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Instant Legal Answers From Local Attorneys


To recover money, do I need to sue after an auto accident?

Bisnar Chase LLP

Most people that have been injured in an automobile accident do not technically sue. If they are injured, they make a claim and there is a difference between a claim and a lawsuit. A claim is you present a claim to the insurance company and you work out a hopefully fair settlement. If you don't work out a fair settlement, if you don't get the money that you believe you are entitled to, that's when you go to a lawsuit. And lawsuits on personal injury accidents on auto accidents in California have been declining every year for the last ten to fifteen years. I'm John Bisnar the senior partner of the Bisnar/Chase Law Firm. We exclusively represent seriously injured accident victims from our offices in New Port Beach California.

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attorney: Bisnar Chase LLP


Can I sue if I've fallen on a stairway in New York?

Proner & Proner

If you've fallen on a stairway in New York and you sustained injuries, you can sue, and you can get money, if you can show the owner of the premises was at fault for your fall. I'm Mitchell Proner. If you're looking for an experienced skilled attorney to represent you or a loved one in New York, contact me today.

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attorney: Proner & Proner


Can I sue if I've been injured in a fire in New York?

Proner & Proner

Normally, when somebody's injured in a fire a skilled attorney can look into the cause of the fire, could look at the preventative steps that were taken by the building owner prier to the fire. And if you're not the owner of the premises and it wasn't your fault that the fire took place, normally a skilled attorney can get you money for the serious injuries you sustained in that fire, but it's going to take engineering and fire experts to find out the cause of the fire. And to find out whether or not, the owner premises could have taken steps to prevent the injuries you sustained. I'm Michal Proner. If you're looking for a experienced, skilled attorney to represent you or a loved one in New York, contact me today.

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attorney: Proner & Proner


Can a renter sue if they've been injured in a fire in New York?

Proner & Proner

If you've been injured in a fire, you're entitled to compensation for your medical expenses, and your pain and suffering to the extent that that fire was not your fault and that preventative steps could have been taken to avoid the injuries that you sustained. There are a lot of regulations in New York regarding the steps that an owner has to take to make sure that their building is fire safe. Those steps often depend upon when the certificate of occupancy of that building was filed with the building department. But if the owner did not follow the steps that they needed to follow and you were injured as a result, you can get money for your burn injuries. I'm Mitchell Proner. If you are looking for an experienced skilled attorney to represent you or a loved one in New York, contact me today.

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attorney: Proner & Proner


Can I sue if the other driver has no insurance?

Bisnar Chase LLP

You also have to consider the ability to pay of the person who caused the accident. If the person who causes your auto accident has no insurance, has no assets, no matter how big your injury is, your claim is worth nothing. If they've got a fifteen thousand dollar policy, and you have a big injury, then probably your claim is going to be worth fifteen thousand dollars. If someone has a million dollar policy, and you have a claim that's worth twenty-five thousand dollars, your claim is worth twenty-five thousand dollars. So the value of an auto accident injury claim is based upon what you lost, how big your injury is, and the ability of the wrongdoer to pay. I'm John Bisnar, senior partner of the Bisnar Chase law firm. We exclusively represent seriously injured accident victims, from our offices in Newport Beach, California.

tags: car accident no insurance injury lawsuit auto accident orange county california attorney lawsuit Orange County Los Angeles California attorney lawyer law firm Bisnar Chase

attorney: Bisnar Chase LLP


Who do I sue after anesthesia negligence?

Steven E. North

Often when there’s anesthesia malpractice in New York, the anesthesiologist is the prime party that is sued. And in order to determine exactly who the anesthesiologist and/or the assistant, the medical records have to be obtained and reviewed and the persons identified. Often the hospital as well will be a party to that lawsuit. And sometimes the surgeon too, depending upon the circumstances. There are people in that operating room, and if one isn’t paying attention, others should be paying attention. So that responsibility is sometimes a shared responsibility by all the healthcare providers in that operative suite. I’m Steven North, I specialize in medical malpractice litigation. My office is located in a townhouse in the upper east side of Manhattan. We welcome your call.

tags: medical malpractice anesthesia negligence lawsuit hospital negligence attorney lawyer law firm Manhattan Brooklyn Queens Bronx Staten Island New York Steven E. North

attorney: Steven E. North


Can I sue because of bed sores suffered in a NY hospital?

