model of his car. And most importantly get if there are any witnesses in the area. That's all important information for you to call and tell you lawyer when you call him. Hello my name is Mitchell Ashley of Shandell, Blitz, Blitz and Ashley. We've been helping people for over 30 years when they've been hurt through someone else's negligence. If you've been injured, let us help you.

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attorney: Shandell, Blitz, Blitz & Ashley, LLP


How much money can I collect if Iwas injured in a NY fire?

Shandell, Blitz, Blitz & Ashley, LLP

If you're seriously injured, whether it be a fire or anything else, how much money you're entitled to depends on your injuries, and there is no lawyer who truthfully can tell you what a specific case is worth. I'm not in the business of fortunetelling. What I'm in the business is getting someone adequate compensation for their injuries. Every person and every lawsuit is unique and they should be treated that way by the lawyer. Hello, my name is Mitchel Ashley of Shandell, Blitz, Blitz & Ashley. We've been helping people for over 30 years when they've been hurt through someone else's negligence. If you've been injured, let us help you.

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attorney: Shandell, Blitz, Blitz & Ashley, LLP


Can I sue if I've been injured in a fire in New York?

Shandell, Blitz, Blitz & Ashley, LLP

If you're injured in a fire, you certainly can bring a lawsuit depending on the circumstances. I can't tell you that every time there's a fire that someone can bring a lawsuit, what I can tell you is that you as an individual can't know that for certain and the only way you can protect yourself is to contact a lawyer who does this for a living. It's my profession, and I know under what circumstances you can bring a lawsuit. The consultations are free so take advantage of them. Hello, my name is Mitchell Ashley of Shandell, Blitz, Blitz, and Ashley. We've been helping people for over thirty years when they've been hurt by other people's negligence. If you've been injured let us help you.

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attorney: Shandell, Blitz, Blitz & Ashley, LLP


Can renters sue after a fire in New York?

Shandell, Blitz, Blitz & Ashley, LLP

If your building is involved in a fire in New York and you rent your apartment, there are circumstances where you can bring a lawsuit. Again, each person only knows their involved in the fire and the most important thing is their well being and the well being of their family, but what they should do is contact a lawyer who'd going to be able to tell them their rights with regard to that fire and if their injured, what type of recovery they can get as a result of that fire. Hello, my name is Mitchel Ashley of Shandell, Blitz, Blitz, & Ashley. We've been helping people for over thirty years when they've been hurt through someone else's negligence. If you've been injured, let us help you.

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attorney: Shandell, Blitz, Blitz & Ashley, LLP


Are stairwell accident lawsuits common in New York?

Shandell, Blitz, Blitz & Ashley, LLP

In New York, we have so many people and we have so many different types of buildings, so many different types of sidewalks and staircases that there are many lawsuits involving sidewalks and many lawsuits involving staircases, but to say they're common is unfair because each case is uncommon in that it brings to it a certain set of circumstances and an injury unique to that particular person and that's why you have to talk to a lawyer. They can tell you what your rights are with regard to that staircase or that sidewalk. Hello, my name is Mitchell Ashley of Shanell, Blitz, Blitz, and Ashley. We've been helping people for over 30 years when they've been hurt through someone else's negligence. If you've been injured, let us help you.

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attorney: Shandell, Blitz, Blitz & Ashley, LLP


Can I sue if I've fallen on a stairway in New York?

Shandell, Blitz, Blitz & Ashley, LLP

The most important thing to know if you fall on a stairway here in New York, or if you fall anywhere, is that you don't know whether or not you can bring a lawsuit. It's not what you do. Call a plaintiff's personal injury lawyer. We only recover money if we're successful in bringing your lawsuit. The phone calls and the consultations are always free. Take advantage of the professionals. You won't know under what circumstances you can bring the lawsuit. The lawyer will be able to tell you. Hello, my name is Mitchell Ashley, of Shandell-Blitz, Blitz, and Ashley. We've been helping people for over 30 years when they've been hurt through someone else's negligence. If you've been injured, let us help you.

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attorney: Shandell, Blitz, Blitz & Ashley, LLP


Are bus accident lawsuits different from car accident lawsuits?

Shandell, Blitz, Blitz & Ashley, LLP

If you're involved in an accident while you're on a bus in New York, you shouldn't concern yourself with whether there's a different law regarding bus accidents or car accidents. All you have to worry about is getting yourself healthy. If you contact a plaintiffs' personal injury lawyer, the consultations are free. They know the law that governs bus accidents. Take advantage of their knowledge and call the plaintiffs' lawyer. Hello, my name is Mitchel Ashley of Shandell, Blitz, Blitz, & Ashley. We've been helping people for over 30 years when they've been hurt through someone else's negligence. If you've been injured, let us help you.

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attorney: Shandell, Blitz, Blitz & Ashley, LLP


Who's at fault in New York City bus accidents?

Shandell, Blitz, Blitz & Ashley, LLP

If you are involved in an accident while you're a passenger on a bus, you may not know who is at fault. What's important is that you know you're hurt and so you should get yourself an attorney, a plaintiff personal injury lawyer, and let them do the investigation for you and find out whose at fault and get you compensated for your injury. Plaintiffs lawyers work on contingency, the consultation with them is free. Avail yourself of the opportunity to speak to the attorney. Hello, my name is Mitchell Ashley, of Shandell, Blitz, Blitz and Ashley. We've been helping people for over thirty years when they've been hurt through someone else's negligence. If you've been injured, let us help you.

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attorney: Shandell, Blitz, Blitz & Ashley, LLP


Why do I need a lawyer after a car accident?

Shandell, Blitz, Blitz & Ashley, LLP

If you're involved in any sort of accident whether it be an automobile accident or some sort of premises accident you should get yourself a lawyer. Plaintiff personal injury lawyers only recover money if they're successful in bringing your case. The consultations with them are free. They know the legal system. They know what your rights are. You know that you've been hurt in the accident. So it's not your job to know what your rights are. Call the lawyer. Talk to them and use their expertise. Hello, my name is Mitchell Ashley of Shandell, Blitz and Ashley. We've been helping people for over 30 years when they've been hurt through someone elses neglegence. If you've been hurt let us help you.

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attorney: Shandell, Blitz, Blitz & Ashley, LLP


Who pays if I'm involved in a crash with an uninsured driver?

Shandell, Blitz, Blitz & Ashley, LLP

In New York, there are provisions to get you a recovery if you are involved in an auto accident with someone who is uninsured. There are also things available to you in your own insurance policies that allow you to recover if you are involved with an uninsured motorist. The important thing is, in any automobile accident, contact a plaintiff's personal injury lawyer. The consultations are going to be free, and they will tell you exactly what your rights are and how you can recover for your injuries. Hello, my name is Mitchell Ashley of Shandell, Blitz, Blitz & Ashley. We've been helping people for over 30 years when they've been hurt through someone else's negligence. If you've been injured, let us help you.

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attorney: Shandell, Blitz, Blitz & Ashley, LLP


If my neighbor started a fire can I still be compensated?

Shandell, Blitz, Blitz & Ashley, LLP

If there is a fire in your building, the most important thing, is, your health, your well being, and I'm sure you as a person are concern with what happened to your possessions. The only thing you can do to protect yourself, is, get yourself a lawyer who is gonna be on your side, who is gonna do an investigation for you, and discover who is it fault? Just because a fire starts in your neighbor's apartment doesn't necessarily mean your neighbor was at fault. Perhaps there is something else cause that fire. The lawyers gonna do that investigation for you. Hello my name is Mitchel Ashley, of Shandell Blitz Blitz and Ashley. We've been helping people for over 30 years, when they've been hurt trough someone else's negletions. If you've been injured, let us help you.

