LegalFaces.com

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Can I keep my car after a bankruptcy?

If you are filing a chapter 7 bankruptcy and you wish to keep your car and you can afford to make the payments and you are up to date on your payments, you can keep your car as long as the car is an exempt asset. If your car happens to be a Maserati, and it's worth $50,000, it may be a serious issue. So, sometimes it depends on how much the car is worth. Hi, I'm Harvey Alford, with the law firm of Alford a& Bertrand, we have thirty years expertise in the area of bankruptcy. If you feel you need a fresh financial start, we offer a free consultation.

tags: bankruptcy keeping my car debt relief loan credit cards lawyer attorney Boston Massachusetts Alford & Bertrand

attorney: Alford & Bertrand, LLC

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Can I keep my car after a bankruptcy?

Almost everybody who files bankruptcy keeps their car, uh, if they want to. In many cases somebody may wish to surrender a vehicle due to car payments that they are unable to afford, in which case they could elect to surrender the car. But if you don't want to surrender the car, in most cases, you will keep your vehicle as well as your other personal property. I'm Stewart Alford, a bankruptcy lawyer with the law firm of Alford and Bertrand. I've been practicing bankruptcy law for almost twenty years.

tags: bankruptcy my car debt relief loan credit cards lawyer attorney Boston Massachusetts Alford & Bertrand

attorney: Alford & Bertrand, LLC

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Is my car covered under a debt settlement program?

A car is usually not going to be covered in a debt settlement program here in California. Usually debt settlement programs only involve unsecured debt. With a car loan, the car itself is the object that's being secured, so it's not going to be covered in a debt settlement program. I'm Vincent Howard, senior managing partner of Howard | Nassiri. We work hard everyday representing the consumer from our headquarters in Orange County, California. If you need an attorney you can trust, go ahead and give us a call.

tags: debt settlement car covered? debt relief predatory lending loan modification foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP

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What happens to my debt after a bankruptcy?

If it's a straight Chapter 7 bankruptcy, the unsecured debt, meaning credit card debt, old utility bills, and medical bills and so forth, determines the discharge. Which means that they are noncollectable. There is a permanent restraining order on any attempt to collect them. They are in effect wiped out. You no longer owe them for all practical purposes. Hi, I'm Harvey Alford, with the law firm of Alford and Bertrand. We have 30 years expertise in the area of bankruptcy. If you feel you need a fresh financial start, we offer a free consultation.

tags: bankruptcy debt status debt relief loan credit cards lawyer attorney Boston Massachusetts Alford & Bertrand

attorney: Alford & Bertrand, LLC

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What is bankruptcy?

Bankruptcy allows debtors to get relief from their debt and protection from their creditors. In many cases bankruptcy will allow somebody to save a home from foreclosure or a vehicle from reposition. I'm Stuart Alford, an bankruptcy lawyer with the law firm of Alford & Bertrand. I've been practicing bankruptcy law for almost 20 years.

tags: bankruptcy definition debt relief loan credit cards lawyer attorney Boston Massachusetts Alford & Bertrand

attorney: Alford & Bertrand, LLC

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Will I be able to buy a car after filing for bankruptcy?

Most people who file bankruptcy are able to purchase an automobile subsequent for the filing and discharge of either a chapter seven or a chapter thirteen bankruptcy. I'm Stewart Alford, a bankruptcy lawyer with the law firm of Alford and Bertrand. I've been practicing bankruptcy law for almost twenty years.

tags: bankruptcy buying a car debt relief loan credit cards lawyer attorney Boston Massachusetts Alford & Bertrand

attorney: Alford & Bertrand, LLC

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Debt settlement or bankruptcy in California?

In California, it's going to depend on the individual consumer's situation as to whether they should enroll in a debt settlement program, or whether they should declare bankrupcy. Certainly, if someone doesn't have a lot of disposable income, or any disposable income, to make the monthly payments necessary to be in a debt settlement program, and if they have an insurmountable amount of unsecured debt, then bankrupcy may be the way to go. But keep this in mind - with the change in the new bankrupcy's laws, it's not like it used to be, where you filed bankrupcy and, that's it, my hands are wiped clean of it. With the new bankrupcy laws, you may still have to be in a repayment program, just like you would in a debt settlement program. I'm Vincent Howard, senior and managing partner of Howard Nassiri. We work hard every day, representing the consumer, from our headquarters in Orange County, California. If you need an attorney you can trust, go ahead and give us a call.

tags: debt settlement bankruptcy debt relief predatory lending loan modification foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP

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What is chapter 7 bankruptcy?

A Chapter Seven bankruptcy is a bankruptcy which has a goal to discharge or wipe out all of your unsecured debt, meaning credit card debt, doctors' bills, oil bills, hospital bills, things that aren't secured by collateral that you want to keep such as a home loan or an auto. But you also have an alternative, a choice, if you have a car that you want to get rid of, you can get rid of the car, and get rid of that debt. If you have a house that for any reason you feel that you no longer can afford to live in, and you want to surrender the house and get rid of that debt, you can do that with a Chapter Seven as well. Hi, I'm Harvey Alford, with the law firm of Alford and Bertrand. We have thirty years' expertise in the area of bankruptcy. If you feel you need a fresh financial start, we offer a free consultation.

tags: bankruptcy chapter 7 bankruptcy debt relief loan credit cards lawyer attorney Boston Massachusetts Alford & Bertrand

attorney: Alford & Bertrand, LLC

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How can debt settlement help me?

Debt settlement can help you simply because it eliminates your unsecured debt. With that unsecured debt hanging over your head and you not making in roads to paying it off, it could have adverse effects on your credit rating, credit score. We live in a society that dominated by what your credit score is. You can't get a home, you can't buy a car, you can't get a student loan without it. So one of the things that debt settlement does is that it helps you get back on the road to financial freedom quicker. I'm Vincent Howard, senior and managing partner of Howard/Nassiri. We work hard every day, representing the consumer from our headquarters in Orange County, California. If you need an attorney you can trust, go ahead and give us a call.

tags: debt settlement credit score debt relief predatory lending loan modification benefit foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP

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Can I keep my house in a Massachusetts bankruptcy?

Almost all of our clients keep their house in a bankruptcy. There's a Homestead Act in Massachusetts if you've been living in a house long enough. You're entitled to protect up to 500,000 in equity if you file a bankruptcy, but that doesn't apply to everybody, it depends how long you been in the house. All the more reason to consult an attorney as soon as the thought of bankruptcy crosses your mind, just make sure number one, that your house is protected number two, that you have a Homestead filed, that if you're within that protection range of protection you keep your house as long as you make your mortgage payments. Hi, I'm Harvey Alford of with the law firm of ALFORD & BERTRAND. We have thirty years expertise in the area of bankruptcy. If you feel you need a fresh financial stock,we offer free consultation.

tags: bankruptcy keeping my house debt relief loan credit cards lawyer attorney Boston Massachusetts Alford & Bertrand

attorney: Alford & Bertrand, LLC

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Does my debt go away in a debt settlement?

Your debt may go away in a debt settlement program. I mean at the end of the day that's the goal. Our goal - or anyone going into a debt settlement program, that program's goal is to negotiate away your unsecured debt. However, the consumer has to realize that it's up to the creditor ultimately whether or not they want to reduce or even erase the amount of debt that you owe. Most of the times they will do that because some money is better than no money. I'm Vincent Howard, senior and managing partner of Howard Nassiri. We work hard every day representing the consumer from our headquarters in Orange County, California. If you need an attorney you can trust, go ahead and give us a call.

tags: debt settlement debt erasure debt relief predatory lending loan modification foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP

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What is debt settlement?

Debt settlement is an aggressive approach to reducing the amount of unsecured debt that a person owes. The length of time in a program can vary, but it usually ranges anywhere from six months to four years depending on how aggressive of an approach the consumer wants to take. I'm Vincent Howard, Senior and Managing Partner of Howard Nassiri. We work hard every day, representing from our headquarters in Orange County, California. If you need an attorney you can trust, go ahead and give us a call.

tags: debt settlement definition debt relief predatory lending loan modification benefit foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP

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What is chapter 7 bankruptcy?

Chapter seven bankruptcy is what most people think of when they hear the word "bankruptcy." It allows most debtors to keep all of their property and to get permanent relief from their debt. I'm Stewart Alford, a bankruptcy lawyer with the law firm of Alford and Bertrand. I've been practicing bankruptcy law for almost twenty years.

tags: bankruptcy chapter 7 debt relief loan credit cards lawyer attorney Boston Massachusetts Alford & Bertrand

attorney: Alford & Bertrand, LLC

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Are my credit cards covered in a debt settlement program?

All your credit cards will be covered in a debt settlement program if you decide to enroll them in the program. Some consumers decide to put some of their credit card debt in the program, while keeping current in continuing to make payments on others, but any credit card that you wish to put through the program is eligible for the program. I'm Vincent Howard, senior and managing partner of Howard Nassiri. We work hard everyday representing the consumer everyday,from our headquarters in Orange County California if you need an attorney you can trust, go ahead and give us a call.

tags: debt settlement credit cards debt relief predatory lending loan modification foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP

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How do I know if I should file for bankruptcy?

Meet with an experienced bankruptcy attorney to discuss youf financial situation in detail to determine whether or not bankruptcy will provide you with the relief that you need. I'm Stewart Alford, a bankruptcy lawyer with the law firm of Alford and Bertrand. I've been practicing bankruptcy law for almost twenty years.

tags: bankruptcy should I file? debt relief loan credit cards lawyer attorney Boston Massachusetts Alford & Bertrand

attorney: Alford & Bertrand, LLC

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How common are bankruptcy filings in Massachusetts?

Bankruptcy filings are more common now than ever before, especially due to the current economic crisis which we currently face. Many consumers are finding that bankruptcy is their only remaining option for relief, or in many cases the only way to save their home from foreclosure. I'm Stuart Alford, a bankruptcy lawyer with the law firm of Alford & Bertrand. I've been practicing bankruptcy law for almost 20 years.

tags: bankruptcy frequency debt relief loan credit cards lawyer attorney Boston Massachusetts Alford & Bertrand

attorney: Alford & Bertrand, LLC

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How long will it take debt settlement to get me out of debt?

In California, once you engage in a debt settlement program, how fast you get out of debt is really going to depend on you. In some of the better programs where you're putting money into a trust account with an attorney giving them the ability to negotiate your debt away, it's going to depend on how much disposable income you're going to have and how much money you're going to have to put in that trust account. If you put more money in there, of course you're going to get out of debt a lot faster than someone who's putting less money in there. So, at the end of the day it's going to depend on the actual consumer on how fast they get out of debt. I'm Vincent Howard, senior and managing partner of Howard and Nesery. We work hard every day representing the consumer from our headquarters in Orange County California. If you need an attorney you can trust, go ahead and give us a call.

tags: debt settlement how long? debt relief predatory lending loan modification foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP

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Who is the average person filing for bankruptcy?

There is no average bankrupt debtor. People from all walks of life are affected by financial crisis and find that bankruptcy provides them with the particular relief that they need for their problems. I'm Stuart Alford, a bankruptcy lawyer with the law firm of Alford & Bertrand. I've been practicing bankruptcy law for almost twenty years

tags: bankruptcy typical case debt relief loan credit cards lawyer attorney Boston Massachusetts Alford & Bertrand

attorney: Alford & Bertrand, LLC

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What is chapter 13 bankruptcy?

A Chapter 13 Bankruptcy is a repayment plan. In many cases, a Chapter 13 debtor is allowed to pay back a portion of their debt over time and at the end of the case the balance of that debt is discharged. I'm Stuart Alford, a bankruptcy lawyer with the law firm of Alford & Bertrand. I've been practicing bankruptcy law for almost 20 years.

tags: bankruptcy chapter 13 debt relief loan credit cards lawyer attorney Boston Massachusetts Alford & Bertrand

attorney: Alford & Bertrand, LLC

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Who's the most typical bankruptcy filer in Massachusetts?

There is no such thing as the average person filing bankruptcy. Uh, millionaires file bankruptcy. John Conley, the former governor of Texas, filed bankruptcy. Uh, unemployed people file bankruptcy. Uh, doctors and lawyers file bankruptcy. So that, there, there is no average person who files bankruptcy. Hi, I’m Harvey Alford with the law firm of Alford and Bertrand. We have 30 years expertise in the area of bankruptcy. If you feel you need a fresh financial start, we offer a free consultation

tags: bankruptcy typical bankruptcy filer debt relief loan credit cards lawyer attorney Boston Massachusetts Alford & Bertrand

attorney: Alford & Bertrand, LLC

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Who is eligible for debt settlement in California?

In California, if you have unsecured debt, $5000 or more, and you have disposable income that will allow you to make payments in a debt settlement program, then you're going to be eligible to enroll in a debt settlement program. Some of the things that a consumer might want to think about is whether or not they are what's called "judgement proof," and those are things that you can talk about with your attorney that will help you make a decision as to whether you should even enroll in a debt settlement program. I'm Vincent Howard, senior and managing partner of Howard Nassiri. We work hard every day representing the consumer from our headquarters in Orange County, California. If you need an attorney you can trust, go ahead and give us a call.

tags: debt settlement eligibility debt relief predatory lending loan modification foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP

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Are debt settlements common in California?

Given our current economic crisis and situation, debt settlement is becoming more and more common in California. Uh, you will see on the news or on radio ads, or TV ads, debt settlement companies are popping up all over the place in California. Uh, you have to be very careful and do your due diligence when looking to see, uh, what debt settlement program you want to engage in. Uh, one thing, uh, I think that would be in the consumer's best interest is to look for a debt settlement program that is attorney based. Because only an attorney can enforce your rights in a court of law. Debt settlement companies can't do that. I'm Vincent Howard, senior and managing partner of Howard and Nassiri. We work hard everyday representing the consumer, from our headquarters in Orange County, California. If you need an attorney you can trust, go ahead and give us a call.

tags: debt settlement frequency debt relief predatory lending loan modification foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP

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What does fair debt collection mean?

Fair Debt Collection simply means that debt collectors, when they are engaging in the business of collecting on their debts, they must engage in fair practices in doing that. They can't do anything false or misleading or anything that would be considered unfair. I'm Vincent Howard, Senior and Managing Partner of Howard/Nassiri. We work hard every day representing the consumer from our headquarters in Orange County, California. If you need an attorney you can trust, go ahead and give us a call.

tags: debt collection fairness definition fair debt collection debt relief loan modification foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP

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What debt collection actions are prohibited?

Under the Fair Debt Collection Practices Act, uh,it prevents debt collectors as that term is defined under the Act, uh, from engaging in harassment and abuse of the consumer, uh, false or misleading communications and general unfair business practices. I'm Vincent Howard, Senior and Managing Partner of Howard and Nassiri. We work hard everyday representing the consumer from our headquarters in Orange County California. If you need an attorney you can trust, go ahead and give us a call.

tags: debt collection prohibited actions fair debt collection debt relief loan modification foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP

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Why do I need a lawyer to handle my bankruptcy?

Bankruptcy law is complicated. It has become even more complicated since the so-called Bankruptcy Reform Act of 2005. Don't go it alone. Have an experienced bankruptcy attorney represent you. I'm Stuart Alford, Bankruptcy Lawyer with the law firm of Alford and Bertand. I've been practicing bankruptcy law for almost 20 years.

tags: bankruptcy lawyer purpose debt relief loan credit cards lawyer attorney Boston Massachusetts Alford & Bertrand

attorney: Alford & Bertrand, LLC

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What do I do if a debt collector has violated the law?

In California, if you believe a debt collector has cross the line or violated the law, what you first must do is document the wrongdoing. So many times I have clients that come in and they tell me in general that a debt collector has crossed the line, but what I specifically need to know, or what an attorney needs to know is what exactly were the bad acts? For example, a common violation is phone calls- harassing phone calls by the debt collectors after the given time periods. Or they've said harassing or abusive things to that consumer. You need to document that, get the time, date, who you spoke with and what was said, and give that over to your attorney and that's the first step in prosecuting one of these claims. I'm Vincent Howard, senior and managing partner for Howard Nassiri. We word hard every day representing the consumer from our headquarters in Orange County, CA. If you need an attorney you can trust, go ahead and give us a call.

tags: debt collection law violation fair debt collection debt relief loan modification foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP

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How can a debt settlement attorney help me?

A debt settlement attorney can help you in a number of ways. One, all your debt settlement attorney is going to know what the law is. Debt settlement companies can't, and when a debt settlement attorney gets a case, he or she can look to make sure that the debt can even be a collection. A lot of times, debt collection companies and creditors try to collect on debts that have already been paid, debts that are timed out. Only an attorney is going to be able to look at your specific situation and guide you appropriately through your debt settlement program. I'm Vincent Howard, senior managing partner of Howard Debt Series. We work hard every day representing the consumer from our headquarters in Orange County, California. If you need an attorney you can trust, go ahead and give us a call.

tags: debt settlement attorney role debt relief predatory lending loan modification foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP

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What happens to student loans in a bankruptcy?

Student loans are almost never discharged by the filing of a bankruptcy. The only instance in which students loans would be discharged would be a showing of extraordinary hardship, in a hearing before a bankruptcy judge. I'm Stuart Alford, a bankruptcy lawyer with the law firm of Alford & Bertrand. I've been practicing bankruptcy law for almost 20 years.

tags: bankruptcy student loans debt relief loan credit cards lawyer attorney Boston Massachusetts Alford & Bertrand

attorney: Alford & Bertrand, LLC

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When should I consult an attorney regarding bankruptcy?

If you are considering filing for bankruptcy or if you have questions about bankruptcy you should consult an attorney rather than go it alone. If you're receiving phone calls at home from creditors or if you are more than one payment behind on your mortgage, you should consult with an attorney immediately. I'm Stuart Alford, a bankruptcy lawyer with the law firm of Alford & Bertrand. I've been practicing bankruptcy law for almost 20 years.

tags: bankruptcy attorney consult debt relief loan credit cards lawyer attorney Boston Massachusetts Alford & Bertrand

attorney: Alford & Bertrand, LLC

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What debts have to be paid back in bankruptcy?

Student loans are non-dischargeable in bankruptcy in almost all instances. Also, domestic support order such as alimony or child support or similar orders are non-dischargeable in bankruptcy. I'm Stuart Alford, bankruptcy lawyer with the law firm of Alford and Bertrand. I've been practicing bankruptcy law for almost 20 years.

tags: bankruptcy debts to pay debt relief loan credit cards lawyer attorney Boston Massachusetts Alford & Bertrand

attorney: Alford & Bertrand, LLC

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What is chapter 13 bankruptcy?

Chapter thirteen bankruptcy is available, number one, for somebody who has mortgage arrears that they cannot pay, that their house is being foreclosed. And it allows them to do two things. One pay the mortgage arrears over a period of five years. It also allows them to pay only a portion of their unsecured debt, such as credit card debt, often as low as ten percent. Chapter thirteen is also available for people whose income is too high to allow them to file a chapter seven. Hi, I’m Harvey Alford with the law firm of Alford and Bertrand. We have thirty years expertise in the area of bankruptcy. If you feel you need a fresh financial start, we offer a free consultation.

tags: bankruptcy chapter 13 bankruptcy debt relief loan credit cards lawyer attorney Boston Massachusetts Alford & Bertrand

attorney: Alford & Bertrand, LLC

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What are the psychological benefits of a debt settlement?

The feeling you get or the feeling I get when helping someone settle their unsecure debt it's hard to put into words because you have a client who's come to you, they are in a hard way, they are in financial dire straits and they can't make that next mortgage payment, buy groceries even and at the end of our program you talk to that same consumer and they have a renewed sense of confidence you know. They are proud of that accomplishment that they achieve. They have paid off their debt, they are now back on the road to financial freedom and to see that broken person transformed into this person who's confident and happy really makes me feel good. I'm Vincent Howard senior and managing partner of HOWARD/NASSIRI. We work hard everyday representing the consumer, from our headquarters in Orange County California. If you need an attorney you can trust- go ahead and give us a call.

tags: debt settlement benefits debt relief predatory lending loan modification foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP

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When should I consult an attorney about declaring bankruptcy?

If your debt is changing your quality of life, if it's affecting the way you eat, sleep, your relationship with your family, and you don't see any way to take care of your debt, you should consult an attorney. Hi, I'm Harvey Alford, with the law firm of Alford & Bertrand. We have 30 years expertise in the area of bankruptcy. If you feel you need a fresh financial start, we offer a free consultation.

tags: bankruptcy attorney consult debt relief loan credit cards lawyer attorney Boston Massachusetts Alford & Bertrand

attorney: Alford & Bertrand, LLC

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What will bankruptcy protect me from?

The filing of a bankruptcy petition will protect you from creditor action. It will protect you from phone calls. It will protect you from law suits. It will protect you from foreclosure. It will protect you from repossession. I'm Stuart Alford a bankruptcy lawyer with the law firm of Alford & Bertrand. I've been practicing bankruptcy law for almost 20 years.

tags: bankruptcy protection debt relief loan credit cards lawyer attorney Boston Massachusetts Alford & Bertrand

attorney: Alford & Bertrand, LLC

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What debts are forgiven in a bankruptcy?

The question is better asked the other way around. There are many more debts that are forgiven in a bankruptcy than are not forgiven. Debts which are discharged are the rule. Debts which are not forgiven is the exception. I'm Stewart Alford, a bankruptcy lawyer with the law firm of Alford and Bertrand. I've been practicing bankruptcy law for almost twenty years.

tags: bankruptcy forgiven degts debt relief loan credit cards lawyer attorney Boston Massachusetts Alford & Bertrand

attorney: Alford & Bertrand, LLC

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Does everyone qualify for bankruptcy?

Not everybody automatically qualifies to file a chapter 7 bankruptcy. There is a means test which all deters must take in order to establish their eligibility to file a chapter 7 bankruptcy. I'm Stuart Alford, bankruptcy lawyer with the law firm of Alford and Bertrand. I've been practicing Bancroft law for almost 20 years

tags: bankruptcy qualifications debt relief loan credit cards lawyer attorney Boston Massachusetts Alford & Bertrand

attorney: Alford & Bertrand, LLC

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How can I stop a debt collector from contacting me?

Uh, a surefire way to stop a debt collector from contacting you is retaining the services of an attorney. Because under the Fair Debt Collection Practices Act, if a debt collector knows that you are represented by an attorney, and they know how to get in contact with that attorney, then all direct and indirect contact with the consumer must stop, and they must go through that person's attorney. I'm Vincent Howard, senior and managing partner of Howard Nassiri. We work hard everyday representing the consumer from our headquarters in Orange County, California. If you need an attorney you can trust, go ahead and give us a call.

tags: debt collection stopping calls fair debt collection debt relief loan modification foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP

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What are the steps to filing for bankruptcy in Massachusetts?

The first step for filing bankruptcy is to have a consultation with an attorney to see if you qualify, to find out what the benefits of the bankruptcy are going to be. What one should not do, is take unilateral steps such as transferring real estate into another name and things of that nature that often cause problems when you file bankruptcy, things that people do innocently enough but create a problem when they come to file, so they should see the attorney before doing anything. Hi, I'm Harvey Alford with the lawfirm of Alford & Bertrand. We have 30 years expertise in the area of bankruptcy. If you feel you need a fresh financial start, we offer a free consultation.

tags: bankruptcy first filing steps debt relief loan credit cards lawyer attorney Boston Massachusetts Alford & Bertrand

attorney: Alford & Bertrand, LLC

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Why do I need a lawyer to file for bankruptcy?

Bankruptcy laws, the bankruptcy rules are very, very technical. And you can really find yourself wasting time, money and effort doing it yourself. You really, it’s an area that you really need a professional, and not only a lawyer, but a lawyer who’s experienced in bankruptcy law. Hi, I’m Harvey Alford with the law firm of Alford and Bertrand. We have thirty years expertise in the area of bankruptcy. If you feel you need a fresh financial start, we offer a free consultation.

tags: bankruptcy benefit of lawyer debt relief loan credit cards lawyer attorney Boston Massachusetts Alford & Bertrand

attorney: Alford & Bertrand, LLC

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Is my home covered in a debt settlement program?

In California, your home cannot be covered under a debt settlement program. Usually debt settlement programs only deal with unsecured debts. A home mortgage loan is secured by the actual home itself, so usually that's not something that's going to be the subject of a debt settlement program. I'm Vincent Howard, Senior and Managing Partner of Howard Nassiri. We work hard every day representing the consumer, from our headquarters in Orange County, California. If you need an attorney you can trust, go ahead and give us a call.

tags: debt settlement my home debt relief predatory lending loan modification foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP

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Who qualifies for a debt settlement program in California?

In California, you qualify for debt settlement program if you have a large amount of unsecured debt, usually $5,000 or more. If you’re having trouble making the payments, and you have enough disposable income to make a monthly payment into a trust account, say for example, which is used to settle the uh, amount of unsecured debt that you have. I’m Vincent Howard, senior and managing partner of Howard & Nassiri. We work hard everyday representing the consumer, from our headquarters in Orange County, California. If you need an attorney you can trust, go ahead and give us a call.

tags: debt settlement who qualifies? debt relief predatory lending loan modification foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP

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What will bankruptcy protect me from?