Shandell, Blitz, Blitz & Ashley, LLP

Bedsores, otherwise known as decubitus ulcers, are rampant [in] throughout New York. They result from absolute neglect on the part of the physicians, the nurses, and other hospital employees in failing to treat people who are bedridden. [Uh] They are absolutely preventable and some can be extremely serious even life threatening and some have died as a result of bedsores. Hi, my name is Arthur Blitz of Shandell, Blitz, Blitz, and Ashley. We have represented people who have suffered at the hands of physicians in medical malpractice. Let us help you.

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attorney: Shandell, Blitz, Blitz & Ashley, LLP


Can I sue if I was involved in a rollover accident?

Thomas M. Kiley and Associates, LLP

If you or a loved one has been injured in either a single vehicle accident or a multiple vehicle accident involving the rollover of your vehicle, especially if there is roof crush or there is ejection of an occupant who is known to regularly wear a seatbelt, there may be responsibility on the part of the manufacturer of the vehicle. It's key to get in the hands of an experienced automobile product liability lawyer, a crash worthiness lawyer as it's known in the trade, who can guide you through the legal rights that you may have. I'm attorney Tom Kiley. I've been representing the seriously injured and their families in Massachusetts for over three decades.

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attorney: Thomas M. Kiley and Associates, LLP


Who do I sue if I was injured riding in a NY cab?

Proner & Proner

Taxi accidents in New York are commonplace. Unfortunately, many of the cab drivers, while they take a written test, they don't take a test as to whether or not they're following the rules on their day to day travels through the streets of New York City. We've all seen taxis drive in manners that nobody should be driving, and when they cause injuries the individuals that are injured are entitled to compensation for the injuries they've sustained. My office has tremendous experience in handling these claims and presenting them to insurance carriers and to juries. I'm Mitchell Proner. If you're looking for an experienced, skilled attorney to represent you or a loved one in New York, contact me today.

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attorney: Proner & Proner


Can I sue for damage to my car from dangerous roads?

Bisnar Chase LLP

If you’re involved in accident th-, that occurred at an intersection, the city or state may be responsible for that. There are a lot of intersections that are dangerous throughout the State of California for a whole variety of reasons. Sometimes a lack of a cross walk; lack of signage meaning you should have a stop sign, four-way stop, two-way stop; lack of intersection signals; um, a lack of lighting, there are a lot of things that cities are aware of that need to be at certain intersections that are not in place. And violation often times have their own policies and procedures and design guidelines, and there’s recourse to that. If you find yourself involved in an intersection collision, get a reputable attorney in California that specializes in that kind of work. They will know what to look for, they’ll know how to get around the design immunities in certain cities or states have and determine whether or not you have a viable case against them. I’m John Bisnar, the senior partner of the Bisnar Chase Law Firm. We exclusively represent seriously injured accident victims, from our offices in Newport Beach, California.

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attorney: Bisnar Chase LLP


Can I sue in New York if my cancer diagnosis was delayed?

Steven E. North

A delay in diagnosis in cancer is often the basis of a cancer medical malpractice lawsuit but there are two very significant elements to a medical malpractice case. One is that the doctor missed the boat, so to speak. The other element is that it made a difference, that it had an impact on the patient's course. So if a patient goes to Doctor A on one day and he doesn't pick up the cancer but goes to another doctor the next day and it's very obvious, there's really no damage that results from it. And it's the damage that's the controlling factor. I'm Steven North. I specialize in medical malpractice litigation. My office is located in a townhouse in the upper east side of Manhattan. We welcome your call.

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attorney: Steven E. North


Can I sue in New York if my cancer diagnosis was delayed?

Shandell, Blitz, Blitz & Ashley, LLP

In New York, if there's a delay in diagnosing your cancer a viable lawsuit will lie if you suffered damage as a result of that delay. By that I mean if the doctors have more difficulty treating it or it's less amenable to treatment, then you have suffered a damage and a viable lawsuit does lie. Hi, my name is Arthur Blitz of Shandell, Blitz, Blitz & Ashley. We have represented people who have suffered at the hands of physicians in medical malpractice. Let us help you.

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attorney: Shandell, Blitz, Blitz & Ashley, LLP


Can I sue if I've been injured in a fire in New York?