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attorney: Shandell, Blitz, Blitz & Ashley, LLP


How much will a wrongful death case cost?

Shandell, Blitz, Blitz & Ashley, LLP

If you have to bring a law suit in New York because of the death of a close family member, you want to contact a plaintiffs personal injury lawyer. The consultation is going to be free. Plaintiffs lawyers recover on a contingency basis so there's no cost out of your pocket. You have to deal with the grieving process. Contact a lawyer and they will protect your rights with regard to the wrongful death of any family member. Hello, my name is Mitchell Ashley, of Shandell, Blitz, Blitz & Ashley We've been helping people for over thirty years when they've been hurt through someone elses negligence. If you've been injured, let us help you.

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attorney: Shandell, Blitz, Blitz & Ashley, LLP


When should I involve an attorney if I suspect a wrongful death?

Shandell, Blitz, Blitz & Ashley, LLP

If someone close to you or family member is killed and you believe it's someone else's fault, you should contact an attorney right away. Here in New York, the law that governs wrongful death has certain limitation periods. The attorney knows that. You have to deal with grieving, let the attorney deal with your rights with regard to any sort of wrongful death case. Hello, my name is Mitchel Ashley of Shandell, Blitz, Blitz & Ashley. We've been helping people for over 30 years when they've been hurt through someone else's negligence. If you've been injured, let us help you.

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attorney: Shandell, Blitz, Blitz & Ashley, LLP


Who is allowed to file a claim in wrongful death case?

Shandell, Blitz, Blitz & Ashley, LLP

If, unfortunately, you feel that you have to bring a case for someone who was killed as a result of someone else's negligence, maybe it's a family member, a close friend, a spouse. You don't know if you're the right person to bring the lawsuit; it's not your job. You have to get through the grieving process. Contact a plaintiff personal injury lawyer. The consultation is going to be free to you. Take advantage of their expertise, consult with a lawyer and they will guide you through the process of any wrongful death claim. Hello, my name is Mitchell Ashley of Shandell Blitz Blitz & Ashley. We've been helping people for over 30 years when they've been hurt through someone else's negligence. If you've been injured, let us help you.

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attorney: Shandell, Blitz, Blitz & Ashley, LLP


What types of recovery are available in a wrongful death lawsuit?

Shandell, Blitz, Blitz & Ashley, LLP

Unfortunately, you have to bring a case for wrongful death, meaning some family member has been killed as a result of someone else's negligence. You can recover not only for the pain and suffering that person endured, but you can also recover for the lost wages and loss of guidance to small children; you really can recover for the full spectrum of that person's life and compensate your family for its losses. Hello, my name is Mitchell Ashley, of Shandell Blitz Blitz and Ashley. We've been helping people for over thirty years when they've been hurt through someone else's negligence. If you've been injured, let us help you.

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attorney: Shandell, Blitz, Blitz & Ashley, LLP


How much is paid to family members in wrongful death lawsuits?

Shandell, Blitz, Blitz & Ashley, LLP

In any lawsuit involving the death of a loved one, its impossible to predict what the recovery can be in those cases, the same as with the recovery in any case is impossible to predict. What is important is to get yourself a knowledgeable, reputable plaintiff's personal injury lawyer, whose going to do the best for you. Each case is different, each case is unique. Get yourself a lawyer you are comfortable with and trust that they are going to get you the maximum recovery that you are entitled to. Hello my name is Mitchell Ashley of Shandell, Blitz, Blitz and Ashley. We've been helping people for over 30 years when they have been hurt through someone else's negligence. If you've been injured, let us help you.

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attorney: Shandell, Blitz, Blitz & Ashley, LLP


How does a lawyer make it easier for me to file Social Security Disability?

Kantrovitz & Associates, P.C.

An attorney can help an individual filing for social security disability because the attorney insulates the individual from that process. Uh, the attorney will do all of the work, uh all of the paperwork involved. They will, we will file the application for you. Uh we will uh complete the forms with you over the telephone or in person. Uh, we will send the forms that are required by Social Security to your doctors for you. Uh, and again, we will complete all the paperwork for you. My name's Eric Chisom of Kantrovitz and Associates. For the last twenty years, we've been representing people in the greater Boston area in matters of workers' compensation, personal injury, and social security disability.

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attorney: Kantrovitz & Associates, P.C.


What is a commission clause in an employment agreement?

The Harman Firm, P.C.

A commission clause in an employment agreement is going to govern how you are compensated in part and often times they can be very vague and the employer can interpret it, so you need an attorney to really help you negotiate very specific terms of all your compensation that is within your employment contract so that you're very clear on what you're entitled to at the end of the year, whether it be commission, bonus or salary. My name is Walker Harmon. I'm the managing attorney of the Harmon Firm. If you believe you've been the victim of illegal employment discrimination, we are eager to speak with you. Please give us a call.

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attorney: The Harman Firm, P.C.


What can I do if my severance package was not honored?

The Harman Firm, P.C.

If your severance package was not as it was promised by the employer and it was pursuant to the terms of an agreement that you signed with the employer then the employer most likely has breached that agreement and you should immediately contact an attorney, have them review the severance agreement, and have an attorney explain your rights under the severance agreement. You need to understand your rights and you perhaps need to have an attorney help you assert your rights under those agreements. My name is Walker Harman. I'm the Managing Attorney of the Harman Firm. If you believe you've been the victim of illegal employment discrimination, we are eager to speak with you. Please give us a call.

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attorney: The Harman Firm, P.C.


Why Wealth Strategies Counsel for my asset protection?

Wealth Strategies Counsel

One of the interesting things we have when it comes to experience in asset protection is that I've written a lot of articles and I've taught a lot of seminars on asset protection to other lawyers. When you do that you have to know what you are talking about. I've had experience not only locally, but I have clients all over the United States and even internationally. So, we have a lot of experience in different kinds of structures, and we are in a position where because we have the contacts and the networking- we can make things happen and happen right and happen fast. I'm Jeff Matson and I'm the founding and managing partner of Well Strategies Council. We help people preserve, protect, and transfer their legacy to the next generation in the most cost saving and efficient manner possible.

tags: wealth management wealth preservation wealth management asset protection estate planning tax laws probate trust trusts living trust wills powers of attorney annuity trusts family limited partnerships wealth strategies counsel jeffrey matsen jeff matsen lawyer legal law firm california ca orange county irvine newport beach santa ana huntington beach lisa allred

attorney: Wealth Strategies Counsel


What's the right type of business formation for me?

Wealth Strategies Counsel

Choosing a business entity is so important when starting a business because it impacts dramatically on both the legal protection that the business entity affords and also on your tax consequences. So you have to have a competent attorney to assist you in making these decisions. Because if you don’t, then you’re going to pay more taxes then you should and you’re not going to have the protection that you need in order to properly operate the business. I’m Jeff Matsen and I’m the founding and managing partner of Wealth Strategies Counsel. We help people preserve, protect and transfer their legacy to the next generation in the most cost saving and efficient manner possible.

tags: business law business formation business transactions incorporation succession planning exit strategy business litigation contracts legal counsel shareholder agreements partnership agreements family limited partnerships limited liability formation wealth strategies counsel jeffrey matsen jeff matsen lawyer legal law firm california ca orange county irvine newport beach santa ana huntington beach

attorney: Wealth Strategies Counsel


Why estate planning for blended families?