Bankruptcy will protect you number one, from creditors. Number two, from lawsuits. Number three, from possibly foreclosure. Number four possibly from repossession of your automobile. Number five, harrassing phone calls. Those are the major things that bankruptcy will proctect you from. Hi, I'm Harvey Alford with the law firm Alford and Bertrand, we have 30 years expertise in the the area of bankruptcy. If you feel you need a fresh financial start we offer a free consultation.

tags: bankruptcy protection debt relief loan credit cards lawyer attorney Boston Massachusetts Alford & Bertrand

attorney: Alford & Bertrand, LLC

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Can I file for bankruptcy without my spouse?

You can file bankruptcy without your spouse, or a married couple can file a joint petition, as husband and wife. I'm Stuart Alford the bankruptcy lawyer with the law firm of Alford and Bertrand. I've been practicing bankruptcy law for almost 20 years.

tags: bankruptcy spouse debt relief loan credit cards lawyer attorney bBoston Massachusetts Alford & Bertrand

attorney: Alford & Bertrand, LLC

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How do debt settlement programs in California work?

In California, debt settling programs work one of two ways. The first way, the debt settling company gets all their money up front, negotiates something with the lender and passes it off to the consumer and says, "here you go, you're on your own." The better debt settlement companies do it this way - they have the consumer pay money into a trust account over time, and you can only do this with a law firm. Once that money accumulates and so much money is in that account, the attorney makes an offer of settlement to the creditors and when that attorney makes that offer of settlement that money is there. That program is much more successful. I'm Vincent Howard, senior and managing partner of Howard Nassiri. We work hard every day representing the consumer from our headquarters in Orange County, California. If you need attorney you can trust, go ahead and give us a call.

tags: debt settlement program debt relief predatory lending loan modification foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP

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Can I file a complaint against debt collectors?

In California, if you feel that you have been the victim or that a debt collector has violated the fair debt collection practices act, there's two things you can do. The law provides for civil remedy. That means you can hire an attorney to prosecute the matter and pursue your rights. Or you can go the route of an administrative remedy and that is where you can make a formal complaint to the Federal Trade Commission which is the commission that regulates this area and then they can look into it. I'm Vincent Howard. Senior and managing partner of Howard Nesery. We work hard everyday representing the consumer from our headquarters in Orange County California. If you need an attorney you can trust, go ahead and give us a call.

tags: debt collection complaint fair debt collection debt relief loan modification foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP

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What's the first step in a debt settlement program?

In California, your first move in deciding you want to enter into a debt settlement program is to contact someone you trust and feel comfortable with. Once you’ve done that, usually what they’re going to instruct you to do is to stop making payments on your credit cards. And remember, this may adversely affect your credit scores. But you have to look at it this way. If you’re already reaching out to someone needing that help, your credit score’s probably being impacted already by not making payments at all or making slow payments altogether. After that you’re going to do a financial assessment to see if debt settlement is right for you. And then you’re going to start making payments into a trust account that is designed to hold your money and use that money to settle your unsecured debt. I’m Vincent Howard, senior and managing partner of Howard Nassiri. We work hard every day, representing the consumer, from our headquarters in Orange County, California. If you need an attorney you can trust, go ahead and give us a call.

tags: debt settlement first step debt relief predatory lending loan modification foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP

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Can I keep my house in a bankruptcy?

In many cases you keep your home and you keep all your personal possessions. If you are behind on your mortgage in many cases a chapter 13 plan will allow you to pay back your mortgage arrears without interest, or penalties or late fees, over a period of up to 5 years. I'm Stuart Alford, a bankruptcy lawyer of the law firm of Alford & Bertrand. I've been practicing bankruptcy law for almost 20 years

tags: bankruptcy keep your house debt relief loan credit cards lawyer attorney Boston Massachusetts Alford & Bertrand

attorney: Alford & Bertrand, LLC

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Will I recover my credit after bankruptcy?

I'd tell people all the time cause that's the one question that's always asked. If you have a job with secure income, you will be surprised how quickly you will recover credit because you have secure income, you don't owe anybody else any money and you are not allowed to file bankruptcy for eight years so are actually considered a good credit risk. Hi, I'm Harvey Alford with the law firm of Alford and Bertram. We have 30 years expertise in the area of bankruptcy. If you feel you need a fresh financial start, we offer a free consultation.

tags: bankruptcy credit recovery debt relief loan credit cards lawyer attorney Boston Massachusetts Alford & Bertrand

attorney: Alford & Bertrand, LLC

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What is Howard | Nassiri's experience with debt settlement?

To date, our firm in conjunction with our service provider Morgan Drexen has settled unsecured credit card debt in upwards of ten million dollars at 41% on the dollar. We are helping a lot of Californians get back on the road to financial freedom through our concerted efforts. I'm Vincent Howard, senior and managing partner of Howard/Nassiri. We work hard every day representing the consumer from our headquarters in Orange County, California. If you need an attorney you can trust, go ahead and give us a call.

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attorney: Howard | Nassiri, LLP

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How can an attorney help against unfair debt collection?

A debt collection attorney can help you under a fair debt collections violation by protecting you from the harassment and abuse that debt collectors may engage in. Also a debt collection practice act attorney can also review the actual debts that the debt collection company is trying to collect on to make sure it is a debt that could actually be collected on. Sometimes debt collection agencies engage in debts that are whats termed as timed out, debts that can no longer be collected or debts that you may not even owe, and a debt collection attorney can review your specific situation and advise you accordingly. I'm Vincent Howard senior in managing partner of Howard and Asiri. We work hard everyday representing the consumer from our headquarters in Orange County California. If you need an attorney you can trust go ahead and give us a call.

tags: debt collection attorney help fair debt collection debt relief loan modification foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP

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What's the difference between chapter 7 & 13 bankruptcy?

The chapter seven bankruptcy is a much shorter process which involves the filing of a bankruptcy participation, a meeting with a trusty and a subsequent discharge of dept. A chapter thirteen bankruptcy is a process which can last any where from three to five years and involves the repayment of at least part of your dept. I'm Stewart Alford a bankruptcy lawyer with the law firm of Alford and Bertrand I have been practicing bankruptcy law for almost twenty year's.

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attorney: Alford & Bertrand, LLC

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Bankruptcy or a mortgage foreclosure defense?

The issue arises whether people should just file for bankruptcy or deal with a foreclosure action. My feeling is that if you have two options, don't use both of them at one time. I think there's an orderly progression. I think, on one hand, fight the foreclosure and if that doesn't work, then deal with bankruptcy. But I view the foreclosure proceeding as the first thing to do and I urge people to plan ahead and kick off the foreclosure by stopping payment when you know that you won't be able to pay any longer. I'm Carl Person, a New York lawyer and a fighter to keep people in their homes.

tags: mortgage foreclosure bankruptcy loan modification debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person

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What debts fall under the Fair Debt Collection Practices Act?

Under the Fair Debt Collection Practices Act, any debt, or any item that was purchased with a credit card for your personal, family or household use is a debt that is covered under the act. I'm Vincent Howard, Senior and managing partner of Howard/Nassiri. We work hard everyday representing the consumer from our headquarter in Orange County California. If you need and attorney you can trust, go ahead and give us a call.

tags: debt collection covered debts fair debt collection debt relief loan modification foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP

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Will collection calls stop after I file for bankruptcy?

Once you've engaged the services of a bankruptcy attorney, many of your creditors will call your attorney's office instead of contacting you directly. After the bankruptcy has been filed with the court, your creditors are prohibited from contacting you directly. I'm Stuart Alford, a bankruptcy lawyer with the law firm of Alford & Bertrand. I've been practicing bankruptcy law for almost 20 years.

tags: bankruptcy collection calls debt relief loan credit cards lawyer attorney Boston Massachusetts Alford & Bertrand

attorney: Alford & Bertrand, LLC

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Will my credit score be harmed by debt settlement?

In California, your credit may be harmed by a debt settlement. Most programs are designed to instruct the consumer to stop paying their credit card debt, which is usually the type of debt you’re dealing with, with these programs. When that happens, creditors are allowed to continue to charge you interest, uh, late fees may accrue, and in some of the more extreme situations, uh, you may be the victim of a lawsuit. Uh, so, your credit may be adversely affected. But, it is best that when you are looking around for debt settlement programs you try and find one that has adequate legal representation. Because only a lawyer can make sure your rights are looked out for. I’m Vincent Howard, senior and managing partner of Howard and Nassiri. We work hard everyday representing the consumer, from our headquarters in Orange County, California. If you need an attorney you can trust, go ahead and give us a call.

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attorney: Howard | Nassiri, LLP

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How long will debt settlement take in California?

A debt settlement program can take anywhere from 6 months to 4 years. How long anyone is in a debt settlement program is really going to depend on how aggressive of an approach they want to take. If they want to save more money faster and put more money into their trust account, allowing attornies the ability to negotiate their debts faster then they're going to be in them for a shorter amount of time. If they don't have a lot of disposable income then it's going to take longer, but on average anywhere from 6 months to 4 years. I'm Vincent Howard, Senior and Managing Partner of Howard Nisery. We work hard every day representing the consumer from our headquarters in Orange County, California. If you need an attorney you can trust, go ahead and give us a call.

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attorney: Howard | Nassiri, LLP

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How does the financial crisis effect debt settlement programs?

The current climate may make it easier to get a debt settlement, because the economic situation we’re dealing with now is financial institutions that are failing. And they’re failing because they need liquidity, they need money. Debt settlement is a way for them to get this money. Some money is better than no money. So, where as maybe in the past they may have been slow to settle certain consumer accounts, now they’re going to speed it up and do that - because they need that money given their financial situation, if they’re in a bad way. I’m Vincent Howard, senior and managing partner of Howard Nassiri. We work hard every day, representing the consumer, from our headquarters in Orange County, California. If you need an attorney you can trust, go ahead and give us a call.

tags: debt settlement current crisis debt relief predatory lending loan modification foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP

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Will a debt settlement program stop the harassing phone calls?

In California, if you enroll in a debt settlement program where an attorney provides you representation, it may stop the harassing calls from creditors and debt collectors. Under federal law, debt collectors as that term is defined, once you are represented by an attorney the debt collector has to stop the harassing calls. They have to. That's not the same for state law. However, California has a more inclusive statute that protects consumers from harassing calls and only an attorney can make sure that that stops. I'm Vincent Howard, senior and managing partner of Howard Nassiri. We work hard every day representing the consumer from our headquarters in Orange County, California. If you need an attorney you can trust, go ahead and give us a call.

tags: debt settlement phone calls debt relief predatory lending loan modification foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP

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Do mortgage lenders forgive debt?

Mortgage lenders are in the business of trying to maximize the value of their assets and as part of that they will give up interests, they will give up monies that are owed, they will make deals in order to have the properties that they own be productive for them by having people living in their houses and paying a monthly rent. Part of that means that they may have to give up some of the principle of the loan and they have to reduce the interest rate. Yes they are willing to do that and the objective is to try to have in homes that are paying the mortgage, rather than have a lot of toxic mortgages floating around. I'm Carl Person a New York lawyer and a fighter to keep people in their homes.

tags: loan modification debt forgiveness mortgage foreclosure defense debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person

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What happens to my debt after a bankruptcy?

In a chapter 7 bankruptcy most, if not all, of your debt can be discharged and is no longer forcible against you for all practical purposes until the end of time. In a chapter 13 bankruptcy, you present a plan to the court which provides how you will pay a portion or all of this debt over a period of up to five years. I'm Stuart Alford the bankruptcy lawyer for the law firm of Alford and Bertrand. I've been practicing bankruptcy law for almost 20 years.

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attorney: Alford & Bertrand, LLC

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How is debt divided in Arizona?

In Arizona, debt is divided as a community. All debt acquired during the marriage is split equally. However, in many cases one party has racked up significant amounts of debt and there is contention as to whether or not the party who did not rack up the debt should then have to pay for that person's misuse of credit. The courts will hear individuals and in trial to determine if someone has wasted community assets on things that should not have been purchased. If there is a debt problem in your dissolution of marriage, please contact an experienced attorney so that we can assist you on determining whether or not a party has unlawfully secreted assets from the marriage and had too much debt unlawfully. My name is Mike Baker of The Baker Law Firm. We serve individuals and families all over Arizona in family law matters, including divorce, child custody, child support, and parenting time matters.

tags: family law divorce alimony child support separation no-fault divorce domestic violence custody parental rights michael baker baker phoenix arizona attorney lawyer criminal defense

attorney: The Baker Law Firm LLC

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Why should I take pictures after a car accident?

If you're in a car accident, a lot of people say make sure you get pictures of the accident scene or what your car looks like. That's important but the most important thing is really being mindful of your health - are you ok? Get the medical treatment you need. If you can take pictures of what your car looks like, that never hurts. But really it's more important for you to be concerned of your own health and if you're ok. Hello, my name is Mitchell Ashley of Shandell, Blitz, Blitz and Ashley. We've been helping people for over thirty years when they've been hurt through someone else's negligence. If you've been injured, let us help you.

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attorney: Shandell, Blitz, Blitz & Ashley, LLP

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Should I represent myself in a car accident case?

Tom Kiley: If you're in a car accident and you have minor injuries, you can represent yourself against the insurance company, but the deck is stacked against you. Insurance adjusters are trained to pay as little as possible on claims. And although you may be bright and be a good negotiator; you don't have a point of reference with respect to the value of your claim. That's why you need an experienced attorny. He knows how to deal with the insurance company. He knows how to put your damages together and ensure that you get full compensation for the injuries that you've sustained. I'm attorny Tom Kiley. I've been representing the seriously injured and their families in Massachusetts for over three decades.

tags: car accident self-representation auto accident personal injury lawsuit insurance claim attorney lawyer law firm Boston Massachusetts Tom Kiley

attorney: Thomas M. Kiley and Associates, LLP

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Are car accident lawsuits common in New York?

There is nothing common about any law suits, there are plenty of car accidents that occur and there's many car accident law suits, but every lawsuit brings with it a unique circumstances, unique facts and unique injuries to each person and those injuries have unique effect on each person. So if you are involved in a car accident, whether you think you are very badly injured or not, it is your right and you should take advantage of contacting an attorney and find out what your rights are and whether a lawsuit should be pursued on your behalf. The insurance companies have lawyers for them, you need a lawyer for you. Hello, my name is Mitchell Ashley of SHANDELL - BLITZ BLITZ & ASHLEY. We've been helping people for over thirty years when they've been hurt from someone else's negligence, if you've been injured, let us help you.

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attorney: Shandell, Blitz, Blitz & Ashley, LLP

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What should I do first after a car accident in New York?

After an automobile accident here in New York, if you don't have to be taken to a hospital via an ambulance, make sure you call the police. Get the driver of the other cars name and his insurance information. Write down the make and model of his car. And most importantly get if there are any witnesses in the area. That's all important information for you to call and tell you lawyer when you call him. Hello my name is Mitchell Ashley of Shandell, Blitz, Blitz and Ashley. We've been helping people for over 30 years when they've been hurt through someone else's negligence. If you've been injured, let us help you.

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attorney: Shandell, Blitz, Blitz & Ashley, LLP

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Why should I take pictures after a car accident?

The best thing you can do after an auto accident is be taking pictures, either with your cell phone, single-use camera or something like that, because it's the best evidence. A picture tells 1,000 words; 1,000 words is great at an accident scene. It gives you pictures of the other automobiles, pictures of where it happened on the roadway, pictures of the person who was driving the other car. Those are all important for a case. I'm John Bisnar, the senior partner of the Bisnar Chase Law Firm. We exclusively represent seriously injured accident victims from our offices in Newport Beach, California.

tags: car accident pictures photos injury lawsuit auto accident orange county california attorney lawsuit Orange County Los Angeles California attorney lawyer law firm Bisnar Chase

attorney: Bisnar Chase LLP

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Are some car accident injuries more serious than they appear?

Normally in a car accident in New York state if somebody breaks their ankle or wrist or has a bad cut that results in scarring, they know they're badly injured and they get an attorney immediately. However, by the simple physics of a car accident, you're grabbing on to the steering wheel, you tense up, you may get a shoulder injury or a knee injury that is not diagnosed immediately, then you think it's going to go away and it doesn't go away, and eventually you need surgery for it. And then you're looking for a fair compensation because you're disabled as a result of this injury that you thought was going to go away and it didn't go away, and you're not going to get a fair compensation because it wasn't diagnosed at the time of the accident so you're better off going to a doctor giving your complaints to them immediately so it could be diagnosed. Hopefully it will be treated considerably with therapy and you'll get better. But if it's not, you need that doctor immediately and you need an attorney to get your fair compensation for the injuries you've sustained in that car accident in New York. I'm Mitchell Proner. If you're looking for an experienced skilled attorney to represent you or a loved one in New York, contact me today.

tags: car accident injuries lawsuit attorney lawyer law firm Manhattan Brooklyn Queens Bronx Staten Island New York Proner & Proner auto accident car accident automobile common injuries injured personal injury

attorney: Proner & Proner

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What should I do first after a car accident in New York?

After a car accident in New York, or anywhere in the country, the first thing you want to do is to get yourself checked out if you're experiencing any pain anywhere. Getting yourself in the hands of a skilled health care provider is very important because your health is more important than any money you're going to get from a lawsuit. Beyond that, if you were injured and you want to get fair compensation for your injuries, you probably have the best odds of getting fair compensation if you contact a skilled attorney as soon as possible. I'm Mitchell Proner. If you're looking for an experienced, skilled attorney to represent you or a loved one in New York, contact me today.

tags: car accident injury check personal injury lawsuit attorney lawyer law firm Manhattan Brooklyn Queens Bronx Staten Island New York Proner & Proner auto accident car accident automobile what first procedure

attorney: Proner & Proner

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Is the insurance adjuster on my side after a car accident?

It is a common misconception that the insurance adjuster who calls you up after your car accident is on your side. They'll sound very friendly and very kind. But, they do this every day, eight to ten hours a day, speaking to people all the time. They are on the side of the insurance company to protect their profits. You need a plaintiff's lawyer on your side to protect your interest against that insurance adjuster. Hello, my name is Mitchell Ashley of Shandell, Blitz, Blitz and Ashley. We've been helping people for over 30 years when they've been hurt from someone else's negligence. If you've been injured, let us help you.

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attorney: Shandell, Blitz, Blitz & Ashley, LLP

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Why do I need an attorney for a car accident claim?

After a car accident in New York, the accident victim shouldn't think that they can present the claim on their own, if they have no experience in doing so. An experienced attorney will have a background in presenting claims and can use that to get you more money, more quickly from the insurance carrier that often is trying to minimize the amount of money that you are seeking to recover from them for an accident in which you sustained injuries that weren't your fault. I'm Mitchell Proner, if you are looking for an experienced, skilled attorney to represent you or a loved one in New York, contact me today.

tags: car accident attorney advantage personal injury lawsuit attorney lawyer law firm Manhattan Brooklyn Queens Bronx Staten Island New York Proner & Proner auto accident car accident automobile why

attorney: Proner & Proner

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Are car accident lawsuits common in Massachusetts?

"Many people who haven't been in car accidents think that if that happened to them, they're just going to call their insurance agent and that their car is going to be fixed, their medical bills are going to be paid, they're going to be paid for their time out of work, and they're going to be paid for the pain and suffering of this horrible experience that they've had. That's not the case. Insurance companies, they're in business to make a profit. They make a profit by paying as little as possible on your claim. The adjusters are trained to do this. Even with an experienced attorney involved, they still resist paying full value on claims. That's why many times these cases require being taken to court to hold the insurance company accountable to ensure that they pay full value for what happened to you. I'm attorney Tom Kiley, I've been representing the seriously injured, and their families, in Massachusetts for over three decades."

tags: car accident frequency auto accident personal injury lawsuit insurance claim attorney lawyer law firm Boston Massachusetts Tom Kiley

attorney: Thomas M. Kiley and Associates, LLP

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What should I (not) tell the insurance adjuster after a car accident?

Many times people that we ultimately represent in car accident cases question us as to whether or not they should give a statement or should have given a statement to the insurance adjuster. If you are in an accident and you are going to hire an attorney, do not talk to the insurance adjuster. Talk to the attorney first so that you don't make a mistake, that you don't say something in your statement that can come back to hurt you. I'm attorney Tom Kiley. I have been representing the seriously injured and their families in Massachusetts for over three decades.

tags: car accident insurance adjuster auto accident personal injury lawsuit insurance claim attorney lawyer law firm Boston Massachusetts Tom Kiley

attorney: Thomas M. Kiley and Associates, LLP

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Should I take pictures of my injuries after a car accident?

If you're injured in a car accident in Massachusetts, and you're undecided as to whether or not you're going to retain an attorney, it's very important for you to take pictures of your injuries. Black and blue marks fade, stitches are removed, incisions and lacerations heal, and they're just a distant memory. If you don't have photographs of them, and you either handle the case yourself, or you go to an attorney, it will inhibit your ability to show what you suffered and what you went through as a result of the accident. I'm attorney Tom Kiley. I have been representing the seriously injured and their families in Massachusetts for over three decades.

tags: car accident injury pictures auto accident personal injury lawsuit insurance claim attorney lawyer law firm Boston Massachusetts Tom Kiley

attorney: Thomas M. Kiley and Associates, LLP

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How much money can I collect after a car accident in NY?

After car accident, there is no way of knowing, initially, how much money you are entitled to. Each case is threated individually, at least in my office, and we determine how bad your injuries are, and how much they've affected your life, as you were living it before the accident. It's impossible for anyone to tell you that the first minute they meet you, what your case is worth, after any car accident, or any accident in general. What my office has specialized in, is getting the most money available to compensate each person, each client, for their injuries. Hello, my name is Michelle Ashley of Shandell Blitz Blitz & Ashley. We've been helping people for over 30 years, when they've been hurt through someone else's negligence. If you've been injured, let us help you

tags: car accident money damages lawyer attorney new york new york city lawsuit shandell blitz ashley mitchel ashley car accident truck accident auto accident injury

attorney: Shandell, Blitz, Blitz & Ashley, LLP

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How long do car accident lawsuits usually take?

If you're in an automobile accident here in New York, the amount of time your case takes depends often on the case itself. How complicated is it? Is it a two car accident? Is it a 17 car accident? That affects how long the case takes. And you have to keep in mind that here in New York, once you say that you're ready for your trial, depending on what county you're in, the case takes a different amount of time. There are some counties when you say you're ready for your trial, you can have your trial in six months. There's others where it takes 18 months. So you can't really predict how long any individual automobile case takes. Hello, my name is Mitchell Ashley of Shandell-Blitz, Blitz, and Ashley. We've been helping people for over 30 years when they've been hurt through someone else's negligence. If you've been injured, let us help you.

tags: car accident length of suit lawyer attorney new york new york city lawsuit shandell blitz ashley mitchel ashley car accident truck accident auto accident injury

attorney: Shandell, Blitz, Blitz & Ashley, LLP

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What can I be compensated for in a serious car accident claim?

In a serious car accident claim, you're entitled to money for your past medical expenses and your future medical expenses. You're entitled to money for your past loss of earnings and your future loss of earnings. You're entitled to money for your past pain and suffering including the loss of quality of life, and your future pain and suffering including the future loss of quality of life. I'm Mitchell Proner. If you're looking for an experienced, skilled attorney to represent you or a loved one in New York, contact me today.

tags: car accident damages lawsuit attorney lawyer law firm Manhattan Brooklyn Queens Bronx Staten Island New York Proner & Proner auto accident car accident automobile compensation personal injury

attorney: Proner & Proner

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How long does a car accident lawsuit take in New York?

A lawsuit in New York state for a car accident can take three to five years to handle. At the same rate, a skilled attorney knows they're working for you and they're going to try to get you as much money as possible as quickly as possible because those are your interests and they are trying to represent your interest to get you as much money as possible as quickly as possible. I'm Mitchell Proner. If you're looking for an experienced, skilled attorney to represent you or a loved one in New York, contact me today.

tags: car accident lawsuit time attorney lawyer law firm Manhattan Brooklyn Queens Bronx Staten Island New York Proner & Proner auto accident car accident automobile time personal injury

attorney: Proner & Proner

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Why do insurance companies limit payouts in car accidents?

Insurance companies try to limit their payouts in car accidents because they are much more interested in profits over people. Insurance companies have people on their payrolls just to protect their profits so that they can show their shareholders how much money they've made. As a plaintiff's personal injury lawyer, I'm more concerned for the person than the insurance companies' profits. And I'll make sure that you get the money that's due to you. Hallo. My name is Mitchell Ashley of Shandell, Blitz, Blitz & Ashley. We've been helping people for over 30 years when they've been hurt through someone else's negligence. If you've been injured, let us help you.

tags: car accident claim problems lawyer attorney new york new york city lawsuit shandell blitz ashley mitchel ashley car accident truck accident auto accident injury

attorney: Shandell, Blitz, Blitz & Ashley, LLP

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What's the #2 mistake people make after a car accident?

If the number one mistake people make after a car accident is that they speak to that insurance company representative, then the number two mistake they make is not getting a lawyer on their side fast enough. Plaintiff's personal injury lawyers work on a contingency basis, which means they only recover money if they're successful. So if you call a personal injury lawyer, a plaintiff's lawyer, after your car accident, it's essentially a free phone call to you. And you should avail yourself of that free service to protect your rights in any car accident case. Hello, my name is Mitchell Ashley of Shandell, Blitz, Blitz, and Ashley. We've been helping people for over 30 years when they've been hurt through someone else's negligence. If you've been injured, let us help you.

tags: car accident #2 mistake lawyer attorney new york new york city lawsuit shandell blitz ashley mitchel ashley car accident truck accident auto accident injury insurance adjuster mistake

attorney: Shandell, Blitz, Blitz & Ashley, LLP

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Are my pictures admissable as evidence in a car accident case?