Shandell, Blitz, Blitz & Ashley, LLP

If you're injured in a fire, you certainly can bring a lawsuit depending on the circumstances. I can't tell you that every time there's a fire that someone can bring a lawsuit, what I can tell you is that you as an individual can't know that for certain and the only way you can protect yourself is to contact a lawyer who does this for a living. It's my profession, and I know under what circumstances you can bring a lawsuit. The consultations are free so take advantage of them. Hello, my name is Mitchell Ashley of Shandell, Blitz, Blitz, and Ashley. We've been helping people for over thirty years when they've been hurt by other people's negligence. If you've been injured let us help you.

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attorney: Shandell, Blitz, Blitz & Ashley, LLP


Can renters sue after a fire in New York?

Shandell, Blitz, Blitz & Ashley, LLP

If your building is involved in a fire in New York and you rent your apartment, there are circumstances where you can bring a lawsuit. Again, each person only knows their involved in the fire and the most important thing is their well being and the well being of their family, but what they should do is contact a lawyer who'd going to be able to tell them their rights with regard to that fire and if their injured, what type of recovery they can get as a result of that fire. Hello, my name is Mitchel Ashley of Shandell, Blitz, Blitz, & Ashley. We've been helping people for over thirty years when they've been hurt through someone else's negligence. If you've been injured, let us help you.

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attorney: Shandell, Blitz, Blitz & Ashley, LLP


Can I sue if I've fallen on a stairway in New York?

Shandell, Blitz, Blitz & Ashley, LLP

The most important thing to know if you fall on a stairway here in New York, or if you fall anywhere, is that you don't know whether or not you can bring a lawsuit. It's not what you do. Call a plaintiff's personal injury lawyer. We only recover money if we're successful in bringing your lawsuit. The phone calls and the consultations are always free. Take advantage of the professionals. You won't know under what circumstances you can bring the lawsuit. The lawyer will be able to tell you. Hello, my name is Mitchell Ashley, of Shandell-Blitz, Blitz, and Ashley. We've been helping people for over 30 years when they've been hurt through someone else's negligence. If you've been injured, let us help you.

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attorney: Shandell, Blitz, Blitz & Ashley, LLP


Can I sue if I slipped on ice on a New York sidewalk?

Shandell, Blitz, Blitz & Ashley, LLP

In New York in the winter, we often have ice on the sidewalks, ice on the streets and people often slip and fall on that ice. Whether or not they can bring a lawsuit depends on the circumstances of that particular case, or their case. They won't know that. All a person knows who slips and falls on ice is that they might be severely injured. What they should do is contact a lawyer. The lawyer will be able to evaluate their case and it's a free consultation, so take advantage of it. The lawyer will tell them whether or not they can bring a lawsuit for their injuries. Hello, my name is Mitchel Ashley of Shandell, Blitz, Blitz and Ashley. We've been helping people for over 30 years when they've been hurt from someone else's negligence. I've you've been injured, let us help you.

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attorney: Shandell, Blitz, Blitz & Ashley, LLP


Can I sue the City of New York if I've slipped on subway stairs?

Proner & Proner

Normally, it's not the city of New York on a subway staircase that is responsible, it's the New York City Transit Authority that is responsible, and they can be sued directly after an individual is injured on a trip and fall on subway stairs depending upon, of course, whether or not there was something wrong with the stairs. If somebody falls over their own two feet, no attorney is going to get them money for their injuries. On the other hand, if there is something wrong with the stairs, then they are entitled to compensation depending upon the extent of the injuries sustained. I'm Mitchell Proner. If you're looking for an experienced, skilled attorney to represent you or a loved one in New York, contact me today.

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attorney: Proner & Proner


Can I sue if my neighbor started a fire in my building?

Proner & Proner

If you've been injured in a fire that one of your neighbors started, you may still be entitled to compensation, depending on a multitude of factors. First of all, when the building constructed, did they follow the regulations that were required according to their certificate of occupancy? Beyond that, were those regulations that they were required to follow, were they up kept? Or did they disregard them at a certain point in time. Lastly, the person that started the fire, they may have some kind of renter's insurance or home owner's insurance that will compensate you. So a skilled attorney can look into the cause of the fire and how the fire spread and attempt to get you fair compensation for the injuries you sustained. I'm Mitchell Proner. If you are looking for an experienced skilled attorney to represent you or a loved one in New York, contact me today.

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attorney: Proner & Proner


If I was injured on NYC subway stairs, how much can I sue for?