Wealth Strategies Counsel

Estate planning is very important when you have a blended family because you have children, normally, from a prior marriage. Those children may not agree necessarily with the new spouse and there can be a lot of conflicts. Also, the new spouse may remarry even and the rights of the children from the prior marriage have to be protected and preserved. I'm Jeff Matson and I'm the founding and managing partner of Wealth Strategies Council. we help people preserve, protect, and transfer their legacy to the next generation in the most cost saving and efficient manner possible.

tags: estate planning blended family wealth preservation wealth management tax laws probate trust trusts living trust wills powers of attorney annuity trusts family limited partnerships wealth strategies counsel jeffrey matsen jeff matsen lawyer legal law firm california ca orange county irvine newport beach santa ana huntington beach lisa allred

attorney: Wealth Strategies Counsel


How can my heirs minimize paying Estate Taxes?

Wealth Strategies Counsel

If you have considerable wealths, there are several technics available to reduce or even avoid instate taxes. One of the things you can do is to set up a family limited liability company or family limited partnership and get a minority discount. There are other ways too. There are private annuities, there are grant or retained annuity trusts and there are technics we can set up in your living trust, in and of itself, that will reduce substantially your estate taxes. I'm Jeff Matsen and I'm the foundering and managing partner of Wealth Strategies Council. We help people preserve, protect and transfer their legacy to the next generation in the most cost saving and efficient manner possible.

tags: estate planning estate taxes wealth preservation wealth management tax laws probate trust trusts living trust wills powers of attorney annuity trusts family limited partnerships wealth strategies counsel jeffrey matsen jeff matsen lawyer legal law firm california ca orange county irvine newport beach santa ana huntington beach lisa allred

attorney: Wealth Strategies Counsel


What do I need to do to properly fund my Living Trust?

Wealth Strategies Counsel

In order to properly fund your living trust, you need to retitle your assets into the name of, of the trust. That involves deeds, with respect to real property. It involves instructing your bank to change the names on the account to your trust. It involves the other financial institutions where you might have your stocks or bonds, having them retitle the account into the name of the trust. And it involves making sure your investments are all changed into the name of the trust. I’m Jeff Matsen and I’m the founding and managing partner of Wealth Strategies Counsel. We help people preserve, protect, and transfer their legacy to the next generation in the most cost saving and efficient manner possible.

tags: estate planning living trust wealth preservation wealth management tax laws probate trust trusts living trust wills powers of attorney annuity trusts family limited partnerships wealth strategies counsel jeffrey matsen jeff matsen lawyer legal law firm california ca orange county irvine newport beach santa ana huntington beach lisa allred

attorney: Wealth Strategies Counsel


What is Estate Planning in California?

Wealth Strategies Counsel

Estate planning is a process whereby you preserve, protect and transfer your assets. It involves many times a living trust, but it's much more than that, there's wills, powers of attorney, medical healthcare directives. There are also other vehicles for preserving your assets and not just disposing of it. I'm Jeff Matsen and I'm the founding and managing partner of Wealth Strategies Counsel. We help people preserve, protect and transfer their legacy to the next generation in the most cost-saving and efficient manner possible.

tags: estate planning definition wealth preservation wealth management tax laws probate trust trusts living trust wills powers of attorney annuity trusts family limited partnerships wealth strategies counsel jeffrey matsen jeff matsen lawyer legal law firm california ca orange county irvine newport beach santa ana huntington beach lisa allred

attorney: Wealth Strategies Counsel


What is a Living Trust in California?

Wealth Strategies Counsel

A living trust is a written agreement between you as the client, as the maker of the trust and you as the client as the trustee of the trust or manager of the trust. And it's kind of like a will substitute, and I like to think of it as your own little, family company that you manage, and upon your death that family company continues on and avoids the probate process because you appoint a successor to take your place to manage the trust and distribute the assets according to your instructions. I'm Jeff Madson and I'm the founding and managing partner of Well Strategies Counsel. We help people preserve, protect and transfer their legacy to the next generation in the most cost saving and efficient manner possible.

tags: estate planning living trust wealth preservation wealth management tax laws probate trust trusts living trust wills powers of attorney annuity trusts family limited partnerships wealth strategies counsel jeffrey matsen jeff matsen lawyer legal law firm california ca orange county irvine newport beach santa ana huntington beach lisa allred

attorney: Wealth Strategies Counsel


What's the #1 mistake you see businesses making today?

Wealth Strategies Counsel

The number one mistake that I see businesses make today is that they don't realize the different alternatives that they have to grow their business and to save taxes and to preserve their employee relationship that they have with their key trusted employees. I'm Jeff Matson and I'm the founding and managing partner of Wells Strategies Council. We help people preserve, protect and transfer their legacy to the next generation in the most cost saving and efficient manner possible.

tags: business law common mistake incorporation succession planning exit strategy business litigation contracts legal counsel shareholder agreements partnership agreements family limited partnerships limited liability formation wealth strategies counsel jeffrey matsen jeff matsen lawyer legal law firm california ca orange county irvine newport beach santa ana huntington beach

attorney: Wealth Strategies Counsel


How can I protect my rental property from creditor claims?

Wealth Strategies Counsel

You can protect your rental real property from claims of creditors by placing it in a liability protected entity such as a limited liability company. Obviously, you should also have adequate insurance, and you should make sure that the insurance coverage you do have covers all of the problems that might arise. I'm Jeff Matsen and I'm the and founding and managing partner of Wealth Strategies Counsel. We help people preserve, protect and transfer their legacy to the next generation in the most cost-saving and efficient manner possible.

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attorney: Wealth Strategies Counsel


What is an attorney's role in a real estate sale?

Wealth Strategies Counsel

If you're selling real property, you should have a lawyer advise you because the buyer is entitled to a complete disclosure from you, with respect to the property. And if you don't provide those proper disclosures, the buyer can come back and sue you for misrepresentation, fraud, and failure to disclose. You need a lawyer to properly word and structure the disclosures, so that you're completely protected. If possible, it's good to have an as-if clause added in the contract. I'm Jeff Matsen and I'm the founding and managing partner of Wealth Strategies Counsel. We help people preserve, protect, and transfer their legacy to the next generation, in the most cost saving and efficient manner possible.

tags: real estate law legal advice lease agreements sales and acquisitions rental rental property commercial property joint venture agreement construction contracts commercial lease family limited partnerships limited liability formation wealth strategies counsel jeffrey matsen jeff matsen lawyer legal law firm california ca orange county irvine newport beach santa ana huntington beach

attorney: Wealth Strategies Counsel


What's the #1 misconception about probate?