If you're involved in an accident and you have the ability to take pictures at the scene, many times those pictures may be admissible at trial to prove fault of the other driver, to prove the damage to your car, to prove the locations of the vehicles in the roadway and how that impact responsibility for what happened to you. I'm attorney Tom Kiley, I've been representing the seriously injured and their families in Massachusetts for over three decades.

tags: car accident picture evidence auto accident personal injury lawsuit insurance claim attorney lawyer law firm Boston Massachusetts Tom Kiley

attorney: Thomas M. Kiley and Associates, LLP

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What's the #1 mistake people make after a car accident?

The number one mistake people make after a car or truck accident is that they take to the insurance company representative who calls them up and acts like their friend to try and limit their recovery. The first thing they should do is get themselves an attorney that will fight on their side, and that attorney will talk to the insurance company and protect the person's interests. Hello, my name is Mitchel Ashley of Shandell, Blitz, Blitz & Ashley. We've been helping people for over thirty years when they've been hurt through someone else's negligence. If you've been hurt, let us help you.

tags: car accident common mistake lawyer attorney new york new york city lawsuit shandell blitz ashley mitchel ashley car accident truck accident auto accident injury

attorney: Shandell, Blitz, Blitz & Ashley, LLP

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Are lost wages covered after a car accident in New York?

After a car accident in New York state, your loss wages will be covered under the no-fault policy. Up to $50,000 in coverage is available to pay 80% of your loss wages, tax free, or in the alternative, your medical bills, or both. So your loss wages should be covered up to $2,000 a month. Beyond that, if you have, if you were working at the time of the accident, workman’s compensation coverage will also provide for your loss wages. I’m Mitchell Proner, if you’re looking for an experienced, skilled attorney to represent you or a loved one in New York, contact me today

tags: car accident lost wages personal injury lawsuit attorney lawyer law firm Manhattan Brooklyn Queens Bronx Staten Island New York Proner & Proner auto accident car accident automobile lost wages pay coverage compensation payment

attorney: Proner & Proner

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How much money can I recover from a car accident?

Many times in Massachusetts, no matter how seriously you’re injured in an auto accident; your recovery is limited by the insurance policy held by the other driver. The minimum limits in Massachusetts are twenty-forty. That means for any one individual, there is only twenty thousand dollars available. So unless you have underinsured coverage on your car, protecting yourself, your recovery is limited to twenty thousand dollars. I’m attorney Tom Kiley. I’ve been representing the seriously injured, and their families, in Massachusetts for over three decades.

tags: car accident money award auto accident personal injury lawsuit insurance claim attorney lawyer law firm Boston Massachusetts Tom Kiley

attorney: Thomas M. Kiley and Associates, LLP

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What happens in a car accident with an uninsured driver?

If you're involved in a car accident and the other vehicle is uninsured, by law in New York State you're required to have uninsured motorist coverage. In addition if the other vehicle had less insurance than you had,you're entitled to make a claim through what's called SUM coverage - Supplemental uninsured motorist coverage. So my advice is to purchase as much SUM coverage as you can afford, because that's the coverage that's going to protect you if the other vehicle is insured or underinsured. I'm Mitchell Proner, if you're looking for an experienced, skilled attorney to represent you or a loved one in New York, contact me today.

tags: car accident uninsured driver personal injury lawsuit attorney lawyer law firm Manhattan Brooklyn Queens Bronx Staten Island New York Proner & Proner auto accident car accident automobile uninsured driver compensation cost insurance

attorney: Proner & Proner

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Are my medical bills covered after a car or truck accident?

If you're involved in a car or truck accident, in New York we have the no fault law which means that even if you don't have health insurance you are able to get medical coverage for a period of time. Always get yourself to the doctor and tell that doctor or the hospital that you were involved in an automobile accident, that will make sure that your bills are covered. In order to find out whether all your medical bills are covered you should contact an attorney ,a plaintiff personal injury lawyer, whose going to be able to evaluate your case and tell you what your rights are with regard to medical bills. Hello, my name is Mitchell Ashley, of Shandell, Blitz, Blitz & Ashley we've been helping people for over thirty years when they've been hurt through someone elese negligence, if you've been injured, let us help you.

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attorney: Shandell, Blitz, Blitz & Ashley, LLP

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What if I've been involved in a car accident with an uninsured driver in California?

If you've been involved in a car accident in Southern California, and unfortunately the other driver is not insured, then if you have what is called "uninsured motors coverage," through your own auto insurance company, they will cover not only your medical bills, they'll also cover lost income, and pain and suffering. And in California, the insurance company cannot raise your rates for making a claim through your uninsured motors coverage. I'm Jeff Roberts, of the Roberts Law Firm, a full service personal injury law firm in Southern California. If you've been involved in an accident, call us for a free consultation.

tags: personal injury lawsuit attorney lawyer law firm Orange County Southern California California Roberts Law Firm accident auto bus trucking motorcycle pedestrian wrongful death car

attorney: The Roberts Law Firm

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How do I keep my house if I've been the victim of predatory lending?

If you've been the victim of a predatory loan you do have an opportunity to keep your house. If you've been a victim of predatory loan there are a number of different remedies that are available to you. One of them is recision, which is a cancellation of the contract, putting you back in the same position that you were in before you ever got the loan. Another solution would be loan modification, which is a reworking of the loan and basically bringing down the interest rate and the principle balance that you owe, extending the term of the loan, and that will give you an affordable payment that you can keep in your house. Even if you've been late and you've been in default for months, you can still potentially save your home if you've been the victim. My name is Damien Nassiri, I'm a partner in the law firm Howard and Nassiri, we're based in Southern California and we help people save their homes. If you've been the victim of a predatory loan or you're facing foreclosure, give us a call.

tags: predatory lending keeping my house mortgage debt relief loan modification foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP

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Are bus accident lawsuits different from car accident lawsuits?

If you're involved in an accident while you're on a bus in New York, you shouldn't concern yourself with whether there's a different law regarding bus accidents or car accidents. All you have to worry about is getting yourself healthy. If you contact a plaintiffs' personal injury lawyer, the consultations are free. They know the law that governs bus accidents. Take advantage of their knowledge and call the plaintiffs' lawyer. Hello, my name is Mitchel Ashley of Shandell, Blitz, Blitz, & Ashley. We've been helping people for over 30 years when they've been hurt through someone else's negligence. If you've been injured, let us help you.

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attorney: Shandell, Blitz, Blitz & Ashley, LLP

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How much does a car accident attorney cost in New York?

After a car accident in New York State, most attorneys that handle this type of work will do it on a contingency fee basis, where they will get paid at the end of your claim a percentage, normally a third in New York State of the ultimate recovery. That’s after paying the expenses, they get their third. Normally, they are going to increase the ultimate recovery far more than their third which is going to end up in a greater amount of money in your pocket then if you tried to handle the case on your own. I’m Mitchell Proner. If you’re looking for an experienced skilled attorney to represent you or a loved one in New York, contact me today.

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attorney: Proner & Proner

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Why do I need a lawyer after a car accident?

If you're involved in any sort of accident whether it be an automobile accident or some sort of premises accident you should get yourself a lawyer. Plaintiff personal injury lawyers only recover money if they're successful in bringing your case. The consultations with them are free. They know the legal system. They know what your rights are. You know that you've been hurt in the accident. So it's not your job to know what your rights are. Call the lawyer. Talk to them and use their expertise. Hello, my name is Mitchell Ashley of Shandell, Blitz and Ashley. We've been helping people for over 30 years when they've been hurt through someone elses neglegence. If you've been hurt let us help you.

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attorney: Shandell, Blitz, Blitz & Ashley, LLP

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What are the most common injuries in a car accident?

The most common kind of automobile accident injury is a whiplash because the majority of auto accidents are rear end accidents. You get a whiplash from the spine being stretched and snapped. Generally, whiplash injuries are an insult to the spine. The really bad thing about a whiplash injury is it doesn't really show up how bad it is for years after the accident. I'm John Bisnar, the senior partner of the Bisnar-Chase lawfirm. We exclusively represent seriously injured accident victims from our offices in Newport Beach, California.

tags: car accident injuries claim lawsuit Orange County Los Angeles California attorney lawyer law firm Bisnar Chase

attorney: Bisnar Chase LLP

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What do I do if I'm in a car accident and my child was injured?

The first thing a parent should do if they're involved in an accident and their child is injured, obviously, is to tend to the child. Once they asses the situation they should immediately call the police. It's very important. The police will come, they will document the position of the vehicles, perhaps cite the at fault driver. They will takes names and statements from witnesses. They perhaps will do an accident reconstruction. This is all very important, ultimately, for an attorney representing a parent and/or a child that's in a serious automobile accident. I'm attorney Tom Kiley. I've been representing the seriously injured and their families in Massachusetts for over three decades.

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attorney: Thomas M. Kiley and Associates, LLP

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Why should I take pictures after a car accident?

"If you're involved in an automobile accident, the second most important thing you can do, after you call the police, is to take pictures at the scene. If you have a cell phone that can take pictures or take video, take pictures of the vehicles, the location in the roadway, even the other driver, if he or she is available. It's the single most important thing to do after calling the police. I'm attorney Tom Kiley. I've been representing the seriously injured, and their families, in Massachusetts, for over three decades."

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attorney: Thomas M. Kiley and Associates, LLP

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What should I do after I've been involved in a car accident in California?

If you've been involved in a car accident in Southern California, there's a number of things that you need to do right off the bat. First and foremost, take care of yourself. Make sure you get necessary medical care. Second, contact the insurance company for the person that hurt you, caused your accident. Open up a claim. Say nothing more. Next thing: document your case. Get photographs of the vehicles. Get photographs of your injuries. And probably the fourth and most important thing, contact a car accident attorney that can help represent you in presenting a claim to the insurance company. I'm Jeff Roberts of the Roberts Law Firm, a full service personal injury law firm in Southern California. If you've been involved in an accident, call us for a free consultation.

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attorney: The Roberts Law Firm

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Are car accidents on the rise in California?

I wouldn't say that car accidents are on the rise. In fact, I think that there's more of a prevalence of people being more careful now. Particularly in California, they've recently passed a law that requires you to wear a headpiece when you use a phone, which I'm seeing a lot of drivers using. I understand that insurance companies are reporting that auto accidents are down because they're using a lot more driver safety programs, particularly with their newer drivers that are coming on to their programs. So, there's not an abundance of more accidents. I'm Jeff Roberts of the Roberts Law Firm, a full service, personal injury law firm in Southern California. If you've been involved in an accident, call us for a free consultation.

tags: personal injury lawsuit attorney lawyer law firm Orange County Southern California California Roberts Law Firm accident auto bus trucking motorcycle pedestrian wrongful death

attorney: The Roberts Law Firm

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Do most car accident cases settle in New York?

There's a variety of things that happen if you're in an automobile accident in terms of the lawsuit. People have often heard of cases that settle. If you take, as a lawyer, if you take a case with the idea that the case is gonna settle, you're not doing the right job for your client. You have to take a case as if it's gonna go to trial and you're gonna be asking a jury for a verdict. That's the only way to prepare the case correctly and get the right result for the client. Hello, my name is Mitchell Ashley of Shandell, Blitz, Blitz and Ashley. We've been helping people for over thirty years when they've been hurt through someone else's negligence. If you've been injured, let us help you.

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attorney: Shandell, Blitz, Blitz & Ashley, LLP

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Are car accidents on the rise in New York?

Auto accidents have stayed relatively consistent throughout the years in New York. What's changed is that the severe injuries out of auto accidents has gone down. Because cars have been made safer, and laws like the seatbelt law have made it safer for people to be in the cars. Hello, my name is Mitchell Ashley of Shandell, Blitz, Blitz and Ashley. We've been helping people for over 30 years when they've been hurt through someone else's negligence. If you've been injured, let us help you.

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attorney: Shandell, Blitz, Blitz & Ashley, LLP

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How much does a car accident attorney cost?

If you're involved in an automobile accident in New York, or even a trip and fall accident, any sort of accident, the type of lawyer you're going to call is a plaintiff's personal injury lawyer. In New York, plaintiff's lawyers work on a contingency fee, which means they only recover money if they're successful in bringing your lawsuit. You know you've been hurt in the accident. The lawyers know what your rights are with regards to that accident and how to get you a recovery for your injuries. The consultation is going to be free. You should take advantage of their expertise. Hello, my name is Mitchell Ashley of Shandell, Blitz, Blitz and Ashley. We've been helping people for over thirty years when they've been hurt through someone else's negligence. If you've been injured, let us help you.

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attorney: Shandell, Blitz, Blitz & Ashley, LLP

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Why do I need a lawyer for a car accident case?

If you're injured in an automobile accident in Massachusetts and you have a minor injury, a sprained ankle, you may actually be better off handling the case by yourself. But if you have thousands of dollars in medical expenses, if you have injuries that have prevented you from carrying on your usual daily activities, going to work, going to church, playing golf, if it's interfered with your life, you're better off retaining an accident attorney because statistics show that with an experienced lawyer, you'll get more recovery than you ever will on your own negotiating with the insurance company. I'm attorney Tom Kiley. I've been representing the seriously injured and their families in Massachusetts for over three decades.

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attorney: Thomas M. Kiley and Associates, LLP

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What injuries are covered in a car accident claim?

If you have been into an auto accident and it's somebody else's fault, you are entitled to recover every single penny of your losses. And what that means is your medical expenses, pharmacy expenses, therapy expenses, lost income from work, future lost income from employment, loss of enjoyment of life, scars, disfigurement, embarrassment, any legitimate loss that you had, you can recover for it, as well as your actual pain and suffering. I am John Bisner, the senior partner of the Bisnar Chase law firm. We exclusively represent seriously injured accident victims from our offices in Newport Beach, California.

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attorney: Bisnar Chase LLP

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Are lost wages covered after a car accident?

If you’ve been the victim of an auto accident in Massachusetts you’re entitled to compensation for your lost wages, actually your earning capacity, for that period of time that you were unable to work as a result of your injuries. It can be somewhat complicated, and it’s one of the reasons why you’re better off retaining an experienced auto accident attorney to represent you. I’m attorney Tom Kiley. I’ve been representing the seriously injured, and their families, in Massachusetts for over three decades.

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attorney: Thomas M. Kiley and Associates, LLP

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Are my medical bills covered after a car accident?

If you've been injured in an automobile accident in Massachusetts, and you retain an attorney, the goal is to get your medical bills fully paid, as well as your lost wages. It can be complicated, that's why you should consider hiring an experienced accident attorney to work on your behalf. I'm attorney Tom Kiley. I've been representing the seriously injured and their families in Massachusetts for over three decades.

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attorney: Thomas M. Kiley and Associates, LLP

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Can I modify my investment property mortage in NY?

If a person owns investment property in New York and it's subject to a mortgage, the same principles of loan modification apply that if the bank and the owner agree to a change in the terms, which usually means a reduction in the monthly rate of payment. Yes, you can have a modification. It always requires the agreement unless you're in bankruptcy court, and then the bankruptcy judge can do certain things, but outside a bankruptcy, you need an agreement of the two parties. I'm Carl Person, a New York lawyer and a fighter to keep people in their homes.

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attorney: Carl E. Person

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Are lost wages covered after a car accident?

In New York we certainly can recover. If you're injured and as a result of that injury you can't go to work, you certainly can recover for your lost wages. You can recover for your time missed from work. You can recover if as a result of you being injured you had to use up sick time from your job. The person who can tell you exactly what your rights are, are a plaintiffs personal injury lawyer. The consultation with a plaintiffs lawyer are free. Take advantage of it. They're the professional in this area, and you should avail yourself of their knowledge. Hello my name is Mitchell Ashley, of Shandell, Blitz, Blitz, and Ashley. We've been helping people for over 30 years when they've been hurt through someone else's negligence. If you've been injured let us help you.

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attorney: Shandell, Blitz, Blitz & Ashley, LLP

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What is covered in a car accident claim in California?

If you’ve been involved in a car accident in Southern California, you’re entitled to recover money for the medical bills that you’ve incurred. You also have a right to recover any lost income that you’ve lost by being out of work because of your injuries. You are also entitled to recover the full value of your car, to either be repaired, or if it’s unrepairable to have it paid for. And you’re also entitled to the loss of use of your vehicle. You’re also entitled to damages for your pain and suffering that go along with the injuries that you’ve suffered. I’m Jeff Roberts of the Roberts Law firm, a full service personal injury law firm in Southern California. If you’ve been involved in an accident, call us for a free consultation.

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attorney: The Roberts Law Firm

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What are the most common car accident injuries in New York?

In automobile accidents you typically see, uh, injuries to fractures to arms and legs. You can have injuries to your neck and your back. You can have tra-, head injuries. There's all sorts of different injuries because there's all sorts of different automobile accidents here in New York. Just think of the roadways we have, whether it's roads -- you're going slow, or you-, it's highways, or highways you should be going quick on, but suddenly come to a dead stop. We have that here in New York a lot. And so the injuries that can come in, in, from an automobile accident are as varied as automobile accidents. Hello, my name is Mitchell Ashley of Shandell, Blitz, Blitz, and Ashley. We've been helping people for over 30 years when they've been hurt through someone else's negligence. If you've been injured, let us help you

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attorney: Shandell, Blitz, Blitz & Ashley, LLP

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Do most car accident lawsuits settle of go to trial?

Well I think there's a paradox there. If you've got a skilled attorney that knows how to try a case, your case is more likely to settle. If you don't have a skilled attorney who doesn't know how to try a case, either the carrier is not going to pay you full value on the claim or its got to be tried and at that point that attorney might refer the case to another attorney who does try cases so that's a good thing to ask your attorney at the outset is "do you actually try cases?" I'm Mitchell Proner. If you're looking for an experienced, skilled attorney to represent you or a loved one in New York, contact me today.

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attorney: Proner & Proner

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What's the biggest mistake made in a car accident claim?

The Biggest mistake an accident victim can make in Massachusetts, in dealing with an insurance adjuster, is to think that, that adjuster is there friend or is on their side. They are not. They're trained to be friendly but they are also trained to pay as little as possible on your claim. If they can get you to make a statement that questions liability in your case, or to make a statement that diminishes your damages, they will do it. They're reviewed, they're trained and that's they're objective plain and simple. I'm Attorney Tom Kiley I've been representing the seriously injured, and they're families in Massachusetts for over three decades

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attorney: Thomas M. Kiley and Associates, LLP

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How can a lawyer help me with my car accident case?

An experienced attorney in an auto accident case acts as a buffer between you and the other person's insurance company. So they filter the information that's supplied to the insurance company. They know how to assemble your medical expenses, the medical records, reports from your physicians relating your injury to the accident. They know value. They know how to negotiate and get you the most money for the experience you went through and the injuries that you suffered. I'm attorney Tom Kiley. I've been representing the seriously injured and their families in Massachusetts for over three decades.

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attorney: Thomas M. Kiley and Associates, LLP

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What should I look for in a good attorney to handle my car accident claim?

When you've been involved in a car accident and you’ve been injured, one of the things that you need is attention. You need good medical attention and you need good legal attention. When you are looking to hire a car accident attorney in the State of California, make sure that they’ve handled this kind of cases before. Make sure they'll return your phone calls. Make sure they're attentive to you and that you feel comfortable with that attorney. I’m Jeff Roberts of The Roberts Law Firm. A full service accident law firm in the stat of California. If you've been involved in an accident, call us for a free consultation.

tags: personal injury lawsuit attorney lawyer law firm Orange County Southern California California Roberts Law Firm accident auto bus trucking motorcycle pedestrian wrongful death

attorney: The Roberts Law Firm

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Do banks in New York want to lower my interest rate?

Banks would like to make properties pay when they have a mortgage outstanding. And in many cases, the banks will have to lower the interest rate in order to make the mortgage payment affordable by the person living in the home. So that the banks may not like it, but they do recognize that the way of keeping toxic mortgages off their books is to bring them back to life by making the mortgages affordable. In that way they do lower interest rates and that is done in a modification agreement. I’m Carl Person, a New York lawyer and a fighter to keep people in their homes.

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attorney: Carl E. Person

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How much money is awarded in car accident claims in California?

The theory of an auto accident claim is to recover your losses, so your claim is worth whatever you've lost. If you have a sprained ankle, your case is worth next to nothing. If you have a brain injury and cannot work any longer and that the rest of your work career is over, then your case is worth millions of dollars. I'm John Bisnar the senior partner of the Bisnar/Chase Law Firm. We exclusively represent seriously injured accident victims from our offices in New Port Beach California.

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attorney: Bisnar Chase LLP

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Can I sue for damage to my car from dangerous roads?

If you’re involved in accident th-, that occurred at an intersection, the city or state may be responsible for that. There are a lot of intersections that are dangerous throughout the State of California for a whole variety of reasons. Sometimes a lack of a cross walk; lack of signage meaning you should have a stop sign, four-way stop, two-way stop; lack of intersection signals; um, a lack of lighting, there are a lot of things that cities are aware of that need to be at certain intersections that are not in place. And violation often times have their own policies and procedures and design guidelines, and there’s recourse to that. If you find yourself involved in an intersection collision, get a reputable attorney in California that specializes in that kind of work. They will know what to look for, they’ll know how to get around the design immunities in certain cities or states have and determine whether or not you have a viable case against them. I’m John Bisnar, the senior partner of the Bisnar Chase Law Firm. We exclusively represent seriously injured accident victims, from our offices in Newport Beach, California.

tags: car accident damage dangerous roads injury lawsuit auto accident orange county california attorney lawsuit Orange County Los Angeles California attorney lawyer law firm Bisnar Chase

attorney: Bisnar Chase LLP

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Do most car accident cases in California settle or go to court?

I’m asked by many of my clients when they’ve been involved in a car accident in Southern California, if it’s going to result in going to trial? And I tell them, no. And, and, almost 90 percent of the auto accident cases, car accident cases in California, they settle with, uh, the insurance company for the person that caused the accident. It’s the very rare case that a lawsuit is to be filed, and it’s even rarer that the case would ever go to trial. I’m Jeff Roberts of the Roberts Law Firm, a full service personal injury law firm in Southern California. If you have been involved in an accident, call us for a free consultation.

tags: personal injury lawsuit attorney lawyer law firm Orange County Southern California California Roberts Law Firm accident auto bus trucking motorcycle pedestrian wrongful death

attorney: The Roberts Law Firm

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Is it unusual to involve an attorney in a car accident claim?

It's really important that if you've been involved in a car accident in uh California that you talk to an attorney about your case. The attorney can help you understand what you're going to be dealing with in terms of the insurance company, and uh one thing that's really important to know is that the insurance company that you're going to be dealing with is not on your side. They represent the person that caused your accident, and therefore, you know, it's very common to have an attorney that will help you navigate through the insurance process. I'm Jeff Roberts of the Roberts Law Firm, a full service personal injury law firm in southern California. If you've been involved in an accident, call us for a free consultation.

tags: personal injury lawsuit attorney lawyer law firm Orange County Southern California California Roberts Law Firm accident auto bus trucking motorcycle pedestrian wrongful death

attorney: The Roberts Law Firm

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What's the #1 mistake people make after a car accident?

When people come to me and they tell me they have been involved in a car accident the first thing I ask them is what have you discussed with anyone else about the accident and most troublesome thing that they can tell me is that they've talked to the insurance company for the person that caused their accident and then even worse they tell me that they've given a statement under oath and recorded to that insurance company and I always tell them that insurance company is not looking out for their best interest and so often that recording or that statement will be used against them down the road. I'm Jeff Roberts of the Roberts Law Firm, a full service personal injury law firm in southern California. If you've been involved in an accident, call us for a free consultation.

tags: personal injury lawsuit attorney lawyer law firm Orange County Southern California California Roberts Law Firm accident auto bus trucking motorcycle pedestrian wrongful death

attorney: The Roberts Law Firm

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What if the person who hit me in a car accident in California does not have insurance?

If you've been involved in a car accident in southern California with an uninsured motorist, which is unfortunately becoming more and more commonplace, hopefully you have what's called uninsured motorist insurance. That means your own insurance company will step into the shoes of the person that caused the accident and they will compensate you for your medical bills, for your lost income and for your pain and suffering as well. I'm Jeff Roberts of the Roberts Law Firm, a full service personal injury law firm in southern California. If you've been involved in an accident, call us for a free consultation.

tags: personal injury lawsuit attorney lawyer law firm Orange County Southern California California Roberts Law Firm accident auto bus trucking motorcycle pedestrian wrongful deat

attorney: The Roberts Law Firm

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When is the right time to initiate a mortgage defense?

The bank determines when the foreclosure preceding begins, but the borrower has an opportunity of deciding for himself or herself when he or she wants the bank to begin this. And the way its done is that a borrower realizes that six months from now, I don't have any money. I'm not going to be able to pay the foreclosure or pay the mortgage in six months. So why spend all of your money between now and six months and give the bank everything you have. Stop paying! Right now! Stop paying. Precipitate a foreclosure right now and you will have fourteen months of not having to pay the mortgage and you can then force the bank, if you have appropriate circumstances, you can force the bank into reaching a modification agreement which right now, today, they won't give you! That's why you're here talking with me, because the bank won't give you a modification. Let's force them to do it by bringing them into court, force them to sue you, you defend and then you can have the relief you are seeking. I'm Carl Person. I'm a New York lawyer and my job is to help people stay in their homes.

tags: mortgage foreclosure defending loan modification debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person

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Who's the right attorney for a serious car accident victim?