Shandell, Blitz, Blitz & Ashley, LLP

If you are injured in New York, whether it be the subway stairs or whether it be any stairs or anyplace, and it's someone else's fault, you are certainly entitled to compensation. How much you are entitled to depends on not only your injuries but how those injuries have affected you and perhaps your family. No one can predict exactly what any individual injury is worth. It's unfair for a lawyer to try or to tell you he can get a certain recovery. In my office or in reputable plaintiff's office, what we do is get you the maximum compensation available to you for your injuries. Hello. My name is Mitchell Ashley of Shandell, Blitz, Blitz & Ashley. We have been helping people for over 30 years when they have been hurt through someone else's negligence. If you have been injured, let us help you.

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attorney: Shandell, Blitz, Blitz & Ashley, LLP


Can I sue if I was hit by a car crossing the street in New York?

Proner & Proner

Pedestrians are constantly getting hit by cars and buses and trucks and even motorcycles in New York. Its the nature of the city we live in. People don't always drive the way they are supposed to. People don't always follow rules. Everybody has seen that from cabs to trucks to every type of vehicle. They sometimes drive to fast and they sometimes hit pedestrians. Consequently, often times a pedestrian sustains tremendous injuries and it takes a skilled attorney to show where exactly they were, whether or not the motor vehicle had an opportunity to avoid the accident, even if it happened in the middle of the block rather than the crosswalk, the pedestrian has rights and is entitled to compensation. I'm Mitchell Proner. If you are looking for an experienced skilled attorney to represent you or a loved one in New York, contact me today.

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attorney: Proner & Proner


If I'm from out of state can I sue a NY driver who hit me crossing the street?

Proner & Proner

If an out of state pedestrian is injured in a motor vehicle accedent in New York, my office has handled cases on numerous occasions and most times the out of state individual doesn't even have to return to New York. In New York, the attorney can present the claim, can do an investigation, do an accident reconstruction, and based upon the report of the out of state doctors can still get the pedestrian, the money they deserve from the injuries they've sustained.I'm Mitchell Kroner, if you're looking for an experienced skilled attorney to represent you or loved one in New York contact me today.

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attorney: Proner & Proner


Why a class action suit, can't I just sue the oil companies myself for hot gas ripoffs?

Girardi & Keese Lawyers

The fact of the matter is, in many cases, the only way injustice can be changed is with a class action. Let’s suppose in this particular hot gas case, that you have been cheated out of $500 a year, $1,000 a year. There’s no way you can go bring a lawsuit to get that kind of money back because the lawsuit would cost many times that. The only way you can get justice, is with lawyers – class action lawyers, who then will represent you to change this harm and to make it right. My name is Tom Girardi. I’m the senior partner of Girardi Keese. For the past 44 years we have helped people in California who have been seriously harmed. I’m very proud of the work we’ve done and the role that we’ve played.

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attorney: Girardi & Keese Lawyers


I didn't feel pain from a car accident right away, can I still sue?

Kantrovitz & Associates, P.C.

Most people don't feel acute pain immediately after the accident. Most people don't run to a doctor immediately after an accident. Most people will go home, take some Tylenol, take some Advil, and figure that the pain will go away by the next day. And most people, after two, three, four days, will start becoming concerned about the pain. It's usually at that point that someone that's been injured in a car accident, albeit not acutely injured in an automobile accident, but someone that's been injured in a car accident, will seek medical treatment. The best piece of advice is to call your primary doctor, seek medical treatment, don't worry about how the medical bills will be paid, because they will be paid through the personal injury and protection benefit provision of the policy of the vehicle that you were in, or the vehicle that struck you, if you were a pedestrian. My name is Guy Montalban of Kantrovitz and Associates. We've been helping people in the greater Boston area with automobile accident claims, worker's compensation, social security disability claims for the last twenty years.

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attorney: Kantrovitz & Associates, P.C.


When should I consult an attorney if I suspect malpractice?

Steven E. North

If someone suspects that there is a medical malpractice case, it's important that they contact an attorney promptly. The reason for that are multifold. One is a statute of limitations, a time limit in which a lawsuit has to be brought. And some of those time limits are very short. If municipalities are involved it's as short as three months within a claim has to be filed. It's also important to get involved early to obtain the medical records before they are potentially changed or altered. So the earlier the better is the general rule. I'm Steven North, I specialize in Medical Malpractice litigation. My office is located in a townhouse on the Upper East Side of Manhattan. We welcome your call.

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attorney: Steven E. North


What is the statute of limitations on malpractice lawsuits in NY?