Wealth Strategies Counsel

The number one misconception about probate is that people just have a complete lack of understanding of what it is. They get it confused with estate taxes. They think it's the same. They, they usually have a negative attitude towards it, which is probably justified. But they don't understand the process that's involved. They don't realize that forms have to be filed. That a court has to make sure that the is instructions of the testator or the client are carried out. So the number one misconception about a probate is really what is probate. How do I carry it out? And what do I do to get through it? I'm Jeff Matsen and I'm the founding and managing partner of Wealth Strategies Counsel. We help people preserve, protect, and transfer their legacy to the next generation, in the most cost saving and efficient manner possible.

tags: estate planning probate wealth preservation wealth management tax laws probate trust trusts living trust wills powers of attorney annuity trusts family limited partnerships wealth strategies counsel jeffrey matsen jeff matsen lawyer legal law firm california ca orange county irvine newport beach santa ana huntington beach lisa allred

attorney: Wealth Strategies Counsel


What are the advantages of going offshore with your assets?

Wealth Strategies Counsel

The principle advantages of going offshore with your assets are you would avoid the jurisdiction of the United States courts. You place the assets offshore where the governments are stable and where the financial institutions are stable. You place them offshore and it makes it very difficult, if not impossible, for the United States court system to attach those assets. I’m Jeff Matsen and I’m the founding and managing partner of Wealth Strategies Counsel. We help people preserve, protect, and transfer their legacy to the next generation in the most cost saving and efficient manner possible.

tags: wealth management offshore accounts wealth preservation wealth management asset protection estate planning tax laws probate trust trusts living trust wills powers of attorney annuity trusts family limited partnerships wealth strategies counsel jeffrey matsen jeff matsen lawyer legal law firm california ca orange county irvine newport beach santa ana huntington beach lisa allred

attorney: Wealth Strategies Counsel


How do creditors find out about what property I own?

Wealth Strategies Counsel

It's easy for creditors in this day of the internet and public disclosure to find out about assests. Moreover if you are involved in a lawsuite creditors can take you deposition under penatly of perjury and force you to disclose what your assests are.So if you haven't planned in providing protection for your assest's the creditors are going to get to them. I'm Jeff Matsen and I'm the founding and managing partner of Wealth Strategies Counsel.We help people preserve, protect and transfer their legacy to the next generation in the most cost saving and efficient manor as possible.

tags: wealth management creditor inquiries wealth management asset protection estate planning tax laws probate trust trusts living trust wills powers of attorney annuity trusts family limited partnerships wealth strategies counsel jeffrey matsen jeff matsen lawyer legal law firm california ca orange county irvine newport beach santa ana huntington beach lisa allred

attorney: Wealth Strategies Counsel


Should I have a Domestic Asset Protection Plan?

Wealth Strategies Counsel

The best structure for a domestic asset protection plan is generally to use liability protected entities in combination with domestic asset protection trust. I like to think of it as a modular plan, where you have the domestic asset protection trust, of which the client is the beneficiary, and the domestic asset protection trust then owns the member, or partner, interest in the liability protected entity. I'm Jeff Matsen and I'm the founding and managing partner of Wealth Strategies Counsel. We help people preserve, protect and transfer their legacy to the next generation in the most cost saving and efficient manner possible.

tags: wealth management wealth preservation wealth management asset protection estate planning tax laws probate trust trusts living trust wills powers of attorney annuity trusts family limited partnerships wealth strategies counsel jeffrey matsen jeff matsen lawyer legal law firm california ca orange county irvine newport beach santa ana huntington beach lisa allred

attorney: Wealth Strategies Counsel


Should I consider offshore asset protection?

Wealth Strategies Counsel

An individual should consider an offshore asset protection plan when they have a substantial amount of liquid assets that can be placed offshore. And the reason you want to consider going offshore is because it gives you a safe haven that is protected against the jurisdiction of the Unites States courts. There are more favorable laws offshore also, with respect to how a lawsuit is treated and how creditors are treated who try to get to your assets. I’m Jeff Matsen and I’m the founding and managing partner of Wealth Strategies Counsel. We help people preserve, protect and transfer their legacy to the next generation in the most cost saving and efficient manner possible.

tags: wealth management offshore accounts wealth preservation wealth management asset protection estate planning tax laws probate trust trusts living trust wills powers of attorney annuity trusts family limited partnerships wealth strategies counsel jeffrey matsen jeff matsen lawyer legal law firm california ca orange county irvine newport beach santa ana huntington beach lisa allred

attorney: Wealth Strategies Counsel


What is a Dynasty Trust in California?

Wealth Strategies Counsel

A dynasty trust is a trust that you set up now for purposes of transferring your legacy onto the next generations. And what it does is it gives you the ability to structure your estate plan on a generation by generation basis, without the future generations having to pay any estate taxes. It also protects against divorce and creditors among your children and grandchildren. I'm Jeff Matsen and I'm the founding and managing partner of Wealth Strategies Councel. We help people preserve, protect and transfer their legacy to the next generation in the most cost saving and efficient manner possible.

tags: estate planning dynasty trust wealth preservation wealth management tax laws probate trust trusts living trust wills powers of attorney annuity trusts family limited partnerships wealth strategies counsel jeffrey matsen jeff matsen lawyer legal law firm california ca orange county irvine newport beach santa ana huntington beach lisa allred

attorney: Wealth Strategies Counsel


Why choose Jeff Matsen for estate planning?

Wealth Strategies Counsel

Jeff Matsen: You should choose me as your estate planning attorny because of my background and my experience. Not only as a lawyer, but in life. I've raised a family with my wife successfully myself. I know what your concerns are and I understand how to implement a plan that will meet your needs. I teach other lawyers how to do this. In fact many lawyers hire me to do their estate planning. I'm Jeff Matsen and I'm the founding and managing partner of Wealth Strategies Council. We help people preserve, protect and transfer their legacy to the next generation in the most cost saving and efficient manner possible.

tags: estate planning who to work with wealth preservation wealth management tax laws probate trust trusts living trust wills powers of attorney annuity trusts family limited partnerships wealth strategies counsel jeffrey matsen jeff matsen lawyer legal law firm california ca orange county irvine newport beach santa ana huntington beach lisa allred

attorney: Wealth Strategies Counsel


If I have a Will, why would I want a Living Trust?

Wealth Strategies Counsel

You should have a living trust because you want to be able to avoid probate and pass your assets to your heirs in the most effective manner possible. Moreover, having a living trust helps you to get organized now. You're the one that knows most about what your assets are and where they're located. In the retitleing process that means that you're able to organize and marshall together your assets so your heirs know what you have and what you own. I'm Jeff Matsen and I'm the founding and managing partner of Wealth Strategies Counsel. We help people preserve, protect and transfer their legacy to the next generation in the most cost-saving and efficient manner possible.

tags: estate planning living trust wealth preservation wealth management tax laws probate trust trusts living trust wills powers of attorney annuity trusts family limited partnerships wealth strategies counsel jeffrey matsen jeff matsen lawyer legal law firm california ca orange county irvine newport beach santa ana huntington beach lisa allred

attorney: Wealth Strategies Counsel


What should real estate buyers be the most aware of?

Wealth Strategies Counsel

If you're the buyer of legal property, some of the major legal concerns you should have deal with the representations and disclosures made to you by the seller. You also need to make sure that the title policy is in effect, and that if there are zoning or other requirements, that you are aware of those zonings and they fit into what your development or purchase plans are. I'm Jeff Matsen and I'm the founding and managing partner of Wealth Strategies Counsel. We help people preserve, protect and transfer their legacy to the next generation in the most cost saving and efficient manner possible.

tags: real estate law real estate purchase lease agreements sales and acquisitions rental rental property commercial property joint venture agreement construction contracts commercial lease family limited partnerships limited liability formation wealth strategies counsel jeffrey matsen jeff matsen lawyer legal law firm california ca orange county irvine newport beach santa ana huntington beach

attorney: Wealth Strategies Counsel


Do I need a lawyer to file a dog bite claim?