First thing you wanna do is find an experienced attorney. You don't want an attorney going through the school on your case. A lot of attorneys out there may be experience but their experience might be in real estate closings and adoptions and divorces and criminal cases and they tell you "Sure, I can handle your claim. I've done dozens of claims just like yours." But if they don't have the specialized knowledge and actually presenting, trying, doing appeals, and handling all aspects of personal injury plaintiffs work then you're probably better off in the hands of a skilled practitioner that does have that specialized knowledge. I'm Mitchel Proner, if you're looking for an experienced skilled attorney to represent you or a loved one in New York, contact me today.

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attorney: Proner & Proner

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What do I tell the insurance adjuster if I've been involved in a car accident?

If you've been involved in a car accident in California, the best piece of advice I can give you is that when you open the claim initially with the insurance company with the person that hit you, give them minimal information. That's your name, the date of the accident, and briefly where it occurred. After that, hang up. This is your opportunity to go over the case with an attorney. Find out if you need an attorney. Discuss a case with an auto accident attorney, and if that case demands that you have an attorney, that person will give all the particular information to the insurance company that needs to be communicated. I'm Jeff Roberts of the Roberts Law Firm, a full service personal injury law firm in southern California. If you've been involved in an accident, call us for a free consultation.

tags: personal injury lawsuit attorney lawyer law firm Orange County Southern California California Roberts Law Firm accident auto bus trucking motorcycle pedestrian wrongful death

attorney: The Roberts Law Firm

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What should I tell the insurance adjuster after a car accident?

In New York, after a car accident, the insurance adjuster is going to contact you and they are going to want you to give a statement. And they are trained to get you to make admissions against your interest. So after a car accident, where you've been injured, the best thing to tell the insurance adjuster is 'I have an attorney'. Then by law, in New York state after a car accident, that insurance adjuster can not contact you directly. They have to go through your attorney and your interest will be protected. I'm Michal Proner. If you're looking for an experienced, skilled attorney to represent you or a loved one in New York, contact me today.

tags: car accident insurance adjuster lawsuit attorney lawyer law firm Manhattan Brooklyn Queens Bronx Staten Island New York Proner & Proner auto accident car accident automobile insurance adjuster claim statement personal injury

attorney: Proner & Proner

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Why do insurance companies limit car accident pay-outs?

Insurance companies limit payouts because that's where their profit is. You got to remember that when you pay your auto insurance premium only two or three percent of that dollar that you pay in premium goes to profit. However, every dollar saved on your claim is a dollar of profit. So therefore, it's 33 times more profitable for the insurance company to save a dollar on your claim than it is to get a dollar in premium payments. They are in the business to make money. They are in the truth, justice, fairness in American way business. They are for-profit business, and they will make their profit wherever they can. I'm John Bisnar, the senior partner of the Bisnar Chase Law Firm. We exclusively represent seriously injured accident victims, from our offices in Newport Beach, California.

tags: car accident insurance company injury lawsuit Orange County Los Angeles California attorney lawyer law firm Bisnar Chase

attorney: Bisnar Chase LLP

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Is the car insurance adjuster on my side? Will my claim be treated fairly?

When you've been involved in a car accident in Southern California and you call the insurance company for the driver that caused your accident, and caused you injury, the other person on the end of that line, the insurance adjuster, is not your friend. Trust me, they aren't looking out for your best interest. What they are concerned with is the best interest of the insurance company, and that is to save money. So it's very important that when and before you deal with an insurance company you communicate with an attorney that can help you represent yourself and your injuries to the insurance company. I'm Jeff Roberts of the Roberts Law Firm, a full service personal injury law firm in Southern California. If you've been involved in an accident, call us for a free consultation.

tags: personal injury lawsuit attorney lawyer law firm Orange County Southern California California Roberts Law Firm accident auto bus trucking motorcycle pedestrian wrongful death

attorney: The Roberts Law Firm

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Can I modify my commercial property mortage in NY?

If a person owning commercial property has a mortgage, it's almost the same thing as a tenant in a commercial property going up to the landlord and saying "Look we're having tough times now. I can't pay $80000 a month, I can pay $65000 a month and stay here otherwise I'm just going to have to vacate or go into bankruptcy". So the landlord would say "Okay fine. Let's modify the lease". The same thing is true about a mortgage, that an owner can reach a modification with respect to commercial property when you explain the facts, and the lender is willing you could have a modification. There's nothing prohibiting it, it has to be done by agreement. I'm Carl Person. I'm a New York lawyer and my job is to help people stay in their homes.

tags: loan modification commercial prop. commercial property mortgage foreclosure defense debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person

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How can I collect more in a car accident claim?

If you're in a car accident, you want to make sure you maximize your recovery. You want to get the maximum amount available to you for your injuries and also depending on how it's affected your individual life. The best way to do that is to get yourself a competent lawyer. I had a law professor who always cautioned us about being pilgrims. By that he meant, "you don't want to be an early settler." And my firm, we've been in this for thirty plus years, we've never done that. We make sure each plaintiff is treated individually and we get them the maximum compensation for their injuries. Hello, my name is Mitchell Ashley of Shandell, Blitz, Blitz and Ashley. We've been helping people for over thirty years when they've been hurt through someone else's negligence. If you've been injured, let us help you.

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attorney: Shandell, Blitz, Blitz & Ashley, LLP

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What's the #1 mistake people make after a car accident in NY?

The mistake the individual that's involved in a car accident makes if they've sustained injuries, is they believe that they will be treated fairly by the insurance carrier. You're not in their good hands, you're not their good neighbor. They're a big business that's trying to make as much as possible by collecting as much as possible in premiums and paying out as little as possible in claims. So, they don't offer you fair compensation unless a skilled attorney gets involved. And the mistakes that the individual that's involved in a car accident often makes is they think they will be treating fairly from the onset. I'm Mitchell Proner. If you're looking for an experienced, skilled attorney to represent you or a loved one in New York, contact me today.

tags: car accident common mistake lawsuit attorney lawyer law firm Manhattan Brooklyn Queens Bronx Staten Island New York Proner & Proner auto accident car accident automobile mistake common personal injury

attorney: Proner & Proner

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Why should I take pictures at a car accident scene?

After a car accident in New York, if you have the ability to take photos, it might not just be on your own behalf it may be on behalf of a loved one who sustained injuries in an accident, if you have the presence of mind to take photos, an accident re-constructionist can use those photos, and from an engineering standpoint, recreate the forces involved to put the vehicles in their rest points and can determine speed at the time of impact, speed prior to applying the brakes, if there are any skid marks, that can be used to present your claim to get you the type of money you are entitled to. I'm Mitchell Proner. If you are looking for an experienced skilled attorney to represent you or a loved one in New York, contact me today.

tags: car accident pictures personal injury lawsuit attorney lawyer law firm Manhattan Brooklyn Queens Bronx Staten Island New York Proner & Proner auto accident car accident automobile motorcycle photograph evidence pictures scene

attorney: Proner & Proner

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Are lawsuits from car accidents on the rise in New York?

Car accident lawsuits are actually decreasing in New York state statically from the court administration statistics. And, that's probably a good thing, it means, because in the simple fender bender, there's less injuries because of restraint systems and air bags. However, if somebody is going fast, and they do sustain catastrophic injuries, more likely than not there needs to be a lawsuit for the individual injured in that accident to get fair compensation for the injuries sustained. I'm Mitchell Proner. If you are looking for an experienced skilled attorney to represent you or a loved one in New York, contact me today.

tags: car accident lawsuits attorney lawyer law firm Manhattan Brooklyn Queens Bronx Staten Island New York Proner & Proner auto accident car accident automobile lawsuit personal injury

attorney: Proner & Proner

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How common is filing for bankruptcy in Massachusetts?

Bankruptcy has become more common in Massachusetts and the country because of the financial dilemma that we are in right now. Uh, people who have, uh, huge mortgage payments because of the adjustable rate mortgages they signed are being forced into bankruptcy. The unemployment rate, as it goes up, has caused people to file bankruptcy, so unfortunately for people in the working force and for home owners bankruptcy has become quite common. Hi I'm Harvey Alford with the law firm of Alford and Bertrand. We have thirty years expertise in the area of bankruptcy. If you feel you need a fresh financial start we offer a free consultation.

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attorney: Alford & Bertrand, LLC

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I didn't feel pain from a car accident right away, can I still sue?

Most people don't feel acute pain immediately after the accident. Most people don't run to a doctor immediately after an accident. Most people will go home, take some Tylenol, take some Advil, and figure that the pain will go away by the next day. And most people, after two, three, four days, will start becoming concerned about the pain. It's usually at that point that someone that's been injured in a car accident, albeit not acutely injured in an automobile accident, but someone that's been injured in a car accident, will seek medical treatment. The best piece of advice is to call your primary doctor, seek medical treatment, don't worry about how the medical bills will be paid, because they will be paid through the personal injury and protection benefit provision of the policy of the vehicle that you were in, or the vehicle that struck you, if you were a pedestrian. My name is Guy Montalban of Kantrovitz and Associates. We've been helping people in the greater Boston area with automobile accident claims, worker's compensation, social security disability claims for the last twenty years.

tags: car accident delayed injury lawsuit personal injury lawyer law firm attorney boston massachusetts kantrovitz

attorney: Kantrovitz & Associates, P.C.

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How much money can I collect from a car accident in New York?

After a car accident in New York if you're expecting to get significant money, the only way you're going to get that is if you're entitled to it and you have a skilled attorney working for you and you've sustained significant injuries. If your injuries are minimal, you're not going to get much money because even if you have a skilled attorney working for you and they get a tremendous amount of money from a jury, it's going to go up on appeal and you'll never see that money because your injuries aren't that significant. But if you've had significant injuries you could get serious money if you have a serious attorney working for you. I'm Mitchell Proner. If you're looking for an experienced, skilled attorney to represent you or a loved on in New York, contact me today.

tags: car accident damages lawsuit attorney lawyer law firm Manhattan Brooklyn Queens Bronx Staten Island New York Proner & Proner motorcycle accident motorcycle bike money collection personal injury

attorney: Proner & Proner

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How badly will a DUI effect the cost of my car insurance?

Unfortunately, if you have been convicted of driving under the influence in California your insurance rates will be affected. A first-time driving under the influence allegation still entitles you to insurance, and the carriers will cover you for an increased premium. If you are a second or a multiple offender, insurance may not be able to be provided because unless you win the DMV hearing, you no longer have the ability to drive in California. If you are convicted as a multiple offender, your license will be taken away anywhere from one to four years depending upon your particular case. I'm Virginia Landry. For the last 19 years in Orange County, I have helped when bad things happen to good people. If you have been arrested for DUI, please call.

tags: DUI insurance impact drunk driving arrest criminal defense Orange County Los Angeles California lawyer attorney law firm Virginia Landry

attorney: The Law Offices of Virginia L Landry, Inc.

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What's a common mistake people make after a car accident?

A common mistake that I see people making after they’ve been involved in an auto accident in California is that they don’t get a medical exam. They don’t go to their family doctor and receive treatment. The idea that an accident - because it was a fender bender, or because it didn’t result in a broken bone - that it didn’t result in an injury is a common mistake. And I always tell people, go to a doctor, have an examination. It will help you. I’m Jeff Roberts of the Roberts Law firm, a full service personal injury law firm in Southern California. If you’ve been involved in an accident, call us for a free consultation.

tags: personal injury lawsuit attorney lawyer law firm Orange County Southern California California Roberts Law Firm accident auto bus trucking motorcycle pedestrian wrongful death

attorney: The Roberts Law Firm

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If I was involved in a car accident in California should I see a doctor?

If you've been involved in an accident, an automobile accident in California, it is very important that within 72 hours you get an examination by a doctor. That might be a chiropractor, that might be an orthopedic doctor and that might be an emergency room. But you should present to a medical provider, received x-rays and get a thorough examination to make sure that your injuries don't require further medical treatment. I'm Jeff Roberts, of the Roberts law firm, a full service personal injury law firm in Southern California. If you've been involved in an accident, call us for a free consultation.

tags: personal injury lawsuit attorney lawyer law firm Orange County Southern California California Roberts Law Firm accident auto bus trucking motorcycle pedestrian wrongful death

attorney: The Roberts Law Firm

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Are car accident lawsuits fairly common in California?

I would say that actually lawsuits arising out of auto accidents in California is an unusual thing. Most auto accidents are resolved by way of settlement, discussions between the injured person and their attorney and the insurance company for the person that caused the accident. So most cases that my firm, the Roberts Law Firm handles are resolved well before a lawsuit ever has to be filed. I'm Jeff Roberts of the Roberts Law Firm, a full service personal injury law firm in southern California. If you've been involved in an accident, call us for a free consultation.

tags: personal injury lawsuit attorney lawyer law firm Orange County Southern California California Roberts Law Firm accident auto bus trucking motorcycle pedestrian wrongful death

attorney: The Roberts Law Firm

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Should I handle my car accident claim myself?

The most important thing to remember is that an insurance company is not looking out for your best interest. You should hire an attorney. What is important is that you hire an attorney that's experienced in this area of law. You don't want to hire an attorney that practices real estate law or trust law or corporate law. You need to find an attorney that handles personal injury law. Statistics prove that settlements that are negotiated by an attorney will net a client more than settlements negotiated by the client himself or herself. My name is Guy Montalbano of Kantrovitz & Associates. We've been helping people in the greater Boston area with automobile accident claims, workers' compensation, Social Security disability claims for the last 20 years.

tags: car accident claim self-filing lawsuit personal injury lawyer law firm attorney boston massachusetts kantrovitz

attorney: Kantrovitz & Associates, P.C.

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If I'm injured in a car accident, what should I do first?

First and foremost, you should take care of yourself. Call your primary care physician, schedule an appointment with your doctor, go see your doctor. Then you should call an attorney, an attorney that is qualified, an attorney that is experienced in personal injury law. You can seek the advice of an attorney at any time. However, there are time limits where claims must be filed prior to the expiration of those time limits, otherwise you will lose your rights to bring an action against the responsible party. My name is Guy Moutsubano of Kantrovitz and Associates. We've been helping people in the Greater Boston area with automobile accident claims, worker's compensation, Social Security disability claims for the last twenty years.

tags: car accident injury lawsuit personal injury lawyer law firm attorney boston massachusetts kantrovitz

attorney: Kantrovitz & Associates, P.C.

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What is predatory lending?

Preditory lending involves a series of unfair and deceptive acts and practices commited by lenders and mortgage brokers whereby they put borrowers in worse loans than they would have otherwise qualified for, or they put borrowers in loans that have extremely high interest rates that were not disclosed to the borrowers when they first signed up for the loan. It's a way to take advantage of the borrower and give them a bad loan that they cannot repay. My name is Damian Nassiri, I'm a partner in the law firm Howard/ Nassiri, we're based in Southern California, and we help people save their homes. If you've been the victim of a preditory loan or you're facing forclosure, give us a call.

tags: predatory lending definition mortgage debt relief foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP

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Is predatory lending a growing problem in California?

Predatory lending is a growing problem in the sense that all of the borrowers who received these predatory loans in the past years, all the chickens are coming home to roost at this point. The borrowers are now, their payments are going through the roof. They can no longer afford them. They are on these adjustable rate mortgages that sounded good and looked good when they first got into them but now as the interest rates are continuing to rise, the borrowers can no longer make these payments. And that's really at the heart of the current economic crisis is a lot of these homeowners in California that cannot make their mortgage payments because they have adjusted upwards and they can no longer afford to make the payment. My name is Damien Nassiri. I'm a partner in the law firm Howard Nassiri. We're based in Southern California and we help people save their homes. If you've been the victim of a predatory loan or you're facing foreclosure, give us a call.

tags: predatory lending growing problem mortgage debt relief foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP

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What can I do if I've been a victim of predatory lending?

If you feel that you've been the victim of a predatory loan, my advice would be to go seen an attorney. An attorney will be able to give you a free consultation and will be able to analyze your loan documents, perform a forensic document review of your loan documents to ferret out the problems, to goo through the fine details of the loan and hone in on those predatory lending violations that the average consumer is unaware of. My name's Damien Nasiri. I'm a partner in the law firm Howard Nasiri. We're based in southern California, and we help people save their homes. If you've been the victim of a predatory loan or you're facing foreclosure, give us a call.

tags: predatory lending what to do? mortgage debt relief loan modification foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP

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What happens to my mortgage if my bank went bankrupt?

If your bank went bankrupt, then chances are, it's a matter of time before your loan will get sold to another lender. So you do need to still keep making your mortgage payment if at all possible. However, if you are in a hard way, and you're not able to make that mortgage payment, you will need to try and get a loan modification from the next lender who buys your loan. And the new California loan modification law applies to loan servicers, so it doesn't matter who originated the loan, whoever is currently holding the loan and servicing the loan will be charged with the responsibility of providing you with the loan modification if you qualify. My name is Damien Nassiri. I'm a pattern in the law firm Howard and Nassiri. We're based in southern California, and we help people save their homes. If you've been the victim of a predatory loan, or you're facing foreclosure, give us a call.

tags: loan modification bank bankruptcy mortgage debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP

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Are car accidents on the rise in New York?

With increased traffic you're going to have increased motor vehicles accidents. And that certainly is a significant factor and has continued with increased motor vehicle accidents probably since motor vehicles were on the streets since horse and buggy days. Nonetheless, the increase is not statistically significant for the last five to ten years. And additionally, thankfully, motor vehicles are getting safer with airbags and safety restraint systems. So even though there may be an increase in motor vehicles accidents, there's a decrease in significant injuries. Which is lucky. I's Mitchell Proner. If you're looking for an experienced, skilled attorney to represent you or a loved one in New York, contact me today.

tags: car accident frequency lawsuit attorney lawyer law firm Manhattan Brooklyn Queens Bronx Staten Island New York Proner & Proner car accident auto accident automobile personal injury

attorney: Proner & Proner

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How much money can I collect if I have injuries from a car accident in California?

Did any attorney ever tell you? They tell anyone what their case is worth They're... I think they're spinning a tale because they are not doing their client a service. You have to wait until you are done with treatment. You have to wait until you find out what kind of income you lost. You have to find what the defendant is like. Is it someone that's a... disreputable character. All these factors go into the value of the case. And no attorney should give you an estimate until they've met you and asses the case. I am Jeff Roberts, of the Roberts Law Firm; a full service personal injury law firm in Southern California. If you have been involved in an accident, call us for a free consultation.

tags: personal injury lawsuit attorney lawyer law firm Orange County Southern California California Roberts Law Firm accident auto bus trucking motorcycle pedestrian wrongful death

attorney: The Roberts Law Firm

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Why is Southern California a hot spot for predatory lending?

California's been one of the hotspots for predatory lending because it is a state with a high population. A lot of people live here and a lot of people that live here worked in the mortgage industry, so there was a lot of this predatory lending activity going on in the California area. Especially during a time when the home prices were rising in value and a lot of homeowners were tricked and deceived into taking out a loan that was not really in their best interest and something that they're only now coming to find out was a bad, predatory loan. My name's Damian Nassiri. I'm a partner in the lawfirm Howard / Nassiri. We're based in southern California and we help people save their homes. If you've been the victim of a predatory loan or you're facing foreclosure, give us a call.

tags: predatory lending californian as hot spot mortgage debt relief foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP

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Do California lenders have to modify my loans?

California lenders and any lender nationwide, if it involves a borrower who lives in California, the new civil code section 2923.5 and .6 says that the lender has to get a loan modification, keep the borrower in the home if the loan modification will make the lender more money than the foreclosure. The point of that statute is to stop these foreclosures from happening. The California Legislature has realized that foreclosures are a tremendous problem. It's impacting the economy and so the California Legislature passed this law as an emergency statute to help homeowners stay in the home and to stem the losses that are resulting from these foreclosures. My name is Damian Nassiri. I'm a partner in the law firm Howard/Nassiri. We're based in Southern California, and we help people save their homes. If you've been the victim of a predatory loan or you're facing foreclosure, give us a call.

tags: loan modification lender obligation mortgage debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP

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Do banks prefer loan modifications or foreclosures?

As time goes on, banks are becoming more and more willing to do loan modifications. I would say six months or a year ago, the answer was 'no' whenever a borrower came to a, a bank for loan modification. But as the time is going by and the banks are losing more and more money on the non-performing loans and the foreclosure sales that are not uh, occurring, the banks are st-, starting to change their tune. And especially with the bailout, and the new laws that are coming around with, in California, uh, they are becoming, they're starting to wake up and smell the coffee. And realize that they need to make some money of these loans and the way to do that is to, is to get a loan modification and get the borrower on a payment that they can afford. If they need to extend the term, or if they need to lower the interest rate, something is better than nothing at this point. And so that's the way we're really starting to see banks are becoming more open to the idea of loan modificaiton. My name is Damion Nasire. I'm a partner in the law firm Howard & Nasire. We're based in Southern California, and we help people save their homes. If you've been the victim of a predatory loan or you're facing foreclosure, give us a call.

tags: loan modification bank preference mortgage debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP

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What is a loan modification?

Well, a loan modification is just that. It's a modification of the terms of the existing loan. The borrower stays in the same loan, but the terms are changed. Typically, we're dealing with an interest rate reduction where the interest rate is lowered to bring the payment down. Another way the loan can be modified is by extending the terms, so a thirty year loan can be made into a forty year loan to bring the payment down a little bit more that way as well. Another common thing that we're starting to see is principal reductions, where the actual amount that the borrower owes is lowered by sometimes tens of thousands of dollars, sometimes a hundred thousand dollars to get the price of the monthly payment down to a point where the borrower can actually afford the payment. My name is Damien Nassiri, I'm a partner in the Law Firm Howard and Nassiri. We're based in Southern California and we help people save their homes. If you've been the victim of a predatory loan or you're facing foreclosure, give us a call.

tags: loan modification definition mortgage debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP

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How long does it take to get a loan modification?

A loan modification can take anywhere from one month to six months. Typically it involves negotiations back and forth with the lender, and every lender is different just like every loan is different. So, some lenders are a little bit more willing to work with you, others are not. But usually what we do in our firm is we propose a loan modification to the lender, it involves income analysis, expense analysis, it gives a real good snapshot to the lender of what this borrower can afford. We point out to the lender what the fair market value of the property is and that usually is going to encourage the lenders to reduce the principle and the interest rate within a three to six month time frame. My name is Damien Nassiri, I'm a partner in the law firm Howard and Nassiri, we're based in Southern California, and we help people save their homes. If you've been the victim of a predatory loan or your facing foreclosure, give us a call.

tags: loan modification how long? mortgage debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP

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Are loan modifications common in California?

Loan modifications are becoming more and more common in this economic arena that we're dealing with today. Six months ago or a year ago it was almost impossible to get a loan modification. The banks were not giving them. But now, as time goes on, and they have more and more of these non-performing loans and foreclosures are on the rise, the lenders are becoming more wiling to deal with us in terms of loan modifications. And now with the new law in California, the California Loan Modification Law, it does mandate that these lenders give loan modifications if they are going to be of a benefit to society. And the way the legislature has determined the benefit is to try and keep these homeowners in the home if at all possible, if they can make a reasonable payment. My name is Damion Nassiri. I'm a partner in the law firm Howard Nassiri We're based in southern California and we help people save their homes. If you've been the victim of a predatory loan or you're facing foreclosure, give us a call.

tags: loan modification frequency mortgage debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP

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How will the new California loan modification law help?

The new California Loan Modification will help any borrower who is in default or default is reasonably foreseeable. And if the anticipated recovery to the lender under the loan modification exceeds the recovery that the lender would get form a foreclosure, then the lender is instructed to give a loan modification. It's going to help save a lot of homes. The California Legislature has realized that this an urgency statute. In fact, those words are in the law and says that we have got to stop the foreclosures from rising. We've got to do something about the problem and do something to stay in their home and make the payment. My name is Damian Nassiri. I'm a partner in the law firm Howard & Nassiri. We're based in Southern California and we help people save their homes. If you've been the victim of a predatory loan or you're facing foreclosure, give us a call.

tags: loan modification new CA law mortgage debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP

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Who's eligible for a loan modification in California?

The new California loan application law was passed September 8, 2008 and it covers all mortgages,uh, origninating from January 1, 2003 through December 30, 2007. Uh, Any loan, it could be a purchase or a refinance the borrower just has to be in default or default is reasonable foreseeable and what that means if their payment is about to go up due to an adjustment in a their interest rate that's someone who's default is reasonable foreseeable and the borrower has to be living in the home.If they meet those criteria then the new California loan law covers their situation and they are entitled to a loan modification. My name is Damian Nassiri and I'm a partner in a California law firm Howard Nassiri. We're based in Southern California and we help people save their homes. If you've been the victim of a preditory loan or you're facing forclosure give us a call.

tags: loan modification eligibility mortgage debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP

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Has the economic climate forced the banks to give more loan modifications?