Steven E. North

The statute of limitations in New York in medical malpractice cases for an adult is two and a half years from the date of the last related treatment by the defendant or target doctor. It's different if children are involved, there's a ten year statute of limitations. It's different if a municipality is involved because their claim limits is as short as three months that have to be filed. And when that treatment or the continuous treatment begins or ends there's a very, sometimes, complex issue that really has to be analyzed by a lawyer promptly. I'm Steven North. I specialize in medical malpractice litigation. My office is located in a townhouse in the upper east side of Manhattan. We welcome your call.

tags: medical malpractice time to sue statute of limitations lawsuit hospital negligence attorney lawyer law firm Manhattan Brooklyn Queens Bronx Staten Island New York Steven E. North

attorney: Steven E. North


How long do birth injury lawsuits take?

Thomas M. Kiley and Associates, LLP

In Massachusetts, a birth injury case can take from one to perhaps three years. Sometimes we settle the case prior to trial because the medical personel involved realize their responsibility and we negotiate a settlement. If that doesn't happen and the case goes to trial, it could take as long as three to three and a half years. I'm attorney Tom Kiley, I've been representing the seriously injured and their families, in Massachusetts, for over three decades.

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attorney: Thomas M. Kiley and Associates, LLP


Is there a statute of limitations on filing a pregnancy discrimination claim in California?

The Schlehr Law Firm

There is a statute of limitations for filing a pregnancy discrimination claim in California. There are actually several statutes of limitations because a woman must first file a complaint with an administrative agency, either the Federal Equal Employment Opportunity Commission or with the State Department of Fair Employment and Housing. After filing a complaint with either of these agencies, a woman may request an immediate right to sue and after she receives that right to sue, she has one year to file a complaint in court. My name is Sarah Schlehr of the Schlehr Law Firm. I work to protect California employees from discrimination and harassment in the workplace.

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attorney: The Schlehr Law Firm


Will I have to go to court to do a loan modification?

Howard | Nassiri, LLP

A homeowner in California can attempt a loan modification on their own. But, there is nothing that the homeowner in California can do to force the lender to give them a loan modification unless they go to court and sue. That's the unfortunate reality of it is that the lenders a lot of times are not going be giving the loan modifications because they would rather try and foreclose. Someone in California who wants a loan modification, if they can't get it on their own, should go see a lawyer because a lawyer can enforce that right and sue and go to the court and ask the judge to order the loan modification. My name is Damien Nassiri, I'm a partner in the Law Firm Howard-Nassiri. We're based in Southern California, and we help people save their homes. If you've been the victim of a predatory loan or you're facing foreclosure, give us a call.

tags: loan modification court mortgage debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP


My mortgage just went up! How do I get it back down?

Carl E. Person

If your mortgage payment just went up, there are two ways of getting it back down. One, is to talk to the bank and tell the bank your problem and see if they won't be willing to modify the agreement to lower the rate and that with the modification agreement with the consent of the bank. But if the bank won't do it, this is where people then go to a lawyer and tell the lawyer "Look, I can't afford it. I'm gonna have to stop paying the mortgage." And the lawyer might say "Well that's a fine thing. Stop paying. Let them sue you. We'll defend and then we will modify it on better terms." I'm Carl Pearson, a New York lawyer and a fighter to keep people in their homes.

tags: loan modification higher rate! mortgage foreclosure defense debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Brooklyn Bronx Staten Island Manhattan Queens New York Carl E. Person Carl-Person-Foreclosure-Defense

attorney: Carl E. Person


What is an attorney's role in a real estate sale?

Wealth Strategies Counsel

If you're selling real property, you should have a lawyer advise you because the buyer is entitled to a complete disclosure from you, with respect to the property. And if you don't provide those proper disclosures, the buyer can come back and sue you for misrepresentation, fraud, and failure to disclose. You need a lawyer to properly word and structure the disclosures, so that you're completely protected. If possible, it's good to have an as-if clause added in the contract. I'm Jeff Matsen and I'm the founding and managing partner of Wealth Strategies Counsel. We help people preserve, protect, and transfer their legacy to the next generation, in the most cost saving and efficient manner possible.

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attorney: Wealth Strategies Counsel


Can I get a loan modification on my second home?