Bisnar Chase LLP

In dog attack claims, you don't necessarily need an attorney to handle the claim. If it's serious an attorney will be a big help to you. If you are a fair negotiator, I mean if you know how to negotiate and you can handle dealing with an insurance company, then you could handle the claim yourself, as long as you know the value of the claim yourself (and that's the tricky part). Because a very experienced personal injury attorney, or a dog bite attorney, is gonna know what he settled his last 100 claims for and be able to identify the value of your claim versus those other claims. I'm John Bisnar, the senior partner of the Bisnar Chase law firm. We exclusively represent seriously injured accident victims from our offices at New Port Beach, California.

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attorney: Bisnar Chase LLP


Should I handle my own auto accident claim in California?

Bisnar Chase LLP

People who are involved in auto accidents can handle their own claims. It’s kind of like, can you handle your own injury? Well if your injury is a scratched leg, you can put some antiseptic on it and a band-aid. But if you got a broken leg that needs to be set, I don’t think that’s the kind you want to handle yourself. Same thing with auto accidents – the more serious the accident, the more you’re going to need professional help. I’m John Bisnar, the senior partner of the Bisnar Chase Law Firm. We exclusively represent seriously injured accident victims, from our offices in Newport Beach, California.

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attorney: Bisnar Chase LLP


Who typically gets busted for DUI in California?

The Law Offices of Virginia L Landry, Inc.

My typical clients could be a professional person, that something has gone wrong with. It could be a soccer mom. It could be a college or high school student coming from a great family. It could be grandparents that have gone out to visit their grandchildren and gone out to dinner and shared a bottle of wine and gotten stopped on the way home in an unfamiliar area. We represent a wide variety of people from all professional walks of life and from all across California let alone the United States. If you have a Driving Under the Influence case, we can help you. I'm Virginia Landry. For the last 19 years in Orange County, I've helped when bad things happen to good people. If you've been arrested for a DUI, please call.

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attorney: The Law Offices of Virginia L Landry, Inc.


Should I give an accident statement to an insurance adjuster?

Proner & Proner

After you’re involved in a car accident in New York, the insurance adjuster that contacts you and wants to take a statement is looking to protect their interest, not yours. And when they take that statement, they’re trained to get you to make admissions, against your interest because that will help them to minimize the payments that they make on these claims. The best thing you can do is to tell them you have an attorney, and then the attorney will get the facts straight with them before you say anything that’s going to minimize the amount of money that you’re entitled to after your accident. I’m Mitchell Proner. If you’re looking for an experienced skilled attorney to represent you or a loved one in New York, contact me today.

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attorney: Proner & Proner


Are stairwell accident lawsuits common in New York?

Proner & Proner

In New York City a lot of people are injured in trip and fall accidents involving stairways. In order to be compensated the individual should contact an attorney that can examine the stairway and can help present proof that there was a problem with the stairway if that problem was involved in causing the accident. It's not enough that you're injured, there has to be a defect that the owner of the premises had notice of, and if there is a defect that caused the accident, and the owner had notice of that defect, then the individual that sustained the injuries in that trip and fall accident on the stairway in New York, is entitled to compensation. I'm Mitchell Proner, if you are looking for an experienced, skilled attorney to represent you or a loved one in New York, contact me today.

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attorney: Proner & Proner


What should I do after I've been involved in a car accident in California?

The Roberts Law Firm

If you've been involved in a car accident in Southern California, there's a number of things that you need to do right off the bat. First and foremost, take care of yourself. Make sure you get necessary medical care. Second, contact the insurance company for the person that hurt you, caused your accident. Open up a claim. Say nothing more. Next thing: document your case. Get photographs of the vehicles. Get photographs of your injuries. And probably the fourth and most important thing, contact a car accident attorney that can help represent you in presenting a claim to the insurance company. I'm Jeff Roberts of the Roberts Law Firm, a full service personal injury law firm in Southern California. If you've been involved in an accident, call us for a free consultation.

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attorney: The Roberts Law Firm


Why is it important to hire a good attorney for a wrongful death claim in California?

The Roberts Law Firm

When someone's lost a family member - a husband, a wife, a child, worse yet - they have suffered a tremendous loss and it's at those times, the darkest moments in their life, that they need someone to help guide them through the process of making a claim. But, while understanding what they're going through, and doing it in a caring manner and getting to know the family and understand their loss. An attorney that hands wrongful death claims, a good attorney, will get to know the family so that they can represent the memory of the lost family member. I'm Jeff Roberts of the Robers Law Firm, a full service personal injury law firm in Southern California. If you've been involved in an accident, call us for a free consultation.

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attorney: The Roberts Law Firm


What's a common mistake people make after a car accident?

The Roberts Law Firm

A common mistake that I see people making after they’ve been involved in an auto accident in California is that they don’t get a medical exam. They don’t go to their family doctor and receive treatment. The idea that an accident - because it was a fender bender, or because it didn’t result in a broken bone - that it didn’t result in an injury is a common mistake. And I always tell people, go to a doctor, have an examination. It will help you. I’m Jeff Roberts of the Roberts Law firm, a full service personal injury law firm in Southern California. If you’ve been involved in an accident, call us for a free consultation.

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attorney: The Roberts Law Firm


How are lawyers helping me if i am a victim of the flat-panel screen price fixing scheme?

Girardi & Keese Lawyers

A lot of times people don't really understand what lawyers do, and the fact of the matter is in almost all of these cases good lawyers put in thousands of hours to help the people. You don't even know we're doing it, you don't even know we're working 16 hours a day for you on the flat panel TV screen price fixing case that's going on. On the other hand, that's what we are doing. So the next time you see some ad about corporate America that says how terrible plaintiff lawyers are, think about this- there are a lot of plaintiff lawyers out there that are doing their utmost for you. And that's the truth. My name is Tom Girardi, I am the senior partner of Girardi-Keese. For the past 44 years, we have helped people in California that have been seriously harmed. I'm very proud of the work we've done and the role that we've played.

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attorney: Girardi & Keese Lawyers


How many people are involved in the hot gas class action lawsuit?

Girardi & Keese Lawyers

The people that are part of this action are really all the people who buy gas. In other words, that's what the class action is aimed to help. That group of people in all the warm states, the southern states: California, Arizona, Nevada, who purchase gas because they're the ones that are harmed. Because here, obviously, we have a lot of days where it's warmer than sixty-two degrees outside. And if we can get these devices on these, on these pumps, it's going to save everybody thousands of dollars during the period of their car's lifetime. My name is Tom Girardi. I'm the Senior Partner of Girardi/Keese. For the past forty-four years, we have helped people in California who've been seriously harmed. I'm very proud of the work we've done and the role we've played.

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attorney: Girardi & Keese Lawyers


What is the TXI chromium contamination lawsuit?

Girardi & Keese Lawyers

In a law firm, we've been amazed at the carelessness the major companies destroy or throw away chemicals. A lot of these chemicals are such that they can cause massive harm to the whole community. Indeed that's what happened in the Erin Brokovitch's case. One of those worst chemicals was chromium and indeed there's another situation that is taking place out in river side with the cement manufacturing plant called TXI in which they put all these chromium into the air, right on to the surrounding houses to the plant. My name is Tom Girardi, I'm the senior partner of the Girardi Keese. For the past 44 years we have help people in California who have been seriously harmed. I'm very proud by the work we've done and the role we have played.