The economic climate is forcing more banks to do loan modifications because they have more and more foreclosures on their books, and it’s not a good thing. It’s really what’s driven the market to be where it is right now, that’s required this bailout by our government, iIs because you have so many non performing loans. And the truth of the matter is that many of these borrowers were able to make their payments in the past, but were unable to keep up with their payments when the interest rates adjusted through the roof. So if we just bring those interest rates back down, it’s going to solve a lot of the problems. If we extend the term of the loan from thirty to fourty years, and maybe drop the principal down a little bit, many – if not all – of these borrowers will be able to make the monthly payments on their loans. My name’s Damion Nassiri. I’m a partner in the law firm Howard Nassiri. We’re based in Southern California and we help people save their homes. If you’ve been the victim of a predatory loan, or you’re facing foreclosure, give us a call.

tags: loan modification economic climate mortgage debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP

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How will a loan modification help me keep my house?

A loan modification can help you keep your house because it can get you back on the track of making your mortgage payment every month. It really is going to help the borrower who is in default and is several months behind on their loan, get back in the position where they can afford the monthly payment. And usually this is only a couple hundred dollars, maybe a thousand dollars. If we can get that payment down by that amount, the borrower should be able to make the payment. Most of these borrowers have gone into default because they've gotten themselves into these adjustable rate mortgages that have just adjusted a little bit too high for their monthly budget. If we bring it back in a little bit then they should be able to get back on track and stay current. My name's Damion Nassiri. I'm partner in the law firm Howard Nassiri. We're based in southern California and we help people save their homes. If you've been the victim of a predatory loan or you're facing foreclosure, call us a call.

tags: loan modification keep your house mortgage debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP

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How can a loan modification lawyer help me?

A loan modification lawyer can help a client get the best loan modification possible because only a lawyer can enforce that right to a loan modification under the new California civil code section the California loan modification law. If the borrower or loan modification company asks the lender to give them the new loan that's all they can do is ask for the loan.The loan modification lawyer can ask for the loan and if the loan modification is not given the loan modification lawyer can then file a lawsuit in the court and enforce the right that the borrower has the right to a loan modification. My name is Damien Nassiri and I'm a partner in Howard Nassiri. We're based in Southern California we help people save their homes if you've been the victim of a predatory loan you're facing foreclosure give us a call.

tags: loan modification lawyer benefit mortgage debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP

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Can I negotiate a loan modification myself?

Anyone can negotiate a loan modification. The problem is, is that these lenders are so bombarded -- and they are still a little bit reluctant to give the loan modification -- that a lot of times the borrower can the runaround. And the borrower will submit a loan modification application, and the lender never calls them back. Or if they do the lender gives them bad news because their house is worth less than what they owe. And so they give - they tell them they can't get the loan modification. What a lawyer can do is step in and enforce that right. A lawyer can file a lawsuit under the new California loan modification law and have the judge order the loan modification. My name is Damien (sp?) Nassiri. I am a partner in the lawfirm Howard Nassiri. We are based in southern California, and we help people save their homes. If you have been the victim of a predatory loan or you are facing foreclosure, give us a call.

tags: loan modification self-serve mortgage debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP

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Will I have to go to court to do a loan modification?

A homeowner in California can attempt a loan modification on their own. But, there is nothing that the homeowner in California can do to force the lender to give them a loan modification unless they go to court and sue. That's the unfortunate reality of it is that the lenders a lot of times are not going be giving the loan modifications because they would rather try and foreclose. Someone in California who wants a loan modification, if they can't get it on their own, should go see a lawyer because a lawyer can enforce that right and sue and go to the court and ask the judge to order the loan modification. My name is Damien Nassiri, I'm a partner in the Law Firm Howard-Nassiri. We're based in Southern California, and we help people save their homes. If you've been the victim of a predatory loan or you're facing foreclosure, give us a call.

tags: loan modification court mortgage debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP

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Does a bank have to modify my loan in California?

A bank will have to modify a loan now in California because of the California Loan Modification Law. If the borrower meets certain criteria, for instance the loan is orginated between 2003 and 2007 and its a loan on their primary residence, the lenders will have to give a loan modification if the borrower can afford to make a payment on the loan that will reap the lender more money than a foreclosure would. Now a lot of times you're going to have to file a law suit because the lenders aren't listening a lot of times. My name is Damien Nesery. I'm a partner in the law firm of Howard Nesery. We're based in Southern California and we help people save their homes. If you've been the victim of a predatory loan or you're facing foreclosure give us a call.

tags: loan modification bank obligation mortgage debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP

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Can I get a loan modification on my second home?

You can get a loan modification in California on a second home. Ah, the new California loan modification law does not cover, ah, rental homes or second homes. But, as you go forward and as time goes by, a foreclosure is a foreclosure whether it is a second home or first home. So, if the lenders are smart, they’ll give you a loan modification. You can’t necessarily sue for that but you can certainly ask for a loan modification. And if you make them a reasonable proposal, a lot of times they'll listen. My name is Damien Nassiri. I am a partner in the law firm Howard Nassiri. We’re based in Southern California and we help people save their homes. If you've been a victim of a predatory loan or you’re facing foreclosure, give us a call.

tags: loan modification second home mortgage debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP

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Are loan modifications common in California?

Loan modifications are becoming more and more common. Six months ago or a year ago, it was almost unheard of. Lenders were telling us you can't get a loan modification. But now as they are starting to finally wake up and realize how much money they're losing. They're actually becoming more willing to enter into loan modification. A lot of times they won't give you the best deal, however, unless you get an attorney involved or somebody who can actually enforce your legal right to a loan modification, and that's what we're seeing at this time. My name is Damien Nassiri, I'm a partner in the law firm Howard Nassiri. We're based in southern California and we help people save their homes. If you've been the victim of a predatory loan, or you're facing foreclosure give us a call.

tags: loan modification frequency mortgage debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP

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Loan modification company or a loan modification attorney?

Loan modification companies a lot of times are the same mortgage brokers who put the bars, was in the bad loans in the first place. They're no longer writing mortgages so they flip over and become loan modification companies. And I've had lot of clients come to me and tell me Dave paid thousand of dollars to some loan modification company that didn't do anything to them. So that's the key difference is that, that even if they do something for you, all the modification company is ask for a new loan as long as a lawyer can demand it. If you can't get it, we'll go to court. My name is Damian Nasirri. I'm a partner in a law firm Howard Nassiri, we're based in Southern California and we help people save their homes. If you've been a victim of a predatory loan or you're facing foreclosure, give us a call.

tags: loan modification who can help? mortgage debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP

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What is the California Foreclosure Consultants Act?

The California Foreclosure Consultants Act is a law in California that prevents people from approaching you while you're in foreclosure and asking you for money up front to perform a service for you to help you get out of foreclosure. It's illegal for somebody, such as a mortgage broker, someone other than an attorney to come to you and say, "Give me money now for something I'm going to do for you later". You actually have to perform the service and then get paid for it afterwards because the Legislature has realized that people, when they're in foreclosure, are in a vulnerable situation and they'll do anything to try and save their home. So, it's really a law to protect consumers. Attorneys are exempt from that model because we are licensed by the state and we're held to a higher standard. So, we are able to actually go to somebody and sign them up under a retainer agreement to perform a loan modification. It's okay for us to do that. But, the Legislature has prevented others from doing that. My name is Damian Nassiri. I'm a partner in the Law Firm Howard and Nassiri. We're based in Southern California and we help people save their homes. I've you've been the victim of a predatory loan or you're facing foreclosure, give us a call.

tags: predatory lending foreclosure act mortgage debt relief loan modification foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP

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Are there laws to protect me from predatory lending?

There are a number of laws that are on the books right now that are designed to prevent predatory lending practices. The problem is, is that, lenders a lot of times don’t follow those laws. They wait until they get caught and then deal with the problems later, because they’re too busy making money off of the predatory loans. And while the gravy train is running, nobody’s going to try to stop it. So, a lot of these lenders were giving loans that were not, that they shouldn’t have been giving. But the problem was that we only found out now, several years later that this, what kind of a problem this really was. My name is Damion Nassiri. I’m a partner in the law firm Howard Nassiri. We’re based in Southern California and we help people save their homes. If you’ve been the victim of a predatory loan, or you’re facing foreclosure, give us a call.

tags: predatory lending laws that help mortgage debt relief loan modification foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP

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How can a predatory lending attorney help?

A Predatory Lending Attorney can help you because a Predatory Lending attorney can enforce your right to get a new loan. The attorney can negotiate with the lender. A lot of times the lenders are not gonna listen. They are going hope that you go away. But if you have an attorney you can file a lawsuit and once that lender gets served with the lawsuit then they cant run anymore. They gotta step up to the table and its your loan. If you qualify under specially this new California loan modification law then you could be entitled to get a new loan from the lender. My name is Damien Nassiri. I am a partner in a law firm called Howard Nassiri. We are based in Southern California and we help people save their homes. If you have been a victim of Predatory loan or you are facing foreclosure, give us a call.

tags: predatory lending attorney role mortgage debt relief loan modification foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP

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Can my loan be restructured if it was made by a predatory lender?

A loan can be restructured if it was made by a predatory lender, and that is even true if your loan has been sold. Many times the originating lender will sell the loan, and it might get sold two or three times. But the laws that are on the books right now - the Federal Truth in Lending Act, and the California Loan Modification Law all say that no matter where the loan is now, if it qualifies, you can get a new loan, get an affordable payment, and something that can help you stay in the home and avoid foreclosure. My name's Damian Nassiri. I'm a partner in the law firm of Howard Nassiri, we're based in southern California, and we help people save their homes. If you've been the victim of a predatory loan, or you're facing foreclosure, give us a call.

tags: predatory lending loan restructure mortgage debt relief loan modification foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP

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Will I have to go to court for my predatory lending case?

You may not have to go to court to get your predatory lending case resolved. A few go see a good attorney. A good attorney will be able to negotiate with the lender and hopefully get your loan modified or get your loan restructured, sooner rather than later. However, that same attorney will be ready to go and filed the lawsuit if the case calls for it. A lot of times, lenders will not respond to the attorney's request for a loan modification and in that case there's no choice but to file a lawsuit to get what you deserve under the law. My name is Daiman Nassiri. I'm a partner in the law firm Howard/Nassiri, we're based in Southern California and we help people save their homes. If you've been the victim of a predatory loan or you're facing foreclosure, give us a call.

tags: predatory lending court appearance mortgage debt relief loan modification foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP

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How do I fight back against predatory lending?

First step you should take if you feel that you have been a victim of the predatory loan in California is that you should contact an attorney, a good attorney who is experienced in truth and lending matters, predatory lending matters will be able to give you free consultation, sit down talk with you and figure out if there is something that we can do. A lot of times there is something that can be done and most borrowers I have talked to did not even know that these laws existed. They had no idea that they could have a legal right to a loan modification under the new California Loan Modification Law. So, first step I would think would be getting a free consultation from an attorney who will be able to advise you of your rights and be able to help you out if you have been the victim. My name is Damie Nassiri. I am a partner in the law firm Howard-Nassiri. We are based in southern California and we help people save their homes. If you have been the victim of a predatory loan or you are facing foreclosure, give us a call.

tags: predatory lending fighting back mortgage debt relief loan modification foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP

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Am I a victim of predatory lending?

A lot of times borrowers have a gut feeling that they have been taken advantage of, but they just can't put it into words and just don't know exactly what happened to them. The - once they go and they talk to an attorney, an attorney can analyze their loan documents and review the finance charges and things of that nature to see if there were any hidden broker fees or whether the terms of the loan were accurately disclosed to the borrower. You know, those loan documents are a stack so think that nobody has time to read them. And they'll - the attorney can do that for you, go through and let you know if you have a case. My name is Damien (sp?) Nassiri. I am a partner in the law firm Howard Nasssiri. We are based in southern California, and we help people save their homes. If you have been the victim of a predatory loan or you are facing foreclosure, give us a call.

tags: predatory lending economic bailout mortgage debt relief loan modification foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP

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How will the economic bailout help me keep my home?

The way that the bailout is currently structured right now is that it helps Wallstreet but doesn't really help main street.Yeah, there's really nothing in the current bailout will neatly help a homeowner whose facing foreclosure. There are guidelines within the bailout that the lender should try to give a loan modification but there's nothing that mandates it. So the bailout as it is planned right now will only have a trickle-down effect to borrowers. It will not help them in a mediate way. So if you're facing forclosure, I would suggest an attorney in pursuing your legal right. My name is Danim Nassiri. If you've been a victim of a predatory loan or facing forclosure, give us a call.

tags: loan modification economic bailout mortgage debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP

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How does the new California law help me stay in my home?

The nice thing about the new California Loan Modification Law is that it allows any borrower to get a loan modification. You don't have to be the victim of a predatory loan. You just have to meet the basic criteria of someone who had a loan that closed between 03 2003 and 2007. If you have been the victim of a predatory loan, however, that will help your case because when we go before the judge and we ask the judge to enforce the California Loan Modification Law, the judge will most likely have more sympathy for somebody who has also been the victim of a predatory loan and should be more willing to order the lender to give you a loan modification. My name's Damian Nassiri. I'm a partner in the Law Firm Howard Nassiri. We're based in southern California and we help people save their homes. If you've been the victim of a predatory loan or you're facing foreclosure, give us a call.

tags: loan modification new CA law mortgage debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP

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Can a predatory lending lawsuit prevent foreciosure?

It's possible to stop a foreclosure sale with a predatory lending lawsuit. It will be up to the judge's discretion. The judge will have discretion to stop a foreclosure sale if the judge believes that this case has merit, and that the borrower deserves a loan modification that they can afford. A lot of times, before we file a lawsuit we are able to negotiate with the lender, and the lender chooses to stop the foreclosure sale because they understand that an attorney is involved and that an attorney is trying to negotiate a loan modification that will result in a favorable outcome to the lender because the lender will now have a performing loan with a homeowner who's making a payment, which is better than no payment. My name is Damien Nassiri. I'm a partner in the law firm, Howard Nassiri. We're based in Southern California, and we help people save their homes. If you've been the victim of a predatory loan or you're facing foreclosure, give us a call.

tags: predatory lending foreclosure mortgage lawsuit debt relief loan modification bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP

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What is Howard | Nassiri's experience fighting predatory lenders?

Our firm has helped a number of clients in southern California, Orange County, Riverside County, San Bernadino County. We've helped numerous people save their homes and obtain a loan modification to get a payment that they can afford and so that they can remain in their home. Not one of our clients has been evicted from the home. We've saved people from foreclosure. Can't guarantee that we can do it in every instance but we, so far, have been blessed in that we've been able to help a lot of people keep their homes and we look forward to doing that in the future, too. My name's Damian Nassiri. I'm a partner in the law firm Howard Nassiri. We're based in southern California and we help people save their homes. If you've been the victim of a predatory loan or you're facing foreclosure, give us a call.

tags: predatory lending experience mortgage debt relief loan modification foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP

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What's it like to help someone fight against predatory lenders?

It’s a great feeling to help somebody who’s been a victim of a predatory loan. To be able to make that phone call and call the client and let them know that the foreclosure sale has been postponed, that they don’t have to pack up their bags. It’s a great feeling to talk to people who you’ve just helped save their most precious asset. They’ve got kids in school and they don’t want to move, and there is no reason for it. Things can be worked out to get people back on track to be able to make a payment where they can afford to stay in the home and the lender’s not going to lose any more money. So, it really is a good feeling and it’s one that we hope to keep duplicating. My name’s Damion Nassiri. I’m a partner in the law firm Howard Nassiri. We’re based in Southern California and we help people save their homes. If you’ve been the victim of a predatory loan, or you’re facing foreclosure, give us a call.

tags: predatory lending fighting cases mortgage debt relief loan modification foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP

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What is Howard | Nassiri's experience with loan modifications?

Our firm has helped numerous people with loan modification to help save their home, it's a simple process that we involve ourselves with getting the financial information from the client a fair market value through comps and other resources, and we are able to put packages together that the lenders can look at. It's easy for them to work with us because we put everything in there, it's concise and that really helps streamline the process to get the result that the client needs in order to keep the home. That's something that we've been doing at our firm and something that we will continue to do every day. My name is Damian Nassiri, I'm a partner in the law firm of Howard/Nassiri, we are based in Southern California, and we help people save their homes. If you've been the victim of a preditory loan or you're facing forclosure give us a call.

tags: loan modification experience mortgage debt relief loan modification foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP

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What's it like to help someone stay in their home?

Feels great to help someone modify their loan because it means they are going to be able to keep the loan. It also has a bigger impact on the economy. If we can get all of these non-preforming loans to preform through loan modifications, I really, truly believe that would be as much of a help, if not more of a help, than the current bail out. Because that is the problem right now in California and across the nation, as we have all these people that are in default because they simply can't afford to pay the mortgage after it increases. After the interest rate goes up and they are good people, they are hard working people and they want to make a loan payment. It's just that the predatory loan has made it as such that they can no longer make that increased payment. My name is Damian Nassiri, I'm a partner in the law firm Howard/Nassiri, we're based in Southern California. And we help people save their homes. If you've been the victim of a predatory loan, or you're facing foreclosure, give us a call.

tags: loan modification why we help mortgage debt relief loan modification foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP

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What is predatory lending?

Predatory lending basically encompasses the unscrupulous lending tactics that lenders and mortgage brokers engaged in giving home loans to homeowners. Basically, they were not disclosing the material terms of the loan. And that, in and of itself, is part of the reason why a lot of these loans are predatory in nature. They withheld the material terms and didn’t disclose certain things in the loans to certain homeowners, and that basically is what encompasses what is a predatory loan. I’m Vincent Howard, senior and managing partner of Howard Nassiri. We work hard every day, representing the consumer, from our headquarters in Orange County, California. If you need an attorney you can trust, go ahead and give us a call.

tags: predatory lending definition mortgage debt relief loan modification foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP

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Is predatory lending a growing problem?

Predatory lending is a growing problem in California, it really is. California, along with Nevada and Florida, were some of the hardest hit states in our union. Here in southern California in particular, my partner and myself often refer to it as ground zero because so many predatory loans, sub-prime type loans, were originated right here in southern California. I'm Vincent Howard, senior and managing partner of Howard-Nassiri. We work hard every day representing the consumer from our headquarters in Orange County, California. If you need an attorney you can trust, go ahead and give us a call.

tags: predatory lending growing problem? mortgage debt relief loan modification foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP

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Why is Southern California so hard hit by predatory lending?

California is a victim of this sub-prime crisis for a number of reasons. One, it's Southern California. A lot of people want to move here, buy homes here. [Ah] The homes that people buy here rise in value, or they did up until recently. ah and then what you have is a large number of California residents who were employed in the mortgage industry. California had upwards of 300,000 people employed in this industry. Lenders noticed that, and they wanted to take advantage of that. So they pushed their brokers, even lenders directly, pushed them into pushing people into sub-prime products, and that lead to the economic crisis that we're suffering now. I'm Vincent Howard, senior and managing partner of Howard | Nassiri. We work hard everyday representing the consumer from our headquarters in Orange County, California. If you need an attorney you can trust, go ahead and give us a call.

tags: predatory lending laws against mortgage debt relief loan modification foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP

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Are there laws against predatory lending in California?

There are laws against predatory lending in California. On the federal level, there are laws like the Truth and Lending Act, which forces lender to make certain disclosures of the material terms of the loan. And then on the California State level, there are a number of laws, uh, for example, the new law that just went into affect at the beginning of September of this year, uh, which is called the California Loan Modification Law, which really sets forth a certain set of parameters that lenders have to abide by and give loan modifications to certain people who qualify for those. I’m Vincent Howard, senior and managing partner of Howard and Nassiri. We work hard everyday representing the consumer, from our headquarters in Orange County, California. If you need an attorney you can trust, go ahead and give us a call.

tags: predatory lending laws against mortgage debt relief loan modification foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP

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What are the top 3 predatory lending violations?

The top three predatory lending violations that we usually see are loans that have negative amortization that wasn't properly disclosed to the home owner. One of the other things that we see a lot of is someone who has a really good credit score, who should qualify for a better loan, but are actually put into a sub-prime loan and that's because lenders make more money when they put more people in sub-prime loans. And then the other thing that we see a lot of is people who were presented with a teaser rate and the interest rate bait-and-switch deal where people thought they were getting on interest rate, but they were actually getting another. I'm Vincent Howard, senior and managing partner of Howard/Nassiri. We work hard every day representing the consumer from our headquarters in Orange County, California. If you need an attorney you can trust, go ahead and give us a call.

tags: predatory lending top 3 violations mortgage debt relief loan modification foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP

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How does a sub-prime loan work?

A sub-prime loan works like this. If your credit score is less than pristine, you're going to be put in a loan with a higher interest rate, and that higher interest rate is because of the risk that the lender is taking and taking someone who has less than pristine credit and putting them and insuring them or giving them this mortgage rather. But what we've seen a lot of here in California is the homeowner that has a good credit score put in these sub-prime mortgages and loans, and that is because lenders make money when they put people in a sub-prime product. I'm Vincent Howard, Senior and Managing Partner of Howard Nassiri. We work hard everyday representing the consumer from our headquarters in Orange County, California. If you need an attorney you can trust, go ahead and give us a call.

tags: predatory lending sub prime loan mortgage debt relief loan modification foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP

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Can I keep my house if I'm a predatory lending victim?

Whether you can keep your house if you're a victim of predatory lending depends. We've seen people who have lost their house because they were unaware of what their rights are or were, and by the time they found out it was too late, the lenders had already foreclosed and have taken their home. There's a possibility you can keep your house, but that's going to depend on whether you have adequate representation and whether someone is representing your interests, because the lender certainly aren't, they're representing their interest. And one of the ways in which you can keep your house is if you hire an attorney who's skilled in this area of law, who can exercise your rights and help you keep your home. I'm Vincent Howard senior and managing partner of Howard Nassiri. We work hard every day representing the consumer from our headquarters in Orange County California. If you need an attorney you can trust, go ahead and give us a call.

tags: predatory lending keep my house mortgage debt relief loan modification foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP

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Will I have to go to court for my predatory lending case?

You may have to go to court for your predatory lending case. When you retain us as your attorneys, we like to get the matter settled short of going to trial, going to court, anything like that. But keep in mind when you hire an attorney, a good attorney, we prepare the case as if we're going to go to trial. To do anything less is to only prepare for half or part of the case. We prepare like we are taking your case, your matter, all the way to trial, but if we can settle it before, we certainly will. I'm Vincent Howard, Senior and Managing Partner of Howard/Nassiri. We work hard everyday representing the consumer from our headquarters in Orange County, California. If you need an attorney you can trust, go ahead and give us a call.

tags: predatory lending court mortgage debt relief loan modification foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP

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What's the 1st thing I should do if I've been hit by a car in New York?

After a pedestrian is injured in a motor vehicle accident, oftentimes, they go straight to the hospital and they don't even have the information on the vehicle that hit them. An attorney can immediately get involved to find out from the police department, oftentimes, who was involved in the accident, whether or not there were any witnesses, whether or not there is any physical evidence and can do an accident reconstruction to determine the speeds of the vehicles involved and get you the fair compensation you deserve for the injuries you've sustained after being injured as the result of a motor vehicle striking you while you're a pedestrian in New York. I'm Mitchell Proner. If you're looking for an experienced, skilled attorney to represent you or a loved one in New York, contact me today.

tags: car accident pedestrian personal injury lawsuit attorney lawyer law firm Manhattan Brooklyn Queens Bronx Staten Island New York Proner & Proner auto accident car accident automobile what first what to do

attorney: Proner & Proner

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How experienced are you handling car accident cases in New York?

The only type of law that I do is representing accident victims. I've never represented an insurance carrier. I've represented every different type of accident you can imagine, from trip and falls to every type of motor vehicle accidents, truck accidents, bicycle accidents, motorcycle accidents, bus accidents, burn cases, fires, medical malpractice, products liability...I have tried cases, settled cases, gotten multimillion dollar results in cases in thirty jurisdictions in three states. I am a super attorney as elected by my peers, I have the highest rating possible for both skill and ethics from Martin Dalehubble, I am a member of the multimillion dollar advocates forum, selected by my peers as the leading trial lawyers in America, I'm on the Board of Directors of the New York state Trial Lawyers Association, I lecture for the Trial Lawyers Institute, I taught other attorneys to do this work, I've lectured to attorney groups across the country, I'm on the Board of Directors of the New York Academy of Trial Lawyers, I've chaired a litigation group for the Association of Trial Lawyers of America, my office has been doing this work for fifty years, I've been doing this work for twenty years and I'll put my credentials up against anybody and I think they'll match up. I'm Mitchel Proner. If you're looking for an experienced, skilled attorney to represent you or a loved one in New York, contact me today.

tags: car accident experience personal injury lawsuit attorney lawyer law firm Manhattan Brooklyn Queens Bronx Staten Island New York Proner & Proner auto accident car accident automobile experience resume

attorney: Proner & Proner

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Should I give a statement to the car accident insurance adjuster?

If you're in an automobile accident and the insurance adjuster calls, you should not give them a statement. What you should do is tell them to call your lawyer. Give them your lawyer's name and their number, and tell your lawyer that the adjuster just called you. That's all the contact you should have with the adjuster. The insurance adjuster is a professional whose only job is to make sure that the insurance company keeps there profits higher. The person whose on your side is your lawyer, and they'll make sure that you get the compensation you deserve in any automobile accident here in New York. Hello, my name is Mitchell Ashley of Shandell, Blitz, Blitz, and Ashley. We've been helping people for over 30 years when they've been hurt through someone else's negligence. If you've been injured, let us help you.

tags: car accident insurance adjuster lawyer attorney new york new york city lawsuit shandell blitz ashley mitchel ashley car accident truck accident auto accident injury statement insurance adjuster

attorney: Shandell, Blitz, Blitz & Ashley, LLP

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How much will my car accident case cost?