Howard | Nassiri, LLP

You can get a loan modification in California on a second home. Ah, the new California loan modification law does not cover, ah, rental homes or second homes. But, as you go forward and as time goes by, a foreclosure is a foreclosure whether it is a second home or first home. So, if the lenders are smart, they’ll give you a loan modification. You can’t necessarily sue for that but you can certainly ask for a loan modification. And if you make them a reasonable proposal, a lot of times they'll listen. My name is Damien Nassiri. I am a partner in the law firm Howard Nassiri. We’re based in Southern California and we help people save their homes. If you've been a victim of a predatory loan or you’re facing foreclosure, give us a call.

tags: loan modification second home mortgage debt relief predatory lending foreclosure bankruptcy lawyer law firm attorney Orange County Los Angeles California Howard Nassiri

attorney: Howard | Nassiri, LLP


How can a lawyer help me keep my home in New York?

Carl E. Person

In New York a lawyer can help a borrower who's running into trouble with a home, with a mortgage. And first of all the lawyer should consider whether it's appropriate to stop paying the mortgage right now because of this financial trouble. And then invite a foreclosure. The bank, upon nonpayment, will sue. And then the lawyer should defend, within 20 days after the service of the summons and complaint. In doing so the bank will then say, oh my god there're defending the foreclosure, how unique. Most people don't defend. And the bank will then be more readily agreeable to a modification after the suit is brought when they weren't willing to do the same thing before the suit was brought. I'm Carl Pierceson. I'm a New York lawyer and my job is to help people stay in their homes.

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attorney: Carl E. Person


Can I get money back from the flat-panel monitor price fixing lawsuit?

Girardi & Keese Lawyers

The question arises, “If I bought one of these flat panel monitors, am I entitled to get any money back?” And the answer is, “We have to win the case for you.” If we do win the case for you, I think there’s a darn good chance you’re going to get money back. And if we do win this case, they’re not going to do it anymore. So those are the two things that we’re focused on in this case that is before a terrific judge, Sue Elston up in San Francisco. My name is Tom Girardi. I’m the senior partner of Girardi Keese. For the past forty-four years, we have helped people in California who have been seriously harmed. I’m very proud of the work that we’ve done and the role that we’ve played.

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attorney: Girardi & Keese Lawyers


Can I be sued for a hate crime?

Altman & Altman, LLP

You can be sued for a hate crime in Massachusetts. What I mean by this is that, if that hate crime caused another person damage, such as malicious destruction of their property or assault and battery, that type of thing. Then absolutely, the so called victim can bring a civil complaint and sue you for the damages that they sustained. The fact that it's based on a hate crime, is going to raise what they are going to look for because a hate crime is going to be an aggravating circumstance that a jury and a judge is not going to like. I'm Sam Goldberg lead council for criminal defense matters at Altman and Altman in Cambridge, Massachusetts. I've 25 years of experience. If you're in trouble, and you need someone in your corner who cares and will fight for you, give me a call.

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attorney: Altman & Altman, LLP


Why do I need to worry about protecting my assets?

Wealth Strategies Counsel

You need to worry about protecting and preserving your assets because we live in a predatory climate. There are creditors now who are attempting to sue and get into the deep pocket of people who are business owners, or professionals, or who own real estate assets. We're in a victim oriented society where people think that they need to be compensated for anything bad that might happen. Therefore, in this situation because of the proliferation of lawsuits, the victim oriented society and the notoriety that some of these cases are given, you need to protect your assets. I'm Jeff Matson and I'm the Founding and Managing Partner of Wealth Strategies Council. We help people preserve, protect and transfer their legacy to the next generation in the most cost saving and efficient manner possible.

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attorney: Wealth Strategies Counsel


When is the right time to initiate a mortgage defense?

Carl E. Person

The bank determines when the foreclosure preceding begins, but the borrower has an opportunity of deciding for himself or herself when he or she wants the bank to begin this. And the way its done is that a borrower realizes that six months from now, I don't have any money. I'm not going to be able to pay the foreclosure or pay the mortgage in six months. So why spend all of your money between now and six months and give the bank everything you have. Stop paying! Right now! Stop paying. Precipitate a foreclosure right now and you will have fourteen months of not having to pay the mortgage and you can then force the bank, if you have appropriate circumstances, you can force the bank into reaching a modification agreement which right now, today, they won't give you! That's why you're here talking with me, because the bank won't give you a modification. Let's force them to do it by bringing them into court, force them to sue you, you defend and then you can have the relief you are seeking. I'm Carl Person. I'm a New York lawyer and my job is to help people stay in their homes.

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attorney: Carl E. Person