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attorney: Girardi & Keese Lawyers


Should I give a statement to the car accident insurance adjuster?

Shandell, Blitz, Blitz & Ashley, LLP

If you're in an automobile accident and the insurance adjuster calls, you should not give them a statement. What you should do is tell them to call your lawyer. Give them your lawyer's name and their number, and tell your lawyer that the adjuster just called you. That's all the contact you should have with the adjuster. The insurance adjuster is a professional whose only job is to make sure that the insurance company keeps there profits higher. The person whose on your side is your lawyer, and they'll make sure that you get the compensation you deserve in any automobile accident here in New York. Hello, my name is Mitchell Ashley of Shandell, Blitz, Blitz, and Ashley. We've been helping people for over 30 years when they've been hurt through someone else's negligence. If you've been injured, let us help you.

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attorney: Shandell, Blitz, Blitz & Ashley, LLP


What's the #2 mistake people make after a car accident?

Shandell, Blitz, Blitz & Ashley, LLP

If the number one mistake people make after a car accident is that they speak to that insurance company representative, then the number two mistake they make is not getting a lawyer on their side fast enough. Plaintiff's personal injury lawyers work on a contingency basis, which means they only recover money if they're successful. So if you call a personal injury lawyer, a plaintiff's lawyer, after your car accident, it's essentially a free phone call to you. And you should avail yourself of that free service to protect your rights in any car accident case. Hello, my name is Mitchell Ashley of Shandell, Blitz, Blitz, and Ashley. We've been helping people for over 30 years when they've been hurt through someone else's negligence. If you've been injured, let us help you.

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attorney: Shandell, Blitz, Blitz & Ashley, LLP


Are car accident lawsuits common in New York?

Shandell, Blitz, Blitz & Ashley, LLP

There is nothing common about any law suits, there are plenty of car accidents that occur and there's many car accident law suits, but every lawsuit brings with it a unique circumstances, unique facts and unique injuries to each person and those injuries have unique effect on each person. So if you are involved in a car accident, whether you think you are very badly injured or not, it is your right and you should take advantage of contacting an attorney and find out what your rights are and whether a lawsuit should be pursued on your behalf. The insurance companies have lawyers for them, you need a lawyer for you. Hello, my name is Mitchell Ashley of SHANDELL - BLITZ BLITZ & ASHLEY. We've been helping people for over thirty years when they've been hurt from someone else's negligence, if you've been injured, let us help you.

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attorney: Shandell, Blitz, Blitz & Ashley, LLP


How long do car accident lawsuits usually take?

Shandell, Blitz, Blitz & Ashley, LLP

If you're in an automobile accident here in New York, the amount of time your case takes depends often on the case itself. How complicated is it? Is it a two car accident? Is it a 17 car accident? That affects how long the case takes. And you have to keep in mind that here in New York, once you say that you're ready for your trial, depending on what county you're in, the case takes a different amount of time. There are some counties when you say you're ready for your trial, you can have your trial in six months. There's others where it takes 18 months. So you can't really predict how long any individual automobile case takes. Hello, my name is Mitchell Ashley of Shandell-Blitz, Blitz, and Ashley. We've been helping people for over 30 years when they've been hurt through someone else's negligence. If you've been injured, let us help you.

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attorney: Shandell, Blitz, Blitz & Ashley, LLP


What are the most common car accident injuries in New York?

Shandell, Blitz, Blitz & Ashley, LLP

In automobile accidents you typically see, uh, injuries to fractures to arms and legs. You can have injuries to your neck and your back. You can have tra-, head injuries. There's all sorts of different injuries because there's all sorts of different automobile accidents here in New York. Just think of the roadways we have, whether it's roads -- you're going slow, or you-, it's highways, or highways you should be going quick on, but suddenly come to a dead stop. We have that here in New York a lot. And so the injuries that can come in, in, from an automobile accident are as varied as automobile accidents. Hello, my name is Mitchell Ashley of Shandell, Blitz, Blitz, and Ashley. We've been helping people for over 30 years when they've been hurt through someone else's negligence. If you've been injured, let us help you

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attorney: Shandell, Blitz, Blitz & Ashley, LLP


How can I collect more in a car accident claim?

Shandell, Blitz, Blitz & Ashley, LLP

If you're in a car accident, you want to make sure you maximize your recovery. You want to get the maximum amount available to you for your injuries and also depending on how it's affected your individual life. The best way to do that is to get yourself a competent lawyer. I had a law professor who always cautioned us about being pilgrims. By that he meant, "you don't want to be an early settler." And my firm, we've been in this for thirty plus years, we've never done that. We make sure each plaintiff is treated individually and we get them the maximum compensation for their injuries. Hello, my name is Mitchell Ashley of Shandell, Blitz, Blitz and Ashley. We've been helping people for over thirty years when they've been hurt through someone else's negligence. If you've been injured, let us help you.

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attorney: Shandell, Blitz, Blitz & Ashley, LLP


Are burn injury lawsuits common in New York?

Shandell, Blitz, Blitz & Ashley, LLP

In New York you certainly hear very often of fires in residential homes or fires in public places. As a result, there are often lawsuits involving people who were burned as a result of those fires. If you're involved in a fire, the most important thing is your health. After that is resolved, get yourself to a lawyer. The consultations are free and take advantage of them. That is my profession, and I'll know what type of lawsuit you can bring, perhaps what codes were violated by the building you live in. So take advantage of the free consultation and call the lawyer. Hello, my name is Mitchell Ashley of Shandell, Blitz, Blitz and Ashley. We've been helping people for over thirty years when they've been hurt through someone else's negligence. If you've been injured, let us help you.

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attorney: Shandell, Blitz, Blitz & Ashley, LLP


If I was injured on NYC subway stairs, how much can I sue for?

Shandell, Blitz, Blitz & Ashley, LLP

If you are injured in New York, whether it be the subway stairs or whether it be any stairs or anyplace, and it's someone else's fault, you are certainly entitled to compensation. How much you are entitled to depends on not only your injuries but how those injuries have affected you and perhaps your family. No one can predict exactly what any individual injury is worth. It's unfair for a lawyer to try or to tell you he can get a certain recovery. In my office or in reputable plaintiff's office, what we do is get you the maximum compensation available to you for your injuries. Hello. My name is Mitchell Ashley of Shandell, Blitz, Blitz & Ashley. We have been helping people for over 30 years when they have been hurt through someone else's negligence. If you have been injured, let us help you.

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attorney: Shandell, Blitz, Blitz & Ashley, LLP


Do stairwell accidents happen a lot in New York?

Shandell, Blitz, Blitz & Ashley, LLP

In New York, we have a great many staircases. So we certainly do have a great many staircase accidents. The accidents vary as much as our staircases do. We have narrow staircases that go into residential buildings and we have wide staircases that go into Penn Station, Grand Central Station or into Madison Square Garden and you have to contact an attorney whose going to be able to tell you your rights with regard to those staircases. There are certain staircases where you need railings. There's others where you don't. Only your attorney is going to be able to tell you whether the staircase was constructed properly. Hello, my name is Mitchell Ashley of Shandell, Blitz, Blitz and Ahsley. We've been helping people for over thirty years when they've been hurt through someone else's negligence. If you've been injured, let us help you.