If you're involved in an automobile accident, it will cost you nothing out of pocket to hire an attorney. The legal fees and expenses will be deducted from the settlement of any claim. In other words, if you don't get anything, neither does your attorney. My name is Dan Atobano of Kantrovitz and Associates. We've been helping people in the greater Boston area with automobile accident claims, workers' compensation, social security disability claims for the last 20 years.

tags: car accident cost of lawsuit lawsuit personal injury lawyer law firm attorney boston massachusetts kantrovitz

attorney: Kantrovitz & Associates, P.C.

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How can a lawyer help me in a car accident case?

I look at what I do as helping that particular client in a playing field that just isn't level. Insurance companies hire some of the most well paid attorneys. The insurance companies hire entire teams of attorneys to represent the best interest of the insurance company not the individual person that was injured in an accident or the individual person who was totally disabled as a result of nothing that they did on their own but somebody else's negligence. We level the playing field for a client. My name is Guy Montovano of Kantrovitz and Associates. We've been helping people in the great Boston area with automobile accident claims, workers compensation, social security/disability claims for the last twenty years.

tags: car accident lawyer role lawsuit personal injury lawyer law firm attorney boston massachusetts kantrovitz

attorney: Kantrovitz & Associates, P.C.

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Are brain injuries obvious after a car accident?

Obviously, when somebody sustains a fractured skull or has a craniotomy where they have to open up your head immediately after an accident, the individual knows that they had a brain injury after an accident and its no mystery to any of the health care providers. On the other hand often times there's a close head injury, without any bleeding, which may or may not present itself initially at the hospital, but ultimately can provide for long term permanent suffering and its only if a skilled attorney gets the individual the type of neuropsychological testing that they need, that these injuries are fully diagnosed and a skilled attorney can get you fair compensation for this type of injury. I'm Mitchell Proner. If you are looking for an experienced skilled attorney to represent you or a loved one in New York, contact me today.

tags: car accident brain injury personal injury lawsuit attorney lawyer law firm Manhattan Brooklyn Queens Bronx Staten Island New York Proner & Proner brain injury injuries brain determine diagnosis head injury

attorney: Proner & Proner

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What are some symptoms of a car accident brain injury?

Brain injury accident victims display a wide spectrum of objective findings and subjective findings. Objective findings can be positive x-rays, positive MRI's, positive Cat Scans, positive neuro-psychological testing. Subjective complaints are often the things that the family notices. They're depressed, they don't remember like they used to. A skilled attorney can use both objective and subjective findings to get you fair compensation for all the injuries you've sustained as a result of your head injury. I'm Mitchell Proner, if you are looking for an experienced, skilled attorney to represent you or a loved one in New York, contact me today.

tags: car accident brain injury symptoms personal injury lawsuit attorney lawyer law firm Manhattan Brooklyn Queens Bronx Staten Island New York Proner & Proner brain injury brain symptoms no symptims injury brain

attorney: Proner & Proner

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How can I get a bigger car accident settlement?

If you believe you're not getting fair compensation offered to you after an auto accident, for the injuries you've sustained, you need to document your injuries by making sure you're in a care of a skilled medical provider, and that you have an attorney that can use that evidence to present to an insurance carrier, or to a jury, if the case untimely goes to trial, to get you the type of fair compensation you are entitled to. By getting your losses documented, you will be entitled to more money from either an insurance adjuster or a jury if you have a skilled attorney working on your behalf. I'm Michele Proner, if you are looking for an experienced, skilled attorney, to represent you, or a loved one in New York, contact me today.

tags: car accident higher settlement lawsuit attorney lawyer law firm Manhattan Brooklyn Queens Bronx Staten Island New York Proner & Proner auto accident car accident automobile motorcycle fair compensation personal injury

attorney: Proner & Proner

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Could I have a car accident brain injury without symptoms?

If you’ve sustained a brain injury in accident, often times, whether there is a subdural hematoma or no subdural hematoma, which is a bleeding on the brain, you may have a post concussive syndrome. Most times, the symptoms from a head injury go away after a short period of time. But in a small percentage of cases they persist. And it is only through thorough neuro-psychological testing and neurological testing that these injuries can be fully diagnosed. And a skilled attorney can get you in the hands of skilled practitioners who can diagnose these injuries to get you the fair compensation you deserve for all of the injuries you’ve sustained. I’m Mitchell Proner. If you’re looking for an experienced, skilled attorney to represent you or a loved one in New York, contact me today.

tags: car accident brain injury symptoms personal injury lawsuit attorney lawyer law firm Manhattan Brooklyn Queens Bronx Staten Island New York Proner & Proner auto accident car accident automobile trip and fall trip slip fall brain injury head injury symptoms

attorney: Proner & Proner

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Can I get a loan modification on a second home in NY?

Carl Person: A person with a second home mortgage can get a modification. The bank is concerned because the person that owns the home doesn't live in it. But if the person that owns the home can demonstrate that the property is rentable and has been rented, and can support a lower rate than is now being charged; the bank will consider whether they should reach a modification agreement, and maybe they'll add more money at the far end but you can modify anything by agreement. I'm Carl Person, I'm a New York lawyer and my job is to help people stay in their homes.

tags: loan modification second home mortgage foreclosure defense debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person

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Are loans modifications common in New York?

In New York, a loan modification is the desire of both sides when you have a forclosure. If you have a forclosure action both sides would really like to see modification if the modification is acceptable, and that will make the property pay for itself once again where the bank will get a monthly payment and the borrower will remain in possession. That's the desire that's the hope for all of these procedings. I'm Carl Person, a New York lawyer, and a fighter to keep people in their homes.

tags: loan modification common in NY? mortgage foreclosure defense debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person

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Should I negotiate a loan modification myself?

A person that wants a loan modification can do it himself and runs the risk that the bank can ask questions which the borrower might not be able or want to answer at that point. But, if the borrower hires somebody to do this negotiation for him then there's a certain step away which makes it possible that the agreement can be reached more readily. On the other hand if you just defend the lawsuit the attorney that you hire will be the one to, to negotiate the modification for you. I'm Carl Pierson, I'm a New York lawyer and my job is to help people

tags: loan modification negotiation mortgage foreclosure defense debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person

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How can a loan modification help me?

In New York a loan modification could work like this: Let’s say that we have a homeowner that’s paying $4,000 a month, after having paid $2,500 a month for two years. Suddenly the, the monthly payment goes up to $4,000 because of the kicking in of the variable rate. At the same time, this borrower has had a reduction in income, so he can’t pay the $4,000. You then talk with the bank, either directly or through an agent, and see if you can’t reach a modification agreement that will prolong the, the payment period and reduce the present monthly payment. This can be done, and the bank wants people to call when they’re in trouble and see if there can be an arrangement like that. I’m Carl Person, a New York lawyer, and a fighter to keep people in their homes.

tags: loan modification benefits mortgage foreclosure defense debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person

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Who best qualifies for a loan modification?

The person who best qualifies for a loan modification agreement in New York is somebody that is asking for a very slight change and who is capable of paying everything that they promise in the new agreement to pay. But that is not what people want who are facing a huge increase in the monthly payment. They want a huge decrease in the monthly payment. Somewhere between a small amount and a huge amount of decrease is where the negotiations lie. The bank may only be willing to reduce it by $750 a month and the borrower may want a $1,500 reduction per month, so if they can't reach an agreement then court will be the one, once the bank goes into court and you file an answer defending the foreclosure action, the bank is more apt to accept the more onerous agreement. I'm Carl Person. I'm a New York lawyer and my job is to help people stay in their homes.

tags: loan modification who qualifies? mortgage foreclosure defense debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person

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My mortgage just went up! How do I get it back down?

If your mortgage payment just went up, there are two ways of getting it back down. One, is to talk to the bank and tell the bank your problem and see if they won't be willing to modify the agreement to lower the rate and that with the modification agreement with the consent of the bank. But if the bank won't do it, this is where people then go to a lawyer and tell the lawyer "Look, I can't afford it. I'm gonna have to stop paying the mortgage." And the lawyer might say "Well that's a fine thing. Stop paying. Let them sue you. We'll defend and then we will modify it on better terms." I'm Carl Pearson, a New York lawyer and a fighter to keep people in their homes.

tags: loan modification higher rate! mortgage foreclosure defense debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person

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I just lost my job! How can I keep my home?

If a person who has just lost his job wants to save his home, there is two things to do. Number one, tell the bank that you can't pay the mortgage the way it is and ask for a modification agreement. The bank sometimes will agree and other times not. If the bank refuses to agree to a modification, then stop paying the mortgage. Precipitate a lawsuit. Defend the lawsuit, and then you will have a better chance of reaching the modification that you want. I'm Carl Person. I'm New York lawyer, and my job is to help people stay in their homes.

tags: loan modification job loss mortgage foreclosure defense debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person

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Can I stop paying my mortgage in New York?

Can a person in New York stop paying his mortgage? And the answer is 'yes'. Its very easy, if you can't afford it you have to stop paying and then you invite a mortgage foreclosure action and then you assert your defenses against it and then the bank will have to reach a modification agreement with you if you're able to live within the terms of the modification. For example, you could cut a $4,000 payment down to maybe $3,200. If you can make the $3,200 payment, the bank may be willing to reach the modification agreement to end the lawsuit. I'm Carl Person, a New York lawyer and a fighter to keep people in their homes.

tags: mortgage payments stop paying loan modification mortgage foreclosure defense debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person

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When is it okay not to pay a mortgage in New York?

It is okay not to pay a mortgage in New York when you don't have any money. What else are you going to do? You're not going to steal from a gas station to pay your mortgage nor should you steal from your retirement or from your credit cards. If you can't make the payment, stop paying and then invite a foreclosure action, defend the foreclosure action and then reach a modification agreement to end the lawsuit. I'm Carl Person, I'm a New York lawyer and my job is to help people stay in their homes.

tags: mortgage payments ok to not pay loan modification mortgage foreclosure defense debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person

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When is it smart to stop paying my mortgage in New York?

It's a smart move to stop paying your mortgage in New York when you don't have the money to pay. You have no other choice, so you should stop payment earlier rather than later. Have the bank then bring a forclosure action, you now have fourteen months of additional time for nonpayment of the mortgage, and because of that the bank will want to reach a modification agreement and you should try desperately to reach one that you could live with, and that's the perfect resolution of the case. I'm Carl Person, a New York lawyer, and a fighter to keep people in their homes.

tags: mortgage payments don't pay loan modification mortgage foreclosure defense debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person

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How can I lower my mortgage payment in New York?

In New York a person can lower his mortgage payment by having a good case to present to the bank that, "I have been sick. I have lost the income." In one case a person's house got a broken back; and as a result it was a structural defect in the house and it caused the house to have half its value. I said, "Negotiate with the bank based upon the new value, and that'll cut your payments in half. You'll only pay half as much and only owe half as much." Facts: The bank wants to listen to facts. I'm Carl Person. I'm a New York lawyer, and my job is to help people stay in their homes.

tags: loan modification lower payments mortgage foreclosure defense debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person

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How long can I live in my house without paying the mortgage?

A person a can live for free in his house almost two years in New York if you do it this way: you stop paying the mortgage, they foreclose it takes 14 months, and then they have evict you- this may be another four. But that is not what you really want to do. You want to stop paying in order to force a foreclosure and, as quickly as possible, reach a modification agreement and then be a person that pays on a regular basis [so] that you have lawful, proper possession, and the bank is happy. I'm Carl Pearson, a New York lawyer and a fighter to keep people in their homes.

tags: mortgage default stay in home loan modification mortgage foreclosure defense debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person

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How long does it take a NY bank to foreclose on my house?

People wonder how long it takes for a foreclosure action to cause them to lose their home. The answer is that if you don't defend you could lose your home in about four months. If you do defend and you lose, you would lose your home in about 14 months. The purpose of defending however, is not to lose your home but in order to reach an agreement in order to save your home. I'm Carl Person, I'm a New York lawyer and my job is to help people stay in their homes.

tags: mortgage default bank action loan modification mortgage foreclosure defense debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person

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Do banks in New York like to do loan modifications?

You might wonder whether a bank is interested in doing a loan modification. The answer is - they’re ecstatic about it! They want to have the properties that are not paying them money to start paying them money once again. And when people can’t pay them money the only way they can do it is to pay less per month, then the bank is willing to reach an agreement called a modification agreement so that that will take place, yes. I’m Carl Person, a New York lawyer and a fighter to keep people in their homes.

tags: loan modification bank stance mortgage foreclosure defense debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person

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Do banks want to lower my monthly mortgage payment?

Banks want to lower the mortgage payments under circumstances that are just. For example, if a person has the property that is declining in value, less income, they have been steady payers they just can't afford the higher rate, and especially if the higher rate was just thrust on them with a variable. The banks recognize the writing on the wall and they are willing to reach an agreement, called a modification agreement, to keep the monthly payment down and make it affordable, yes. I'm Carl Person. I'm a New York lawyer and my job is to help people stay in their homes.

tags: loan modification banks will help mortgage foreclosure defense debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person

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Does the bank want to take my home in New York?

The bank wants to take your home in order to sell the home and pay off the mortgage and then it's no longer on the books as a non-performing loan. Years ago, maybe a year or two ago, a bank would relish the opportunity of taking over the property, buying it in at a foreclosure sale, and then selling it to someone else and having a new mortgage on it, but now there are too many houses coming into foreclosure and the banks don't want that inventory. They don't want the property to be non-performing, they want to reach an agreement if they can and have the property continue to pay the bank money. That's their objective now. I'm Carl Person, I'm a New York lawyer, and my job is to help people stay in their homes.

tags: mortgage foreclosure bank action mortgage foreclosure defense debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person

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What's the #1 mistake made trying to avoid foreclosure in NY?

The number one mistake that people make in a mortgage forclosure action is putting their head in the sand and doing nothing about it saying, people say, well your house isn't sold yet so you don't have to do anything. Wrong! When you have an action for forclosure, you must defend it, and if you do, you have a best chance of saving your property, it is very low cost to defend it when you're not in default, it's very high cost and more risky if you are trying to get a lawyer to help you out after you have defaulted. I'm Carl Person, a New York lawyer, and a fighter to keep people in their homes.

tags: mortgage foreclosure #1 mistake loan modification mortgage foreclosure defense debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person

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What is the alternative to letting a bank foreclose on my home?

The worst thing that I experience in dealing with the mortgage foreclosure situations is the prospective clients who call me up and tell me their tale of woe: that they have a default judgment, the property is going to be sold, what can they do? I tell them the whole thing of what they should have done. I say, "You should have stopped paying. You should have precipitated a foreclosure action. You should have defended within the 20-day period, and you wouldn't be here now. You would be sitting in your home with a modification. But instead -- because you didn't do anything and the banks were at fault because they talked with you and they made you believe you didn't have to do anything -- you must do something. You have to defend the foreclosure action even though you are talking with a bank. And if you don't do that you are going to make me cry when you call me belatedly three or four months later." I'm Carl Person. I'm a New York lawyer, and my job is to help people stay in their homes.

tags: mortgage foreclosure take action loan modification mortgage foreclosure defense debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person

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What's most difficult about being a foreclosure attorney?

The difficult thing about my practice is that I represent people in distress, and distress is an economic situation. They have less money. They have less faith. They have...they're scared they are going to lose everything they have, and they come to me and they want me to help them. I can't help everyone that is in that dire circumstance. The best thing they can do is come to a lawyer--me or some other lawyer when they first have a foreclosure action against them. Then we can help them inexpensively and do a much better job than when they come belatedly. Or, they should get in there early and advise them to stop paying their mortgage so that they don't waste their money, and that they can precipitate a foreclosure and a modification more readily by doing it quickly, by stopping payment. That is what people need to know, and they don't know this. Instead, they talk with the bank, and the foreclosure is taking place. The foreclosure is going to happen. The faceless person at the bank does not call up the law firm and stop the foreclosure. They think it happens that way. I don't see it happening that way at all. So, the foreclosure is racing along, and then it's in default. And then they come to me saying that, "Oh my God, I'm gonna lose the property." What these people need to know in advance is that they don't have to lose a property that way, and it is not expensive to defend a foreclosure action if you do it timely. I'm Karl Pierson, a New York lawyer and a fighter to keep people in their homes.

tags: mortgage foreclosure lawyer role loan modification mortgage foreclosure defense debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person

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What is your experience as a foreclosure defense attorney?

My name is Carl Pierson, and I am a Attorney in New York State. I am admitted to the Federal and State Courts in New York State, and I have various admissions elsewhere throughout the country. I'm a graduate of Harvard Law School, I graduated as the Magna Com Laudi at Long Island University, and I was the Student Council President there. My efforts for many years have been in law. I have more than forty years of litigation experience across the board in a variety of different types of matters. And I'm bringing all of that to bear on this new phenomenon, the crisis that we have in America of foreclosures. I'm trying to deal with them in the best way for the benefit of the people that are losing their homes. Because they don't have to lose their homes, there are protections. For example, New York State is not by accident the state which has the longest period of time for a foreclosure to take place. It was done deliberately in order to prevent people from being thrust out of their homes merely because the bankers are tired of having them live in their homes. So we set up obstacles, and that creates a 14 month period, roughly, for a person to be still in his home even when though he can't pay the mortgage. We've done that deliberately. In California, however, there is a non-judicial foreclosure. And they don't even go into court. When you lose your home in California, the bank puts a sign on your front lawn, they have a bus that takes people by your property, and then they sell your property. And that's a non-judicial foreclosure in Arizona, New Hampshire, California and other states. So New York is the longest state, and the best protected, the state that has the best protection for it's residents. I'm Carl Pierson, a New York lawyer, and a fighter, to keep people in their homes.

tags: mortgage foreclosure experience loan modification mortgage foreclosure defense debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person

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What's a common trick a bank uses against struggling home owners?

A trick that many banks use to steal money from a homeowner, especially when he’s in default and he’s no longer paying the mortgage, he’s three months behind, they say, “Look if you want to modify the loan you have to bring your loan up so that you’re no longer in arrears.” So the homeowner then makes payment of ten, twelve thousand dollars and brings it up. Calls the bank, gets another person and says, “Well let’s have a modification agreement. I’m now up to date.” And the bank says, “I’m sorry. We don’t have modification agreements unless you’re in default.” I’m Carl Person. I’m a New York lawyer and my job is to help people stay in their homes.

tags: mortgage foreclosure bank trick loan modification mortgage foreclosure defense debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person

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Will a loan modification negotiation stop my mortgage foreclosure?

A loan modification process - that is negotiating a loan modification between the borrower and the bank - you would think would stop the foreclosure proceeding, but it generally does not. That foreclosure proceeding is racing along. And the people at the bank are not calling up the law firm every day advising them on the thousand different foreclosures of what’s going on. The law firm that was told to get a foreclosure is proceeding with a foreclosure, where as the homeowner believes that in talking with the bank and negotiating, there is no foreclosure. That is contrary to what’s happening. They’re going to lose the property. I’m Carl Peron, a New York lawyer and a fighter, to keep people in their homes.

tags: loan modification bank foreclosure mortgage foreclosure defense debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person

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Why is it bad to discuss my mortgage with the bank over the phone?

Another way of helping the borrower is anytime the borrower had any questions about the mortgage, never use a telephone. Always put the questions in writing and send it to the bank. And the bank is obliged to respond in writing. The bank is not obliged under law to respond when its by telephone. I'm Carl Person, I'm a New York lawyer, and my job is to help people stay in their homes.

tags: loan modification bank phone call mortgage foreclosure defense debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person

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How should I talk to my bank if I'm behind on payments?

When a borrower is behind on payments or even has any questions at all about the mortgage, the borrower should always address these concerns in writing- in a letter to the bank. If the borrower does not do that, a telephone call is not required to be answered by the bank. They don't have to get back. But with something in writing, they have to under law. So that you want to keep record of what communications you had with the bank by doing it in writing: very important, especially if you're going to have a defense later on. I'm Carl Pearson, a New York lawyer, and a fighter to keep people in their homes.

tags: loan modification bank communication mortgage foreclosure defense debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person

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How can I lower my mortgage interest rate in New York?

There are two ways to lower a mortgage interest rate, as I see it. Number one, is to reach a modification agreement with the bank that has a lower interest rate. Number two, if the bank doesn't agree to that, and yet...and proceeds with a foreclosure action, then you defend. And what agreement the bank was not willing to make with you before the action, after you start defending the foreclosure action, you'd be surprised how quick the bank might be willing to accept that same agreement. I'm Carl Person. I'm a New York lawyer and my job is to help people stay in their homes.

tags: loan modification lower payment mortgage foreclosure defense debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person

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How can a lawyer help me keep my home in New York?

In New York a lawyer can help a borrower who's running into trouble with a home, with a mortgage. And first of all the lawyer should consider whether it's appropriate to stop paying the mortgage right now because of this financial trouble. And then invite a foreclosure. The bank, upon nonpayment, will sue. And then the lawyer should defend, within 20 days after the service of the summons and complaint. In doing so the bank will then say, oh my god there're defending the foreclosure, how unique. Most people don't defend. And the bank will then be more readily agreeable to a modification after the suit is brought when they weren't willing to do the same thing before the suit was brought. I'm Carl Pierceson. I'm a New York lawyer and my job is to help people stay in their homes.

tags: mortgage defense lawyer help loan modification mortgage foreclosure defense debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person

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What should I do if I received a foreclosure notice?

A foreclosure notice in New York is a summons and complaint in foreclosure. When a person is served with a summons and complain immediately record the date and the circumstances by which you were served, because you only have 20 days from the date of service to file an answer. Make sure you know when the answer is due and then call an attorney, choose an attorney to defend yourself by filing an answer, possibly with counter claims, to be able to assert the reasons why you're defending the foreclosure suit. I'm Carl Person a New York Lawyer and a fighter to keep people in their homes.

tags: mortgage foreclosure next step loan modification mortgage foreclosure defense debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person

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How long do I have to respond to a foreclosure notice in NY?

When a person is sued for foreclosure, they receive a summons and complaint, and a person has 20 days in which to answer by filing an answer in court. So, you have a 20 day period after the service of a summons and complaint. There are some exceptions that make it a little bit longer, but don't rely on exceptions. Think of 20 days. And that's not 20 business days, it's 20 days. I'm Carl Person. I'm a New York lawyer and my job is to help people stay in their homes.

tags: mortgage foreclosure response loan modification mortgage foreclosure defense debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person

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What is a loan modification?

In New York, as in other states, a loan modification is where the bank and the borrower reach an agreement, which generally reduces the monthly payment that the borrower has to make. In some cases, they throw that unpaid amount at the far end, so that the length of the mortgage is more it's greater length in order to pay back the money that isn't being paid today, but all that is subject to negotiation. I'm Carl Person, and a New York lawyer and a fighter to keep people in their homes!

tags: loan modification definition mortgage foreclosure defense debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person

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How does a loan modification work?

Loan modification works when you have the borrower and the back agreeing to making a change in the mortgage payments. The facts that are being considered are: Does the borrower have the capacity to pay at the reduced rate? Is the value of the property less so that it's no longer fair to hold the borrower to the higher value because for some reason the borrower may no longer be liable for any deficiency? Various factors need to be brought into play - they negotiate it out; reach a loan modification agreement and that way the homeowner stays in the property and usually pays a reduced monthly rate. I'm Carl Person; I'm a New York lawyer, and my job is to help people stay in their homes.

tags: loan modification process mortgage foreclosure defense debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person

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What is a mortgage foreclosure defense?

A mortgage foreclosure defense is a way by which a home owner, that owes money to the bank, can keep the home. Number one, a foreclosure action, at least in New York, takes about 14 months. So in a 14 month period, the borrower is able to stall, hold off and forcing the bank to reach a modification agreement hopefully. So these defenses, however, have to be bonafide. For example, a defense that the mortgage broker and the bank were engaged in fraud and were charging a higher interest rate to the borrower than the borrower should have been paying. Often leading up to hundreds of thousands of dollars a year of extra charges. We can defend and do something about that and stop the foreclosure and that's the kind of thing I am urging people do. I'm Carl Person. I'm a New York lawyer and my job is to help people stay in their homes.

tags: mortgage foreclosure defense NY loan modification debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person

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Can I prevent a foreclosure from happening to me in NY?

Whether a borrower can actually stop a fore closer forever depends on the facts so that I can't say across the board that a borrower that defends a fore closer is going to win. The victory in many cases is the delay that the borrower needs to be to get his or her own act together and be able to force the bank to accept less money and that is something that at a lower rate of interest the borrower would be able to do and that would bring the property back to performing. The bank wants the property to perform, the borrower wants to remain in the property, the borrower wants to pay a reasonable amount, and this is what a fore closer action and an adequate defense can achieve for all the parties. I'm Carl Person, a New York lawyer, and a fighter to keep people in their homes.

tags: mortgage foreclosure prevention loan modification debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person

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How bad is the mortgage foreclosure problem in New York?