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attorney: Shandell, Blitz, Blitz & Ashley, LLP


What is a trip and fall injury in New York?

Shandell, Blitz, Blitz & Ashley, LLP

In New York you’re often hear about people tripping and falling because of a defect in the sidewalk, or because of a carpet that is laid incorrectly and so there’s a bubble in it. And when people trip and fall on these defects, there injuries can be as varied as what caused the injury in the first place. From broken arms and legs to a serious injury to someone’s face or even broken necks and backs. Those all come about because of the variety of, uh, circumstances that cause someone to trip and fall in the first place. Hello, my name is Mitchell Ashely of Shandell, Blitz, Blitz, and Ashley. We’ve been helping people for over 30 years when they’ve been hurting from someone else’s negligence. If you’ve been injured, let us help you.

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attorney: Shandell, Blitz, Blitz & Ashley, LLP


How much does a car accident attorney cost?

Shandell, Blitz, Blitz & Ashley, LLP

If you're involved in an automobile accident in New York, or even a trip and fall accident, any sort of accident, the type of lawyer you're going to call is a plaintiff's personal injury lawyer. In New York, plaintiff's lawyers work on a contingency fee, which means they only recover money if they're successful in bringing your lawsuit. You know you've been hurt in the accident. The lawyers know what your rights are with regards to that accident and how to get you a recovery for your injuries. The consultation is going to be free. You should take advantage of their expertise. Hello, my name is Mitchell Ashley of Shandell, Blitz, Blitz and Ashley. We've been helping people for over thirty years when they've been hurt through someone else's negligence. If you've been injured, let us help you.

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attorney: Shandell, Blitz, Blitz & Ashley, LLP


Are lost wages covered after a car accident?

Shandell, Blitz, Blitz & Ashley, LLP

In New York we certainly can recover. If you're injured and as a result of that injury you can't go to work, you certainly can recover for your lost wages. You can recover for your time missed from work. You can recover if as a result of you being injured you had to use up sick time from your job. The person who can tell you exactly what your rights are, are a plaintiffs personal injury lawyer. The consultation with a plaintiffs lawyer are free. Take advantage of it. They're the professional in this area, and you should avail yourself of their knowledge. Hello my name is Mitchell Ashley, of Shandell, Blitz, Blitz, and Ashley. We've been helping people for over 30 years when they've been hurt through someone else's negligence. If you've been injured let us help you.

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attorney: Shandell, Blitz, Blitz & Ashley, LLP


Are my medical bills covered after a car or truck accident?

Shandell, Blitz, Blitz & Ashley, LLP

If you're involved in a car or truck accident, in New York we have the no fault law which means that even if you don't have health insurance you are able to get medical coverage for a period of time. Always get yourself to the doctor and tell that doctor or the hospital that you were involved in an automobile accident, that will make sure that your bills are covered. In order to find out whether all your medical bills are covered you should contact an attorney ,a plaintiff personal injury lawyer, whose going to be able to evaluate your case and tell you what your rights are with regard to medical bills. Hello, my name is Mitchell Ashley, of Shandell, Blitz, Blitz & Ashley we've been helping people for over thirty years when they've been hurt through someone elese negligence, if you've been injured, let us help you.

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attorney: Shandell, Blitz, Blitz & Ashley, LLP


Can I sue if I slipped on ice on a New York sidewalk?

Shandell, Blitz, Blitz & Ashley, LLP

In New York in the winter, we often have ice on the sidewalks, ice on the streets and people often slip and fall on that ice. Whether or not they can bring a lawsuit depends on the circumstances of that particular case, or their case. They won't know that. All a person knows who slips and falls on ice is that they might be severely injured. What they should do is contact a lawyer. The lawyer will be able to evaluate their case and it's a free consultation, so take advantage of it. The lawyer will tell them whether or not they can bring a lawsuit for their injuries. Hello, my name is Mitchel Ashley of Shandell, Blitz, Blitz and Ashley. We've been helping people for over 30 years when they've been hurt from someone else's negligence. I've you've been injured, let us help you.

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attorney: Shandell, Blitz, Blitz & Ashley, LLP


Is there a statute of limitations on lawsuits against the state or city?

Shandell, Blitz, Blitz & Ashley, LLP

If you trip and fall and it’s the fault of the city or the state, there are certain statute limitaition periods, times within which you must bring your lawsuit and those are specific to NY city or municipality or to the state, and they’re different. You as the person who fell are never going to know what those are. You have to contact the lawyer, the plainest personal injury lawyer. It’s their job to know what those limitation periods are. The consultations are free, so take advantage of them, call the lawyer. Hello, my name is Mitchell Ashley, of Shandell, Blitz, Blitz and Ashley. We’ve been helping people for over thirty years when they’ve been hurt through someone else’s negligence. If you’ve been injured let us help you.

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attorney: Shandell, Blitz, Blitz & Ashley, LLP


Will I lose my license due to a vehicular assault conviction?

Altman & Altman, LLP

If you're convicted in Massachusetts for a vehicular assault crime, you absolutely can lose your license. It's almost a sure bet that the registry is going to try to take your license. However, it's not a done deal. My advice is you get counsel who knows how to handle these cases. Obviously, I would expect your attorney, if they're experienced at all, was planning for this possibility in the defense of your case, and they should be defending you with the registry to help you keep your license or at least get a Cinderella license, a license that you can use in order to go to work. I'm Sam Goldberg, lead counsel for criminal defense matters at Altman & Altman in Cambridge, Massachusetts. I have 25 years of experience. If you're in trouble and you need someone in your corner who cares and will fight for you, give me a call.

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attorney: Altman & Altman, LLP


Should I get a lawyer to negotiate a severance package?

The Harman Firm, P.C.

You absolutely need a lawyer to negotiate a severance package. In many instances the severance package can be made better with the assistance of a lawyer. At a bare minimum, you should understand what the package means and what all the language of the package means. And you should go over your employment history with a lawyer as it relates to the severance agreement. And in the event that there is a problem with any of the payouts under the agreement, you have already established a relationship with a lawyer who can help you work with the company to make sure that all payments are made under the agreement. My name is Walker Harman. I am the managing attorney of the Harman Firm. If you believe that you’ve been the victim of illegal employment discrimination, we are eager to speak to you! Please give us a call.

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attorney: The Harman Firm, P.C.


How can I prove that I'm being sexually harassed?

The Harman Firm, P.C.

The best way to prove that you've been sexually harassed is to keep documentation of what you believe to be sexual harassment and ultimately provide that to your attorney. You need to file a formal, written complaint with your company. You need to keep a copy of it. If you email it, email a copy to your personal account. Also, keep a log. If the conduct continues, if someone's harassing you on a daily basis, keep a journal of it; the dates, the times, the places. Your attorney will want that information in order to help you build your case of sexual harassment against your employer. My name is Walker Harman. I'm the managing attorney of the Harman Firm. if you believe you've been the victim of illegal employment discrimination, we are eager to speak with you. Please give us a call.

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attorney: The Harman Firm, P.C.


How much money in a college sexual harassment case?

The Harman Firm, P.C.

The compensation in a college sexual harrassent case is more difficult to assess. It depends often on the emotional injuries that the particular student, for instance, has suffered. So it would depend on how bad, for instance, the sexual harrasment was. Was there forced sexual activity? That would be a case where there might be higher emotional injuries and therefore higher damages. So it's really difficult to assess that. And I would recommend to anyone that believes they're being sexual harrased on a college campus seek the advice of an attorney so that they can help you assess whether you have a case, in the first instance and also what kind of damages could could evolve out of that case. My name is Walker Harmon. I'm the managing attorney of the Harmon Firm. If you believe you've been the victim of illegal employment discrimination, we are eager to speak with you. Please give us a call.

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attorney: The Harman Firm, P.C.


What is a Domestic Asset Protection Plan?

Wealth Strategies Counsel

Domestic asset protection plan is one that is centered either locally here in California or on a national basis within the United States and it constitutes, uh, using liability protected entities and domestic asset protection trust. Not all states have these, the same laws pertaining to the entity protection and the asset protection trust and so you need to make sure that when you set up a domestic asset protection plan it's done in the right venue in the right way with the proper structure. I'm Jeff Matsen and I'm the founding and managing partner of Wealth Strategies Council. We help people preserve, protect, and transfer their legacy to the next generation in the most cost saving and efficient manner possible.

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attorney: Wealth Strategies Counsel


What is superior about your approach to asset protection?

Wealth Strategies Counsel

The difference between our firm and other firms when it comes to assest protection planning, is that we think of our services as directly tailored to the client. We know when to go off shore, when to stay domestic. We know when to utilize liability protected entities. We know when you can set up a marital planning program that will protect your assests. We know how to structure and follow through. And moreover, we get it done quickly, efficiently and we carry out and implement the techniques to the last detail. I'm Jeff Matsen, and I'm the founding and managing partner of Wealth Strategies Counsel. We help people perserve, protect and transfer their legacy to the next generation in the most cost saving and efficient manner possible.

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attorney: Wealth Strategies Counsel


What's the #1 mistake when buying commercial property?

Wealth Strategies Counsel

The number one mistake people make in buying commercial property is they don't carefully analyze the vehicle in which they utilize to purchase the property. They need to make sure that they have the proper liability protected entity in which to place the property. And they also need to make sure, of course, that they are getting what they're paying for. They need to make sure that the representations of the seller, the disclosure of the seller, is complete and exhaustive. They need someone to review those disclosures who has experience in real estate and knows what the problems can be. I'm Jeff Matsen and I'm the founding and managing partner of Wealth Strategies Counsel. We help people preserve, protect and transfer their legacy the next generation in the most cost saving and efficient manner possible.

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attorney: Wealth Strategies Counsel


Why do I need to worry about protecting my assets?

Wealth Strategies Counsel

You need to worry about protecting and preserving your assets because we live in a predatory climate. There are creditors now who are attempting to sue and get into the deep pocket of people who are business owners, or professionals, or who own real estate assets. We're in a victim oriented society where people think that they need to be compensated for anything bad that might happen. Therefore, in this situation because of the proliferation of lawsuits, the victim oriented society and the notoriety that some of these cases are given, you need to protect your assets. I'm Jeff Matson and I'm the Founding and Managing Partner of Wealth Strategies Council. We help people preserve, protect and transfer their legacy to the next generation in the most cost saving and efficient manner possible.

tags: wealth management wealth preservation wealth management asset protection estate planning tax laws probate trust trusts living trust wills powers of attorney annuity trusts family limited partnerships wealth strategies counsel jeffrey matsen jeff matsen lawyer legal law firm california ca orange county irvine newport beach santa ana huntington beach lisa allred

attorney: Wealth Strategies Counsel


Can litigation occur in probate or trust administration?

Wealth Strategies Counsel

There are a lot of problems that arise that generate litigation during probate or trust administration. A lot of those problems are because of the drafting errors that were made in the initial estate plan. That's why it's so important that the estate plan be prepared by a competent attorney. Other problems arise because of the fact that there are disagreements amongst the children as to what the parent's intentions are. And even if the intentions are clearly stated, children feel slighted, or heirs from a prior marriage contest and dispute with the second wife. And there is lots of different problems involved with blended families. I'm Jeff Matsen, and I'm the founding and managing partner of Wealth Strategies Counsel. We help people preserve, protect, and transfer their legacy to the next generation in the most cost saving and efficient manner possible.

tags: estate planning probate litigation wealth preservation wealth management tax laws probate trust trusts living trust wills powers of attorney annuity trusts family limited partnerships wealth strategies counsel jeffrey matsen jeff matsen lawyer legal law firm california ca orange county irvine newport beach santa ana huntington beach lisa allred

attorney: Wealth Strategies Counsel


Why Wealth Strategies Counsel for probate or trust admin?

Wealth Strategies Counsel

Wealth strategies counsel is the right firm to hire for probate and trust administration, because of our experience and because of the process we have at carrying out the deceased instructions. We have gone to court many different times. We’ve filed probates, hundreds of them. We’ve handled hundreds of different estate administrations. We’ve made a difference. We’ve saved clients money. We’ve helped them speed up the process. And we have avoided beneficiary contentions. We are the right firm to hire because we are the right people at the right time, doing the right thing. I’m Jeff Matsen and I’m the founding and managing partner of Wealth Strategies Counsel. We help people preserve, protect and transfer their legacy to the next generation in the most cost saving and efficient manner possible.

tags: estate planning who to work with wealth preservation wealth management tax laws probate trust trusts living trust wills powers of attorney annuity trusts family limited partnerships wealth strategies counsel jeffrey matsen jeff matsen lawyer legal law firm california ca orange county irvine newport beach santa ana huntington beach lisa allred

attorney: Wealth Strategies Counsel


How do I find a lawyer if I'm the victim of a Metro Link accident?

Girardi & Keese Lawyers

Maybe one would ask, if I got hurt in a Metrolink crash, who should I call upon? What lawyer can help me? You know, that’s a real good question. The medical community has done a much better job at guiding people to the right person because of the medical problem you may have. If your little child is sick, you know you need to go to a pediatrician. If you break your leg, you need to go to an orthopedic surgeon. On the other hand for lawyers all it says is: lawyer. You know - lawyer one flight up. And the only way really I think you can get a handle on this is to do some investigation yourself. Services like Legal Faces do an awful lot to give you a handle on the lawyers that are out there, the type of work they do, and how they are successful. My name is Tom Girardi. I’m the senior partner of Girardi Keese. For the past forty-four years we’ve helped people in California who’ve been seriously harmed. I am very proud of the work that we have done and the role that we have played.

tags: girardi california metro link train crashes

attorney: Girardi & Keese Lawyers


How is your firm helping the families affected by TXI chromium contamination?

Girardi & Keese Lawyers

You know, I’m very proud of our law firm to try to help families who’ve been harmed by TXI conduct. You know, TXI absolutely, positively knew what they were doing. They knew they were belching this carcinogen chromium into the air, onto the swing sets, into the water of this little community. And the fact of the matter is, many families have been very badly hurt by it. For a firm like ours, it’s great to be a part to try to create justice for these people who have suffered serious and terrible harm due to the conduct of a company that didn’t really care. My name is Tom Girardi. I’m the senior partner of Girardi Keese. For the past forty-four years, we have helped people in California who have been seriously harmed. I’m very proud of the work that we’ve done and the role that we’ve played.

tags: girardi california txi chromium contamination riverside

attorney: Girardi & Keese Lawyers