Today we have about 370 foreclosures ever week in the five boroughs, and near the end of the year we're going to have an increase in them. The banks right now are holding bank because of the uncertainty; we don't really know what the federal government plans to do. As I see it, it looks like a giveaway to the banks and not much for the homeowner. So that's something that the homeowners should recognize, that the statutes, so far, don't seem to be helping them. If the government gets its' money back, that means that the homeowner pays in full, and that isn't what they hoped that they're going to get. I'm Carl Pearson , I'm a New York lawyer, and my job is to help people stay in their homes.

tags: mortgage foreclosure New York loan modification debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person

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When should I initiate a mortgage foreclosure defense?

The right time to begin a mortgage foreclosure defense is before the bank is even thinking about foreclosure. The best defense is to anticipate when you will need a foreclosure. I say when the borrower needs a foreclosure. This is something the borrower isn't thinking about. The borrower is trying to avoid a foreclosure; but, in fact, many borrowers should seek a foreclosure and plan ahead. I'm Carl Person, a New York lawyer and a fighter to keep people in their homes.

tags: mortgage foreclosure defending loan modification debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person

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When is it too late to mount a foreclosure defense?

When the property is sold as a result of a court order or when the property is sold in a non-judicial foreclosure, it's pretty much too late to initiate something. On the other hand, yesterday a matter came into me in which, even though the property is sold, we're going to try to undo the sale because the bank never served the owner of the property. And, as a result, the bank bought in and the bank still holds the property. And I think that we can undo the foreclosure because of the failure to serve the persons on the mortgage. I think we can undo it even after the sale has taken place. I'm Carl Person. I'm a New York lawyer. And my job is to help people stay in their homes.

tags: mortgage foreclosure too late loan modification debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person

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How can I afford an attorney to help with foreclosure defense?

When people want to keep their house, they think that paying the mortgage every month as long as they can and holding on to the house that way. That's a mistake. They give away their last cent to the bank and they have nothing left with which to defend themselves. So, thinking ahead when you are going to run into a foreclosure situation, precipitate it yourself by stopping payment. Use that money to higher a lawyer. You don't pay during the 14 months of the foreclosure proceeding and you make the bank come to the bargaining table and hopefully get an agreement. I am Carl Pearson, I am a New York Lawyer, and my job is to help people stay in their homes.

tags: mortgage foreclosure attorney fee loan modification debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person

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How can a lawyer help me with my mortgage foreclosure defense?

When a person is sued in a mortgage foreclosure proceeding sometimes they say I have no money therefore I'm going to represent myself. It's a big mistake. A New York lawyer can do many things for you, for example there are perhaps 22 different defenses that could be brought to bear on your behalf. And, you don't know what they are, but an attorney can figure them out based upon the facts that you present. You need an attorney. I'm Carl Person, a New York lawyer, and a fighter to keep people in their homes.

tags: mortgage foreclosure attorney role loan modification debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person

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Can I defend my own mortgage foreclosure?

The question often arises whether somebody should defend a mortgage foreclosure action himself or herself, particularly when they don't have money. I say to these people this: stop paying your mortgage when you know you're going to start having trouble in the future. You're going to have enough money then to hire a lawyer. Don't do it yourself! Because it's so tricky, even for a lawyer, that you don't want to be - run the risk of losing your property. Hire a lawyer and do it quickly. I'm Carl Person, I'm a New York lawyer, and my job is to help people stay in their homes.

tags: mortgage foreclosure self-defense loan modification debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person

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Should I stop paying my mortgage if I'm near foreclosure?

If you're running out of money and the question is should you stop paying your mortgage, the answer is see an attorney, describe what's happening, and the attorney should consider whether you should stop paying it and precipitate a foreclosure so that you can save the money that you do have for the next fourteen months and be able to pay an attorney to defend yourself, so that yes a person could do this and should at least see an attorney to decide whether or not it's appropriate. I'm Carl Person, a New York lawyer and a fighter to keep people in their homes.

tags: mortgage foreclosure good defense loan modification debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person

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Do I qualify to mount a mortgage foreclosure defense?

If a person is sued in a foreclosure action, they're invited by the summons that they receive to put in a defense. A defense will include various reasons why the bank should not win. Various things they've done wrong and the banks we now know have done many things wrong. Previously, like a year ago, the court probably wouldn't look at half of this. But now the courts are looking at it and we are aware that the banks do wrong in many cases. Some of these wrongs translate into defenses and a lawyer can help the person that sued to maintain those defenses. I'm Carl Person, a New York lawyer and a fighter to keep people in their homes.

tags: mortgage defense foreclosure qualifications loan modification debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person

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How is a mortgage foreclosure defense like smart business?

When a borrower has a mortgage and knows there's going to be trouble ahead, the borrower should look ahead like anyone in business would that sees bad times coming and they should start adjusting their financial policy, which means in the case of a mortgage, consider whether you should stop paying earlier now, rather than paying until you have no money left. So smart business tactics would be stop paying, force a mortgage foreclosure proceeding and then defend. And then usually reach a negotiation and settlement that will allow the property to be brought back to a performing status. I'm Carl Person, I'm a New York lawyer, and my job is to help people stay in their homes.

tags: mortgage defense foreclosure smart loan modification debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person

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When is it smart to initiate your own mortgage foreclosure?

A person should initiate his or her own mortgage foreclosure when the person sees that they can't pay the mortgage for six months from now. Stop paying now and that is the initiation of mortgage foreclosure proceedings. And by the way, as a condition for modification, many banks require you to be in default. Don't pay up your mortgage and then think you're going to get a modification agreement. I'm Carl Pearson, I'm a New York lawyer, and my job is to help people stay in their homes.

tags: mortgage foreclosure self initiated loan modification debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person

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What is my 2nd line of defense against mortgage foreclosure?

The second line of defense in a mortgage foreclosure situation is to retain an attorney to file an answer, and do so within 20 days after the summons and complaint have been served. This is critical. It is easy to defend a foreclosure action if you do the defense in a timely basis. It is exceedingly costly and difficult if you have allowed the defense to go by the boards. Don't do it. Defend the action, hire the attorney, pay the money, and you will be sitting a lot better than if you let it go until later and then try to resurrect your situation. I am Carl Person, a New York lawyer and a fighter to keep people in their homes.

tags: foreclosure defense 2nd defense loan modification mortgage foreclosure defense debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person

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How does false advertising contribute to mortgage foreclosures?

False advertising contributes to mortgage foreclosures in various ways. One of them is that people who should not be owning a home are encouraged to borrow the money to buy the home. And you wonder is there a group of people who shouldn't own a home? Well, if a person that buys a home doesn't have the money to properly care for the home and can't pay the taxes for the home and can't pay the mortgage payment, that person really shouldn't be buying it and it will, when that property is vacant, its going to hurt the rest of the community as well. I'm Carl Person. I'm a New York lawyer and my job is to help people stay in their homes.

tags: mortgage foreclosure advertising loan modification mortgage foreclosure defense debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person

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What rights do I have against foreclosure in New York?

A mortgage foreclosure proceeding involves rights on the part of the borrower and that is to defend the action with whatever defenses that borrower may have. An unusual defense that I see now, and I don't know if it will work, but it should at least be tried, and that is that the bank, contrary to the expectations of the borrower, quite often has sold the mortgage to a pool and has broken it up so that there is nobody in charge, there's no one that owns the mortgage, and therefore when the borrower runs into trouble they can't call a local bank as in "It's A Wonderful Life" and say I'm in trouble will you give me a break. That is contrary to the expectations of the borrower. I'm Carl Person, a New York lawyer and a fighter to keep people in their homes.

tags: mortgage foreclosure your rights loan modification mortgage foreclosure defense debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person

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How is a sub-prime mortgage different from a regular mortgage?

A sub-prime mortgage is given to individuals who don't qualify with their employment record, their income, their earnings to be qualified for the prime rate. So, in many cases the small business person has no earnings, they somehow live, they don't necessarily pay taxes, and when they try to qualify for a mortgage, the bank laughs because you have no income. So the sub-prime was set up basically for those people that couldn't prove that they could pay a mortgage but many other people who don't have any earnings, don't have any income were also included, and that was a mistake. I'm Carl Person. I'm a New York lawyer and my job is to help people stay in their homes.

tags: sub-prime mortgage defined loan modification mortgage foreclosure defense debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person

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Are sub-prime mortgages eligible for a loan modification?

Subprime mortgages are the ones that basically are being forclosed, and they, yes they are as eligible if not more eligible because in many cases the borrower really did qualify for a lower rate and they gave them a higher rate in order to pay a mortgage broker who looked around for the bank that would give the mortgage broker the most money and the bank then tacked it on and charged a higher rate than the bank should have. I'm Carl Person, a New York lawyer, and a fighter to keep people in their homes.

tags: sub-prime mortgage eligibility loan modification mortgage foreclosure defense debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person

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What is a mortgage kicker?

A mortgage kicker is what I see as an extra amount of income that the lender can expect down the line without the borrow realizing it, often. And that is that, if the lender recognizes that the borrower probably is going to be in default, and the bank will then be able to get the property back, the bank will also charge a lot of extra legal fees, a higher rate of interest, and then the bank will resell the property to comeone else, another victim, and go through the same thing again, and that's like a kicker, an equity kicker, for the bank. I'm Carl Person, I'm a New York lawyer, and my job is to help people stay in their homes.

tags: mortgage kicker definition loan modification mortgage foreclosure defense debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person

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How do loan kickers contribute to mortgage foreclosures?

Loan kickers contribute to mortgage foreclosures because the bank sets up a loan in such a way that a foreclosure is generally expected, and therefore, we ought to take away those things in a mortgage that contribute to the foreclosures. And the kickers I have described, uh, is what should be taken away. They shouldn’t be allowed to build in, uh, the, the expectation of foreclosure. I’m Carl Person, a New York lawyer, and a fighter to keep people in their homes.

tags: mortgage kicker problems loan modification mortgage foreclosure defense debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person

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What is my first line of defense against mortgage foreclosure?

When a person feels like there is going to be a crisis coming up because of sickness or loss of job, loss of income, and therefore they won't be able to continue paying their mortgage, they should think ahead of time, maybe even six months in advance, see an attorney and talk with the attorney and see whether it is not appropriate now to stop paying the mortgage and save that money- fourteen months worth of mortgage payments. Use that to defend the action and then to obtain from the bank a modification agreement once they are in foreclosure. I am Carl Person. I'm a New York lawyer, and my job is to help people stay in their homes.

tags: mortgage foreclosure 1st defense loan modification mortgage foreclosure defense debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person

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Can I sue if I was hit by a car crossing the street in New York?

Pedestrians are constantly getting hit by cars and buses and trucks and even motorcycles in New York. Its the nature of the city we live in. People don't always drive the way they are supposed to. People don't always follow rules. Everybody has seen that from cabs to trucks to every type of vehicle. They sometimes drive to fast and they sometimes hit pedestrians. Consequently, often times a pedestrian sustains tremendous injuries and it takes a skilled attorney to show where exactly they were, whether or not the motor vehicle had an opportunity to avoid the accident, even if it happened in the middle of the block rather than the crosswalk, the pedestrian has rights and is entitled to compensation. I'm Mitchell Proner. If you are looking for an experienced skilled attorney to represent you or a loved one in New York, contact me today.

tags: car accident pedestrian personal injury lawsuit attorney lawyer law firm Manhattan Brooklyn Queens Bronx Staten Island New York Proner & Proner pedestrian-vehicle pedestrian accident hit by a car hit by a taxi hit by a truck common New York City

attorney: Proner & Proner

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Are medical bills covered after an auto accident in New York?

After a car accident in New York state, there's a no-fault law that applies to your medical bills. Up to $50,000 in no-fault coverage is available to pay for 80% of your lost earnings and your medical bills and $25 a day in incidental expenses. So your medical bills should be covered under the car's insurance no-fault policy after a car accident in New York state. I'm Mitchell Proner. If you're looking for an experienced, skilled attorney to represent you or a loved one in New York, contact me today.

tags: car accident medical bills personal injury lawsuit attorney lawyer law firm Manhattan Brooklyn Queens Bronx Staten Island New York Proner & Proner auto accident car accident automobile medical bills payments coverage

attorney: Proner & Proner

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Why do auto defects still happen in cars today?

The reason auto defects still happen is corporations that manufacture automobiles continuosly put profit over safety. Its been a constant theme for decades. Even with all the advancements that we see, the technological advancements with regard to manufacturing, manufacturers make profits on cars when they are using a 20 or 30 year old platform. Even though you have a new body on the car, and it looks like you have a new car, often times behind the skin of that vehicle you're driving a 30 year old car. Hi my name's Brian Chase. I'm a partner with Bisnar / Chase in Newport Beach, California. Our lawfirm specializes in personal injury litigation, helping accident victims since 1978.

tags: auto defect cause car accident lawsuit Orange County Los Angeles California attorney lawyer law firm Bisnar Chase

attorney: Bisnar Chase LLP

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Should I give an accident statement to an insurance adjuster?

After you’re involved in a car accident in New York, the insurance adjuster that contacts you and wants to take a statement is looking to protect their interest, not yours. And when they take that statement, they’re trained to get you to make admissions, against your interest because that will help them to minimize the payments that they make on these claims. The best thing you can do is to tell them you have an attorney, and then the attorney will get the facts straight with them before you say anything that’s going to minimize the amount of money that you’re entitled to after your accident. I’m Mitchell Proner. If you’re looking for an experienced skilled attorney to represent you or a loved one in New York, contact me today.

tags: car accident insurance adjuster lawsuit attorney lawyer law firm Manhattan Brooklyn Queens Bronx Staten Island New York Proner & Proner auto accident car accident automobile statement insurance adjuster claim personal injury

attorney: Proner & Proner

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Are accidents from auto defects common?

Many times in auto accidents either the cause of the accident or the enhanced injury occurs as the result of the defective or faulty design of the vehicle itself. Unfortunately, most of the time that people are involved in single car accidents they have no idea the vehicle cause contributed to it. Many of these cases are never pursued. They never end up in the hands of lawyers. The thing to look for is, in SUVs, high center of gravity , the ability of the vehicle to roll over easily, such as the 15 passenger vans, failure of seatbelts, roof fall in event the vehicle rolls over, defective air bag - the air bag deploys but doesn't deploy at the appropriate time, protecting their occupant. I'm attorney Tom Kiley. I've been representing the seriously injured and their families in Massachussets for over three decades.

tags: auto defects frequency car accident auto accident product liability personal injury lawsuit insurance claim attorney lawyer law firm Boston Massachusetts Tom Kiley

attorney: Thomas M. Kiley and Associates, LLP

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How long do restraining orders last in Massachusetts?

In Massachusetts, restraining orders are allowed after what's called a 209A hearing. The 209A hearing is really two tiered. First, the complainant comes by themselves, asks the judge for a temporary order - temporary restraining order - keeping the other party away because they're in fear. That's allowed for usually about a week. Then, the defense comes in and there's the second tier. If the defendant loses then, the restraining order that's allowed lasts for about a year. I'm Sam Goldberg, lead Counsel for criminal defense matters in Cambridge, Massachusetts. I have 25 years of experience. If you're in trouble and you need someone in your court who cares and will fight, give me a call.

tags: domestic violence restraining orders lawyer law firm conviction crime sam goldberg jail assault arrest criminal defense attorney defense boston massachusetts altman & altman

attorney: Altman & Altman, LLP

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What should I NOT DO when being sexually harassed?

The number one mistake in New York that employees make when they think that they are being sexually harassed, is not to tell anyone. To not even tell the person who is sexually harassing them that they don't like the treatment, the conduct of the behavior and let it persist for a period of time such that the person might argue - well you know she was laughing at the jokes for months, how come the jokes are now offensive? You need to let the person know you don't like what is going on, you don't like the conduct, you don't like the jokes, you don't like the emails. And the second biggest mistake, in my opinion, is not letting the company know. Not filing a formal written complaint and keeping a copy. my name is Walker Harman. I am the managing attorney of the Harman Firm. If you believe you've been the victim of illegal employment discrimination, we are eager to speak with you. Please give us a call.

tags: employment law sexual harassment harassment discrimination attorney lawyer law firm walker harman the harman firm employee employer law workplace employment new york

attorney: The Harman Firm, P.C.

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Will a sexual harassment case be in my employment record?

I’m often asked how a sexual harassment claim or complaint, um, could show up later in an employee’s employment record. And there’s really no, uh, simple answer to that question. Um, it depends on whether there was a lawsuit filed, in which case, um, often times, um, that claim of harassment, will be kept confidential. Um, most em-, employers, uh, say that they will keep claims confidential. In my experience they don’t live up to that promise. So, walk through your particular situation with an attorney and express your concerns, and have the attorney guide you through the process of keeping, um, your particular claim, um, as confidential as possible. My name is Walker Harman. I’m the managing attorney of The Harman Firm. If you believe you’ve been the victim of illegal employment discrimination, we are eager to speak with you. Please give us a call.

tags: employment law sexual harassment harassment discrimination attorney lawyer law firm walker harman the harman firm employee employer law workplace employment record new york

attorney: The Harman Firm, P.C.

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What should I tell the insurance adjuster after an accident?

If you're in an automobile accident, the best thing to tell your insurance adjuster is you have to speak to my lawyer. Please speak to Mitchell Ashley and give them my phone number. That's all you should say to them because they're masters at dealing with you. They do it all day, everyday. This is the probably the first automobile accident you've ever been in, and you're ill equipped to deal with them. Let your lawyer do it for you. Hello, my name is Mitchell Ashley of Shandell, Blitz, Blitz, and Ashley. We've been helping people for over thirty years when they've been hurt through someone else's negligence. If you've been injured, let us help you.

tags: car accident insurance adjuster lawyer attorney new york new york city lawsuit shandell blitz ashley mitchel ashley car accident truck accident auto accident injury

attorney: Shandell, Blitz, Blitz & Ashley, LLP

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Why are insurance companies so difficult after an accident?

Insurance companies are very difficult to deal with after an automobile accident, because they don't want to help the person who's hurt at all. They'll spend a fortune on advertising trying to convince the public that they are there to help you, but the reality is that they want to keep all the money in the insurance company pockets. That's why you need a plaintiff personal injury lawyer. We will help you deal with the insurance adjuster and make sure you get all the compensation that you're entitled to and make sure that you meet every deadline that you have to meet in order to get the compensation that you're entitled to when you're hurt in an automobile accident. Hello, my name is Mitchell Ashley of SHANDELL - BLITZ BLITZ & ASHLEY. We've been helping people for over thirty years when they've been hurt by someone else's negligence. If you've been injured, let us help you.

tags: car accident claim difficulties lawyer attorney new york new york city lawsuit shandell blitz ashley mitchel ashley car accident truck accident auto accident injury

attorney: Shandell, Blitz, Blitz & Ashley, LLP

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How long does an auto accident claim take if I involve an attorney?

In California, no two car accident claims are the same. They differ based on the injuries that the person or people have suffered. Most car accident claims resolve themselves after treatment is finished and the full extent of the injuries is known. Most car accident claims resolve themselves within about a year of the accident. I'm Jeff Roberts of the Roberts Law Firm, a full service personal injury law firm in Southern California. If you've been involved in an accident, call us for a free consultation.

tags: personal injury lawsuit attorney lawyer law firm Orange County Southern California California Roberts Law Firm accident auto bus trucking motorcycle pedestrian wrongful death

attorney: The Roberts Law Firm

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What is an auto defect lawsuit?

With regard to the difference between an auto accident case and an auto defect case, its very important to have an experienced lawyer that does auto defect cases to figure out the difference. If you're in an auto accident case, you typically are only going to be able to recover whatever the applicable insurance policy limits are on the person that caused the accident. That could be as low as $15,000. However, if an experienced lawyer is looking at the case they may note that a defect in the vehicle actually caused the injury and then you should have an auto products liability case and recover the full amount of damages you're entitled to. Hi, my name is Brian Chase. I'm a partner with Bisnar / Chase in Newport Beach, California. Our law firm specializes in personal injury litigation, helping accident victims since 1978.

tags: auto defect car accident lawsuit Orange County Los Angeles California attorney lawyer law firm Bisnar Chase

attorney: Bisnar Chase LLP

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Is an insurance adjuster on my side after an accident?

The insurance adjuster is trained to get you to make admissions against your interest. So, the best thing to tell an insurance adjuster is, "I have an attorney. I'll be more than happy to give you a statement. You just have to clear it with my attorney". Then the insurance adjuster, by law, cannot deal with you directly. They have to go through your attorney and your interest will be protected. I'm Mithcell Proner. If you're looking for an experienced, skilled attorney to represent you or a loved one in New York, contact me today.

tags: car accident insurance adjuster lawsuit attorney lawyer law firm Manhattan Brooklyn Queens Bronx Staten Island New York Proner & Proner auto accident car accident automobile motorcycle insurance adjuster statement personal injury

attorney: Proner & Proner

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If I'm from out of state can I sue a NY driver who hit me crossing the street?

If an out of state pedestrian is injured in a motor vehicle accedent in New York, my office has handled cases on numerous occasions and most times the out of state individual doesn't even have to return to New York. In New York, the attorney can present the claim, can do an investigation, do an accident reconstruction, and based upon the report of the out of state doctors can still get the pedestrian, the money they deserve from the injuries they've sustained.I'm Mitchell Kroner, if you're looking for an experienced skilled attorney to represent you or loved one in New York contact me today.

tags: car accident pedestrian injury out of state personal injury lawsuit attorney lawyer law firm Manhattan Brooklyn Queens Bronx Staten Island New York Proner & Proner out of state out of stater away pedestrian involvement hit by a car

attorney: Proner & Proner

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Who do I sue if I was injured riding in a NY cab?

Taxi accidents in New York are commonplace. Unfortunately, many of the cab drivers, while they take a written test, they don't take a test as to whether or not they're following the rules on their day to day travels through the streets of New York City. We've all seen taxis drive in manners that nobody should be driving, and when they cause injuries the individuals that are injured are entitled to compensation for the injuries they've sustained. My office has tremendous experience in handling these claims and presenting them to insurance carriers and to juries. I'm Mitchell Proner. If you're looking for an experienced, skilled attorney to represent you or a loved one in New York, contact me today.

tags: car accident taxi cab personal injury lawsuit attorney lawyer law firm Manhattan Brooklyn Queens Bronx Staten Island New York Proner & Proner auto accident car accident automobile cab riding in a cab

attorney: Proner & Proner

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Who pays if I'm involved in a crash with an uninsured driver?

In New York, there are provisions to get you a recovery if you are involved in an auto accident with someone who is uninsured. There are also things available to you in your own insurance policies that allow you to recover if you are involved with an uninsured motorist. The important thing is, in any automobile accident, contact a plaintiff's personal injury lawyer. The consultations are going to be free, and they will tell you exactly what your rights are and how you can recover for your injuries. Hello, my name is Mitchell Ashley of Shandell, Blitz, Blitz & Ashley. We've been helping people for over 30 years when they've been hurt through someone else's negligence. If you've been injured, let us help you.

tags: car accident uninsured driver lawyer attorney new york new york city medical malpractice lawsuit medical mistake shandell blitz ashley mitchel ashley car accident truck accident auto accident injury uninsured

attorney: Shandell, Blitz, Blitz & Ashley, LLP

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How much money is awarded in an auto defect case?

With regard to the type of damages or money a person can collect in California in an auto accident or auto defect case, things such as things as past medical bills. If you've been injured, you've been to a doctor, you have a right to recover those past medical bills. If you have future or ongoing medical treatment, going to need a surgery, you have a right to recover that. If you've missed work you have a right to recover your lost wages, both in the past and for any work you may miss into the future. Also, another type of damage or money you can seek compensation for in a personal injury lawsuit is money for pain and suffering. For you or a loved one. Whatever the pain is, or suffering, agony, things that you've gone through, you're entitled to recover money for that as well. Hi. My name is Brian Chase. I'm a partner with Bisnar Chase in Newport Beach California. Our law firm specializes in personal injury litigation, helping accident victims since 1978.

tags: auto defect money car accident lawsuit Orange County Los Angeles California attorney lawyer law firm Bisnar Chase

attorney: Bisnar Chase LLP

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What are some common auto defects?

The most common types of auto defects that you see on the highways are rollover cases. There's a lot of SUVs on the highways today, SUVs roll over easier than passenger cars although they don't necessarily have to, but you're going to see a lot of rollover cases. You're going to see a lot of tire tread seperation cases, where the tread comes off the tire, then causing a rollover accident. You'll see airbag cases, where airbags failed to deploy or deploy untimely, just because it deployes, it's got to deploy just right or you can be injured from your airbag. There are defective seatbelt buckles on the highway, you could feel like you or your family member is safely buckled up, get in a rollover accident, get ejected from the vehicle and seriously injured or killed. People will assume you were not wearing your seatbelt, but you were. Seatbelt buckles are known to come undone at times as well. Hi, my name's Brian Chase. I'm a partner with Bisnar-Chase in Newport Beach, California. Our Law Firm specializes in personal injury litigation, helping accident victims since 1978.

tags: auto defect common defects car accident lawsuit Orange County Los Angeles California attorney lawyer law firm Bisnar Chase

attorney: Bisnar Chase LLP

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Is a rollover accident caused by an auto defect?

Things to look for if you're involved in a rollover accident in California are not just the fact that you were in a rollover. Look for things such as roof crash. In other words, did the roof on the vehicle push in. Oftentimes, that can cause fatal to catastrophic injury to a person's head or neck. So look at the roof. See if the roof is deformed down towards the dashboard. Also, if your loved one was ejected from the vehicle, people are going to assume they weren't wearing their seatbelt. If you know they were a habitual seatbelt user, then they probably did have their seatbelt on, and they've got a seatbelt that's defective, and unlatched during the crash. You need an experienced attorney to know what to look for in the vehicle to prove or disprove seatbelt usage. Hi, my name's Brian Chase. I'm a partner at Bisnar Chase in Newport Beach, California. Our law firm specializes in personal injury litigation, helping accident victims since 1978.

tags: auto defect rollover car accident lawsuit Orange County Los Angeles California attorney lawyer law firm Bisnar Chase

attorney: Bisnar Chase LLP

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Are auto defect cases impossible to win?

Winning an auto defect case in California, if you've got the right law firm, they're not difficult to win. An experienced law firm, that's got the right team of experts, that has the right document library, and knows where all the needles in the haystack are, then you can go up against the auto industry very effectively and win your cases. But it's very important you have the right firm with the right experience to pursue an auto case. Hi, my name's Brian Chase. I'm a partner with Bisnar Chase in Newport Beach, California. Our law firm specializes in personal injury litigation, helping accident victims since 1978.

tags: auto defect court case car accident lawsuit Orange County Los Angeles California attorney lawyer law firm Bisnar Chase

attorney: Bisnar Chase LLP

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Should I handle my own auto accident claim in California?

People who are involved in auto accidents can handle their own claims. It’s kind of like, can you handle your own injury? Well if your injury is a scratched leg, you can put some antiseptic on it and a band-aid. But if you got a broken leg that needs to be set, I don’t think that’s the kind you want to handle yourself. Same thing with auto accidents – the more serious the accident, the more you’re going to need professional help. I’m John Bisnar, the senior partner of the Bisnar Chase Law Firm. We exclusively represent seriously injured accident victims, from our offices in Newport Beach, California.

tags: car accident claim self-handled injury lawsuit Orange County Los Angeles California attorney lawyer law firm Bisnar Chase

attorney: Bisnar Chase LLP

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What's the #1 mistake people make after an auto accident?

The biggest mistake people make in handling their own personal injury claim and dealing with the insurance adjuster is believing that the adjuster is on your side. Insurance adjusters are trained to limit claim payouts. Insurance adjusters get promotions and bonuses based upon how low they can settle claims for. And one of the best ways they can get you to settle a claim cheap is by being your friend and getting you to believe that they are on your side. They are not on your side. They are on the insurance company's side. They are there to make money for the insurance company by settling your claim as cheaply as possible. I'm John Bisnar, the senior partner of the Bisnar Chase law firm. We exclusively represent seriously injured accident victims from our offices in Newport Beach, California.

tags: car accident mistake insurance company injury lawsuit Orange County Los Angeles California attorney lawyer law firm Bisnar Chase

attorney: Bisnar Chase LLP

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Why do auto insurance companies try so hard to limit payouts?

Insurance companies in Massachusetts, that insure automobiles, are in business to make a profit. The profit they make on the premiums is very small, but every dollar they save on your claim is profit. So they have a built in incentive to pay as little as possible on your claim. I'm attorney Tom Kiley, I've been representing the seriously injured and their families, in Massachusetts, for over three decades.

tags: car accident claim payout auto accident personal injury lawsuit insurance claim attorney lawyer law firm Boston Massachusetts Tom Kiley

attorney: Thomas M. Kiley and Associates, LLP

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Are DUI penalties worse if I was involved in an accident?

If you are involved in an automobile accident related to your driving under the influence conviction, then the punishment can be significantly more severe for you. The length of the program could go up: Caltrans; community service hours; additional fines. The more extensive the injury, the more likely it would be that you would go to jail. I'm Virginia Landry. For the last 19 years in Orange County, I have helped when bad things happen to good people. If you have been arrested for DUI, please call.

tags: DUI car accident drunk driving arrest criminal defense Orange County Los Angeles California lawyer attorney law firm Virginia Landry

attorney: The Law Offices of Virginia L Landry, Inc.

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Am I automatically at fault if I was drinking and involved in an accident?

"If you were driving under the influence and got involved in an automobile accident, but the accident was not your fault, a police officer is still going to evaluate you in the field to determine whether or not you are arrested. If you are convicted of that, your participation in the automobile accident- was it your fault or was it the other person's fault won't matter if you're found guilty of driving under the influence. I'm Virginia Landry. For the last nineteen years in Orange County I've helped when bad things happen to good people. If you've been arrested for a DUI, please call."

tags: DUI car accident fault drunk driving arrest criminal defense Orange County Los Angeles California lawyer attorney law firm Virginia Landry

attorney: The Law Offices of Virginia L Landry, Inc.

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How severe are typical motorcycle accident injuries?

Motorcycle accidents result in much bigger injuries than car to car accidents because the motorcyclist is exposed. It is not uncommon to see major broken bones, head injuries, brain injuries, paralysis. Motorcycle accidents are a challenge not only for the injured person but for the attorney representing them because there is also a natural bias in the juries and in insurance companies against motorcyclists. I'm John Bisnar the senior partner of the Bisnar/Chase Law Firm. We exclusively represent seriously injured accident victims from our offices in New Port Beach California.

tags: motorcycle accident severe injury lawsuit Orange County Los Angeles California attorney lawyer law firm Bisnar Chase

attorney: Bisnar Chase LLP

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What signs of intoxication does a police officer look for?

When a police officer stops your car, his or her goal is to get you out of the car to look for things like red, watery eyes, an unsteady gate, some inability to stand without moving back and forth, some ability to do field sobriety tests, "objective" (subjective) symptoms of what a police officer thinks is your impairment. I'm Virginia Landry. For the last 19 years in Orange County, I've helped when bad things happen to good people. If you've been arrested for DUI, please call.

tags: DUI intoxication signs drunk driving arrest criminal defense Orange County Los Angeles California lawyer attorney law firm Virginia Landry

attorney: The Law Offices of Virginia L Landry, Inc.

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Should I give a statement to an insurance adjuster after an auto accident?

Often times after you've been involved in a car accident in California the insurance adjuster for the driver that hit you ,and caused your injuries, will call you and in a very nice way they'll say, "Hey can I take a statement, and I'd like to record it, and I'd like to do it under oath," at that point and time you say, "No thank you," and you hang up. Then you contact an attorney that handles car accidents in Southern California and you talk about the case with them and find out whether or not you should be talking with the insurance company. I'm Jeff Roberts of the Roberts law Firm, a full service personal injury law firm in Southern California. If you've been involved in an accident call us for a free consultation.

tags: personal injury lawsuit attorney lawyer law firm Orange County Southern California California Roberts Law Firm accident auto bus trucking motorcycle pedestrian wrongful death

attorney: The Roberts Law Firm

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Can I sue if the other driver has no insurance?

You also have to consider the ability to pay of the person who caused the accident. If the person who causes your auto accident has no insurance, has no assets, no matter how big your injury is, your claim is worth nothing. If they've got a fifteen thousand dollar policy, and you have a big injury, then probably your claim is going to be worth fifteen thousand dollars. If someone has a million dollar policy, and you have a claim that's worth twenty-five thousand dollars, your claim is worth twenty-five thousand dollars. So the value of an auto accident injury claim is based upon what you lost, how big your injury is, and the ability of the wrongdoer to pay. I'm John Bisnar, senior partner of the Bisnar Chase law firm. We exclusively represent seriously injured accident victims, from our offices in Newport Beach, California.

tags: car accident no insurance injury lawsuit auto accident orange county california attorney lawsuit Orange County Los Angeles California attorney lawyer law firm Bisnar Chase

attorney: Bisnar Chase LLP

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To recover money, do I need to sue after an auto accident?

Most people that have been injured in an automobile accident do not technically sue. If they are injured, they make a claim and there is a difference between a claim and a lawsuit. A claim is you present a claim to the insurance company and you work out a hopefully fair settlement. If you don't work out a fair settlement, if you don't get the money that you believe you are entitled to, that's when you go to a lawsuit. And lawsuits on personal injury accidents on auto accidents in California have been declining every year for the last ten to fifteen years. I'm John Bisnar the senior partner of the Bisnar/Chase Law Firm. We exclusively represent seriously injured accident victims from our offices in New Port Beach California.

tags: car accident sue money injury lawsuit auto accident orange county california attorney lawsuit Orange County Los Angeles California lawyer law firm Bisnar Chase

attorney: Bisnar Chase LLP

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How much does an auto accident lawyer cost?

Most attorneys in California who handle auto accident claims charge relatively the same amount for fees. In other words, the best and the worst charge just about the same percentage. It's based upon a percentage of what is recovered, and the percentages typically run anywhere from twenty-five percent to forty-five percent, depending on how far the lawsuit goes, how complicated it is, how much money's been invested, and how big the recovery is, and if it goes to trial. I'm John Bisnar, the Senior Partner of the Bisnar Chase Law Firm. We exclusively represent seriously injured accident victims from our offices in Newport Beach, California.

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attorney: Bisnar Chase LLP

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Are automotive seat belt defects common?

Many times when there are auto accidents, whether they be single vehicle accidents or multiple vehicle accidents, and someone is ejected, who is a habitual seatbelt wearer and user, you have to look at the seatbelt because have been shown to fail. Either through impact on the buckle itself, or simply a defective latch. I'm attorney Tom Kiley. I've been representing the seriously injured an their families in Massachusetts for over three decades.

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attorney: Thomas M. Kiley and Associates, LLP

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What are some common child safety hazards in cars?

With respect to automobile safety, there are particular hazards that apply to children. They have to be restrained. Many times there are defective seat belts that upon impact release and the child is ejected from the vehicle. Or they are sitting in a child safety seat, that's inadequately designed or a manufacturing flaw, that will allow the child to be ejected from the vehicle. Once a child is ejected from a vehicle, the seriousness of the injuries increase dramatically because the child does not have the safety of being contained within the vehicle itself. These injures many times devastating. If they don't cause death they can cause spinal cord injury, brain injury or paralysis. I'm attorney Tom Kiley. I've been representing the seriously injured and their families, in Massachusetts, for over three decades.

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attorney: Thomas M. Kiley and Associates, LLP

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Are child safety seat defects common?

Over the last decade or so there have been tremendous advances in the design of child seats. They are much safer today than they were two decades ago. But, still every once in a while, we come across one that is fully designed or is defective and it allows the child to be in the vehicle basically unrestrained and many times ejected with serious consequences. I'm attorney Tom Kiley. I've been representing the seriously injured and their families in Massachusetts for over three decades.

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attorney: Thomas M. Kiley and Associates, LLP

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Can I sue if I was involved in a rollover accident?

If you or a loved one has been injured in either a single vehicle accident or a multiple vehicle accident involving the rollover of your vehicle, especially if there is roof crush or there is ejection of an occupant who is known to regularly wear a seatbelt, there may be responsibility on the part of the manufacturer of the vehicle. It's key to get in the hands of an experienced automobile product liability lawyer, a crash worthiness lawyer as it's known in the trade, who can guide you through the legal rights that you may have. I'm attorney Tom Kiley. I've been representing the seriously injured and their families in Massachusetts for over three decades.

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attorney: Thomas M. Kiley and Associates, LLP

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Who's at fault when there is a tire defect?

If a defective or faulty tire causes a vehicle to go out of control and impact another vehicle run off the road, roll over, the manufacturer of the tires can be held responsible if it is shown that the tire was defective and it created a risk of serious personal injury or death. I am attorney Tom Kiley. I have been representing the seriously injured and their families in Massachusetts for over three decades.

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attorney: Thomas M. Kiley and Associates, LLP

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Are accidents from tire defects still common?

Tire defects are still a problem on roads in the United States today. They're hard to prevent against because tread separation just happens sometimes spontaneously. And no inspection of the tire by a lay person would really reveal that there's a risk of something happening. Once the tire fails, the vehicle is susceptible to going off the road, rolling over and causing serious, catastrophic injury to occupants or bystanders. I'm attorney Tom Kiley. I've been representing the seriously injured and their families in Massachusetts for over three decades.

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attorney: Thomas M. Kiley and Associates, LLP

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Why are large passenger vans prone to accidents?

The most dangerous vehicle in my experience on the road today is surprising to most people. It's a fifteen passenger van. It has a high center of gravity and once it's loaded up with people and equipment, its handling characteristics change and in bad weather or emergency maneuvers, it can fishtail and roll over. When it rolls over, because its structure is very weak, the roof collapses. When this happens, the injuries can be devastating especially with fifteen people. You have brain injuries, spinal cord injuries, paralysis and death. Most people don't realize it - these vans are out they're. They're used by schools, sports teams, hotels, livery services. People ride in them every day and they're completely unaware of the magnitude of the injuries that can occur in one of these vans. I'm attorney Tom Kiley. I've been representing the seriously injured and their families in Massachusetts for over three decades.

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attorney: Thomas M. Kiley and Associates, LLP

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What do I look for when hiring a product liability lawyer?

The right product liability attorney can seek justice for you. He will know how to use our laws and our civil justice system to hold companies that don’t care, accountable. A manufacturer who manufactures or distributes a product that’s defective, that presents a hazard or a significant risk of injury or death can be held accountable under our laws for manufacturing and selling such a product. This can involve a design defect, a manufacturing defect, or simply a failure to warn or instruct the user of the product, such as a parent, of the hazards involved if it’s not used appropriately. I’m attorney Tom Kiley. I’ve been representing the seriously injured, and their families, in Massachusetts for over three decades.

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attorney: Thomas M. Kiley and Associates, LLP

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In what way does your firm stand out from other law firms?

We are a terrific firm in that we have kept the small-firm philosophy even though we are really more of a medium-size firm in size. We also are very big on personal service. People at our firm or clients of ours have always been able to talk to the lawyer they are dealing with constantly. It's none of this, you know, "Oh you just deal with the secretary or paralegal or receptionist." You are always going to be able to get in touch with the attorney who is handling your case. Hello. My name is Mitchell Ashley of Shandell, Blitz, Blitz & Ashley. We have been helping people for over 30 years when they have been hurt through someone else's negligence. If you have been injured, let us help you.

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attorney: Shandell, Blitz, Blitz & Ashley, LLP

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Are motorcycle accidents common in Massachusetts?

In Massachusetts we see more and more motorcycle accidents every year. Motorcycles have become much more popular, there are hundreds of thousands of them on the road. Unfortunately when you're on a motorcycle the biggest cause of accidents and injuries is the operator of the car not seeing the motorcyclist. Especially with elderly people, they do not know you're there, and that's the cause of many of the accidents. I'm attorney Tom Kiley. I've been representing the seriously injured and their families in Massachusetts for over three decades.

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attorney: Thomas M. Kiley and Associates, LLP

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Can I still be convicted of vehicular assault if it was an accident?

In Massachusetts generally you are not prosecuted for an accident, a car accident. That’s called a car accident; there may be a civil case. However, if you were driving negligently, or driving dangerously so as to endanger other people, that’s a crime. And if that driving to endanger led to the vehicular assault or say if you were drunk and that led to the vehicular assault, even though the striking of the other individual was not exactly intentional, you can be prosecuted and you can be convicted for that vehicular assault. To say nothing of the fact that maybe it is an accident, but the prosecution doesn’t believe it is an accident until the case goes to trial. And if they convince the jury beyond a reasonable doubt, guilty. I’m Sam Goldberg, Lead Counsel for criminal defense matters at Altman and Altman in Cambridge, Massachusetts. I have twenty-five years of experience. If you’re in trouble and you need someone in your corner who cares and will fight for you, give me a call.

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attorney: Altman & Altman, LLP

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How can an attorney help me seek a diagnosis for a brain injury?

If you've sustained a brain injury in New York State, oftentimes that injury may not be diagnosed fully at the time of the accident. You may go to the hospital, they diagnose a concussion, and they send you home. And that's when the suffering begins. A skilled attorney can get you the type of diagnostic tests performed that can perhaps show that there are cognitive deficits, that you have deficits with regard to your executive functions, or whatever your problems are, and they can get you fair compensation for all the damage that you sustained in your accident. I'm Mitchell Proner. If you're looking for an experienced, skilled attorney to represent you or a loved one in New York, contact me today.

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attorney: Proner & Proner

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Who's at fault in New York City bus accidents?

If you are involved in an accident while you're a passenger on a bus, you may not know who is at fault. What's important is that you know you're hurt and so you should get yourself an attorney, a plaintiff personal injury lawyer, and let them do the investigation for you and find out whose at fault and get you compensated for your injury. Plaintiffs lawyers work on contingency, the consultation with them is free. Avail yourself of the opportunity to speak to the attorney. Hello, my name is Mitchell Ashley, of Shandell, Blitz, Blitz and Ashley. We've been helping people for over thirty years when they've been hurt through someone else's negligence. If you've been injured, let us help you.

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attorney: Shandell, Blitz, Blitz & Ashley, LLP

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How much money can I recover in a motorcycle accident?

The potential recovery for victims of motorcycle accidents is pretty much the same as victims of automobile accidents. You can recover your medical expenses, your loss/earning capacity, uh, any disfigurement, loss of enjoyment of life, payment for any permanency that your injuries may have. But again, it may be limited, by the insurance policy that’s held by the car that hit you. I’m attorney Tom Kiley. I’ve been representing the seriously injured, and their families in Massachusetts for over three decades.

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attorney: Thomas M. Kiley and Associates, LLP

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Is it okay to drink and drive in California?

There is nothing illegal about consuming alcohol in driving in the state of California. You can be arrested however if the alcohol that's in your system is having an affect so you cannot safely operate your car, or if you're at a 0.08% level or above, because the legislature says if you hit this minimal level of 0.08 then we believe you're under the influence. I'm Virginia Landry. For the last 19 years in Orange County I have helped when bad things happen to good people. If you've been arrested for DUI, please call.

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attorney: The Law Offices of Virginia L Landry, Inc.

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What is the legal limit for drinking and driving in California?

"In California the legal limit is .08%. But there is a separate charge that can be brought against you, just the driving under the influence, and that could be where any alcohol in your system affects your ability to safely operate your car with the same care and prudence that a reasonable person would have who is alcohol free. I'm Virginia Landry. For the last nineteen years in Orange County, I have helped when bad things happen to good people. If you have been arrested for a DUI, please call."

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attorney: The Law Offices of Virginia L Landry, Inc.

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What does intoxication technically mean in California?

Intoxication. That can mean anything the police officer wants it to mean. From a court perspective, a police officer wants to show that you have either some mental problem or a physical problem in being able to answer questions or to do field sobriety tests. Your ability to answer those questions and to do the field sobriety tests may have absolutely nothing at all to do with whether you're impaired to drive your car. I'm Virginia Landry. For the last nineteen years in Orange County, I've helped when bad things happen to good people. If you've been arrested for a DUI, please call.

tags: DUI intoxication defined drunk driving arrest criminal defense Orange County Los Angeles California lawyer attorney law firm Virginia Landry

attorney: The Law Offices of Virginia L Landry, Inc.

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Is it better to just plead guilty to DUI in California?

If you feel that you've had too much to drink, that you are not in a position to get behind the wheel of a car and you want to plead guilty, there's no reason to hire an attorney. However, if you want to make sure that you're not being convicted on fault signs, or that the police officer who's in the position of authority with you has not done something inappropriate, then, you could make a determination by not challenging something that could have a very long term affect on you and your future, for an insurance, an employment, and the ability to drive. It's your choice on whether you decide to requite an attorney or not. I'm Virginia Landry, for the last 19 years in Orange County, I've helped when bad things happen to good people. If you've been arrested for DUI, please call.

tags: DUI guilty plea drunk driving arrest criminal defense Orange County Los Angeles California lawyer attorney law firm Virginia Landry

attorney: The Law Offices of Virginia L Landry, Inc.

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Why do insurance companies have a bad reputation when it comes to settling fairly?

The reputation that insurance companies have for being hardball negotiators and being basically rotten when you are injured in a car accident is well deserved because that's when their true colors come shining through. What they are trying to do is save the insurance company money. They are not looking to help you, they are not looking to help you get better. They are not looking to pay all of your medical bills. They are going to try to do everything they can to lower your recovery. I'm Jeff Roberts of the Roberts Law Firm, a full service personal injury law firm in southern California. If you've been involved in an accident, call us for a free consultation.

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attorney: The Roberts Law Firm

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Who ultimately pay in a wrongful death claim in California?

If you've lost a family member, a close family member, in an accident, a car accident in California, that's caused by someone else's negligence, that person or their insurance company is responsible to you to compensate you for the loss of the love that you would have received from your family member, for the loss of companionship, and as well as any financial support that you could have expected from that family member. I'm Jeff Roberts of the Roberts Law Firm, a full service personal injury law firm in Southern California. If you've been involved in an accident, call us for a free consultation.

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attorney: The Roberts Law Firm

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Are my medical bills covered if I've been involved in an auto accident in California?

Many people that are involved in car accidents in southern California are concerned about receiving medical treatment because they don't know who will pay for their medical bills. The person that's responsible is the person that caused the accident and their insurance company. So even if you don't have medical insurance to pay your bills, the person that hit you and caused your injuries will be liable. I'm Jeff Roberts of the Roberts Law Firm, a full service personal injury law firm in southern California. If you've been involved in an accident, call us for a free consultation.

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attorney: The Roberts Law Firm

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Are my lost wages covered if I've been involved in an auto accident in California?

If you've been involved in a car accident in southern California and the injuries that you suffered cause you to lose time from work, every moment, every minute, every dollar that you lose from not working that is owed to you by the person that caused your accident. Either they or their insurance company will compensate for every dollar you've lost. I'm Jeff Roberts of the Roberts Law Firm, a full service personal injury law firm in southern California. If you've been involved in an accident call us for a free consultation.

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attorney: The Roberts Law Firm

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What constitutes an armed assault & battery in Massachusetts?

In Massachusetts, an armed assault and battery is really an assault and battery with a dangerous weapon. That dangerous weapon can be anything. It can be a shoe. You've probably heard of assault and battery with a shod foot, that's a-, a foot with a shoe in it. It can be a gun, it can be a car, it can be a pencil. It can be anything. The fact is any item can be used as a weapon. If any item is used as a weapon, armed assault. I'm Sam Goldbert lead counsel for criminal defense matters at Altman and Altman at Cabridge, Massachusetts. I have 25 years of experience. If you're in trouble and you need someone in your corner, who cares and will fight for you, give me a call.

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attorney: Altman & Altman, LLP

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What is a rising BAC defense in California?

The easiest way for me to explain a rising blood alcohol concentration case is, let's suppose you and your friends are out at the bar. You have watched a sporting event, and you are finishing up that last drink. Or you decide, "I want to have one for the road." You finish your last drink. You get behind the wheel of the car. And within a short period of time you are stopped by a police officer. The alcohol from that last drink has not been fully absorbed into your system yet. So it has not reached its peak concentration. So you were lower when you were driving as opposed to later when the police officer tests you by either breath or blood. I'm Virginia Landry. For the last 19 years in Orange County, I have helped when bad things happen to good people. If you have been arrested for DUI, please call.

tags: DUI rising BAC defense drunk driving arrest criminal defense Orange County Los Angeles California lawyer attorney law firm Virginia Landry

attorney: The Law Offices of Virginia L Landry, Inc.

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What is the penalty for a second DUI offense in California?

In the state of California, if you're convicted of a second driving under the influence allegation, there's mandatory jail. That jail can go from a few days up to one year in custody. There's a loss of the license privilege for up to a two year time period. There are fines. There are probation. Probation length can be three to five years. If you lose your license, independently on the DMV side, then they can require an ignition interlock device - a special hand held breathalizer that affixes to the steering column of your car in order for you to be able to get your license back at the earliest time. I'm Virginia Landry. For the last 19 years in Orange County, I've helped when bad things happen to good people. If you've been arrested for a DUI, please call.

tags: DUI 2nd time penalty drunk driving arrest criminal defense Orange County Los Angeles California lawyer attorney law firm Virginia Landry

attorney: The Law Offices of Virginia L Landry, Inc.

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Should I take pictures of the auto accident at the scene?

If you’ve been involved in a car accident in Southern California, one of the most valuable things that you can do in preparing your case for making a claim is to get photographs. If you have the opportunity at the scene of the accident, and it’s safe, take pictures of all of the vehicles that are involved in the accident. Also, take pictures of the scene of the accident and any of the damage that’s on the street. And if you have injuries, visible injuries, bruising or anything of that nature, take pictures of that. All these pictures are what we can use to make a claim with the insurance company. I’m Jeff Roberts of the Roberts Law firm, a full service personal injury law firm in Southern California. If you’ve been involved in an accident, call us for a free consultation.

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attorney: The Roberts Law Firm

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How many people are involved in the hot gas class action lawsuit?

The people that are part of this action are really all the people who buy gas. In other words, that's what the class action is aimed to help. That group of people in all the warm states, the southern states: California, Arizona, Nevada, who purchase gas because they're the ones that are harmed. Because here, obviously, we have a lot of days where it's warmer than sixty-two degrees outside. And if we can get these devices on these, on these pumps, it's going to save everybody thousands of dollars during the period of their car's lifetime. My name is Tom Girardi. I'm the Senior Partner of Girardi/Keese. For the past forty-four years, we have helped people in California who've been seriously harmed. I'm very proud of the work we've done and the role we've played.

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attorney: Girardi & Keese Lawyers